SoFi Technologies (SOFI) Projected to Post Quarterly Earnings on Tuesday

SoFi Technologies (NASDAQ:SOFI - Get Free Report) is expected to post its Q2 2025 quarterly earnings results before the market opens on Tuesday, July 29th. Analysts expect SoFi Technologies to post earnings of $0.06 per share and revenue of $801.94 million for the quarter. SoFi Technologies has set its Q2 2025 guidance at 0.050-0.060 EPS and its FY 2025 guidance at 0.270-0.280 EPS.

SoFi Technologies (NASDAQ:SOFI - Get Free Report) last announced its earnings results on Tuesday, April 29th. The company reported $0.06 earnings per share (EPS) for the quarter, beating the consensus estimate of $0.03 by $0.03. SoFi Technologies had a net margin of 17.21% and a return on equity of 3.34%. The business had revenue of $763.81 million during the quarter, compared to analyst estimates of $739.93 million. During the same period in the previous year, the business posted $0.02 earnings per share. SoFi Technologies's revenue for the quarter was up 32.7% on a year-over-year basis. On average, analysts expect SoFi Technologies to post $0 EPS for the current fiscal year and $1 EPS for the next fiscal year.

SoFi Technologies Price Performance

SoFi Technologies stock traded down $0.18 during mid-day trading on Tuesday, hitting $20.98. 63,526,074 shares of the company traded hands, compared to its average volume of 53,548,526. SoFi Technologies has a one year low of $6.01 and a one year high of $22.74. The stock has a market cap of $23.19 billion, a price-to-earnings ratio of 124.47, a price-to-earnings-growth ratio of 3.57 and a beta of 1.91. The company has a debt-to-equity ratio of 0.46, a quick ratio of 0.14 and a current ratio of 0.80. The stock has a fifty day moving average price of $16.00 and a 200-day moving average price of $14.39.

Wall Street Analyst Weigh In

Several research analysts have commented on the stock. Barclays lifted their price target on shares of SoFi Technologies from $12.00 to $18.00 and gave the stock an "equal weight" rating in a research note on Tuesday, July 8th. TD Cowen assumed coverage on shares of SoFi Technologies in a research note on Friday, July 11th. They set a "hold" rating and a $21.00 price target on the stock. Truist Financial lifted their price target on shares of SoFi Technologies from $14.00 to $20.00 and gave the stock a "hold" rating in a research note on Thursday, July 17th. Needham & Company LLC reaffirmed a "buy" rating and issued a $20.00 target price on shares of SoFi Technologies in a research note on Wednesday, April 30th. Finally, UBS Group upped their price target on shares of SoFi Technologies from $14.00 to $15.50 and gave the stock a "neutral" rating in a research note on Wednesday, April 30th. Three research analysts have rated the stock with a sell rating, nine have assigned a hold rating, six have assigned a buy rating and one has issued a strong buy rating to the company. According to MarketBeat.com, the stock currently has an average rating of "Hold" and an average price target of $16.78.

Insider Buying and Selling

In other news, EVP Kelli Keough sold 10,267 shares of SoFi Technologies stock in a transaction on Friday, July 18th. The stock was sold at an average price of $21.80, for a total transaction of $223,820.60. Following the completion of the sale, the executive vice president directly owned 245,200 shares in the company, valued at approximately $5,345,360. This trade represents a 4.02% decrease in their ownership of the stock. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which can be accessed through this link. Also, Director Magdalena Yesil sold 87,140 shares of SoFi Technologies stock in a transaction on Tuesday, June 10th. The stock was sold at an average price of $14.39, for a total value of $1,253,944.60. Following the sale, the director owned 289,258 shares of the company's stock, valued at approximately $4,162,422.62. This trade represents a 23.15% decrease in their ownership of the stock. The disclosure for this sale can be found here. Insiders sold a total of 273,181 shares of company stock worth $4,043,240 over the last three months. 2.60% of the stock is owned by insiders.

Institutional Trading of SoFi Technologies

Several institutional investors and hedge funds have recently made changes to their positions in the business. Caxton Associates LLP purchased a new position in shares of SoFi Technologies during the first quarter valued at $129,000. Empowered Funds LLC increased its stake in shares of SoFi Technologies by 5.2% during the first quarter. Empowered Funds LLC now owns 33,126 shares of the company's stock valued at $385,000 after buying an additional 1,631 shares during the period. Finally, Brighton Jones LLC increased its stake in shares of SoFi Technologies by 2.0% during the fourth quarter. Brighton Jones LLC now owns 719,288 shares of the company's stock valued at $11,077,000 after buying an additional 14,281 shares during the period. 38.43% of the stock is currently owned by institutional investors.

SoFi Technologies Company Profile

SoFi Technologies, Inc provides various financial services in the United States, Latin America, and Canada. It operates through three segments: Lending, Technology Platform, and Financial Services. The company offers lending and financial services and products that allows its members to borrow, save, spend, invest, and protect money.