VersaBank (VBNK) Stock Price, News & Analysis

Company Overview

VersaBank provides various banking products and services in Canada and the United States. It offers deposit products, such as web-based chequing accounts, guaranteed investment certificates, registered retirement savings plans, and tax-free savings accounts, as well as deposit insurance products. The company also provides lending services, including point of sale financing that covers purchasing loan and lease receivables from finance companies operating in various industries; commercial banking services comprising commercial real estate, public sector/infrastructure financing, and condominium financing; and residential mortgages. In addition, it offers cybersecurity services. The company was formerly known as Pacific & Western Bank of Canada and changed its name to VersaBank in May 2016. VersaBank was incorporated in 1979 and is headquartered in London, Canada.

Key Stats

• Today's Range: C$15.80 to C$16.17
• 50-Day Range: C$14.18 to C$16.40
• 52-Week Range: C$12.18 to C$25.75
• Volume: 21,571 shs
• Average Volume: 29,601 shs
• Market Capitalization: C$512.91 million
• P/E Ratio: 10.31
• Dividend Yield: 0.63%
• Price Target: C$19.00
• Consensus Rating: Buy

VBNK Stock Analysis - Frequently Asked Questions

How have VBNK shares performed this year?

VersaBank's stock was trading at C$19.74 on January 1st, 2025. Since then, VBNK stock has decreased by 19.7% and is now trading at C$15.85.

How do I buy shares of VersaBank?

Shares of VBNK stock and other Canadian stocks can be purchased through an online brokerage account. Popular online brokerages with access to the Canadian stock market include BMO InvestorLine, CIBC Investor's Edge, Desjardins Online Brokerage, HSBC InvestDirect, Laurentian Bank Discount Brokerage, National Bank Direct Brokerage, Qtrade Investor, Questrade, RBC Direct Investing, Scotia iTrade, TD Direct Investing, and Virtual Brokers.

What other stocks do shareholders of VersaBank own?

Based on aggregate information from My MarketBeat watchlists, some other companies that VersaBank investors own include Walgreens Boots Alliance (WBA), Enbridge (ENB), Fairfax Financial (FFH), Pfizer (PFE), American Airlines Group (AAL), British American Tobacco (BTI) and Icahn Enterprises (IEP).

Company Calendar

• Ex-Dividend for 4/30 Dividend: 4/04/2025
• Record date for 4/30 Dividend: 4/30/2025
• Dividend Payable: 4/30/2025
• Ex-Dividend for 7/31 Dividend: 7/04/2025
• Today: 7/11/2025
• Record date for 7/31 Dividend: 7/31/2025
• Dividend Payable: 7/31/2025

Industry, Sector and Symbol

• Stock Exchange: TSE
• Sector: Financial Services
• Industry: Banks - Regional
• Sub-Industry: Banking
• Current Symbol: TSE:VBNK
• CIK: N/A
• Web: www.versabank.com
• Phone: 519-645-1919
• Fax: N/A
• Employees: 100
• Year Founded: N/A

Price Target and Rating

• Average Price Target for VersaBank: C$19.00
• High Price Target: C$19.00
• Low Price Target: C$19.00
• Potential Upside/Downside: +18.8%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 1 Analysts

Profitability

• EPS (Trailing Twelve Months): C$1.54
• Trailing P/E Ratio: 10.40
• Forward P/E Ratio: 9.44
• P/E Growth: N/A
• Net Income: C$49.54 million
• Net Margins: 19.94%
• Pretax Margin: N/A
• Return on Equity: 9.95%
• Return on Assets: 1.10%

Debt

• Debt-to-Equity Ratio: 27.20
• Current Ratio: N/A
• Quick Ratio: N/A

Sales & Book Value

• Annual Sales: C$248.46 million
• Price / Sales: 2.08
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: C$15.37 per share
• Price / Book: 1.04

Miscellaneous

• Outstanding Shares: 32,360,468
• Free Float: N/A
• Market Cap: C$517.44 million
• Optionable: Not Optionable
• Beta: 1.07