TransUnion (NYSE:TRU) Issues Q4 2025 Earnings Guidance

Key Points

• TransUnion has updated its Q4 2025 earnings guidance, projecting earnings per share between 0.970 and 1.02, surpassing the consensus estimate of 0.940.
• The company's revenue guidance remains at $1.1 billion, aligning with the consensus estimate, while it anticipates full-year 2025 earnings per share in the range of 4.190 to 4.250.
• Recent analyst ratings show a mix of upgrades and downgrades, with ten analysts rating the stock as a Buy and an average price target of $108.15, despite Goldman Sachs reducing its target to $83.00.

TransUnion (NYSE:TRU - Get Free Report) updated its fourth quarter 2025 earnings guidance on Thursday. The company provided earnings per share guidance of 0.970-1.02 for the period, compared to the consensus earnings per share estimate of 0.940. The company issued revenue guidance of $1.1 billion-$1.1 billion, compared to the consensus revenue estimate of $1.1 billion. TransUnion also updated its FY 2025 guidance to 4.190-4.250 EPS.

Analyst Upgrades and Downgrades

A number of analysts recently issued reports on TRU shares. The Goldman Sachs Group decreased their target price on shares of TransUnion from $96.00 to $83.00 and set a "neutral" rating on the stock in a research report on Thursday, October 2nd. Needham & Company LLC reiterated a "buy" rating and issued a $115.00 target price on shares of TransUnion in a research note on Monday. Wells Fargo & Company decreased their price target on TransUnion from $124.00 to $118.00 and set an "overweight" rating on the stock in a research note on Friday, July 25th. Seaport Res Ptn upgraded TransUnion to a "hold" rating in a report on Wednesday, October 1st. Finally, BMO Capital Markets increased their price objective on shares of TransUnion from $115.00 to $118.00 and gave the stock an "outperform" rating in a report on Friday, July 25th. Ten analysts have rated the stock with a Buy rating, five have assigned a Hold rating and one has issued a Sell rating to the company's stock. According to data from MarketBeat, TransUnion has an average rating of "Moderate Buy" and an average price target of $108.15.

TransUnion Price Performance

TransUnion stock opened at $80.61 on Thursday. The company has a quick ratio of 2.02, a current ratio of 2.03 and a debt-to-equity ratio of 1.09. The firm has a market capitalization of $15.70 billion, a P/E ratio of 40.30, a PEG ratio of 2.15 and a beta of 1.71. The firm has a fifty day moving average of $85.60 and a 200-day moving average of $86.18. TransUnion has a 52-week low of $66.38 and a 52-week high of $113.17.

TransUnion (NYSE:TRU - Get Free Report) last announced its quarterly earnings results on Thursday, July 24th. The business services provider reported $1.08 earnings per share for the quarter, topping analysts' consensus estimates of $0.99 by $0.09. TransUnion had a net margin of 8.99% and a return on equity of 16.08%. The firm had revenue of $1.14 billion during the quarter, compared to analysts' expectations of $1.10 billion. During the same period in the prior year, the company earned $0.99 EPS. The firm's revenue was up 9.5% on a year-over-year basis. As a group, analysts predict that TransUnion will post 3.99 EPS for the current year.

TransUnion Announces Dividend

The business also recently announced a quarterly dividend, which was paid on Monday, September 8th. Stockholders of record on Friday, August 22nd were paid a $0.115 dividend. The ex-dividend date was Friday, August 22nd. This represents a $0.46 dividend on an annualized basis and a dividend yield of 0.6%. TransUnion's dividend payout ratio (DPR) is 23.00%.

Insider Activity at TransUnion

In related news, EVP Heather J. Russell sold 5,337 shares of the business's stock in a transaction that occurred on Friday, September 5th. The stock was sold at an average price of $90.01, for a total transaction of $480,383.37. Following the transaction, the executive vice president directly owned 23,011 shares of the company's stock, valued at approximately $2,071,220.11. The trade was a 18.83% decrease in their position. The transaction was disclosed in a legal filing with the SEC, which is accessible through the SEC website. Also, insider Steven M. Chaouki sold 1,000 shares of the stock in a transaction that occurred on Wednesday, October 1st. The shares were sold at an average price of $83.19, for a total transaction of $83,190.00. Following the completion of the sale, the insider directly owned 64,592 shares of the company's stock, valued at $5,373,408.48. This trade represents a 1.52% decrease in their position. The disclosure for this sale can be found here. In the last ninety days, insiders have sold 10,309 shares of company stock worth $919,839. 0.22% of the stock is currently owned by company insiders.

Hedge Funds Weigh In On TransUnion

Institutional investors and hedge funds have recently added to or reduced their stakes in the company. Theleme Partners LLP increased its position in shares of TransUnion by 16.1% during the second quarter. Theleme Partners LLP now owns 2,108,357 shares of the business services provider's stock worth $185,535,000 after acquiring an additional 293,000 shares during the last quarter. Invesco Ltd. grew its stake in TransUnion by 4.5% during the 2nd quarter. Invesco Ltd. now owns 578,599 shares of the business services provider's stock valued at $50,917,000 after purchasing an additional 24,736 shares in the last quarter. The Manufacturers Life Insurance Company increased its holdings in TransUnion by 2.2% during the 2nd quarter. The Manufacturers Life Insurance Company now owns 576,019 shares of the business services provider's stock worth $50,690,000 after purchasing an additional 12,280 shares during the last quarter. California State Teachers Retirement System raised its position in shares of TransUnion by 10.2% in the 2nd quarter. California State Teachers Retirement System now owns 343,165 shares of the business services provider's stock valued at $30,199,000 after purchasing an additional 31,673 shares in the last quarter. Finally, Meridiem Capital Partners LP acquired a new position in shares of TransUnion in the 2nd quarter valued at approximately $24,558,000.

TransUnion Company Profile

TransUnion operates as a global consumer credit reporting agency that provides risk and information solutions. The company operates through U.S. Markets, International, and Consumer Interactive segments. The U.S. Markets segment provides consumer reports, actionable insights, and analytic services to businesses, which uses its services to acquire new customers; assess consumer ability to pay for services; identify cross-selling opportunities; measure and manage debt portfolio risk; collect debt; verify consumer identities; and mitigate fraud risk.

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