Prudential plc, together with its subsidiaries, provides a range of retail financial products and services, and asset management services in Asia, the United States, the United Kingdom, Europe, and Africa. The company offers health and protection, as well as other life insurance products, including participating business and mutual funds; and personal lines property and casualty insurance, group insurance, and institutional fund management services. It also provides fixed annuities, such as fixed interest rate, and fixed index and immediate annuities; variable annuities; and institutional products comprising guaranteed investment contracts and funding agreements. In addition, the company offers savings and investment solutions; and unit-linked and collective investments, as well as corporate pension services that include auto-enrolment services. Further, it provides long-term products, which comprise pension products and annuities; investment bonds; with-profits savings and protection products; level, fixed increase, and RPI annuities; onshore and offshore bonds; and pension and flexi-income drawdown products, including corporate, individual pension, and flexi-access drawdown products. The company offers its products and services through an agency sales force together with various banks, brokers, local partners, independent insurance agents, independent broker-dealers, regional broker-dealers, warehouses, credit unions, and other financial institutions. Prudential plc was founded in 1848 and is headquartered in London, the United Kingdom.