VersaBank (VBNK) Competitors

VersaBank (TSE:VBNK) and Laurentian Bank of Canada (TSE:LB) are both small-cap financial services companies, but which is the superior stock? We will contrast the two businesses based on the strength of their media sentiment, profitability, institutional ownership, earnings, risk, community ranking, valuation, analyst recommendations and dividends.

Which has better valuation & earnings, VBNK or LB?

Laurentian Bank of Canada has higher revenue and earnings than VersaBank. Laurentian Bank of Canada is trading at a lower price-to-earnings ratio than VersaBank, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
VersaBank	C$111.47M	3.15	C$44.46M	C$1.71	7.92
Laurentian Bank of Canada	C$960.71M	1.19	C$154.68M	C$3.55	7.35

Does the media refer more to VBNK or LB?

In the previous week, Laurentian Bank of Canada had 2 more articles in the media than VersaBank. MarketBeat recorded 2 mentions for Laurentian Bank of Canada and 0 mentions for VersaBank. VersaBank's average media sentiment score of 0.00 equaled Laurentian Bank of Canada'saverage media sentiment score.

Company	Overall Sentiment
VersaBank	Neutral
Laurentian Bank of Canada	Neutral

Do insiders & institutionals hold more shares of VBNK or LB?

26.7% of VersaBank shares are held by institutional investors. Comparatively, 27.6% of Laurentian Bank of Canada shares are held by institutional investors. 45.2% of VersaBank shares are held by insiders. Comparatively, 0.1% of Laurentian Bank of Canada shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Is VBNK or LB a better dividend stock?

VersaBank pays an annual dividend of C$0.10 per share and has a dividend yield of 0.7%. Laurentian Bank of Canada pays an annual dividend of C$1.88 per share and has a dividend yield of 7.2%. VersaBank pays out 5.8% of its earnings in the form of a dividend. Laurentian Bank of Canada pays out 53.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Do analysts rate VBNK or LB?

Laurentian Bank of Canada has a consensus target price of C$28.70, suggesting a potential upside of 10.00%. Given Laurentian Bank of Canada's higher possible upside, analysts plainly believe Laurentian Bank of Canada is more favorable than VersaBank.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
VersaBank	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	N/A
Laurentian Bank of Canada	3 Sell rating(s)	10 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	1.86

Does the MarketBeat Community favor VBNK or LB?

Laurentian Bank of Canada received 362 more outperform votes than VersaBank when rated by MarketBeat users. However, 100.00% of users gave VersaBank an outperform vote while only 41.77% of users gave Laurentian Bank of Canada an outperform vote.

Company	Underperform	Outperform
VersaBank	Outperform Votes 1 100.00%	Underperform Votes No Votes
Laurentian Bank of Canada	Outperform Votes 363 41.77%	Underperform Votes 506 58.23%

Is VBNK or LB more profitable?

VersaBank has a net margin of 40.77% compared to Laurentian Bank of Canada's net margin of 17.33%. VersaBank's return on equity of 12.28% beat Laurentian Bank of Canada's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
VersaBank	40.77%	12.28%	1.16%
Laurentian Bank of Canada	17.33%	5.84%	0.34%

Which has more volatility and risk, VBNK or LB?

VersaBank has a beta of 1.07, suggesting that its share price is 7% more volatile than the S&P 500. Comparatively, Laurentian Bank of Canada has a beta of 1.27, suggesting that its share price is 27% more volatile than the S&P 500.

Summary

Laurentian Bank of Canada beats VersaBank on 10 of the 18 factors compared between the two stocks.