Colony Bankcorp (CBAN) Stock Price, News & Analysis

Company Overview

Colony Bankcorp, Inc. is the bank holding company for Colony Bank, a community bank serving individuals, businesses and organizations primarily in Georgia. Founded in 1975, the bank is headquartered in Fitzgerald, Georgia.

Colony Bank offers personal and business deposit accounts, loans and other lending services, along with online and mobile banking. Its business banking services include commercial lending and cash management, while additional offerings include mortgage banking and wealth management services.

The company serves customers through a network of locations across Georgia and through digital channels. Colony Bankcorp’s leadership is based in Georgia and oversees the company’s banking operations and related financial services.

Key Stats

• Today's Range: $20.23 to $20.56
• 50-Day Range: $19.66 to $21.67
• 52-Week Range: $16.01 to $22.46
• Volume: 205,178 shs
• Average Volume: 211,560 shs
• Market Capitalization: $434.22 million
• P/E Ratio: 11.24
• Dividend Yield: 2.35%
• Price Target: $23.00
• Consensus Rating: Moderate Buy

Colony Bankcorp Stock Analysis - MarketRank™

Colony Bankcorp scored higher than 85% of companies evaluated by MarketBeat, and ranked 245th out of 852 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.8 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Colony Bankcorp has received a consensus rating of Moderate Buy. The company's average rating score is 2.75, and is based on no strong buy ratings, 3 buy ratings, 1 hold rating, and no sell ratings.

Upside Potential

Colony Bankcorp has a consensus price target of $23.00, representing about 12.4% upside from its current price of $20.46.

Amount of Analyst Coverage

Colony Bankcorp has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 11.11%

Earnings Growth

Earnings for Colony Bankcorp are expected to grow by 11.11% in the coming year, from $2.07 to $2.30 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Colony Bankcorp is 11.24, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 26.57.

Price to Earnings Ratio vs. Sector

The P/E ratio of Colony Bankcorp is 11.24, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 21.35.

Price to Book Value per Share Ratio

Colony Bankcorp has a P/B Ratio of 1.16. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 0.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

6.51% of the float of Colony Bankcorp has been sold short.

Short Interest Ratio / Days to Cover

Colony Bankcorp has a short interest ratio ("days to cover") of 11.78, which indicates bearish sentiment.

Change versus previous month

Short interest in Colony Bankcorp has recently increased by 1.64%, indicating that investor sentiment is decreasing.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Yield

Colony Bankcorp pays a meaningful dividend of 2.37%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Colony Bankcorp has been increasing its dividend for 7 years.

Dividend Coverage

The dividend payout ratio of Colony Bankcorp is 26.37%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Colony Bankcorp will have a dividend payout ratio of 20.87% next year. This indicates that Colony Bankcorp will be able to sustain or increase its dividend.

News and Social Media

• Score: 3.9 / 5
• News Sentiment: 1.24

News Sentiment

Colony Bankcorp has a news sentiment score of 1.24. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.65 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 8 news articles for Colony Bankcorp this week, compared to 1 article on an average week.

MarketBeat Follows

1 people have added Colony Bankcorp to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 3.6 / 5
• Insider Trading: Acquiring Shares

Net Insider Buying

Over the last three months, insiders have purchased a net $168,340.00 in company stock, which represents 0.0388% of the company's market cap.

Insider Buying vs. Insider Selling

In the past three months, Colony Bankcorp insiders have bought more of their company's stock than they have sold. Specifically, they have bought $168,340.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

3.92% of the stock of Colony Bankcorp is held by insiders.

Percentage Held by Institutions

50.37% of the stock of Colony Bankcorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Record date for 8/19 Dividend: 8/05/2026
• Ex-Dividend for 8/19 Dividend: 8/05/2026
• Dividend Payable: 8/19/2026
• Last Earnings: 10/28/2026
• Ex-Dividend for 11/25 Dividend: 11/10/2026
• Today: 11/11/2026
• Record date for 11/25 Dividend: 11/11/2026
• Dividend Payable: 11/25/2026
• Fiscal Year End: 12/31/2026
• Next Earnings (Estimated): 1/27/2027

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NYSE:CBAN
• Previous Symbol: NYSE:CBAN
• CIK: 711669
• Web: colonybank.com
• Phone: (229) 426-6000
• Fax: 229-426-6039
• Employees: 525
• Year Founded: 1976

Price Target and Rating

• Average Price Target for Colony Bankcorp: $23.00
• High Price Target: $23.00
• Low Price Target: $23.00
• Potential Upside/Downside: +12.4%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.75
• Research Coverage: 4 Analysts

Profitability

• EPS (Trailing Twelve Months): $1.82
• Trailing P/E Ratio: 11.24
• Forward P/E Ratio: 8.90
• P/E Growth: N/A
• Net Income: $28.25 million
• Net Margins: 16.71%
• Pretax Margin: 19.32%
• Return on Equity: 10.73%
• Return on Assets: 1.11%

Debt

• Debt-to-Equity Ratio: 0.60
• Current Ratio: 0.88
• Quick Ratio: 0.88

Sales & Book Value

• Annual Sales: $161.48 million
• Price / Sales: 2.69
• Cash Flow: $1.85 per share
• Price / Cash Flow: 11.08
• Book Value: $17.69 per share
• Price / Book: 1.16

Miscellaneous

• Outstanding Shares: 21,221,000
• Free Float: 20,389,000
• Market Cap: $434.22 million
• Optionable: Optionable
• Beta: 0.57