Chime Financial (CHYM) Stock Price, News & Analysis

Company Overview

Chime is a financial technology company that partners with federally regulated, FDIC-insured banks—The Bancorp Bank, N.A. and Stride Bank, N.A., Members FDIC—to provide consumer banking products and services. The company’s model is designed to eliminate common fees and simplify access to basic financial services. Chime does not charge overdraft fees, monthly service fees, or require minimum balances. All account balances are held at partner banks and protected by applicable regulatory safeguards to ensure funds remain secure and accessible.

Key Stats

• Today's Range: $32.75 to $34.54
• 50-Day Range: N/A
• 52-Week Range: $28.21 to $44.94
• Volume: 1.63 million shs
• Average Volume: 2.23 million shs
• Market Capitalization: $12.35 billion
• P/E Ratio: N/A
• Dividend Yield: N/A
• Price Target: $37.83
• Consensus Rating: Moderate Buy

CHYM Stock Analysis - Frequently Asked Questions

How have CHYM shares performed this year?

Chime Financial's stock was trading at $34.45 at the start of the year. Since then, CHYM shares have decreased by 1.7% and is now trading at $33.88.

When did Chime Financial IPO?

Chime Financial (CHYM) raised $864 million in an IPO on Thursday, June 12th 2025. The company issued 32,000,000 shares at $27.00 per share.

When did the company's quiet period expire?

Chime Financial's quiet period expired on Tuesday, July 22nd. Chime Financial had issued 32,000,000 shares in its initial public offering on June 12th. The total size of the offering was $864,000,000 based on an initial share price of $27.00. During the company's quiet period, insiders and any underwriters involved in the IPO were restricted from issuing any research reports or earnings estimates for the company because of SEC regulations. Now that the company's quiet period has ended, brokerages that served as underwriters are now able to initiate research on the company.

Who are Chime Financial's major shareholders?

Chime Financial's top institutional investors include Jennison Associates LLC (0.03%), Board of Trustees of The Leland Stanford Junior University (0.01%), MADDEN SECURITIES Corp and PFG Investments LLC.

How do I buy shares of Chime Financial?

Shares of CHYM stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Company Calendar

• Today: 8/04/2025
• Next Earnings (Confirmed): 8/07/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Financial Services
• Industry: Financial Services
• Sub-Industry: Banking
• Current Symbol: NASDAQ:CHYM
• Previous Symbol: NASDAQ:CHYM
• CIK: 1795586
• Web: N/A
• Phone: (844) 244-6363
• Fax: N/A
• Employees: 1,465
• Year Founded: N/A

Price Target and Rating

• Average Price Target for Chime Financial: $37.83
• High Price Target: $42.00
• Low Price Target: $33.00
• Potential Upside/Downside: +9.7%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.79
• Research Coverage: 14 Analysts

Profitability

• EPS (Trailing Twelve Months): N/A
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: N/A
• Net Margins: N/A
• Pretax Margin: N/A
• Return on Equity: N/A
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: N/A
• Quick Ratio: N/A

Sales & Book Value

• Annual Sales: $1.80 billion
• Price / Sales: 6.98
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: N/A
• Price / Book: N/A

Miscellaneous

• Outstanding Shares: 364,422,000
• Free Float: N/A
• Market Cap: $12.57 billion
• Optionable: N/A
• Beta: N/A