Root (ROOT) Stock Price, News & Analysis

Company Overview

Root, Inc. (NASDAQ:ROOT) is a technology-driven insurance company that provides primarily personal automobile insurance. Its platform uses mobile technology and telematics, including driving data collected through a smartphone application, to assess driving behavior and help determine personalized insurance pricing.

Customers can obtain quotes, manage policies, submit claims and access insurance documents through Root’s mobile app and online platform. The company’s product offering has centered on usage-based auto insurance, with coverage and availability varying by state and applicable regulatory requirements.

Root was founded in 2015 by Alex Timm and Dan Mayer and is headquartered in Columbus, Ohio. The company completed its initial public offering in 2020 and operates in the United States. Alex Timm serves as Root’s co-founder and chief executive officer.

Key Stats

• Today's Range: $48.20 to $49.35
• 50-Day Range: $46.02 to $60.28
• 52-Week Range: $40.91 to $91.00
• Volume: 127,061 shs
• Average Volume: 210,816 shs
• Market Capitalization: $761.02 million
• P/E Ratio: 13.88
• Dividend Yield: N/A
• Price Target: $62.25
• Consensus Rating: Hold

Root Stock Analysis - MarketRank™

Root scored higher than 53% of companies evaluated by MarketBeat, and ranked 627th out of 836 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.8 / 5
• Analyst Rating: Hold

Consensus Rating

Root has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no strong buy ratings, 1 buy rating, 5 hold ratings, and 1 sell rating.

Upside Potential

Root has a consensus price target of $62.25, representing about 26.7% upside from its current price of $49.13.

Amount of Analyst Coverage

Root has only been the subject of 4 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: -40.36%

Earnings Growth

Earnings for Root are expected to decrease by -40.36% in the coming year, from $4.46 to $2.66 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Root is 13.88, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.73.

Price to Earnings Ratio vs. Sector

The P/E ratio of Root is 13.88, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.72.

Price to Book Value per Share Ratio

Root has a P/B Ratio of 2.68. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 1.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

15.64% of the float of Root has been sold short.

Short Interest Ratio / Days to Cover

Root has a short interest ratio ("days to cover") of 8.88.

Change versus previous month

Short interest in Root has recently increased by 16.32%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Root does not currently pay a dividend.

Dividend Growth

Root does not have a long track record of dividend growth.

News and Social Media

• Score: 2.2 / 5
• News Sentiment: 0.45

News Sentiment

Root has a news sentiment score of 0.45. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.56 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 10 news articles for Root this week, compared to 5 articles on an average week.

Search Interest

Only 2 people have searched for ROOT on MarketBeat in the last 30 days. This is a decrease of -71% compared to the previous 30 days.

Company Ownership

• Score: 1.1 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Root insiders have not sold or bought any company stock.

Percentage Held by Insiders

12.02% of the stock of Root is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

59.82% of the stock of Root is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 8/05/2026
• Today: 10/10/2026
• Next Earnings (Estimated): 11/04/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Insurance
• Sub-Industry: Property & Casualty Insurance
• Current Symbol: NASDAQ:ROOT
• CIK: 1788882
• Web: inc.joinroot.com
• Phone: 866-980-9431
• Fax: N/A
• Employees: 1,256
• Year Founded: 2015

Price Target and Rating

• Average Price Target for Root: $62.25
• High Price Target: $80.00
• Low Price Target: $50.00
• Potential Upside/Downside: +26.7%
• Consensus Rating: Hold
• Rating Score (0-4): 2.00
• Research Coverage: 7 Analysts

Profitability

• EPS (Trailing Twelve Months): $3.54
• Trailing P/E Ratio: 13.88
• Forward P/E Ratio: 11.02
• P/E Growth: N/A
• Net Income: $40.30 million
• Net Margins: 3.78%
• Pretax Margin: 3.96%
• Return on Equity: 19.72%
• Return on Assets: 3.56%

Debt

• Debt-to-Equity Ratio: 0.60
• Current Ratio: 1.02
• Quick Ratio: 1.02

Sales & Book Value

• Annual Sales: $1.52 billion
• Price / Sales: 0.50
• Cash Flow: $3.27 per share
• Price / Cash Flow: 15.02
• Book Value: $18.34 per share
• Price / Book: 2.68

Miscellaneous

• Outstanding Shares: 15,490,000
• Free Float: 13,631,000
• Market Cap: $761.02 million
• Optionable: Not Optionable
• Beta: 2.91