PayPoint (PAY) Share Price, News & Analysis

Company Overview

PayPoint plc engages in the provision of payments and banking, shopping, and e-commerce services and products in the United Kingdom. The company operates through two segments: PayPoint and Love2shop. The PayPoint segment provides card payment services to retailers, including leased payment devices; EPoS; ATM cash machines; SIM cards sales; receipt advertising; bill payment services and cash top-ups to individual consumers; parcel delivery and collection services; retailer service fees solutions; and digital payment services, as well as cash through to digital services. The segment offers its products under PayPoint One, eMoney, MultiPay, CashOut, and Direct Debits platforms. The Love2shop segment is involved in the provision of shopping vouchers, cards, and e-codes which customers may redeem with participating retailers; and Christmas savings club, to which customers make regular payments throughout the year to help spread the cost of Christmas, before converting to a voucher. It serves consumers, SMEs, and convenience retailers in the commercial, not-for-profit, and public sectors. The company was founded in 1996 and is headquartered in Welwyn Garden City, the United Kingdom.

Key Stats

• Today's Range: 617 to 636
• 50-Day Range: 535 to 637.50
• 52-Week Range: 438.35 to 778
• Volume: 134,171 shs
• Average Volume: 375,445 shs
• Market Capitalization: £370.49 million
• P/E Ratio: 10.57
• Dividend Yield: 6.50%
• Price Target: GBX 1,100
• Consensus Rating: Buy

PayPoint Stock Analysis - MarketRank™

PayPoint scored higher than 89% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.5 / 5
• Analyst Rating: Buy

Consensus Rating

PayPoint has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on no strong buy ratings, 1 buy rating, no hold ratings, and no sell ratings.

Upside Potential

PayPoint has a consensus price target of GBX 1,100, representing about 78.3% upside from its current price of GBX 617.

Amount of Analyst Coverage

PayPoint has received no research coverage in the past 90 days.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of PayPoint is 10.57, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 40.22.

Price to Earnings Ratio vs. Sector

The P/E ratio of PayPoint is 10.57, which means that it is trading at a less expensive P/E ratio than the Technology sector average P/E ratio of about 79.38.

Price to Earnings Growth Ratio

PayPoint has a PEG Ratio of 31.13. PEG Ratios above 1 indicate that a company could be overvalued.

Price to Book Value per Share Ratio

PayPoint has a P/B Ratio of 3.71. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: N/A
• Short Interest Level: N/A

Short Interest

There is no current short interest data available for PAY.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Leadership

PayPoint is a leading dividend payer. It pays a dividend yield of 6.50%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

PayPoint does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of PayPoint is 70.26%. This payout ratio is at a healthy, sustainable level, below 75%.

News and Social Media

• Score: 2.9 / 5
• News Sentiment: 0.59

News Sentiment

PayPoint has a news sentiment score of 0.59. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.81 average news sentiment score of Technology companies.

News Coverage This Week

MarketBeat has tracked 6 news articles for PayPoint this week, compared to 3 articles on an average week.

Search Interest

11 people have searched for PAY on MarketBeat in the last 30 days. This is an increase of 450% compared to the previous 30 days.

Company Ownership

• Score: 4.4 / 5
• Insider Trading: Acquiring Shares

Cluster Insider Buying

2 insiders have purchased shares of PayPoint in the last three months. Multiple insiders buying is a strong bullish signal.

Net Insider Buying

Over the last three months, insiders have purchased a net £172,876.48 in company stock, which represents 0.0467% of the company's market cap.

Insider Buying vs. Insider Selling

In the past three months, PayPoint insiders have bought more of their company's stock than they have sold. Specifically, they have bought £172,876.48 in company stock and sold GBX 0 in company stock.

Percentage Held by Insiders

2.58% of the stock of PayPoint is held by insiders.

Percentage Held by Institutions

79.15% of the stock of PayPoint is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 6/11/2026
• Today: 7/31/2026

Industry, Sector and Symbol

• Stock Exchange: LON
• Sector: Technology
• Industry: Software
• Sub-Industry: N/A
• Current Symbol: LON:PAY
• CIK: N/A
• Web: paypoint.com
• Phone: +44-84-57600633
• Fax: N/A
• Employees: 1,260
• Year Founded: N/A

Price Target and Rating

• Average Price Target for PayPoint: GBX 1,100
• High Price Target: GBX 1,100
• Low Price Target: GBX 1,100
• Potential Upside/Downside: +78.3%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 1 Analysts

Profitability

• EPS (Trailing Twelve Months): GBX 58.40
• Trailing P/E Ratio: 10.57
• Forward P/E Ratio: 10.83
• P/E Growth: 31.13
• Net Income: £35.08 million
• Net Margins: 11.67%
• Pretax Margin: N/A
• Return on Equity: 45.78%
• Return on Assets: 6.54%

Debt

• Debt-to-Equity Ratio: 191.93
• Current Ratio: 0.96
• Quick Ratio: 0.65

Sales & Book Value

• Annual Sales: £337.01 million
• Price / Sales: 1.10
• Cash Flow: GBX 6.75 per share
• Price / Cash Flow: 91.44
• Book Value: GBX 166.30 per share
• Price / Book: 3.71

Miscellaneous

• Outstanding Shares: 60,047,000
• Free Float: N/A
• Market Cap: £370.49 million
• Optionable: Not Optionable
• Beta: 0.37