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PayPoint (PAY) Competitors

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GBX 617 0.00 (0.00%)
As of 07/31/2026 12:33 PM Eastern

PAY vs. HRI, RSG, FOUR, CSN, and LOOK

Should you buy PayPoint stock or one of its competitors? MarketBeat compares PayPoint with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with PayPoint include Herald (HRI), Resolute Mining (RSG), 4imprint Group (FOUR), Chesnara (CSN), and Lookers (LOOK).

How does PayPoint compare to Herald?

PayPoint (LON:PAY) and Herald (LON:HRI) are related small-cap companies, but which is the superior stock? We will contrast the two companies based on the strength of their analyst recommendations, profitability, valuation, risk, earnings, media sentiment, institutional ownership and dividends.

79.1% of PayPoint shares are held by institutional investors. Comparatively, 6.4% of Herald shares are held by institutional investors. 2.6% of PayPoint shares are held by company insiders. Comparatively, 15.2% of Herald shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Herald has lower revenue, but higher earnings than PayPoint. PayPoint is trading at a lower price-to-earnings ratio than Herald, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
PayPoint£337.01M1.10£35.08M£58.4010.57
Herald£101.21M13.95£175.20M£199.0114.82

PayPoint currently has a consensus price target of GBX 1,100, suggesting a potential upside of 78.28%. Given PayPoint's stronger consensus rating and higher probable upside, research analysts clearly believe PayPoint is more favorable than Herald.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
PayPoint
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
Herald
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00

Herald has a net margin of 101.77% compared to PayPoint's net margin of 11.67%. PayPoint's return on equity of 45.78% beat Herald's return on equity.

Company Net Margins Return on Equity Return on Assets
PayPoint11.67% 45.78% 6.54%
Herald 101.77%29.18%9.22%

In the previous week, PayPoint had 5 more articles in the media than Herald. MarketBeat recorded 6 mentions for PayPoint and 1 mentions for Herald. PayPoint's average media sentiment score of 0.41 beat Herald's score of -0.99 indicating that PayPoint is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
PayPoint
1 Very Positive mention(s)
1 Positive mention(s)
4 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Herald
0 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Negative

PayPoint has a beta of 0.365, indicating that its stock price is 64% less volatile than the broader market. Comparatively, Herald has a beta of 0.977886, indicating that its stock price is 2% less volatile than the broader market.

Summary

PayPoint and Herald tied by winning 8 of the 16 factors compared between the two stocks.

How does PayPoint compare to Resolute Mining?

Resolute Mining (LON:RSG) and PayPoint (LON:PAY) are related small-cap companies, but which is the better investment? We will contrast the two companies based on the strength of their institutional ownership, media sentiment, valuation, earnings, analyst recommendations, profitability, risk and dividends.

Resolute Mining has a beta of 1.319, meaning that its stock price is 32% more volatile than the broader market. Comparatively, PayPoint has a beta of 0.365, meaning that its stock price is 64% less volatile than the broader market.

In the previous week, PayPoint had 2 more articles in the media than Resolute Mining. MarketBeat recorded 6 mentions for PayPoint and 4 mentions for Resolute Mining. Resolute Mining's average media sentiment score of 0.87 beat PayPoint's score of 0.41 indicating that Resolute Mining is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Resolute Mining
1 Very Positive mention(s)
2 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
PayPoint
1 Very Positive mention(s)
1 Positive mention(s)
4 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Resolute Mining presently has a consensus price target of GBX 283.67, suggesting a potential upside of 478.91%. PayPoint has a consensus price target of GBX 1,100, suggesting a potential upside of 78.28%. Given Resolute Mining's higher possible upside, research analysts clearly believe Resolute Mining is more favorable than PayPoint.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Resolute Mining
0 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
3.00
PayPoint
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

37.9% of Resolute Mining shares are held by institutional investors. Comparatively, 79.1% of PayPoint shares are held by institutional investors. 0.4% of Resolute Mining shares are held by insiders. Comparatively, 2.6% of PayPoint shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Resolute Mining has a net margin of 12.76% compared to PayPoint's net margin of 11.67%. PayPoint's return on equity of 45.78% beat Resolute Mining's return on equity.

Company Net Margins Return on Equity Return on Assets
Resolute Mining12.76% 17.01% 6.41%
PayPoint 11.67%45.78%6.54%

PayPoint has lower revenue, but higher earnings than Resolute Mining. Resolute Mining is trading at a lower price-to-earnings ratio than PayPoint, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Resolute Mining£865.60M1.21£15.35M£5.998.18
PayPoint£337.01M1.10£35.08M£58.4010.57

Summary

PayPoint beats Resolute Mining on 8 of the 15 factors compared between the two stocks.

How does PayPoint compare to 4imprint Group?

PayPoint (LON:PAY) and 4imprint Group (LON:FOUR) are related small-cap companies, but which is the superior business? We will compare the two companies based on the strength of their earnings, analyst recommendations, institutional ownership, media sentiment, dividends, profitability, valuation and risk.

79.1% of PayPoint shares are owned by institutional investors. Comparatively, 55.0% of 4imprint Group shares are owned by institutional investors. 2.6% of PayPoint shares are owned by company insiders. Comparatively, 9.1% of 4imprint Group shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

4imprint Group has higher revenue and earnings than PayPoint. 4imprint Group is trading at a lower price-to-earnings ratio than PayPoint, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
PayPoint£337.01M1.10£35.08M£58.4010.57
4imprint Group£1.35B0.86£139.98M£403.3010.21

PayPoint has a net margin of 11.67% compared to 4imprint Group's net margin of 8.43%. 4imprint Group's return on equity of 78.01% beat PayPoint's return on equity.

Company Net Margins Return on Equity Return on Assets
PayPoint11.67% 45.78% 6.54%
4imprint Group 8.43%78.01%35.62%

In the previous week, PayPoint had 6 more articles in the media than 4imprint Group. MarketBeat recorded 6 mentions for PayPoint and 0 mentions for 4imprint Group. PayPoint's average media sentiment score of 0.41 beat 4imprint Group's score of 0.00 indicating that PayPoint is being referred to more favorably in the media.

Company Overall Sentiment
PayPoint Neutral
4imprint Group Neutral

PayPoint currently has a consensus target price of GBX 1,100, indicating a potential upside of 78.28%. 4imprint Group has a consensus target price of GBX 4,621.33, indicating a potential upside of 12.22%. Given PayPoint's stronger consensus rating and higher possible upside, equities analysts plainly believe PayPoint is more favorable than 4imprint Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
PayPoint
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
4imprint Group
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.67

PayPoint has a beta of 0.365, meaning that its stock price is 64% less volatile than the broader market. Comparatively, 4imprint Group has a beta of 0.682, meaning that its stock price is 32% less volatile than the broader market.

PayPoint pays an annual dividend of GBX 41.03 per share and has a dividend yield of 6.7%. 4imprint Group pays an annual dividend of GBX 247.03 per share and has a dividend yield of 6.0%. PayPoint pays out 70.3% of its earnings in the form of a dividend. 4imprint Group pays out 61.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Summary

PayPoint and 4imprint Group tied by winning 9 of the 18 factors compared between the two stocks.

How does PayPoint compare to Chesnara?

Chesnara (LON:CSN) and PayPoint (LON:PAY) are related small-cap companies, but which is the better investment? We will contrast the two businesses based on the strength of their analyst recommendations, earnings, risk, dividends, media sentiment, profitability, institutional ownership and valuation.

In the previous week, PayPoint had 5 more articles in the media than Chesnara. MarketBeat recorded 6 mentions for PayPoint and 1 mentions for Chesnara. Chesnara's average media sentiment score of 0.78 beat PayPoint's score of 0.41 indicating that Chesnara is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Chesnara
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
PayPoint
1 Very Positive mention(s)
1 Positive mention(s)
4 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

49.5% of Chesnara shares are owned by institutional investors. Comparatively, 79.1% of PayPoint shares are owned by institutional investors. 0.8% of Chesnara shares are owned by company insiders. Comparatively, 2.6% of PayPoint shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

PayPoint has lower revenue, but higher earnings than Chesnara. Chesnara is trading at a lower price-to-earnings ratio than PayPoint, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Chesnara£897.10M0.88£4.20M-£5.05N/A
PayPoint£337.01M1.10£35.08M£58.4010.57

Chesnara has a beta of 0.523, suggesting that its stock price is 48% less volatile than the broader market. Comparatively, PayPoint has a beta of 0.365, suggesting that its stock price is 64% less volatile than the broader market.

Chesnara pays an annual dividend of GBX 21.67 per share and has a dividend yield of 6.3%. PayPoint pays an annual dividend of GBX 41.03 per share and has a dividend yield of 6.7%. Chesnara pays out -429.0% of its earnings in the form of a dividend. PayPoint pays out 70.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Chesnara currently has a consensus target price of GBX 382, indicating a potential upside of 11.05%. PayPoint has a consensus target price of GBX 1,100, indicating a potential upside of 78.28%. Given PayPoint's higher probable upside, analysts plainly believe PayPoint is more favorable than Chesnara.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Chesnara
0 Sell rating(s)
0 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
3.00
PayPoint
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

PayPoint has a net margin of 11.67% compared to Chesnara's net margin of -1.01%. PayPoint's return on equity of 45.78% beat Chesnara's return on equity.

Company Net Margins Return on Equity Return on Assets
Chesnara-1.01% -2.93% 0.04%
PayPoint 11.67%45.78%6.54%

Summary

PayPoint beats Chesnara on 12 of the 17 factors compared between the two stocks.

How does PayPoint compare to Lookers?

Lookers (LON:LOOK) and PayPoint (LON:PAY) are related small-cap companies, but which is the better stock? We will contrast the two companies based on the strength of their valuation, institutional ownership, risk, earnings, analyst recommendations, dividends, media sentiment and profitability.

PayPoint has a consensus price target of GBX 1,100, suggesting a potential upside of 78.28%. Given PayPoint's stronger consensus rating and higher probable upside, analysts plainly believe PayPoint is more favorable than Lookers.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Lookers
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00
PayPoint
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

Lookers has a beta of 1.15, suggesting that its share price is 15% more volatile than the broader market. Comparatively, PayPoint has a beta of 0.365, suggesting that its share price is 64% less volatile than the broader market.

Lookers has higher revenue and earnings than PayPoint. Lookers is trading at a lower price-to-earnings ratio than PayPoint, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Lookers£4.48B0.00£63.90M£0.16N/A
PayPoint£337.01M1.10£35.08M£58.4010.57

PayPoint has a net margin of 11.67% compared to Lookers' net margin of 1.43%. PayPoint's return on equity of 45.78% beat Lookers' return on equity.

Company Net Margins Return on Equity Return on Assets
Lookers1.43% 14.90% 3.91%
PayPoint 11.67%45.78%6.54%

68.3% of Lookers shares are owned by institutional investors. Comparatively, 79.1% of PayPoint shares are owned by institutional investors. 3.9% of Lookers shares are owned by insiders. Comparatively, 2.6% of PayPoint shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

In the previous week, PayPoint had 6 more articles in the media than Lookers. MarketBeat recorded 6 mentions for PayPoint and 0 mentions for Lookers. PayPoint's average media sentiment score of 0.41 beat Lookers' score of 0.00 indicating that PayPoint is being referred to more favorably in the news media.

Company Overall Sentiment
Lookers Neutral
PayPoint Neutral

Lookers pays an annual dividend of GBX 3 per share. PayPoint pays an annual dividend of GBX 41.03 per share and has a dividend yield of 6.7%. Lookers pays out 1,875.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. PayPoint pays out 70.3% of its earnings in the form of a dividend. PayPoint is clearly the better dividend stock, given its higher yield and lower payout ratio.

Summary

PayPoint beats Lookers on 12 of the 17 factors compared between the two stocks.

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Media Sentiment Over Time

This chart shows the average media sentiment of LON and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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PAY vs. The Competition

MetricPayPointSoftware IndustryTechnology SectorLON Exchange
Market Cap£370.49M£14.49B£27.99B£2.82B
Dividend Yield6.54%3.44%2.77%6.15%
P/E Ratio10.57130.8779.89368.29
Price / Sales1.101,291.41596.5483,501.30
Price / Cash91.4440.6845.0527.89
Price / Book3.717.887.607.04
Net Income£35.08M£436.09M£662.12M£5.89B
7 Day Performance1.06%0.18%0.13%6.05%
1 Month Performance6.11%-2.24%-4.47%-0.22%
1 Year Performance-15.13%6.90%147.94%63.72%

PayPoint Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
PAY
PayPoint
4.4104 of 5 stars
GBX 617
flat
GBX 1,100
+78.3%
-15.1%£370.49M£337.01M10.571,260
HRI
Herald
N/AGBX 3,030
-0.2%
N/A+20.9%£1.45B£101.21M15.236,600
RSG
Resolute Mining
2.8451 of 5 stars
GBX 52.43
-1.1%
GBX 283.33
+440.4%
+65.5%£1.12B£865.60M8.7540,000
FOUR
4imprint Group
2.6848 of 5 stars
GBX 3,954
-0.1%
GBX 4,621.33
+16.9%
+16.5%£1.11B£1.35B9.802,300
CSN
Chesnara
1.6068 of 5 stars
GBX 338.35
-0.2%
GBX 349.50
+3.3%
+30.1%£780.47M£897.10MN/A5,700

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This page (LON:PAY) was last updated on 8/3/2026 by MarketBeat.com Staff.
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