Alfa Financial Software (ALFA) Share Price, News & Analysis

Company Overview

Alfa has been delivering leading-edge technology to the global asset finance and leasing industry since 1990. Our specialised expertise enables us to deliver the most challenging systems transformation projects successfully. Alfa Systems, our class-leading SaaS platform, is at the heart of the world's largest and most progressive asset finance operations. Supporting all types of automotive, equipment and wholesale finance, Alfa Systems is proven at volume and across borders, and trusted by leading brands to manage complex portfolios, drive efficiency and sustainability, and enhance the customer experience. With full functionality for originations, servicing and collections, Alfa Systems is live in 37 countries, representing an integrated point solution, a rapid off-the-shelf implementation, or an end-to-end platform for the complex global enterprise. Alfa Systems 6, a breakthrough iteration of our software platform, was launched in 2024. Alfa maintains exceptional customer satisfaction through an impeccable track record, with our experience and performance unrivalled in the industry. Our customers stick with us for the long term, because we deliver value that lasts for decades. Alfa has offices all over Europe, Australasia and the Americas. For more information, visit us at alfasystems.com or on LinkedIn.

Key Stats

• Today's Range: 222 to 225.50
• 50-Day Range: 215 to 236
• 52-Week Range: 189 to 250
• Volume: 576,593 shs
• Average Volume: 494,579 shs
• Market Capitalization: £666.25 million
• P/E Ratio: 30.07
• Dividend Yield: 0.45%
• Price Target: GBX 276
• Consensus Rating: Buy

Alfa Financial Software Stock Analysis - MarketRank™

Alfa Financial Software scored higher than 40% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.5 / 5
• Analyst Rating: Buy

Consensus Rating

Alfa Financial Software has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 2 buy ratings, no hold ratings, and no sell ratings.

Amount of Analyst Coverage

Alfa Financial Software has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 0.6 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Alfa Financial Software is 30.28, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 28.74.

Price to Earnings Ratio vs. Sector

The P/E ratio of Alfa Financial Software is 30.28, which means that it is trading at a less expensive P/E ratio than the Computer and Technology sector average P/E ratio of about 56.17.

Price to Earnings Growth Ratio

Alfa Financial Software has a PEG Ratio of 4.19. PEG Ratios above 1 indicate that a company could be overvalued.

Price to Book Value per Share Ratio

Alfa Financial Software has a P/B Ratio of 15.06. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: N/A
• Short Interest Level: N/A

Short Interest

There is no current short interest data available for ALFA.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

Alfa Financial Software pays a meaningful dividend of 3.04%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Alfa Financial Software does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Alfa Financial Software is 13.52%. This payout ratio is at a healthy, sustainable level, below 75%.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Short Interest

There is no current short interest data available for ALFA.

News and Social Media

• Score: 1.9 / 5
• News Sentiment: 0.48

News Sentiment

Alfa Financial Software has a news sentiment score of 0.48. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.94 average news sentiment score of Computer and Technology companies.

News Coverage This Week

MarketBeat has tracked 3 news articles for Alfa Financial Software this week, compared to 1 article on an average week.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Alfa Financial Software insiders have not sold or bought any company stock.

Percentage Held by Insiders

58.40% of the stock of Alfa Financial Software is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

42.47% of the stock of Alfa Financial Software is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

ALFA Stock Analysis - Frequently Asked Questions

How have ALFA shares performed this year?

Alfa Financial Software's stock was trading at GBX 214.50 on January 1st, 2025. Since then, ALFA shares have increased by 4.4% and is now trading at GBX 224.

How were Alfa Financial Software's earnings last quarter?

Alfa Financial Software Holdings PLC (LON:ALFA) announced its quarterly earnings data on Thursday, March, 13th. The company reported $8.68 EPS for the quarter. Alfa Financial Software had a net margin of 21.79% and a trailing twelve-month return on equity of 51.52%.
Read the conference call transcript.

How do I buy shares of Alfa Financial Software?

Shares of ALFA stock and other U.K. stocks can be purchased through online brokerage accounts that support trading on the London Stock Exchange (LSX). Some U.K. companies can be purchased through major U.S. brokerages in the form of American Depository Receipts (ADRs), which are placeholder equities held in a trust by a bank that represent shares of a foreign stock.

What other stocks do shareholders of Alfa Financial Software own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Alfa Financial Software investors own include Anglo American (AAL), Glencore (GLEN), Legal & General Group (LGEN), Lloyds Banking Group (LLOY), Barclays (BARC), BP (BP) and BT Group (BT.A).

Company Calendar

• Last Earnings: 3/13/2025
• Record date for 6/27 Dividend: 5/29/2025
• Ex-Dividend for 6/27 Dividend: 5/29/2025
• Dividend Payable: 6/27/2025
• Today: 8/29/2025

Industry, Sector and Symbol

• Stock Exchange: LON
• Sector: Computer and Technology
• Industry: Software - Application
• Sub-Industry: N/A
• Current Symbol: LON:ALFA
• CIK: N/A
• Web: investors.alfasystems.com
• Phone: +44-20-75881800
• Fax: N/A
• Employees: 475
• Year Founded: N/A

Price Target and Rating

• Average Price Target for Alfa Financial Software: GBX 276
• High Price Target: GBX 282
• Low Price Target: GBX 270
• Potential Upside/Downside: +22.9%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 2 Analysts

Profitability

• EPS (Trailing Twelve Months): GBX 7.40
• Trailing P/E Ratio: 30.37
• Forward P/E Ratio: 25.65
• P/E Growth: 4.19
• Net Income: £22.47 million
• Net Margins: 21.79%
• Pretax Margin: N/A
• Return on Equity: 51.52%
• Return on Assets: 22.20%

Debt

• Debt-to-Equity Ratio: 20.78
• Current Ratio: 1.43
• Quick Ratio: 1.37

Sales & Book Value

• Annual Sales: £103.11 million
• Price / Sales: 6.52
• Cash Flow: GBX 9.71 per share
• Price / Cash Flow: 23.15
• Book Value: GBX 14.87 per share
• Price / Book: 15.11

Miscellaneous

• Outstanding Shares: 299,479,982
• Free Float: N/A
• Market Cap: £672.80 million
• Optionable: Not Optionable
• Beta: 0.08