Bank First National (BFC) Stock Price, News & Analysis

Company Overview

Bank First National, operating as Bank First Corporation (NASDAQ:BFC), is the holding company for Bank First, a community bank headquartered in Manitowoc, Wisconsin. The bank provides banking services to individuals, families, businesses and municipalities through locations across Wisconsin.

Its products and services include checking and savings accounts, certificates of deposit, consumer loans, residential mortgages, commercial real estate and business lending, agricultural loans, treasury management and online and mobile banking. Bank First also provides wealth management and trust services to help customers manage investments, estates and other financial needs.

Bank First traces its history to 1894 and has expanded through organic growth and acquisitions while maintaining a focus on relationship-based community banking. The company is led by Michael B. Molepske, who serves as president and chief executive officer of Bank First Corporation and Bank First.

Key Stats

• Today's Range: $147.60 to $149.14
• 50-Day Range: $142.04 to $156.23
• 52-Week Range: $119.08 to $159.10
• Volume: 77,609 shs
• Average Volume: 81,875 shs
• Market Capitalization: $1.64 billion
• P/E Ratio: 18.46
• Dividend Yield: 1.62%
• Price Target: $163.00
• Consensus Rating: Moderate Buy

Bank First National Stock Analysis - MarketRank™

Bank First National scored higher than 83% of companies evaluated by MarketBeat, and ranked 248th out of 842 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.6 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Bank First National has received a consensus rating of Moderate Buy. The company's average rating score is 2.80, and is based on 1 strong buy rating, 2 buy ratings, 2 hold ratings, and no sell ratings.

Upside Potential

Bank First National has a consensus price target of $163.00, representing about 10.2% upside from its current price of $147.89.

Amount of Analyst Coverage

Bank First National has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 7.65%

Earnings Growth

Earnings for Bank First National are expected to grow by 7.65% in the coming year, from $9.94 to $10.70 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Bank First National is 18.46, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.70.

Price to Earnings Ratio vs. Sector

The P/E ratio of Bank First National is 18.46, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.94.

Price to Book Value per Share Ratio

Bank First National has a P/B Ratio of 2.26. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 1.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

6.07% of the float of Bank First National has been sold short.

Short Interest Ratio / Days to Cover

Bank First National has a short interest ratio ("days to cover") of 10.59, which indicates bearish sentiment.

Change versus previous month

Short interest in Bank First National has recently decreased by 4.17%, indicating that investor sentiment is improving.

Dividend

• Score: 4.2 / 5
• Dividend Strength: Strong

Dividend Yield

Bank First National pays a meaningful dividend of 1.59%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Bank First National has been increasing its dividend for 10 years.

Dividend Coverage

The dividend payout ratio of Bank First National is 29.96%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Bank First National will have a dividend payout ratio of 22.43% next year. This indicates that Bank First National will be able to sustain or increase its dividend.

News and Social Media

• Score: 3.7 / 5
• News Sentiment: 0.98

News Sentiment

Bank First National has a news sentiment score of 0.98. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.59 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for Bank First National this week, compared to 1 article on an average week.

MarketBeat Follows

1 people have added Bank First National to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 2.0 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Bank First National insiders have sold 384.42% more of their company's stock than they have bought. Specifically, they have bought $59,348.00 in company stock and sold $287,493.00 in company stock.

Percentage Held by Insiders

4.97% of the stock of Bank First National is held by insiders.

Percentage Held by Institutions

29.95% of the stock of Bank First National is held by institutions.

Company Calendar

• Record date for 10/7 Dividend: 9/23/2026
• Ex-Dividend for 10/7 Dividend: 9/23/2026
• Dividend Payable: 10/07/2026
• Last Earnings: 10/20/2026
• Today: 11/07/2026
• Fiscal Year End: 12/31/2026
• Next Earnings (Estimated): 1/21/2027

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:BFC
• CIK: 1746109
• Web: www.bankfirst.com
• Phone: (920) 652-3100
• Fax: N/A
• Employees: 380
• Year Founded: 1984

Price Target and Rating

• Average Price Target for Bank First National: $163.00
• High Price Target: $165.00
• Low Price Target: $161.00
• Potential Upside/Downside: +10.2%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.80
• Research Coverage: 5 Analysts

Profitability

• EPS (Trailing Twelve Months): $8.01
• Trailing P/E Ratio: 18.46
• Forward P/E Ratio: 13.82
• P/E Growth: N/A
• Net Income: $71.50 million
• Net Margins: 27.38%
• Pretax Margin: 34.41%
• Return on Equity: 12.89%
• Return on Assets: 1.78%

Debt

• Debt-to-Equity Ratio: 0.03
• Current Ratio: 0.93
• Quick Ratio: 0.93

Sales & Book Value

• Annual Sales: $243.93 million
• Price / Sales: 6.72
• Cash Flow: $7.92 per share
• Price / Cash Flow: 18.67
• Book Value: $65.46 per share
• Price / Book: 2.26

Miscellaneous

• Outstanding Shares: 11,090,000
• Free Float: 10,535,000
• Market Cap: $1.64 billion
• Optionable: Not Optionable
• Beta: 0.44