Secure Trust Bank (STB) Share Price, News & Analysis

Company Overview

Secure Trust Bank is an established, well‐funded and capitalised UK retail bank with over 70‐years of trading history. Secure Trust Bank operates principally from its head office in Solihull, West Midlands. The Group's diversified lending portfolio currently focuses on two sectors: • Business finance through its Real Estate Finance and Commercial Finance divisions, and • Consumer finance through its Vehicle Finance and Retail Finance divisions. Secure Trust Bank PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Secure Trust Bank PLC, Yorke House, Arleston Way, Solihull, B90 4LH.

Key Stats

• Today's Range: 1,342 to 1,376
• 50-Day Range: 1,244 to 1,392
• 52-Week Range: 772 to 1,550
• Volume: 916,916 shs
• Average Volume: 154,258 shs
• Market Capitalization: £257.04 million
• P/E Ratio: 15.42
• Dividend Yield: 2.60%
• Price Target: GBX 1,420
• Consensus Rating: Buy

Secure Trust Bank Stock Analysis - MarketRank™

Secure Trust Bank scored higher than 76% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.0 / 5
• Analyst Rating: Buy

Consensus Rating

Secure Trust Bank has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on no strong buy ratings, 1 buy rating, no hold ratings, and no sell ratings.

Upside/Downside

The consensus price target for Secure Trust Bank is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

Secure Trust Bank has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Secure Trust Bank is 15.42, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 40.22.

Price to Earnings Ratio vs. Sector

The P/E ratio of Secure Trust Bank is 15.42, which means that it is trading at a less expensive P/E ratio than the Financial Services sector average P/E ratio of about 29.22.

Price to Earnings Growth Ratio

Secure Trust Bank has a PEG Ratio of 0.11. PEG Ratios below 1 indicate that a company could be undervalued.

Price to Book Value per Share Ratio

Secure Trust Bank has a P/B Ratio of 0.73. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: N/A
• Short Interest Level: N/A

Short Interest

There is no current short interest data available for STB.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

Secure Trust Bank pays a meaningful dividend of 2.60%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Secure Trust Bank does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Secure Trust Bank is 38.54%. This payout ratio is at a healthy, sustainable level, below 75%.

News and Social Media

• Score: 3.4 / 5
• News Sentiment: N/A

News Sentiment

Secure Trust Bank has a news sentiment score of 1.41. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.83 average news sentiment score of Financial Services companies.

News Coverage This Week

MarketBeat has tracked 1 news article for Secure Trust Bank this week, compared to 0 articles on an average week.

Company Ownership

• Score: 1.9 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Secure Trust Bank insiders have sold more of their company's stock than they have bought. Specifically, they have bought GBX 0 in company stock and sold £139,650 in company stock.

Percentage Held by Insiders

20.48% of the stock of Secure Trust Bank is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

43.42% of the stock of Secure Trust Bank is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 3/12/2026
• Today: 6/27/2026

Industry, Sector and Symbol

• Stock Exchange: LON
• Sector: Financial Services
• Industry: Banks - Regional
• Sub-Industry: N/A
• Current Symbol: LON:STB
• CIK: N/A
• Web: www.securetrustbank.com
• Phone: +44-121-6939100
• Fax: N/A
• Employees: 879
• Year Founded: N/A

Price Target and Rating

• Average Price Target for Secure Trust Bank: GBX 1,420
• High Price Target: GBX 1,420
• Low Price Target: GBX 1,420
• Potential Upside/Downside: +3.5%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 1 Analysts

Profitability

• EPS (Trailing Twelve Months): GBX 89
• Trailing P/E Ratio: 15.42
• Forward P/E Ratio: 6.40
• P/E Growth: 0.11
• Net Income: £26.00 million
• Net Margins: 7.95%
• Pretax Margin: N/A
• Return on Equity: 4.70%
• Return on Assets: 0.72%

Debt

• Debt-to-Equity Ratio: 80.84
• Current Ratio: 2.43
• Quick Ratio: N/A

Sales & Book Value

• Annual Sales: £165.80 million
• Price / Sales: 1.55
• Cash Flow: GBX 3,822.79 per share
• Price / Cash Flow: 0.36
• Book Value: GBX 1,866.79 per share
• Price / Book: 0.73

Miscellaneous

• Outstanding Shares: 18,735,000
• Free Float: N/A
• Market Cap: £257.04 million
• Optionable: Not Optionable
• Beta: 0.98