TSE:VBNK VersaBank (VBNK) Stock Price, News & Analysis C$15.96 +0.01 (+0.06%) As of 04:00 PM Eastern Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendHeadlinesBuy This Stock About VersaBank Stock (TSE:VBNK) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get VersaBank alerts:Sign Up Key Stats Today's RangeC$15.96▼C$16.0950-Day RangeC$14.18▼C$16.4052-Week RangeC$12.18▼C$25.75Volume7,494 shsAverage Volume29,662 shsMarket CapitalizationC$516.47 millionP/E Ratio10.38Dividend Yield0.63%Price TargetC$19.00Consensus RatingBuy Company Overview VersaBank provides various banking products and services in Canada and the United States. It offers deposit products, such as web-based chequing accounts, guaranteed investment certificates, registered retirement savings plans, and tax-free savings accounts, as well as deposit insurance products. The company also provides lending services, including point of sale financing that covers purchasing loan and lease receivables from finance companies operating in various industries; commercial banking services comprising commercial real estate, public sector/infrastructure financing, and condominium financing; and residential mortgages. In addition, it offers cybersecurity services. The company was formerly known as Pacific & Western Bank of Canada and changed its name to VersaBank in May 2016. VersaBank was incorporated in 1979 and is headquartered in London, Canada. Read More VersaBank Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks36th Percentile Overall ScoreVBNK MarketRank™: VersaBank scored higher than 36% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion2.5 / 5Analyst RatingBuy Consensus RatingVersaBank has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 1 buy rating, no hold ratings, and no sell ratings.Amount of Analyst CoverageVersaBank has only been the subject of 1 research reports in the past 90 days.Read more about VersaBank's stock forecast and price target. Earnings and Valuation1.3 / 5Proj. Earnings GrowthN/A Price to Earnings Ratio vs. the MarketThe P/E ratio of VersaBank is 10.38, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.14.Price to Earnings Ratio vs. SectorThe P/E ratio of VersaBank is 10.38, which means that it is trading at a less expensive P/E ratio than the Financial Services sector average P/E ratio of about 12.97.Price to Book Value per Share RatioVersaBank has a P/B Ratio of 1.04. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities. Short InterestN/AShort Interest LevelN/A Short InterestThere is no current short interest data available for VBNK. Dividend0.8 / 5Dividend StrengthWeak Dividend YieldVersaBank has a dividend yield of 0.52%, which is in the bottom 25% of all stocks that pay dividends.Dividend GrowthVersaBank does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of VersaBank is 6.50%. This payout ratio is at a healthy, sustainable level, below 75%.Read more about VersaBank's dividend. Sustainability and ESGN/AEnvironmental ScoreN/A Short InterestThere is no current short interest data available for VBNK. News and Social Media1.3 / 5News SentimentN/A News SentimentVersaBank has a news sentiment score of 0.30. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.70 average news sentiment score of Financial Services companies. Company Ownership1.7 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, VersaBank insiders have not sold or bought any company stock.Percentage Held by Insiders38.79% of the stock of VersaBank is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by InstitutionsOnly 21.61% of the stock of VersaBank is held by institutions.Read more about VersaBank's insider trading history. Receive VBNK Stock News and Ratings via Email Sign-up to receive the latest news and ratings for VersaBank and its competitors with MarketBeat's FREE daily newsletter. Email Address VBNK Stock News HeadlinesVersaBank Registered Shs Stock Settlement VBNKJuly 2, 2025 | morningstar.comMVersaBank (TSE:VBNK) Stock Price Up 0.1% - What's Next?July 1, 2025 | americanbankingnews.comThe End of Elon Musk…?The End of Elon Musk? Don't make him laugh. Jeff Brown has been hearing this same tired story for years, and he's been proven right time and time again. And now, while the media focuses on Tesla's "demise," he's uncovered an AI breakthrough that's about to make Elon's doubters eat their words yet again. According to his research, if you listen to the media and miss out on Elon's newest breakthrough, it's going to cost you the fortune of a lifetime.July 10 at 2:00 AM | Brownstone Research (Ad)VBNK - VersaBank Registered Shs Stock Settlement Chart - MorningstarJune 26, 2025 | morningstar.comMVersaBank (VBNK) Q2 2025 Earnings Call Highlights: Record Growth Amid Structural RealignmentJune 5, 2025 | finance.yahoo.comExploring VersaBank's Earnings ExpectationsJune 3, 2025 | benzinga.comVersaBank: Risk Adverse Bank But Slowing Book Value Growth ExpectedMay 27, 2025 | seekingalpha.comVersaBank insiders buy as net interest margins expandMay 2, 2025 | theglobeandmail.comSee More Headlines VBNK Stock Analysis - Frequently Asked Questions How have VBNK shares performed this year? VersaBank's stock was trading at C$19.74 at the start of the year. Since then, VBNK shares have decreased by 19.1% and is now trading at C$15.96. How do I buy shares of VersaBank? Shares of VBNK stock and other Canadian stocks can be purchased through an online brokerage account. Popular online brokerages with access to the Canadian stock market include BMO InvestorLine, CIBC Investor's Edge, Desjardins Online Brokerage, HSBC InvestDirect, Laurentian Bank Discount Brokerage, National Bank Direct Brokerage, Qtrade Investor, Questrade, RBC Direct Investing, Scotia iTrade, TD Direct Investing, and Virtual Brokers. What other stocks do shareholders of VersaBank own? Based on aggregate information from My MarketBeat watchlists, some other companies that VersaBank investors own include Walgreens Boots Alliance (WBA), Enbridge (ENB), Fairfax Financial (FFH), Pfizer (PFE), American Airlines Group (AAL), British American Tobacco (BTI) and Icahn Enterprises (IEP). Company Calendar Ex-Dividend for 4/30 Dividend4/04/2025Record date for 4/30 Dividend4/30/2025Dividend Payable4/30/2025Ex-Dividend for 7/31 Dividend7/04/2025Today7/10/2025Record date for 7/31 Dividend7/31/2025Dividend Payable7/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeTSE SectorFinancial Services Industry Banks - Regional Sub-IndustryBanking Current SymbolTSE:VBNK CIKN/A Webwww.versabank.com Phone519-645-1919FaxN/AEmployees100Year FoundedN/APrice Target and Rating Average Price Target for VersaBankC$19.00 High Price TargetC$19.00 Low Price TargetC$19.00 Potential Upside/Downside+19.0%Consensus RatingBuy Rating Score (0-4)3.00 Research Coverage1 Analysts Profitability EPS (Trailing Twelve Months)C$1.54 Trailing P/E Ratio10.38 Forward P/E Ratio9.42 P/E GrowthN/ANet IncomeC$49.54 million Net Margins19.94% Pretax MarginN/A Return on Equity9.95% Return on Assets1.10% Debt Debt-to-Equity Ratio27.20 Current RatioN/A Quick RatioN/A Sales & Book Value Annual SalesC$248.46 million Price / Sales2.08 Cash FlowN/A Price / Cash FlowN/A Book ValueC$15.37 per share Price / Book1.04Miscellaneous Outstanding Shares32,360,468Free FloatN/AMarket CapC$516.47 million OptionableNot Optionable Beta1.07 7 AI Stocks to Invest in Today: Capitalizing on AI and Tech Trends in 2025Discover the top 7 AI stocks to invest in right now. 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