Colony Bankcorp (CBAN) Stock Price, News & Analysis

Company Overview

Colony Bankcorp, Inc. is a bank holding company headquartered in Fitzgerald, Georgia. Through its principal subsidiary, Colony Bank, the company provides community banking services to individuals, families, businesses and institutions.

Colony Bank offers deposit products, residential and commercial real estate lending, consumer loans, commercial and industrial financing, agricultural loans, treasury management and other business banking services. The company also provides mortgage banking and wealth management services, including investment and financial planning solutions.

Colony Bank serves customers through a network of banking offices and digital banking channels in Georgia and Alabama. Its history reflects a focus on community banking and growth through both organic expansion and acquisitions, including the 2022 acquisition of SouthCrest Financial Group, Inc., which expanded the company’s presence in Georgia and Alabama.

Heath Fountain serves as president and chief executive officer of Colony Bankcorp and Colony Bank. Under its leadership, the company continues to emphasize relationship-based banking, local market expertise and a broad range of financial services for consumers and businesses.

Key Stats

• Today's Range: $20.64 to $21.00
• 50-Day Range: $20.45 to $22.22
• 52-Week Range: $15.80 to $22.46
• Volume: 160,931 shs
• Average Volume: 140,419 shs
• Market Capitalization: $439.02 million
• P/E Ratio: 12.54
• Dividend Yield: 2.32%
• Price Target: $23.00
• Consensus Rating: Moderate Buy

Colony Bankcorp Stock Analysis - MarketRank™

Colony Bankcorp scored higher than 75% of companies evaluated by MarketBeat, and ranked 352nd out of 854 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.7 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Colony Bankcorp has received a consensus rating of Moderate Buy. The company's average rating score is 2.75, and is based on no strong buy ratings, 3 buy ratings, 1 hold rating, and no sell ratings.

Upside Potential

Colony Bankcorp has a consensus price target of $23.00, representing about 11.2% upside from its current price of $20.69.

Amount of Analyst Coverage

Colony Bankcorp has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 14.00%

Earnings Growth

Earnings for Colony Bankcorp are expected to grow by 14.00% in the coming year, from $2.00 to $2.28 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Colony Bankcorp is 12.54, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.64.

Price to Earnings Ratio vs. Sector

The P/E ratio of Colony Bankcorp is 12.54, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.57.

Price to Book Value per Share Ratio

Colony Bankcorp has a P/B Ratio of 1.17. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 0.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

5.25% of the float of Colony Bankcorp has been sold short.

Short Interest Ratio / Days to Cover

Colony Bankcorp has a short interest ratio ("days to cover") of 10.1, which indicates bearish sentiment.

Change versus previous month

Short interest in Colony Bankcorp has recently increased by 1.43%, indicating that investor sentiment is decreasing.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Yield

Colony Bankcorp pays a meaningful dividend of 2.31%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Colony Bankcorp has been increasing its dividend for 7 years.

Dividend Coverage

The dividend payout ratio of Colony Bankcorp is 29.09%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Colony Bankcorp will have a dividend payout ratio of 21.05% next year. This indicates that Colony Bankcorp will be able to sustain or increase its dividend.

News and Social Media

• Score: 2.1 / 5
• News Sentiment: 0.34

News Sentiment

Colony Bankcorp has a news sentiment score of 0.34. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.70 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 3 news articles for Colony Bankcorp this week, compared to 1 article on an average week.

Company Ownership

• Score: 3.6 / 5
• Insider Trading: Acquiring Shares

Net Insider Buying

Over the last three months, insiders have purchased a net $151,290.00 in company stock, which represents 0.0345% of the company's market cap.

Insider Buying vs. Insider Selling

In the past three months, Colony Bankcorp insiders have bought more of their company's stock than they have sold. Specifically, they have bought $151,290.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

3.92% of the stock of Colony Bankcorp is held by insiders.

Percentage Held by Institutions

50.37% of the stock of Colony Bankcorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 7/22/2026
• Record date for 8/19 Dividend: 8/05/2026
• Ex-Dividend for 8/19 Dividend: 8/05/2026
• Dividend Payable: 8/19/2026
• Today: 9/26/2026
• Next Earnings (Estimated): 10/28/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NYSE:CBAN
• Previous Symbol: NYSE:CBAN
• CIK: 711669
• Web: colonybank.com
• Phone: (229) 426-6000
• Fax: 229-426-6039
• Employees: 528
• Year Founded: 1976

Price Target and Rating

• Average Price Target for Colony Bankcorp: $23.00
• High Price Target: $23.00
• Low Price Target: $23.00
• Potential Upside/Downside: +11.2%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.75
• Research Coverage: 4 Analysts

Profitability

• EPS (Trailing Twelve Months): $1.65
• Trailing P/E Ratio: 12.54
• Forward P/E Ratio: 10.34
• P/E Growth: N/A
• Net Income: $28.25 million
• Net Margins: 15.42%
• Pretax Margin: 19.32%
• Return on Equity: 10.40%
• Return on Assets: 1.06%

Debt

• Debt-to-Equity Ratio: 0.60
• Current Ratio: 0.88
• Quick Ratio: 0.88

Sales & Book Value

• Annual Sales: $151.63 million
• Price / Sales: 2.90
• Cash Flow: $1.86 per share
• Price / Cash Flow: 11.14
• Book Value: $17.69 per share
• Price / Book: 1.17

Miscellaneous

• Outstanding Shares: 21,221,000
• Free Float: 20,389,000
• Market Cap: $439.02 million
• Optionable: N/A
• Beta: 0.54