SoFi Technologies (SOFI) Projected to Post Earnings on Tuesday

Key Points

• SoFi Technologies is projected to report its Q3 2025 earnings on October 28, with analysts expecting an EPS of $0.08 and revenue of $880.3 million.
• In its last quarterly report, SoFi reported $0.08 EPS, exceeding expectations, but its revenue of $519.37 million fell short of analysts' forecasts.
• Insider selling occurred recently, with notable sales by EVP Kelli Keough and CTO Jeremy Rishel, resulting in decreases of 3.40% and 11.50% in their respective stock positions.

SoFi Technologies (NASDAQ:SOFI - Get Free Report) is expected to post its Q3 2025 results before the market opens on Tuesday, October 28th. Analysts expect SoFi Technologies to post earnings of $0.08 per share and revenue of $880.3260 million for the quarter. SoFi Technologies has set its FY 2025 guidance at 0.310-0.310 EPS.Individuals can find conference call details on the company's upcoming Q3 2025 earningreport page for the latest details on the call scheduled for Tuesday, October 28, 2025 at 8:00 AM ET.

SoFi Technologies (NASDAQ:SOFI - Get Free Report) last released its quarterly earnings data on Tuesday, July 29th. The company reported $0.08 earnings per share (EPS) for the quarter, topping analysts' consensus estimates of $0.06 by $0.02. The company had revenue of $519.37 million for the quarter, compared to analysts' expectations of $801.94 million. SoFi Technologies had a net margin of 18.38% and a return on equity of 4.44%. The business's revenue was up 42.8% on a year-over-year basis. During the same quarter in the prior year, the firm earned $0.01 EPS. On average, analysts expect SoFi Technologies to post $0 EPS for the current fiscal year and $1 EPS for the next fiscal year.

SoFi Technologies Price Performance

SOFI stock opened at $28.68 on Tuesday. The stock has a market capitalization of $34.34 billion, a PE ratio of 59.75, a price-to-earnings-growth ratio of 3.15 and a beta of 1.92. The company's 50-day moving average is $26.26 and its 200-day moving average is $19.41. The company has a debt-to-equity ratio of 0.57, a current ratio of 0.80 and a quick ratio of 0.14. SoFi Technologies has a 1 year low of $8.60 and a 1 year high of $30.30.

Insider Activity

In other SoFi Technologies news, EVP Kelli Keough sold 10,036 shares of the stock in a transaction dated Thursday, September 18th. The shares were sold at an average price of $27.86, for a total value of $279,602.96. Following the completion of the sale, the executive vice president owned 285,410 shares in the company, valued at approximately $7,951,522.60. This trade represents a 3.40% decrease in their position. The transaction was disclosed in a filing with the SEC, which is accessible through the SEC website. Also, CTO Jeremy Rishel sold 98,733 shares of the stock in a transaction dated Thursday, September 18th. The shares were sold at an average price of $27.50, for a total transaction of $2,715,157.50. Following the completion of the sale, the chief technology officer owned 759,553 shares of the company's stock, valued at approximately $20,887,707.50. This trade represents a 11.50% decrease in their position. The disclosure for this sale can be found here. In the last quarter, insiders sold 119,347 shares of company stock valued at $3,228,852. Company insiders own 2.60% of the company's stock.

Institutional Inflows and Outflows

A number of institutional investors and hedge funds have recently modified their holdings of the stock. Thrivent Financial for Lutherans bought a new position in shares of SoFi Technologies during the 2nd quarter valued at approximately $524,000. B. Riley Wealth Advisors Inc. bought a new position in shares of SoFi Technologies during the 2nd quarter valued at approximately $303,000. State of Wyoming grew its position in shares of SoFi Technologies by 6.3% during the 2nd quarter. State of Wyoming now owns 14,139 shares of the company's stock valued at $257,000 after acquiring an additional 836 shares during the period. Caxton Associates LLP grew its position in shares of SoFi Technologies by 22.9% during the 2nd quarter. Caxton Associates LLP now owns 13,676 shares of the company's stock valued at $249,000 after acquiring an additional 2,544 shares during the period. Finally, CANADA LIFE ASSURANCE Co grew its position in shares of SoFi Technologies by 47.4% during the 2nd quarter. CANADA LIFE ASSURANCE Co now owns 366,347 shares of the company's stock valued at $6,683,000 after acquiring an additional 117,795 shares during the period. 38.43% of the stock is owned by institutional investors.

Analyst Upgrades and Downgrades

A number of equities analysts have recently issued reports on the stock. Redburn Atlantic raised shares of SoFi Technologies to a "hold" rating in a research report on Friday, August 1st. Morgan Stanley upped their target price on shares of SoFi Technologies from $13.00 to $18.00 and gave the stock an "underweight" rating in a report on Monday, September 29th. Mizuho upped their target price on shares of SoFi Technologies from $26.00 to $31.00 and gave the stock an "outperform" rating in a report on Thursday, September 18th. Cowen initiated coverage on shares of SoFi Technologies in a report on Friday, July 11th. They issued a "hold" rating on the stock. Finally, TD Cowen initiated coverage on shares of SoFi Technologies in a report on Friday, July 11th. They issued a "hold" rating and a $21.00 target price on the stock. One analyst has rated the stock with a Strong Buy rating, six have assigned a Buy rating, twelve have issued a Hold rating and three have assigned a Sell rating to the company. According to data from MarketBeat.com, the company has an average rating of "Hold" and an average target price of $20.71.

About SoFi Technologies

SoFi Technologies, Inc provides various financial services in the United States, Latin America, and Canada. It operates through three segments: Lending, Technology Platform, and Financial Services. The company offers lending and financial services and products that allows its members to borrow, save, spend, invest, and protect money.

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