Yuanbao (YB) Stock Price, News & Analysis

Company Overview

Our mission is to protect health and well-being through technology. We are a leading technology-driven online insurance distributor in China. We take pride in pioneering the seamless integration of insurance with cutting-edge technologies, and have constructed a highly efficient full consumer service cycle engine. Through this engine, we successfully distribute suitable and high-quality insurance products to over ten million insurance consumers. According to Frost & Sullivan, we were the largest independent insurance distributor in China’s personal life and accident & health (A&H) insurance market in terms of first year premiums in 2023. Our engine enables us to provide customized services for each insurance consumer across personalized recommendation, purchasing, policy management, claim settlements and post-sales services. Built upon a scalable architecture, our engine is equipped with effective predictive capabilities generated from interconnected networks of models. This allows us to continually optimize model outcomes across different media channels, diverse consumer preferences and product depth and breadth. As of December 31, 2024, we had approximately 4,700 models supporting our operations. Our engine offers significant value propositions for insurance consumers and insurance carriers. We act as a unique and efficient gateway to distribute customized insurance products underwritten by our partnered insurance carriers. We have robust collaboration with insurance carriers by empowering them to tailor a variety of flagship insurance products, which in turn enables us to attract and retain a vast consumer base and stimulate their demand for insurance products. By accumulating and analyzing more big data, we gain deeper and wider understanding of consumer demands and behavior. Through all this, we are able to fulfill consumers’ evolving needs and enhance insurance carriers’ sales at the same time. We believe there is substantial untapped market potential for online insurance distribution. According to Frost & Sullivan, the penetration rate of online insurance sales still lags behind the penetration rate of online retail sales. Moreover, the penetration rate of online distribution for personal life and A&H insurance in China, in terms of gross written premium (“GWP”), is anticipated to double over the next five years. Driven by our engine and our market leading position, we are well-positioned to further penetrate this rapidly growing market. Our principal executive offices are located in Beijing, the People’s Republic of China.

Key Stats

• Today's Range: $25.69 to $27.05
• 50-Day Range: $15.17 to $30.85
• 52-Week Range: $14.04 to $31.00
• Volume: 28,860 shs
• Average Volume: 46,050 shs
• Market Capitalization: $1.17 billion
• P/E Ratio: N/A
• Dividend Yield: N/A
• Price Target: N/A
• Consensus Rating: N/A

YB Stock Analysis - Frequently Asked Questions

How have YB shares performed this year?

Yuanbao's stock was trading at $14.99 at the start of the year. Since then, YB shares have increased by 73.5% and is now trading at $26.01.

How were Yuanbao's earnings last quarter?

Yuanbao Inc. - Sponsored ADR (NASDAQ:YB) issued its earnings results on Thursday, June, 5th. The company reported $0.89 earnings per share (EPS) for the quarter. The business had revenue of $133.68 million for the quarter.

When did Yuanbao IPO?

Yuanbao (YB) raised $30 million in an IPO on Wednesday, April 30th 2025. The company issued 2,000,000 shares at a price of $15.00 per share.

When does the company's lock-up period expire?

Yuanbao's lock-up period expires on Monday, October 27th. Yuanbao had issued 2,000,000 shares in its IPO on April 30th. The total size of the offering was $30,000,000 based on an initial share price of $15.00. After the expiration of the company's lock-up period, restrictions preventing major shareholders and company insiders from selling shares in the company will be lifted.

Who are Yuanbao's major shareholders?

Yuanbao's top institutional investors include WFM ASIA BVI Ltd (0.21%), JPMorgan Chase & Co. (0.05%) and Federated Hermes Inc. (0.04%).

How do I buy shares of Yuanbao?

Shares of YB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Company Calendar

• Last Earnings: 6/05/2025
• Today: 8/14/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: INS - MULTI LINE
• Sub-Industry: Insurance
• Current Symbol: NASDAQ:YB
• Previous Symbol: NASDAQ:YB
• CIK: 1995520
• Web: N/A
• Phone: 86-10-6484-9901
• Fax: N/A
• Employees: 497
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): N/A
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: N/A
• Net Margins: N/A
• Pretax Margin: N/A
• Return on Equity: N/A
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 2.86
• Quick Ratio: 2.86

Sales & Book Value

• Annual Sales: $456.88 million
• Price / Sales: 2.57
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: N/A
• Price / Book: N/A

Miscellaneous

• Outstanding Shares: 45,080,000
• Free Float: N/A
• Market Cap: $1.17 billion
• Optionable: N/A
• Beta: N/A