TC Bancshares (TCBC) Stock Price, News & Analysis

Company Overview

TC Bancshares, Inc. operates as the holding company for TC Federal Bank that provides various banking services for individual and commercial customers in the United States. It accepts various deposit products, including personal checking accounts, business checking accounts, savings accounts, money market accounts, and certificates of deposit. The company also offers lending products comprising single-family residential loans, home equity lines of credit, closed-end home equity loans, consumer loans, commercial and multi-family residential real estate loans, commercial and industrial loans, construction loans, land development loans, and SBA/USDA guaranteed loans. It operates branches in Thomasville, Georgia and Tallahassee, Florida, as well as loan production offices in Savannah, Georgia, and Jacksonville, Florida. The company was founded in 1934 and is based in Thomasville, Georgia.

Key Stats

• Today's Range: $15.88 to $15.88
• 50-Day Range: $15.20 to $15.95
• 52-Week Range: $12.80 to $17.53
• Volume: 2,790 shs
• Average Volume: 7,902 shs
• Market Capitalization: $63.27 million
• P/E Ratio: N/A
• Dividend Yield: 0.63%
• Price Target: N/A
• Consensus Rating: N/A

TC Bancshares Stock Analysis - MarketRank™

TC Bancshares scored higher than 10% of companies evaluated by MarketBeat, and ranked 891st out of 909 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for TC Bancshares.

Earnings and Valuation

• Score: 0.6 / 5
• Proj. Earnings Growth: N/A

Price to Book Value per Share Ratio

TC Bancshares has a P/B Ratio of 0.91. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.02% of the float of TC Bancshares has been sold short.

Short Interest Ratio / Days to Cover

TC Bancshares has a short interest ratio ("days to cover") of 0.2, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in TC Bancshares has recently increased by 16.67%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: Weak

Dividend Yield

TC Bancshares has a dividend yield of 0.63%, which is in the bottom 25% of all stocks that pay dividends.

Dividend Growth

TC Bancshares has only been increasing its dividend for 1 years.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.02% of the float of TC Bancshares has been sold short.

Short Interest Ratio / Days to Cover

TC Bancshares has a short interest ratio ("days to cover") of 0.2, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in TC Bancshares has recently increased by 16.67%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 2.1 / 5
• News Sentiment: 0.80

News Sentiment

TC Bancshares has a news sentiment score of 0.80. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for TC Bancshares this week, compared to 0 articles on an average week.

Company Ownership

• Score: 0.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, TC Bancshares insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 9.60% of the stock of TC Bancshares is held by insiders.

Percentage Held by Institutions

Only 23.56% of the stock of TC Bancshares is held by institutions.

TCBC Stock Analysis - Frequently Asked Questions

How have TCBC shares performed this year?

TC Bancshares' stock was trading at $16.9450 on January 1st, 2025. Since then, TCBC stock has decreased by 6.3% and is now trading at $15.88.

When did TC Bancshares IPO?

TC Bancshares (TCBC) raised $62 million in an initial public offering on Wednesday, July 21st 2021. The company issued 6,215,750 shares at a price of $10.00 per share.

How do I buy shares of TC Bancshares?

Shares of TCBC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of TC Bancshares own?

Based on aggregate information from My MarketBeat watchlists, some other companies that TC Bancshares investors own include Bridge Investment Group (BRDG), Blend Labs (BLND), Blue Foundry Bancorp (BLFY), Couchbase (BASE), ARYA Sciences Acquisition Corp V (ARYE), Argo Blockchain (ARBK) and a.k.a. Brands (AKA).

Company Calendar

• Ex-Dividend for 7/18 Dividend: 7/03/2025
• Record date for 7/18 Dividend: 7/04/2025
• Today: 7/05/2025
• Dividend Payable: 7/18/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Federal savings institutions
• Sub-Industry: Banking
• Current Symbol: NASDAQ:TCBC
• CIK: 1850398
• Web: www.tcfederal.com
• Phone: 229-226-3221
• Fax: 229-226-3459
• Employees: 50
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): N/A
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: N/A
• Net Margins: N/A
• Pretax Margin: N/A
• Return on Equity: N/A
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: N/A
• Quick Ratio: N/A

Sales & Book Value

• Annual Sales: $14.76 million
• Price / Sales: 4.29
• Cash Flow: $0.21 per share
• Price / Cash Flow: 75.99
• Book Value: $17.50 per share
• Price / Book: 0.91

Miscellaneous

• Outstanding Shares: 3,984,000
• Free Float: 3,779,000
• Market Cap: $63.27 million
• Optionable: Not Optionable
• Beta: 0.15