Fiinu (BANK) Share Price, News & Analysis

Company Overview

Fiinu plc is a UK-based fintech group delivering open banking-enabled infrastructure and financial services across lending and brokerage. At the heart of Fiinu’s strategy is the Plugin Overdraft®, a white-label solution that integrates seamlessly into existing banking applications, allowing customers to access arranged overdrafts without switching banks. This product addresses the needs of the 80% of UK account holders who currently lack access to overdrafts. Using real-time Open Banking data and AI-driven underwriting, Fiinu can assess affordability responsibly and provide fair overdraft limits—helping fill the £10 billion gap left by the removal of unarranged overdrafts in 2020. The Company has already signed heads of terms for its first white-label agreement with a UK bank, with launch expected in late 2025. Fiinu also operates Everfex, trading in Poland as Stały Kurs, a profitable and fast-growing SME-focused foreign exchange business. Everfex specialises in providing currency hedging and risk management solutions to small and medium-sized importers and exporters, serving a client base of around 2,500 SMEs and executing more than $1 billion in contracts in 2024. By targeting the underserved SME sector, Everfex provides competitive pricing, flexibility, and responsiveness not typically offered by larger banks. Looking ahead, Fiinu is committed to expanding its financial services footprint across the UK and Europe. The enlarged group strategy focuses on scaling its Plugin Overdraft® platform through partnerships, broadening Everfex’s services into regulated payments, and developing innovative financial solutions that promote inclusion and provide fairer choices for both consumers and businesses.

Key Stats

• Today's Range: 3 to 4
• 50-Day Range: 3 to 5
• 52-Week Range: 2.50 to 18
• Volume: 147,158 shs
• Average Volume: 357,176 shs
• Market Capitalization: £15.64 million
• P/E Ratio: N/A
• Dividend Yield: N/A
• Price Target: N/A
• Consensus Rating: N/A

Company Calendar

• Last Earnings: 9/11/2026
• Today: 9/15/2026

Industry, Sector and Symbol

• Stock Exchange: LON
• Sector: Finance
• Industry: Consumer Finance
• Sub-Industry: Consumer Finance
• Current Symbol: LON:BANK
• CIK: N/A
• Web: www.fiinu.com
• Phone: 44-19-32-629-582
• Fax: N/A
• Employees: 4
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): GBX (2.98)
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: -£4.39 million
• Net Margins: 65.04%
• Pretax Margin: N/A
• Return on Equity: -634.07%
• Return on Assets: -53.50%

Debt

• Debt-to-Equity Ratio: 388.99
• Current Ratio: N/A
• Quick Ratio: N/A

Sales & Book Value

• Annual Sales: £662.67 thousand
• Price / Sales: 23.60
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: N/A
• Price / Book: N/A

Miscellaneous

• Outstanding Shares: 396,000,000
• Free Float: N/A
• Market Cap: £15.64 million
• Optionable: Not Optionable
• Beta: 8.17