PayPoint plc provides specialist consumer payment, transaction processing, settlement, and other services and products in the United Kingdom, Ireland, Romania, and North America. The company offers bill and general services, such as prepaid energy, bills, and cash out services; top-ups, including mobile, e-money vouchers, prepaid debit cards, and lottery services; and retail services comprising ATM, payment cards, parcels, money transfer, SIMs, EPoS, broadband, receipt advertising, and charges for failed direct debits, as well as other transactions. It also provides MultiPay, a multi-channel payment solution; and PayPoint One, a next generation retail terminal. As of June 13, 2017, the company operated approximately 29,200 local shops, 4,100 LINK branded ATMs, and 10,000 of terminals in the United Kingdom; and approximately 4,100 Western Union agencies in the United Kingdom and Romania. It serves consumer and financial services companies, as well as retail, utilities, telecom, media, e-commerce, gaming, and government clients. PayPoint plc was founded in 1996 and is headquartered in Welwyn Garden City, the United Kingdom.