This company has been marked as potentially delisted and may not be actively trading. NASDAQ:ASRV AmeriServ Financial (ASRV) Stock Price, News & Analysis Add Compare Share Share Stock Analysis Stock AnalysisBuy This Stock About AmeriServ Financial Stock (NASDAQ:ASRV) Get AmeriServ Financial alerts:Sign Up Key Stats Today's Range$2.66▼$2.7850-Day Range$3.70▼$3.9752-Week Range$2.03▼$3.42Volume6,666 shsAverage Volume14,187 shsMarket Capitalization$49.71 millionP/E Ratio13.68Dividend Yield3.99%Price TargetN/AConsensus RatingSell Company Overview AmeriServ Financial, Inc. is a holding company, which engages in the provision of consumer, mortgage and commercial financial products and services through its subsidiary. It operates through the following segments: Community Banking, Wealth Management, and Investment or Parent. The Community Banking segment includes both retail and commercial banking activities. The Wealth Management segment involves in the operations of a Trust Company, West Chester Capital Advisors an investment advisory firm, and Financial Services. The Investment or Parent segment offers investment securities, borrowing activities, and general corporate expenses. The company was founded in January 1983 and is headquartered in Johnstown, PA. Read More AmeriServ Financial Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks35th Percentile Overall ScoreASRV MarketRank™: AmeriServ Financial scored higher than 35% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's OpinionN/AAnalyst RatingN/A Consensus RatingThere is not enough analysis data for AmeriServ Financial.Read more about AmeriServ Financial's stock forecast and price target. Earnings and Valuation1.9 / 5Proj. Earnings GrowthN/A Price to Earnings Ratio vs. the MarketThe P/E ratio of AmeriServ Financial is 13.68, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 232.30.Price to Earnings Ratio vs. SectorThe P/E ratio of AmeriServ Financial is 13.68, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 30.18.Price to Book Value per Share RatioAmeriServ Financial has a P/B Ratio of 0.46. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities. Short Interest3.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted0.42% of the float of AmeriServ Financial has been sold short.Short Interest Ratio / Days to CoverAmeriServ Financial has a short interest ratio ("days to cover") of 2.9, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in AmeriServ Financial has recently increased by 7.92%, indicating that investor sentiment is decreasing significantly. Dividend2.5 / 5Dividend StrengthModerate Dividend LeadershipAmeriServ Financial is a leading dividend payer. It pays a dividend yield of 4.00%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthAmeriServ Financial does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of AmeriServ Financial is 57.14%. This payout ratio is at a healthy, sustainable level, below 75%.Read more about AmeriServ Financial's dividend. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted0.42% of the float of AmeriServ Financial has been sold short.Short Interest Ratio / Days to CoverAmeriServ Financial has a short interest ratio ("days to cover") of 2.9, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in AmeriServ Financial has recently increased by 7.92%, indicating that investor sentiment is decreasing significantly. News and Social Media0.6 / 5News SentimentN/A News Coverage This WeekMarketBeat has tracked 1 news article for AmeriServ Financial this week, compared to 0 articles on an average week. Company Ownership1.7 / 5Insider TradingAcquiring Shares Insider Buying vs. Insider SellingIn the past three months, AmeriServ Financial insiders have bought more of their company's stock than they have sold. Specifically, they have bought $14,847.00 in company stock and sold $0.00 in company stock.Percentage Held by InsidersOnly 7.60% of the stock of AmeriServ Financial is held by insiders.Percentage Held by InstitutionsOnly 31.52% of the stock of AmeriServ Financial is held by institutions.Read more about AmeriServ Financial's insider trading history. Receive ASRV Stock News and Ratings via Email Sign-up to receive the latest news and ratings for AmeriServ Financial and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsBy entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. ASRV Stock News HeadlinesAmeriServ Financial, Inc. (ASRV)’s President and CEO, Jeffrey A. Stopko, Purchases Shares of the Company’s Common Stock in Two Transactions Valued at $5,726September 27, 2025 | finance.yahoo.comAMERISERV FINANCIAL REPORTS EARNINGS FOR THE SECOND QUARTER AND FIRST SIX MONTHS OF 2025 AND ANNOUNCES QUARTERLY COMMON STOCK CASH DIVIDENDJuly 22, 2025 | prnewswire.comNvidia CEO Makes First Ever Tesla AnnouncementWhile headlines focus on Tesla’s car sales, tech analyst Jeff Brown says the real story is Tesla’s role in a $25 trillion AI revolution — one that Nvidia’s CEO himself has called a “multi-trillion-dollar future industry” — and he’s uncovered a little-known stock 168 times smaller than Nvidia that could be positioned to ride this breakthrough.October 10 at 2:00 AM | Brownstone Research (Ad)Investing in AmeriServ Financial (NASDAQ:ASRV) a year ago would have delivered you a 39% gainJuly 13, 2025 | finance.yahoo.comAmeriServ Financial First Quarter 2025 Earnings: EPS: US$0.12 (vs US$0.11 in 1Q 2024)April 24, 2025 | finance.yahoo.comAmeriServ Financial, Inc.: Ameriserv Financial Reports Earnings For The First Quarter Of 2025 And Announces Quarterly Common Stock Cash DividendApril 22, 2025 | finanznachrichten.deAMERISERV FINANCIAL REPORTS EARNINGS FOR THE FIRST QUARTER OF 2025 AND ANNOUNCES QUARTERLY COMMON STOCK CASH DIVIDENDApril 22, 2025 | prnewswire.comAmeriServ Financial Enters Agreement with SB Value PartnersApril 18, 2025 | uk.investing.comSee More Headlines ASRV Stock Analysis - Frequently Asked Questions How were AmeriServ Financial's earnings last quarter? AmeriServ Financial Inc. (NASDAQ:ASRV) issued its earnings results on Tuesday, July, 22nd. The financial services provider reported ($0.02) earnings per share (EPS) for the quarter. The financial services provider earned $14.49 million during the quarter. AmeriServ Financial had a trailing twelve-month return on equity of 3.38% and a net margin of 4.33%. What other stocks do shareholders of AmeriServ Financial own? Based on aggregate information from My MarketBeat watchlists, some other companies that AmeriServ Financial investors own include Franklin Resources (BEN), Walgreens Boots Alliance (WBA), Consolidated Edison (ED), Huntington Bancshares (HBAN), International Business Machines (IBM), Leggett & Platt (LEG) and Wells Fargo & Company (WFC). Company Calendar Last Earnings7/22/2025Record date for 8/18 Dividend8/04/2025Ex-Dividend for 8/18 Dividend8/04/2025Dividend Payable8/18/2025Today10/10/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry BANKS - NORTHEAST Sub-IndustryN/A Current SymbolNASDAQ:ASRV CIK707605 Webwww.ameriserv.com Phone(814) 533-5300Fax814-533-5427Employees1,224Year Founded1901Profitability EPS (Trailing Twelve Months)$0.21 Trailing P/E Ratio13.68 Forward P/E RatioN/A P/E GrowthN/ANet Income$3.60 million Net Margins4.33% Pretax Margin5.31% Return on Equity3.38% Return on Assets0.26% Debt Debt-to-Equity Ratio0.71 Current Ratio0.87 Quick Ratio0.87 Sales & Book Value Annual Sales$84.48 million Price / Sales0.59 Cash Flow$0.34 per share Price / Cash Flow8.82 Book Value$6.49 per share Price / Book0.46Miscellaneous Outstanding Shares16,520,000Free Float15,264,000Market Cap$49.71 million OptionableOptionable Beta0.56 Social Links A Guide To High-Short-Interest StocksMarketBeat's analysts have just released their top five short plays for October 2025. Learn which stocks have the most short interest and how to trade them. Enter your email address to see which companies made the list.Get This Free Report This page (NASDAQ:ASRV) was last updated on 10/10/2025 by MarketBeat.com Staff From Our Partners"I'm risking my reputation on this"The Fed rate cut truth they don't want you to know The Fed's 25 basis point cut isn't just monetary policy…...Crypto 101 Media | SponsoredRefund From 1933: Trump’s Reset May Create Instant WealthTrump's Reset Can Give Birth To America's Greatest Era Yet A 90-Year cycle may end soon, creating real weal...American Hartford Gold | SponsoredYour Bank Account Is No Longer SafeWhat If Washington Declared That: YOUR Money ISN'T Actually Yours? 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