SoFi Technologies (SOFI) Projected to Post Quarterly Earnings on Tuesday

SoFi Technologies (NASDAQ:SOFI - Get Free Report) is expected to be issuing its Q2 2025 quarterly earnings data before the market opens on Tuesday, July 29th. Analysts expect the company to announce earnings of $0.06 per share and revenue of $801.94 million for the quarter. SoFi Technologies has set its Q2 2025 guidance at 0.050-0.060 EPS and its FY 2025 guidance at 0.270-0.280 EPS.

SoFi Technologies (NASDAQ:SOFI - Get Free Report) last posted its quarterly earnings data on Tuesday, April 29th. The company reported $0.06 EPS for the quarter, topping analysts' consensus estimates of $0.03 by $0.03. SoFi Technologies had a return on equity of 3.34% and a net margin of 17.21%. The firm had revenue of $763.81 million for the quarter, compared to analyst estimates of $739.93 million. During the same quarter last year, the company earned $0.02 EPS. The company's revenue was up 32.7% on a year-over-year basis. On average, analysts expect SoFi Technologies to post $0 EPS for the current fiscal year and $1 EPS for the next fiscal year.

SoFi Technologies Price Performance

SoFi Technologies stock traded down $0.31 during mid-day trading on Friday, reaching $21.20. 40,013,421 shares of the company were exchanged, compared to its average volume of 69,386,928. SoFi Technologies has a 12 month low of $6.01 and a 12 month high of $22.74. The company has a fifty day simple moving average of $16.73 and a 200-day simple moving average of $14.61. The company has a debt-to-equity ratio of 0.46, a current ratio of 0.80 and a quick ratio of 0.14. The firm has a market cap of $23.43 billion, a PE ratio of 51.71, a PEG ratio of 3.63 and a beta of 1.91.

Insiders Place Their Bets

In other news, EVP Kelli Keough sold 11,520 shares of the business's stock in a transaction dated Tuesday, May 20th. The stock was sold at an average price of $13.38, for a total value of $154,137.60. Following the transaction, the executive vice president directly owned 203,509 shares of the company's stock, valued at $2,722,950.42. The trade was a 5.36% decrease in their position. The sale was disclosed in a document filed with the Securities & Exchange Commission, which is available through this link. Also, Director Magdalena Yesil sold 87,140 shares of the business's stock in a transaction dated Tuesday, June 10th. The shares were sold at an average price of $14.39, for a total value of $1,253,944.60. Following the completion of the transaction, the director directly owned 289,258 shares in the company, valued at $4,162,422.62. This represents a 23.15% decrease in their ownership of the stock. The disclosure for this sale can be found here. In the last three months, insiders have sold 273,181 shares of company stock valued at $4,043,240. 2.60% of the stock is currently owned by company insiders.

Institutional Inflows and Outflows

A number of hedge funds and other institutional investors have recently made changes to their positions in the business. Empowered Funds LLC lifted its stake in shares of SoFi Technologies by 5.2% in the 1st quarter. Empowered Funds LLC now owns 33,126 shares of the company's stock valued at $385,000 after purchasing an additional 1,631 shares during the period. Caxton Associates LLP bought a new stake in SoFi Technologies in the 1st quarter valued at about $129,000. Finally, Brighton Jones LLC increased its position in SoFi Technologies by 2.0% in the 4th quarter. Brighton Jones LLC now owns 719,288 shares of the company's stock valued at $11,077,000 after buying an additional 14,281 shares in the last quarter. 38.43% of the stock is owned by institutional investors and hedge funds.

Wall Street Analyst Weigh In

Several brokerages have recently issued reports on SOFI. Truist Financial lifted their price target on SoFi Technologies from $14.00 to $20.00 and gave the company a "hold" rating in a research note on Thursday, July 17th. The Goldman Sachs Group began coverage on SoFi Technologies in a research note on Monday, July 14th. They issued a "neutral" rating and a $19.00 price target on the stock. TD Cowen began coverage on SoFi Technologies in a research note on Friday, July 11th. They issued a "hold" rating and a $21.00 price target on the stock. Keefe, Bruyette & Woods lifted their price target on SoFi Technologies from $9.00 to $13.00 and gave the company an "underperform" rating in a research note on Thursday, July 10th. Finally, UBS Group raised their price objective on SoFi Technologies from $14.00 to $15.50 and gave the company a "neutral" rating in a report on Wednesday, April 30th. Three research analysts have rated the stock with a sell rating, nine have assigned a hold rating, six have issued a buy rating and one has issued a strong buy rating to the stock. According to data from MarketBeat, SoFi Technologies has a consensus rating of "Hold" and an average target price of $16.78.

About SoFi Technologies

SoFi Technologies, Inc provides various financial services in the United States, Latin America, and Canada. It operates through three segments: Lending, Technology Platform, and Financial Services. The company offers lending and financial services and products that allows its members to borrow, save, spend, invest, and protect money.