Senmiao Technology (AIHS) Stock Price, News & Analysis

Company Overview

Senmiao Technology Limited (NASDAQ: AIHS) is a China-based financial technology company that offers short-term retail lending services through an online platform. By leveraging proprietary big data analytics and digital credit evaluation tools, the company facilitates quick and convenient access to cash advances and consumer loans. Its core operations include loan origination, approval, servicing, and collections, all underpinned by an automated risk management framework.

The company’s product suite caters to individual borrowers and small-to-medium enterprises, providing short-term working capital solutions and consumer financing products. Senmiao Technology has established strategic partnerships with e-commerce platforms, point-of-sale operators, and third-party distributors to extend its market reach. Through these channels, it delivers streamlined loan application processes and rapid fund disbursement, supported by machine learning models that continuously refine credit scoring and fraud detection.

Founded in 2012 and headquartered in Yantai, People’s Republic of China, Senmiao Technology has expanded its footprint to major cities such as Beijing, Shanghai, Chengdu, and Hangzhou. The company’s multi-channel distribution strategy combines a robust online presence with localized branch networks, allowing it to serve a diverse customer base across both urban and regional markets. This geographic expansion aligns with its goal of capturing growth opportunities in China’s evolving consumer finance segment.

Led by Chairman and Chief Executive Officer Shenghai Wu, Senmiao Technology emphasizes innovation, regulatory compliance, and operational efficiency. The executive team brings extensive experience in financial services and technology, driving ongoing enhancements to the company’s digital infrastructure. With a disciplined approach to risk management and a commitment to technological advancement, Senmiao Technology aims to strengthen its position in the competitive fintech landscape.

Key Stats

• Today's Range: $0.30 to $0.31
• 50-Day Range: $0.29 to $1.40
• 52-Week Range: $0.26 to $1.70
• Volume: 124,402 shs
• Average Volume: 376,873 shs
• Market Capitalization: $3.44 million
• P/E Ratio: N/A
• Dividend Yield: N/A
• Price Target: N/A
• Consensus Rating: N/A

Senmiao Technology Stock Analysis - MarketRank™

Senmiao Technology scored higher than 14% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Senmiao Technology.

Earnings and Valuation

• Score: 0.0 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Senmiao Technology is -0.97, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Earnings Ratio vs. Sector

The P/E ratio of Senmiao Technology is -0.97, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Book Value per Share Ratio

Senmiao Technology has a P/B Ratio of 10.36. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

2.48% of the float of Senmiao Technology has been sold short.

Short Interest Ratio / Days to Cover

Senmiao Technology has a short interest ratio ("days to cover") of 0.2, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Senmiao Technology has recently decreased by 84.82%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Senmiao Technology does not currently pay a dividend.

Dividend Growth

Senmiao Technology does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

2.48% of the float of Senmiao Technology has been sold short.

Short Interest Ratio / Days to Cover

Senmiao Technology has a short interest ratio ("days to cover") of 0.2, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Senmiao Technology has recently decreased by 84.82%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 2.7 / 5
• News Sentiment: 0.94

News Sentiment

Senmiao Technology has a news sentiment score of 0.94. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Computer and Technology companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for Senmiao Technology this week, compared to 0 articles on an average week.

Search Interest

1 people have searched for AIHS on MarketBeat in the last 30 days.

Company Ownership

• Score: 0.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Senmiao Technology insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 1.30% of the stock of Senmiao Technology is held by insiders.

Percentage Held by Institutions

Only 0.42% of the stock of Senmiao Technology is held by institutions.

AIHS Stock Analysis - Frequently Asked Questions

How have AIHS shares performed this year?

Senmiao Technology's stock was trading at $1.07 at the start of the year. Since then, AIHS stock has decreased by 71.0% and is now trading at $0.3107.

How were Senmiao Technology's earnings last quarter?

Senmiao Technology Limited (NASDAQ:AIHS) issued its quarterly earnings data on Friday, February, 14th. The company reported ($0.05) earnings per share for the quarter. The firm had revenue of $920 billion for the quarter. Senmiao Technology had a negative net margin of 109.91% and a negative trailing twelve-month return on equity of 165.89%.

When did Senmiao Technology's stock split?

Senmiao Technology's stock reverse split on Wednesday, April 6th 2022.The 1-10 reverse split was announced on Wednesday, April 6th 2022. The number of shares owned by shareholders was adjusted after the market closes on Wednesday, April 6th 2022. An investor that had 100 shares of stock prior to the reverse split would have 10 shares after the split.

When did Senmiao Technology IPO?

Senmiao Technology (AIHS) raised $12 million in an IPO on Friday, March 16th 2018. The company issued 3,000,000 shares at a price of $4.00 per share. ViewTrade Securities acted as the underwriter for the IPO.

How do I buy shares of Senmiao Technology?

Shares of AIHS stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Senmiao Technology own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Senmiao Technology investors own include NVIDIA (NVDA), CymaBay Therapeutics (CBAY), GE Aerospace (GE), Broadcom (AVGO), Meta Platforms (META), Novo Nordisk A/S (NVO) and Arista Networks (ANET).

Company Calendar

• Last Earnings: 2/14/2025
• Today: 7/16/2025
• Next Earnings (Estimated): 8/13/2025
• Fiscal Year End: 3/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Computer and Technology
• Industry: INTERNET SERVICES
• Sub-Industry: Banking
• Current Symbol: NASDAQ:AIHS
• CIK: 1711012
• Web: www.senmiaotech.com
• Phone: 862861554399
• Fax: N/A
• Employees: 150
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): ($0.32)
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: -$3.72 million
• Net Margins: -109.91%
• Pretax Margin: -102.30%
• Return on Equity: -165.89%
• Return on Assets: -46.29%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 0.43
• Quick Ratio: 0.43

Sales & Book Value

• Annual Sales: $3.39 million
• Price / Sales: 1.02
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: $0.03 per share
• Price / Book: 10.36

Miscellaneous

• Outstanding Shares: 11,083,000
• Free Float: 10,939,000
• Market Cap: $3.44 million
• Optionable: Not Optionable
• Beta: 0.60