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AmeriServ Financial (ASRV) Competitors

AmeriServ Financial logo

ASRV vs. LARK, NKSH, ATLO, UBFO, MRBK, CFBK, UBOH, OPHC, SUSQ, and JPM

Should you be buying AmeriServ Financial stock or one of its competitors? The main competitors of AmeriServ Financial include Landmark Bancorp (LARK), National Bankshares (NKSH), Ames National (ATLO), United Security Bancshares (UBFO), Meridian (MRBK), CF Bankshares (CFBK), United Bancshares (UBOH), OptimumBank (OPHC), Susquehanna Bancshares (SUSQ), and JPMorgan Chase & Co. (JPM). These companies are all part of the "finance" sector.

AmeriServ Financial vs.

AmeriServ Financial (NASDAQ:ASRV) and Landmark Bancorp (NASDAQ:LARK) are both small-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their earnings, community ranking, media sentiment, dividends, valuation, analyst recommendations, institutional ownership, risk and profitability.

Landmark Bancorp has lower revenue, but higher earnings than AmeriServ Financial. Landmark Bancorp is trading at a lower price-to-earnings ratio than AmeriServ Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
AmeriServ Financial$84.48M0.53$3.60M$0.2112.83
Landmark Bancorp$62.80M2.69$13M$2.5911.30

31.5% of AmeriServ Financial shares are held by institutional investors. Comparatively, 25.7% of Landmark Bancorp shares are held by institutional investors. 9.6% of AmeriServ Financial shares are held by insiders. Comparatively, 12.8% of Landmark Bancorp shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

AmeriServ Financial pays an annual dividend of $0.12 per share and has a dividend yield of 4.5%. Landmark Bancorp pays an annual dividend of $0.84 per share and has a dividend yield of 2.9%. AmeriServ Financial pays out 57.1% of its earnings in the form of a dividend. Landmark Bancorp pays out 32.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Landmark Bancorp has increased its dividend for 6 consecutive years.

Landmark Bancorp received 27 more outperform votes than AmeriServ Financial when rated by MarketBeat users. However, 61.60% of users gave AmeriServ Financial an outperform vote while only 56.17% of users gave Landmark Bancorp an outperform vote.

CompanyUnderperformOutperform
AmeriServ FinancialOutperform Votes
146
61.60%
Underperform Votes
91
38.40%
Landmark BancorpOutperform Votes
173
56.17%
Underperform Votes
135
43.83%

In the previous week, Landmark Bancorp had 2 more articles in the media than AmeriServ Financial. MarketBeat recorded 3 mentions for Landmark Bancorp and 1 mentions for AmeriServ Financial. AmeriServ Financial's average media sentiment score of 1.00 beat Landmark Bancorp's score of 0.30 indicating that AmeriServ Financial is being referred to more favorably in the media.

Company Overall Sentiment
AmeriServ Financial Positive
Landmark Bancorp Neutral

AmeriServ Financial has a beta of 0.74, meaning that its stock price is 26% less volatile than the S&P 500. Comparatively, Landmark Bancorp has a beta of 0.28, meaning that its stock price is 72% less volatile than the S&P 500.

Landmark Bancorp has a net margin of 14.51% compared to AmeriServ Financial's net margin of 4.26%. Landmark Bancorp's return on equity of 10.51% beat AmeriServ Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
AmeriServ Financial4.26% 3.42% 0.26%
Landmark Bancorp 14.51%10.51%0.89%

Summary

Landmark Bancorp beats AmeriServ Financial on 11 of the 18 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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ASRV vs. The Competition

MetricAmeriServ FinancialNational commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$42.46M$23.25B$11.57B$8.49B
Dividend Yield4.67%3.51%5.54%4.18%
P/E Ratio13.0012.8822.6319.83
Price / Sales0.532.8326.55139.18
Price / CashN/A11.1617.6234.64
Price / Book0.451.192.824.54
Net Income$3.60M$2.17B$1.04B$247.97M

AmeriServ Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
ASRV
AmeriServ Financial
1.7522 of 5 stars
$2.73
+1.7%
N/A+1.9%$42.46M$84.48M13.001,224Positive News
Short Interest ↑
Gap Up
LARK
Landmark Bancorp
2.7877 of 5 stars
$29.23
-0.2%
N/A+48.3%$169.04M$62.80M12.90270News Coverage
Analyst Downgrade
Short Interest ↓
NKSH
National Bankshares
4.933 of 5 stars
$26.46
+1.9%
$38.00
+43.6%
-15.5%$168.37M$47.72M21.69220
ATLO
Ames National
2.3334 of 5 stars
$17.41
+0.3%
N/A-12.7%$155.23M$57.19M15.27280Positive News
UBFO
United Security Bancshares
2.4824 of 5 stars
$8.71
-0.9%
N/A+17.7%$152.22M$52.45M10.13120Positive News
MRBK
Meridian
4.2004 of 5 stars
$13.33
-0.7%
$17.00
+27.5%
+37.4%$150.43M$114.84M9.19410
CFBK
CF Bankshares
3.7685 of 5 stars
$23.98
+0.5%
$29.00
+20.9%
+25.9%$125.18M$52.47M11.64130Short Interest ↓
UBOH
United Bancshares
N/A$27.62
flat
N/A+46.9%$82.31M$46.23M9.00210Positive News
OPHC
OptimumBank
1.1043 of 5 stars
$4.43
+0.2%
N/A+2.6%$52.06M$40.98M3.3640Short Interest ↑
SUSQ
Susquehanna Bancshares
N/AN/AN/AN/A$0.00N/A0.003,291High Trading Volume
JPM
JPMorgan Chase & Co.
4.6264 of 5 stars
$260.77
+0.0%
$266.65
+2.3%
+32.1%$724.70B$172.86B13.21293,700Trending News

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This page (NASDAQ:ASRV) was last updated on 5/28/2025 by MarketBeat.com Staff
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