TSE:VBNK VersaBank (VBNK) Stock Price, News & Analysis C$14.95 -0.08 (-0.53%) As of 10:05 AM Eastern Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendHeadlinesBuy This Stock About VersaBank Stock (TSE:VBNK) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get VersaBank alerts:Sign Up Key Stats Today's RangeC$14.94▼C$15.0350-Day RangeC$13.94▼C$16.4452-Week RangeC$12.18▼C$25.75Volume1,604 shsAverage Volume28,517 shsMarket CapitalizationC$483.79 millionP/E Ratio9.72Dividend Yield0.67%Price TargetC$19.00Consensus RatingBuy Company Overview VersaBank provides various banking products and services in Canada and the United States. It offers deposit products, such as web-based chequing accounts, guaranteed investment certificates, registered retirement savings plans, and tax-free savings accounts, as well as deposit insurance products. The company also provides lending services, including point of sale financing that covers purchasing loan and lease receivables from finance companies operating in various industries; commercial banking services comprising commercial real estate, public sector/infrastructure financing, and condominium financing; and residential mortgages. In addition, it offers cybersecurity services. The company was formerly known as Pacific & Western Bank of Canada and changed its name to VersaBank in May 2016. VersaBank was incorporated in 1979 and is headquartered in London, Canada. Read More VersaBank Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks53rd Percentile Overall ScoreVBNK MarketRank™: VersaBank scored higher than 53% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion3.5 / 5Analyst RatingBuy Consensus RatingVersaBank has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 1 buy rating, no hold ratings, and no sell ratings.Amount of Analyst CoverageVersaBank has only been the subject of 1 research reports in the past 90 days.Read more about VersaBank's stock forecast and price target. Earnings and Valuation1.9 / 5Proj. Earnings GrowthN/A Price to Earnings Ratio vs. the MarketThe P/E ratio of VersaBank is 9.72, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 28.80.Price to Earnings Ratio vs. SectorThe P/E ratio of VersaBank is 9.72, which means that it is trading at a less expensive P/E ratio than the Financial Services sector average P/E ratio of about 14.34.Price to Book Value per Share RatioVersaBank has a P/B Ratio of 0.97. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities. Short InterestN/AShort Interest LevelN/A Short InterestThere is no current short interest data available for VBNK. Dividend0.8 / 5Dividend StrengthWeak Dividend YieldVersaBank has a dividend yield of 0.52%, which is in the bottom 25% of all stocks that pay dividends.Dividend GrowthVersaBank does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of VersaBank is 6.50%. This payout ratio is at a healthy, sustainable level, below 75%.Read more about VersaBank's dividend. Sustainability and ESGN/AEnvironmental ScoreN/A Short InterestThere is no current short interest data available for VBNK. News and Social Media0.0 / 5News SentimentN/A News Coverage This WeekMarketBeat has tracked 1 news article for VersaBank this week, compared to 1 article on an average week. Company Ownership1.7 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, VersaBank insiders have not sold or bought any company stock.Percentage Held by Insiders38.79% of the stock of VersaBank is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by InstitutionsOnly 21.61% of the stock of VersaBank is held by institutions.Read more about VersaBank's insider trading history. Receive VBNK Stock News and Ratings via Email Sign-up to receive the latest news and ratings for VersaBank and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsBy entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. 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If you're still holding the wrong assets, you could lose 30% or more in the coming weeks.August 29 at 2:00 AM | American Alternative (Ad)VersaBank Registered Shs Stock Settlement VBNKJuly 2, 2025 | morningstar.comMVBNK - VersaBank Registered Shs Stock Settlement Chart - MorningstarJune 26, 2025 | morningstar.comMVersaBank (VBNK) Q2 2025 Earnings Call Highlights: Record Growth Amid Structural RealignmentJune 5, 2025 | finance.yahoo.comExploring VersaBank's Earnings ExpectationsJune 3, 2025 | benzinga.comVersaBank: Risk Adverse Bank But Slowing Book Value Growth ExpectedMay 27, 2025 | seekingalpha.comSee More Headlines VBNK Stock Analysis - Frequently Asked Questions How have VBNK shares performed this year? VersaBank's stock was trading at C$19.74 on January 1st, 2025. Since then, VBNK stock has decreased by 24.3% and is now trading at C$14.95. How do I buy shares of VersaBank? Shares of VBNK stock and other Canadian stocks can be purchased through an online brokerage account. Popular online brokerages with access to the Canadian stock market include BMO InvestorLine, CIBC Investor's Edge, Desjardins Online Brokerage, HSBC InvestDirect, Laurentian Bank Discount Brokerage, National Bank Direct Brokerage, Qtrade Investor, Questrade, RBC Direct Investing, Scotia iTrade, TD Direct Investing, and Virtual Brokers. What other stocks do shareholders of VersaBank own? Based on aggregate information from My MarketBeat watchlists, some other companies that VersaBank investors own include Walgreens Boots Alliance (WBA), Enbridge (ENB), Fairfax Financial (FFH), Pfizer (PFE), American Airlines Group (AAL), British American Tobacco (BTI) and Icahn Enterprises (IEP). Company Calendar Ex-Dividend for 7/31 Dividend7/04/2025Record date for 7/31 Dividend7/31/2025Dividend Payable7/31/2025Today8/29/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeTSE SectorFinancial Services Industry Banks - Regional Sub-IndustryBanking Current SymbolTSE:VBNK CIKN/A Webwww.versabank.com Phone519-645-1919FaxN/AEmployees100Year FoundedN/APrice Target and Rating Average Price Target for VersaBankC$19.00 High Price TargetC$19.00 Low Price TargetC$19.00 Potential Upside/Downside+26.4%Consensus RatingBuy Rating Score (0-4)3.00 Research Coverage1 Analysts Profitability EPS (Trailing Twelve Months)C$1.54 Trailing P/E Ratio9.77 Forward P/E Ratio8.87 P/E GrowthN/ANet IncomeC$49.54 million Net Margins19.94% Pretax MarginN/A Return on Equity9.95% Return on Assets1.10% Debt Debt-to-Equity Ratio27.20 Current RatioN/A Quick RatioN/A Sales & Book Value Annual SalesC$248.46 million Price / Sales1.96 Cash FlowN/A Price / Cash FlowN/A Book ValueC$15.37 per share Price / Book0.98Miscellaneous Outstanding Shares32,360,468Free FloatN/AMarket CapC$486.38 million OptionableNot Optionable Beta1.07 Analysts Agree—These Gold Picks Outshine the RestUnlock the timeless value of gold with our exclusive 2025 Gold Forecasting Report. 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