Bank of South Carolina (BKSC) Stock Price, News & Analysis

Company Overview

Bank of South Carolina Corporation operates as a bank holding company for The Bank of South Carolina that provides a range of financial products and services primarily in Charleston, Berkeley, and Dorchester counties of South Carolina. Its deposits include non-interest-bearing demand accounts, NOW accounts, money market accounts, time deposits, and savings accounts, as well as certificates of deposit. The company offers secured and unsecured commercial loans, commercial real estate construction loans, consumer construction loans, home equity lines of credit, and mortgage originations, as well as paycheck protection program loans. It operates five banking house locations. The company was founded in 1986 and is headquartered in Charleston, South Carolina.

Key Stats

• Today's Range: $14.51 to $14.69
• 50-Day Range: $13.25 to $15.07
• 52-Week Range: $10.56 to $15.44
• Volume: 3,893 shs
• Average Volume: 2,255 shs
• Market Capitalization: $78.70 million
• P/E Ratio: 11.80
• Dividend Yield: 5.24%
• Price Target: N/A
• Consensus Rating: N/A

Bank of South Carolina Stock Analysis - MarketRank™

Bank of South Carolina scored higher than 42% of companies evaluated by MarketBeat, and ranked 797th out of 935 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Bank of South Carolina.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Bank of South Carolina is 11.80, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 24.95.

Price to Earnings Ratio vs. Sector

The P/E ratio of Bank of South Carolina is 11.80, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.74.

Price to Book Value per Share Ratio

Bank of South Carolina has a P/B Ratio of 1.69. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.08% of the float of Bank of South Carolina has been sold short.

Short Interest Ratio / Days to Cover

Bank of South Carolina has a short interest ratio ("days to cover") of 1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Bank of South Carolina has recently increased by 31.82%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Leadership

Bank of South Carolina is a leading dividend payer. It pays a dividend yield of 5.41%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Bank of South Carolina does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Bank of South Carolina is 58.46%. This payout ratio is at a healthy, sustainable level, below 75%.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.08% of the float of Bank of South Carolina has been sold short.

Short Interest Ratio / Days to Cover

Bank of South Carolina has a short interest ratio ("days to cover") of 1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Bank of South Carolina has recently increased by 31.82%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 2.0 / 5
• News Sentiment: 0.62

News Sentiment

Bank of South Carolina has a news sentiment score of 0.62. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.93 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 5 news articles for Bank of South Carolina this week, compared to 1 article on an average week.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Bank of South Carolina insiders have not sold or bought any company stock.

Percentage Held by Insiders

29.79% of the stock of Bank of South Carolina is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

Only 0.18% of the stock of Bank of South Carolina is held by institutions.

BKSC Stock Analysis - Frequently Asked Questions

How have BKSC shares performed this year?

Bank of South Carolina's stock was trading at $13.18 on January 1st, 2025. Since then, BKSC shares have increased by 10.1% and is now trading at $14.51.
View the best growth stocks for 2025 here.

How were Bank of South Carolina's earnings last quarter?

Bank of South Carolina Co. (NASDAQ:BKSC) issued its quarterly earnings results on Thursday, July, 9th. The bank reported $0.23 earnings per share for the quarter. Bank of South Carolina had a trailing twelve-month return on equity of 13.59% and a net margin of 23.42%.

How do I buy shares of Bank of South Carolina?

Shares of BKSC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Bank of South Carolina own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Bank of South Carolina investors own include AbbVie (ABBV), Boeing (BA), Kohl's (KSS), Main Street Capital (MAIN), Meta Platforms (META), NVIDIA (NVDA) and Southern (SO).

Company Calendar

• Last Earnings: 7/09/2020
• Record date for 4/30 Dividend: 4/08/2025
• Ex-Dividend for 4/30 Dividend: 4/08/2025
• Dividend Payable: 4/30/2025
• Today: 6/28/2025
• Record date for 7/31 Dividend: 7/08/2025
• Next Earnings (Estimated): 7/09/2025
• Dividend Payable: 7/31/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: State commercial banks
• Sub-Industry: Banking
• Current Symbol: NASDAQ:BKSC
• Previous Symbol: NASDAQ:*SC0
• CIK: 1007273
• Web: www.banksc.com
• Phone: (843) 724-1500
• Fax: 843-724-1513
• Employees: 80
• Year Founded: N/A

Profitability

• EPS (Most Recent Fiscal Year): $1.30
• Trailing P/E Ratio: 11.80
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $6.75 million
• Net Margins: 23.42%
• Pretax Margin: 28.63%
• Return on Equity: 13.59%
• Return on Assets: 1.14%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 0.73
• Quick Ratio: 0.73

Sales & Book Value

• Annual Sales: $21.16 million
• Price / Sales: 3.72
• Cash Flow: $1.13 per share
• Price / Cash Flow: 12.80
• Book Value: $8.61 per share
• Price / Book: 1.69

Miscellaneous

• Outstanding Shares: 5,424,000
• Free Float: 3,812,000
• Market Cap: $78.70 million
• Optionable: Not Optionable
• Beta: 0.27