International Personal Finance plc is a United Kingdom-based holding company. The Company offers unsecured consumer finance products, channels and brands. Its segments include home credit and digital. Under home credit segment, the company offers home credit cash loans; money transfer loans; home, medical and life insurances; micro-business loans, and provident-branded digital loan products. Under digital segment, it offers installment loans, revolving credit line facility, and monthly repayment products. The Company operates home credit business in Poland, Lithuania and Czech Republic. It operates digital business in Finland, Estonia, Latvia, Lithuania, Poland, Spain, Mexico and Australia. The Company offers digital credit through Hapiloans, Creditea, Credit 24 and Sving brands.
Industry, Sector and Symbol:
- Sector: Financials
- Industry: Consumer Lending - NEC
- Sub-Industry: N/A
- Symbol: LON:IPF
- CUSIP: N/A
- Web: www.ipfin.co.uk/
Capitalization:- Market Cap: £386.23 million
- Outstanding Shares: 221,973,000
Average Prices:- 50 Day Moving Avg: GBX 167.55
- 200 Day Moving Avg: GBX 169.73
- 52 Week Range: GBX 141.43 - GBX 344.30
P/E:- Trailing P/E Ratio: 5.92
- P/E Growth: 0.57
Sales & Book Value:- Annual Revenue: £763.4 million
- Price / Sales: 0.51
- Book Value: GBX 1.93 per share
- Price / Book: 0.90
Profitability:- EBIDTA: £158.8 million
- Net Margins: 11.35%
- Return on Equity: 22.29%
- Return on Assets: 7.69%
Misc:- Average Volume: 456,869 shs.
Frequently Asked Questions for International Personal Finance Plc (LON:IPF)
What is International Personal Finance Plc's stock symbol?
International Personal Finance Plc trades on the London Stock Exchange (LON) under the ticker symbol "IPF."
How often does International Personal Finance Plc pay dividends? What is the dividend yield for International Personal Finance Plc?
International Personal Finance Plc declared a dividend on Wednesday, March 1st. Investors of record on Thursday, April 13th will be given a dividend of GBX 7.80 per share on Friday, May 12th. This represents a dividend yield of 4.81%. The ex-dividend date is Thursday, April 13th. This is a boost from International Personal Finance Plc's previous dividend of $4.60. The official announcement can be viewed at this link. View International Personal Finance Plc's Dividend History.
When will International Personal Finance Plc make its next earnings announcement?
Where is International Personal Finance Plc's stock going? Where will International Personal Finance Plc's stock price be in 2017?
5 analysts have issued 12-month price targets for International Personal Finance Plc's shares. Their forecasts range from GBX 155 to GBX 300. On average, they anticipate International Personal Finance Plc's share price to reach GBX 238.67 in the next year. View Analyst Ratings for International Personal Finance Plc.
Who are some of International Personal Finance Plc's key competitors?
Who are International Personal Finance Plc's key executives?
International Personal Finance Plc's management team includes the folowing people:
- Gerard J. Ryan, Chief Executive Officer, Executive Director
- Justin Ashley Lockwood, Chief Financial Officer, Executive Director
- Robert Husband, Country Manager, Mexico
- David Parkinson, Country Manager, Poland and Lithuania
- Petr Sastinsky, Country Manager, Czech Republic and Slovakia
- Botond Szirmak, Country Manager, Southern Europe
- Ben Murphy, Company Secretary
- Dan N. O'Connor, Non-Executive Chairman of the Board
- Jayne Almond, Independent Non-Executive Director
- Antony J. Hales CBE, Senior Independent Non-Executive Director
How do I buy International Personal Finance Plc stock?
Shares of International Personal Finance Plc and other U.K. stocks can be purchased through online brokerage accounts that support trading on the London Stock Exchange (LSX). Some U.K. companies can be purchased through major U.S. brokerages in the form of American Depository Receipts (ADRs), which are placeholder equities held in a trust by a bank that represent shares of a foreign stock.
What is International Personal Finance Plc's stock price today?
One share of International Personal Finance Plc stock can currently be purchased for approximately GBX 174.
MarketBeat Community Rating for International Personal Finance Plc (LON IPF)MarketBeat's community ratings are surveys of what our community members think about International Personal Finance Plc and other stocks. Vote "Outperform" if you believe the stock will outperform the S&P 500 over the long term. Vote "Underperform" if you believe the stock will underperform the S&P 500 over the long term. You may vote once every thirty days.
Consensus Ratings for International Personal Finance Plc (LON:IPF) (How are Consensus Ratings Calculated?) MarketBeat calculates consensus ratings using the most recent rating from each brokerage that has rated a stock within the last twelve months. Since brokers often use different ratings systems, each rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings. Each stock's consensus rating is derived from its calculated consensus ratings score (0-1.5 = Sell, 1.5-2.5 = Hold, 2.5-3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months.
MarketBeat will no longer include ratings and price target data in its consensus calculation if a broker drops coverage and MarketBeat has received a report that coverage was dropped. Ratings from certain research firms that issue ratings using purely quantitative methods (such as Zacks, Vetr and ValuEngine) are not included in consensus calculations. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.
| Ratings Breakdown: | 1 Sell Rating, 2 Hold Ratings, 2 Buy Ratings |
| Consensus Rating: | Hold (Score: 2.20) |
| Consensus Price Target: | GBX 238.67 |
Analysts' Ratings History for International Personal Finance Plc (LON:IPF)
Show:
| Date | Firm | Action | Rating | Price Target | Details |
|---|
| 7/5/2017 | Liberum Capital | Reiterated Rating | Hold | GBX 170 |  |
| 6/9/2017 | Shore Capital | Reiterated Rating | Hold | | |
| 5/3/2017 | Peel Hunt | Reiterated Rating | Under Review | | |
| 5/3/2017 | Numis Securities Ltd | Reiterated Rating | Buy | GBX 238 | |
| 3/17/2017 | J P Morgan Chase & Co | Lower Price Target | Underweight | GBX 180 -> GBX 155 | |
| 3/15/2017 | Citigroup Inc. | Reiterated Rating | Buy | GBX 300 | |
| 3/1/2016 | Royal Bank Of Canada | Lower Price Target | Underperform | GBX 360 -> GBX 265 | |
| 10/27/2015 | Investec | Reiterated Rating | Hold | | |
(Data available from 7/23/2015 forward)
Earnings History for International Personal Finance Plc (LON:IPF)
No earnings announcements for this company have been tracked by MarketBeat.com
Earnings Estimates for International Personal Finance Plc (LON:IPF)Current Year EPS Consensus Estimate: $28.07 EPS
Dividend History by Quarter for International Personal Finance Plc (LON IPF)| Announced | Period | Amount | Yield | Ex-Dividend Date | Record Date | Payable Date |
|---|
| 3/1/2017 | | GBX 7.80 | 4.81% | 4/13/2017 | 4/13/2017 | 5/12/2017 |
| 7/28/2016 | | GBX 4.60 | 1.81% | 9/1/2016 | 9/1/2016 | 10/7/2016 |
| 2/24/2016 | | GBX 7.80 | 3.39% | 4/7/2016 | 4/7/2016 | 5/13/2016 |
| 7/29/2015 | | GBX 4.60 | 1.19% | 9/3/2015 | 9/3/2015 | 10/2/2015 |
| 2/25/2015 | | GBX 7.80 | 1.59% | 4/9/2015 | 4/9/2015 | 5/8/2015 |
| 7/30/2014 | | GBX 4.20 | 0.77% | 9/3/2014 | 9/3/2014 | 10/3/2014 |
| 2/26/2014 | | GBX 5.50 | 0.99% | 4/9/2014 | 4/9/2014 | 5/9/2014 |
(Data available from 1/1/2013 forward)
Insider Trading and Institutional Ownership History for International Personal Finance Plc (LON:IPF)Insider Trades by Quarter for International Personal Finance Plc (LON:IPF)| Transaction Date | Insider Name | Title | Buy/Sell | Number of Shares | Average Share Price | Total Transaction | Details |
|---|
| 5/10/2017 | John Mangelaars | Insider | Buy | 10,000 | GBX 170 | £17,000 | |
| 4/3/2017 | Justin Lockwood | Insider | Sell | 964 | GBX 166 | £1,600.24 | |
| 3/31/2017 | Justin Lockwood | Insider | Sell | 7,545 | GBX 163 | £12,298.35 | |
| 8/24/2016 | Ryan,Gerard | Insider | Sell | 15,130 | GBX 267 | £40,397.10 | |
| 12/11/2015 | Ryan,Gerard | Insider | Buy | 100,000 | GBX 292 | £292,000 | |
| 11/9/2015 | Hales,Anthony (Tony) J | Insider | Buy | 25,000 | GBX 380 | £95,000 | |
| 11/6/2015 | Broadbent,David | Insider | Sell | 50,000 | GBX 375 | £187,500 | |
| 11/3/2015 | Almond,Jayne | Insider | Buy | 20,000 | GBX 379 | £75,800 | |
| 8/28/2015 | Broadbent,David | Insider | Sell | 47,644 | GBX 399 | £190,099.56 | |
| 5/7/2015 | Dan O'Connor | Insider | Buy | 41,500 | GBX 481.39 | £199,776.85 | |
| 4/8/2015 | David Broadbent | Insider | Sell | 26,241 | GBX 496.77 | £130,357.42 | |
| 3/30/2015 | David Broadbent | Insider | Sell | 26,241 | GBX 484.33 | £127,093.04 | |
(Data available from 1/1/2013 forward)
Headline Trends for International Personal Finance Plc (LON:IPF)
Latest Headlines for International Personal Finance Plc (LON:IPF)
| Source: |
|
| Date | Headline |
|---|
 | International Personal Finance Plc (IPF) Receives Consensus Rating of "Hold" from Brokerages
www.americanbankingnews.com - July 7 at 8:10 AM |
| International Personal Finance Plc (IPF) Stock Rating Reaffirmed by Liberum Capital
www.americanbankingnews.com - July 5 at 11:00 AM |
 | Sale of home credit business in Bulgaria - London South East (registration) (blog)
www.lse.co.uk - June 28 at 7:30 PM |
 | International Personal Finance Plc breached its 50 day moving average in a Bullish Manner : IPF-GB : June 16, 2017
finance.yahoo.com - June 16 at 6:11 AM |
| International Personal Finance Plc (IPF) Given Consensus Rating of "Hold" by Brokerages
www.americanbankingnews.com - June 12 at 9:50 AM |
| International Personal Finance Plc (IPF) Rating Reiterated by Shore Capital
www.americanbankingnews.com - June 10 at 1:44 PM |
| International Personal Finance Notes Credit Rating Downgrade By Fitch - London South East (registration) (blog)
www.lse.co.uk - June 9 at 9:33 AM |
| MOVES-Deutsche Bank, AMP Capital, IPF, US Bancorp
finance.yahoo.com - June 7 at 5:33 PM |
| MOVES-International Personal Finance makes three senior appointments
finance.yahoo.com - June 7 at 10:01 AM |
| International Personal Finance Plc breached its 50 day moving average in a Bearish Manner : IPF-GB : June 1, 2017
finance.yahoo.com - June 1 at 3:22 PM |
| International Personal Finance Plc breached its 50 day moving average in a Bearish Manner : IPF-GB : May 22, 2017
finance.yahoo.com - May 22 at 10:45 AM |
| International Personal Finance Plc (IPF) Given Average Rating of "Hold" by Analysts
www.americanbankingnews.com - May 16 at 7:52 AM |
| International Personal Finance Plc (IPF) Insider Purchases £17,000 in Stock
www.americanbankingnews.com - May 11 at 1:17 PM |
| International Personal Finance Plc :IPF-GB: Earnings Analysis: For the six months ended December 31, 2016 : May 10, 2017
finance.yahoo.com - May 10 at 11:20 PM |
| International Personal Finance Plc breached its 50 day moving average in a Bullish Manner : IPF-GB : May 9, 2017
finance.yahoo.com - May 9 at 12:21 PM |
 | BRIEF-IPF says first-quarter group customer numbers down 2 pct
www.reuters.com - May 3 at 10:55 PM |
 | International Personal Finance Records Q1 Credit Issued Growth Of 5%
www.nasdaq.com - May 3 at 10:55 PM |
| International Personal Finance Plc (IPF) Given Average Recommendation of "Hold" by Analysts
www.americanbankingnews.com - April 21 at 7:23 AM |
| International Personal Finance Plc's (IPF) "Underweight" Rating Reiterated at JPMorgan Chase & Co.
www.americanbankingnews.com - April 16 at 12:28 AM |
| International Personal Finance Plc : IPF-GB: Dividend Analysis : April 18th, 2017 (record date) : By the numbers : April 14, 2017
finance.yahoo.com - April 15 at 9:42 AM |
| Justin Lockwood Sells 964 Shares of International Personal Finance Plc (IPF) Stock
www.americanbankingnews.com - April 4 at 5:01 AM |
| International Personal Finance Plc (IPF) Insider Justin Lockwood Sells 7,545 Shares
www.americanbankingnews.com - April 4 at 5:01 AM |
| International Personal Finance Plc (IPF) Receives Average Recommendation of "Hold" from Analysts
www.americanbankingnews.com - March 27 at 1:29 PM |
| International Personal Finance Plc (IPF) Given "Buy" Rating at Citigroup Inc
www.americanbankingnews.com - March 21 at 3:28 AM |
 | International Personal Finance Profit Declines On Weaker Home Credit
www.morningstar.co.uk - March 1 at 11:40 AM |
| UPDATE 1-Regulation, competition hit lender IPF's pretax profit, shares drop
www.nasdaq.com - March 1 at 11:40 AM |
 | International Personal Finance FY Pre-tax Profit Down
www.rttnews.com - March 1 at 11:40 AM |
| Full Year 2016 International Personal Finance PLC Earnings Release - 02:00 am ET
biz.yahoo.com - March 1 at 11:40 AM |
 | Why this value stock could double despite shares crashing 10% on results
uk.finance.yahoo.com - March 1 at 11:40 AM |
| BRIEF-International Personal Finance names Justin Lockwood as CFO
www.reuters.com - February 24 at 10:14 AM |
| TOP NEWS: IPF To Appeal Polish Tax Body Decision On 2008 Accounts
www.morningstar.co.uk - January 7 at 7:52 PM |
| BRIEF-IPF says to appeal decision of Polish tax chamber
www.reuters.com - January 7 at 7:52 PM |
| Fitch Places IPF on Watch Negative on Proposed Polish Law Change
www.reuters.com - December 15 at 6:34 PM |
| BRIEF-Enerchine Capital to acquire and HEC International Group - Reuters
www.reuters.com - December 15 at 6:34 PM |
| UK Stocks-Factors to watch on Dec. 12 - Reuters
www.reuters.com - December 12 at 10:50 AM |
| EXTRA: IPF Shares Drop 30% On New Polish Consumer Credit Proposals
www.morningstar.co.uk - December 9 at 6:02 PM |
| IPF assessing hit from Poland's proposed loan cap rules
www.reuters.com - December 9 at 6:02 PM |
International Personal Finance Plc (IPF) Chart for Sunday, July, 23, 2017
