Colony Bankcorp (CBAN) Stock Price, News & Analysis

Company Overview

Colony Bankcorp, Inc. is a bank holding company headquartered in Baxley, Georgia, that operates through its primary subsidiary, The Colony Bank. The company’s core focus is on delivering community banking services tailored to individuals, small businesses and agricultural customers throughout Georgia and Florida. Colony Bankcorp’s structure supports a full suite of deposit and lending solutions designed to meet the needs of local markets.

The company offers a range of deposit products, including personal and business checking accounts, savings and money market accounts, and certificates of deposit. On the lending side, its services encompass commercial and industrial loans, real estate and construction financing, agricultural lending, consumer installment loans, and residential mortgages. Colony Bankcorp also provides specialized treasury management solutions, merchant services, and digital banking platforms to help clients manage cash flow and payments efficiently.

Colony Bank’s origins date back to the mid-1970s, and the bank holding company was established through a reorganization in 2010 to support future growth and acquisitions. Over the years, it has expanded its footprint through strategic branch openings and targeted acquisitions, building a network of community banking offices across southeastern Georgia and northeastern Florida. This regional focus enables Colony Bankcorp to maintain close client relationships and respond swiftly to local market dynamics.

The company is governed by an experienced board of directors and an executive management team with deep roots in regional banking. With a commitment to community development, Colony Bankcorp emphasizes local decision-making, personalized customer service and investments in digital capabilities to balance the advantages of a community bank with the efficiencies of modern financial technology.

Key Stats

• Today's Range: $16.97 to $17.26
• 50-Day Range: $15.91 to $17.83
• 52-Week Range: $13.99 to $18.49
• Volume: 21,435 shs
• Average Volume: 64,012 shs
• Market Capitalization: $301.36 million
• P/E Ratio: 10.92
• Dividend Yield: 2.67%
• Price Target: N/A
• Consensus Rating: N/A

Colony Bankcorp Stock Analysis - MarketRank™

Colony Bankcorp scored higher than 9% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Colony Bankcorp.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Colony Bankcorp is 10.82, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 280.47.

Price to Earnings Ratio vs. Sector

The P/E ratio of Colony Bankcorp is 10.82, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 231.24.

Price to Book Value per Share Ratio

Colony Bankcorp has a P/B Ratio of 1.07. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

2.82% of the float of Colony Bankcorp has been sold short.

Short Interest Ratio / Days to Cover

Colony Bankcorp has a short interest ratio ("days to cover") of 8.1.

Change versus previous month

Short interest in Colony Bankcorp has recently increased by 27.80%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

Colony Bankcorp pays a meaningful dividend of 2.70%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Colony Bankcorp does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Colony Bankcorp is 29.11%. This payout ratio is at a healthy, sustainable level, below 75%.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

2.82% of the float of Colony Bankcorp has been sold short.

Short Interest Ratio / Days to Cover

Colony Bankcorp has a short interest ratio ("days to cover") of 8.1.

Change versus previous month

Short interest in Colony Bankcorp has recently increased by 27.80%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 0.0 / 5
• News Sentiment: N/A

News Coverage This Week

MarketBeat has tracked 1 news article for Colony Bankcorp this week, compared to 0 articles on an average week.

Company Ownership

• Score: 0.8 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Colony Bankcorp insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 6.62% of the stock of Colony Bankcorp is held by insiders.

Percentage Held by Institutions

50.37% of the stock of Colony Bankcorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

CBAN Stock Analysis - Frequently Asked Questions

How have CBAN shares performed this year?

Colony Bankcorp's stock was trading at $15.21 on January 1st, 2025. Since then, CBAN stock has increased by 12.4% and is now trading at $17.09.

How were Colony Bankcorp's earnings last quarter?

Colony Bankcorp, Inc. (NYSE:CBAN) issued its quarterly earnings data on Wednesday, July, 23rd. The company reported $0.46 EPS for the quarter, topping analysts' consensus estimates of $0.40 by $0.06. The business earned $32.48 million during the quarter, compared to the consensus estimate of $31.03 million. Colony Bankcorp had a net margin of 15.15% and a trailing twelve-month return on equity of 10.06%.
Read the conference call transcript.

How do I buy shares of Colony Bankcorp?

Shares of CBAN stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Company Calendar

• Last Earnings: 7/23/2025
• Today: 9/11/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: BANKS - SOUTHEAST
• Sub-Industry: Banking
• Current Symbol: NYSE:CBAN
• Previous Symbol: NYSE:CBAN
• CIK: 711669
• Web: N/A
• Phone: (229) 426-6000
• Fax: 229-426-6039
• Employees: 520
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): $1.58
• Trailing P/E Ratio: 10.83
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $23.87 million
• Net Margins: 15.15%
• Pretax Margin: 18.74%
• Return on Equity: 10.06%
• Return on Assets: 0.92%

Debt

• Debt-to-Equity Ratio: 0.84
• Current Ratio: 0.82
• Quick Ratio: 0.82

Sales & Book Value

• Annual Sales: $176.62 million
• Price / Sales: 1.69
• Cash Flow: $1.94 per share
• Price / Cash Flow: 8.81
• Book Value: $15.91 per share
• Price / Book: 1.08

Miscellaneous

• Outstanding Shares: 17,460,000
• Free Float: 16,305,000
• Market Cap: $298.74 million
• Optionable: N/A
• Beta: 0.67