West Bancorporation (WTBA) Stock Price, News & Analysis

Company Overview

West Bancorporation, Inc. is the bank holding company for West Town Bank and Trust, a full-service community bank headquartered in Chicago, Illinois. Through its subsidiary, the company offers a comprehensive suite of commercial and consumer banking products, including deposit accounts, residential and commercial mortgages, business loans and treasury management services. West Bancorporation focuses on delivering personalized financial solutions to small- and medium-sized businesses, real estate developers and individual customers within its urban market.

Since launching operations in 2006, West Town Bank and Trust has steadily expanded its presence across the Chicago metropolitan area. The bank provides checking, savings and money market accounts, certificates of deposit and a range of digital banking services, complemented by a network of full-service branches. Its commercial lending offerings encompass owner-occupied and investment real estate financing, construction and development loans, equipment financing and working capital lines of credit designed to support the growth of local enterprises.

West Bancorporation places strong emphasis on serving diverse and historically underserved communities in its footprint, with specialized programs for small-business support and community redevelopment. Its treasury management platform delivers cash management, ACH and wire transfer capabilities, remote deposit capture and fraud protection tools. To facilitate international trade and foreign exchange transactions, the bank maintains correspondent banking relationships that enable clients to conduct cross-border business efficiently.

The leadership team at West Bancorporation comprises experienced banking professionals with deep expertise in commercial lending, risk management and community development. Guided by a commitment to customer-centric service, prudent risk practices and sustainable growth, the company continues to pursue opportunities that enhance its competitive position and drive long-term value for stakeholders in the dynamic Chicago market.

Key Stats

• Today's Range: $26.79 to $27.25
• 50-Day Range: $22.76 to $27.41
• 52-Week Range: $17.31 to $27.62
• Volume: 67,216 shs
• Average Volume: 86,858 shs
• Market Capitalization: $459.13 million
• P/E Ratio: 13.09
• Dividend Yield: 3.71%
• Price Target: $26.25
• Consensus Rating: Hold

West Bancorporation Stock Analysis - MarketRank™

West Bancorporation scored higher than 52% of companies evaluated by MarketBeat, and ranked 593rd out of 877 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.5 / 5
• Analyst Rating: Hold

Consensus Rating

West Bancorporation has received a consensus rating of Hold. The company's average rating score is 2.25, and is based on no strong buy ratings, 1 buy rating, 3 hold ratings, and no sell ratings.

Upside/Downside

The consensus price target for West Bancorporation is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

West Bancorporation has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 11.76%

Earnings Growth

Earnings for West Bancorporation are expected to grow by 11.76% in the coming year, from $2.55 to $2.85 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of West Bancorporation is 13.09, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 40.49.

Price to Earnings Ratio vs. Sector

The P/E ratio of West Bancorporation is 13.09, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.61.

Price to Book Value per Share Ratio

West Bancorporation has a P/B Ratio of 1.72. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

1.93% of the float of West Bancorporation has been sold short.

Short Interest Ratio / Days to Cover

West Bancorporation has a short interest ratio ("days to cover") of 5.72.

Change versus previous month

Short interest in West Bancorporation has recently increased by 10.53%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Leadership

West Bancorporation is a leading dividend payer. It pays a dividend yield of 3.69%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

West Bancorporation does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of West Bancorporation is 48.54%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, West Bancorporation will have a dividend payout ratio of 35.09% next year. This indicates that West Bancorporation will be able to sustain or increase its dividend.

News and Social Media

• Score: N/A
• News Sentiment: N/A

Company Ownership

• Score: 0.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, West Bancorporation insiders have not sold or bought any company stock.

Percentage Held by Insiders

4.61% of the stock of West Bancorporation is held by insiders.

Percentage Held by Institutions

44.30% of the stock of West Bancorporation is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 4/23/2026
• Record date for 5/20 Dividend: 5/06/2026
• Ex-Dividend for 5/20 Dividend: 5/06/2026
• Dividend Payable: 5/20/2026
• Today: 7/06/2026
• Next Earnings (Estimated): 7/23/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: FIN - SVGS & LOAN
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:WTBA
• CIK: 1166928
• Web: www.westbankstrong.com
• Phone: (515) 222-2300
• Fax: 515-222-2346
• Employees: 180
• Year Founded: 1893

Price Target and Rating

• Average Price Target for West Bancorporation: $26.25
• High Price Target: $27.00
• Low Price Target: $25.50
• Potential Upside/Downside: -2.6%
• Consensus Rating: Hold
• Rating Score (0-4): 2.25
• Research Coverage: 4 Analysts

Profitability

• EPS (Trailing Twelve Months): $2.06
• Trailing P/E Ratio: 13.09
• Forward P/E Ratio: 10.57
• P/E Growth: N/A
• Net Income: $32.56 million
• Net Margins: 17.30%
• Pretax Margin: 21.99%
• Return on Equity: 14.88%
• Return on Assets: 0.95%

Debt

• Debt-to-Equity Ratio: 1.39
• Current Ratio: 0.99
• Quick Ratio: 0.99

Sales & Book Value

• Annual Sales: $202.45 million
• Price / Sales: 2.27
• Cash Flow: $2.54 per share
• Price / Cash Flow: 10.60
• Book Value: $15.70 per share
• Price / Book: 1.72

Miscellaneous

• Outstanding Shares: 17,030,000
• Free Float: 16,243,000
• Market Cap: $459.13 million
• Optionable: Optionable
• Beta: 0.72