United Bancorporation of Alabama (OTCMKTS:UBAB) Stock Price Up 0.2% - Time to Buy?

Key Points

• Stock up 0.2% — UBAB traded at $50.15 mid-day with light volume (~1,123 shares, down 46% from average), indicating limited market activity.
• Zacks upgraded to "Hold" — Zacks Research moved its rating from "strong sell" to "hold", and the consensus rating on MarketBeat is currently "Hold" (one analyst).
• Earnings missed but fundamentals mixed — Q4 EPS was $1.15, missing estimates by $0.14 on $17.57M revenue, yet the company shows a 12.6% ROE, 21.1% net margin, low debt/equity (0.20) and analysts project ~6.86 EPS for the fiscal year.

United Bancorporation of Alabama, Inc. (OTCMKTS:UBAB - Get Free Report)'s stock price rose 0.2% during mid-day trading on Tuesday . The company traded as high as $50.15 and last traded at $50.15. Approximately 1,123 shares changed hands during trading, a decline of 46% from the average daily volume of 2,073 shares. The stock had previously closed at $50.05.

Analyst Upgrades and Downgrades

Separately, Zacks Research upgraded United Bancorporation of Alabama from a "strong sell" rating to a "hold" rating in a research note on Thursday, January 1st. One equities research analyst has rated the stock with a Hold rating, Based on data from MarketBeat.com, the stock presently has a consensus rating of "Hold".

United Bancorporation of Alabama Trading Up 0.2%

The firm has a market cap of $152.96 million, a P/E ratio of 9.61 and a beta of 0.44. The stock has a fifty day simple moving average of $50.93 and a 200 day simple moving average of $52.81. The company has a debt-to-equity ratio of 0.20, a quick ratio of 0.95 and a current ratio of 0.95.

United Bancorporation of Alabama (OTCMKTS:UBAB - Get Free Report) last posted its earnings results on Friday, January 30th. The company reported $1.15 EPS for the quarter, missing analysts' consensus estimates of $1.29 by ($0.14). The business had revenue of $17.57 million during the quarter. United Bancorporation of Alabama had a return on equity of 12.60% and a net margin of 21.11%. On average, research analysts expect that United Bancorporation of Alabama, Inc. will post 6.86 earnings per share for the current fiscal year.

About United Bancorporation of Alabama

United Bancorporation of Alabama, Inc is a bank holding company headquartered in Mobile, Alabama, operating primarily through its wholly owned subsidiary, United Bank. As a community-oriented financial institution, the company focuses on serving individual consumers, small to mid-sized businesses, and municipal clients across Alabama's Gulf Coast region. Its branch network and digital platforms provide access to a range of traditional banking services.

The company's core offerings include demand and savings deposit accounts, money market accounts and certificates of deposit designed for both personal and business customers.

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