AmeriServ Financial (ASRV) Competitors

Chain Bridge Bancorp (NYSE:CBNA) and AmeriServ Financial (NASDAQ:ASRV) are both small-cap finance companies, but which is the superior business? We will compare the two companies based on the strength of their risk, analyst recommendations, valuation, profitability, community ranking, earnings, institutional ownership, media sentiment and dividends.

Does the media prefer CBNA or ASRV?

In the previous week, AmeriServ Financial's average media sentiment score of 1.00 beat Chain Bridge Bancorp's score of 0.45 indicating that AmeriServ Financial is being referred to more favorably in the news media.

Company	Overall Sentiment
Chain Bridge Bancorp	Neutral
AmeriServ Financial	Positive

Is CBNA or ASRV more profitable?

AmeriServ Financial has a net margin of 4.27% compared to Chain Bridge Bancorp's net margin of 0.00%. AmeriServ Financial's return on equity of 3.35% beat Chain Bridge Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Chain Bridge Bancorp	N/A	N/A	N/A
AmeriServ Financial	4.27%	3.35%	0.25%

Which has higher valuation and earnings, CBNA or ASRV?

Chain Bridge Bancorp has higher earnings, but lower revenue than AmeriServ Financial.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Chain Bridge Bancorp	$56.65M	2.85	$20.95M	N/A	N/A
AmeriServ Financial	$84.48M	0.56	$3.60M	$0.21	13.67

Do analysts rate CBNA or ASRV?

Chain Bridge Bancorp presently has a consensus price target of $29.67, suggesting a potential upside of 20.35%. Given Chain Bridge Bancorp's stronger consensus rating and higher probable upside, analysts plainly believe Chain Bridge Bancorp is more favorable than AmeriServ Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Chain Bridge Bancorp	0 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	1 Strong Buy rating(s)	2.67
AmeriServ Financial	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Do insiders & institutionals believe in CBNA or ASRV?

31.5% of AmeriServ Financial shares are held by institutional investors. 25.9% of Chain Bridge Bancorp shares are held by insiders. Comparatively, 9.6% of AmeriServ Financial shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Does the MarketBeat Community favor CBNA or ASRV?

AmeriServ Financial received 141 more outperform votes than Chain Bridge Bancorp when rated by MarketBeat users. However, 71.43% of users gave Chain Bridge Bancorp an outperform vote while only 61.60% of users gave AmeriServ Financial an outperform vote.

Company	Underperform	Outperform
Chain Bridge Bancorp	Outperform Votes 5 71.43%	Underperform Votes 2 28.57%
AmeriServ Financial	Outperform Votes 146 61.60%	Underperform Votes 91 38.40%

Summary

Chain Bridge Bancorp and AmeriServ Financial tied by winning 7 of the 14 factors compared between the two stocks.