FY2025 EPS Forecast for Bread Financial Increased by Analyst

Bread Financial Holdings, Inc. (NYSE:BFH - Free Report) - Equities research analysts at Zacks Research upped their FY2025 earnings per share estimates for Bread Financial in a report issued on Wednesday, May 7th. Zacks Research analyst T. De now forecasts that the company will earn $6.82 per share for the year, up from their prior estimate of $6.02. The consensus estimate for Bread Financial's current full-year earnings is $6.45 per share. Zacks Research also issued estimates for Bread Financial's Q4 2025 earnings at $0.19 EPS, Q1 2026 earnings at $2.61 EPS, Q4 2026 earnings at $2.02 EPS, FY2026 earnings at $8.61 EPS, Q1 2027 earnings at $1.98 EPS and FY2027 earnings at $9.82 EPS.

A number of other research firms have also commented on BFH. The Goldman Sachs Group dropped their price target on Bread Financial from $68.00 to $58.00 and set a "sell" rating on the stock in a research report on Tuesday, March 18th. Morgan Stanley increased their price objective on shares of Bread Financial from $36.00 to $39.00 and gave the stock an "underweight" rating in a research report on Monday. Royal Bank of Canada raised their price objective on shares of Bread Financial from $62.00 to $68.00 and gave the stock a "sector perform" rating in a report on Friday, January 31st. Barclays upped their target price on shares of Bread Financial from $51.00 to $53.00 and gave the stock an "underweight" rating in a research note on Friday, January 31st. Finally, Jefferies Financial Group lifted their price target on Bread Financial from $45.00 to $50.00 and gave the company a "hold" rating in a research note on Thursday, April 24th. Three research analysts have rated the stock with a sell rating, seven have assigned a hold rating and three have issued a buy rating to the company. According to MarketBeat, the stock presently has an average rating of "Hold" and an average target price of $60.27.

Bread Financial Trading Up 0.8%

Shares of NYSE BFH traded up $0.46 during midday trading on Monday, reaching $55.59. 945,360 shares of the stock were exchanged, compared to its average volume of 880,068. The company has a debt-to-equity ratio of 0.33, a current ratio of 1.15 and a quick ratio of 1.15. Bread Financial has a 12 month low of $38.21 and a 12 month high of $66.71. The business has a 50-day simple moving average of $48.17 and a two-hundred day simple moving average of $55.66. The company has a market capitalization of $2.59 billion, a price-to-earnings ratio of 10.02, a P/E/G ratio of 1.25 and a beta of 1.33.

Bread Financial (NYSE:BFH - Get Free Report) last announced its quarterly earnings results on Thursday, April 24th. The company reported $2.86 EPS for the quarter, beating analysts' consensus estimates of $2.10 by $0.76. Bread Financial had a return on equity of 12.41% and a net margin of 5.75%. The company had revenue of $970.00 million during the quarter, compared to analysts' expectations of $956.17 million. During the same period in the prior year, the business posted $2.73 EPS. Bread Financial's revenue was down 2.1% on a year-over-year basis.

Institutional Inflows and Outflows

Large investors have recently bought and sold shares of the stock. Curat Global LLC acquired a new position in shares of Bread Financial during the 1st quarter worth approximately $28,000. Picton Mahoney Asset Management grew its stake in shares of Bread Financial by 2,083.3% in the fourth quarter. Picton Mahoney Asset Management now owns 524 shares of the company's stock valued at $32,000 after buying an additional 500 shares in the last quarter. Pinnacle Holdings LLC bought a new position in shares of Bread Financial in the fourth quarter valued at $46,000. Versant Capital Management Inc increased its holdings in Bread Financial by 182.8% during the first quarter. Versant Capital Management Inc now owns 1,298 shares of the company's stock worth $65,000 after buying an additional 839 shares during the last quarter. Finally, GAMMA Investing LLC raised its position in Bread Financial by 28.0% during the first quarter. GAMMA Investing LLC now owns 1,457 shares of the company's stock worth $73,000 after acquiring an additional 319 shares in the last quarter. 99.52% of the stock is owned by institutional investors and hedge funds.

Bread Financial announced that its Board of Directors has approved a share repurchase plan on Wednesday, March 5th that permits the company to repurchase $150.00 million in shares. This repurchase authorization permits the company to buy up to 6% of its stock through open market purchases. Stock repurchase plans are typically an indication that the company's board of directors believes its stock is undervalued.

Bread Financial Dividend Announcement

The business also recently announced a quarterly dividend, which will be paid on Friday, June 13th. Investors of record on Friday, May 9th will be given a $0.21 dividend. This represents a $0.84 dividend on an annualized basis and a dividend yield of 1.51%. The ex-dividend date of this dividend is Friday, May 9th. Bread Financial's dividend payout ratio is currently 14.92%.

Bread Financial Company Profile

Bread Financial Holdings, Inc provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, account origination, and funding services for private label and co-brand credit card programs, as well as through Bread partnerships; and Comenity-branded general purpose cash-back credit.