Central Plains Bancshares (CPBI) Stock Price, News & Analysis

Company Overview

Central Plains Bancshares, Inc. focuses on providing various banking products and services to retail customers, and small and medium-sized commercial customers in Nebraska, the United States. It offers checking accounts, savings accounts, and certificate of deposit accounts. The company also provides one- to four-family residential mortgage loans secured by properties, as well as commercial real estate loans, commercial and industrial loans, multi-family residential real estate loans, construction and land development loans, agricultural real estate and non-real estate loans, and consumer loans. In addition, it offers electronic banking services, including mobile banking, on-line banking and bill pay, and electronic funds transfer. The company was incorporated in 2023 and is based in Grand Island, Nebraska.

Key Stats

• Today's Range: $15.68 to $15.74
• 50-Day Range: $14.86 to $15.78
• 52-Week Range: $11.51 to $15.85
• Volume: 1,110 shs
• Average Volume: 4,750 shs
• Market Capitalization: $66.51 million
• P/E Ratio: 15.92
• Dividend Yield: N/A
• Price Target: N/A
• Consensus Rating: N/A

Central Plains Bancshares Stock Analysis - MarketRank™

Central Plains Bancshares scored higher than 23% of companies evaluated by MarketBeat, and ranked 864th out of 936 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Central Plains Bancshares.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Central Plains Bancshares is 15.92, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 269.18.

Price to Earnings Ratio vs. Sector

The P/E ratio of Central Plains Bancshares is 15.92, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 228.79.

Price to Book Value per Share Ratio

Central Plains Bancshares has a P/B Ratio of 0.79. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.42% of the float of Central Plains Bancshares has been sold short.

Short Interest Ratio / Days to Cover

Central Plains Bancshares has a short interest ratio ("days to cover") of 3.7, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Central Plains Bancshares has recently increased by 48.45%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Central Plains Bancshares does not currently pay a dividend.

Dividend Growth

Central Plains Bancshares does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.42% of the float of Central Plains Bancshares has been sold short.

Short Interest Ratio / Days to Cover

Central Plains Bancshares has a short interest ratio ("days to cover") of 3.7, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Central Plains Bancshares has recently increased by 48.45%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 2.2 / 5
• News Sentiment: 0.87

News Sentiment

Central Plains Bancshares has a news sentiment score of 0.87. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 1.21 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for Central Plains Bancshares this week, compared to 0 articles on an average week.

Company Ownership

• Score: 0.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Central Plains Bancshares insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 8.60% of the stock of Central Plains Bancshares is held by insiders.

Percentage Held by Institutions

Only 24.28% of the stock of Central Plains Bancshares is held by institutions.

CPBI Stock Analysis - Frequently Asked Questions

How have CPBI shares performed this year?

Central Plains Bancshares' stock was trading at $14.96 on January 1st, 2025. Since then, CPBI stock has increased by 5.3% and is now trading at $15.76.

How were Central Plains Bancshares' earnings last quarter?

Central Plains Bancshares, Inc. (NASDAQ:CPBI) issued its quarterly earnings results on Tuesday, August, 12th. The company reported $0.26 earnings per share (EPS) for the quarter. The company had revenue of $5.14 million for the quarter. Central Plains Bancshares had a net margin of 13.34% and a trailing twelve-month return on equity of 4.52%.

When did Central Plains Bancshares IPO?

Central Plains Bancshares (CPBI) raised $41 million in an initial public offering (IPO) on Friday, October 20th 2023. The company issued 4,130,815 shares at a price of $10.00 per share.

Who are Central Plains Bancshares' major shareholders?

Central Plains Bancshares' top institutional shareholders include M3F Inc. (1.01%) and Graham Capital Wealth Management LLC (0.73%).

How do I buy shares of Central Plains Bancshares?

Shares of CPBI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Central Plains Bancshares own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Central Plains Bancshares investors own include BTC Digital (BTCT), Arch Capital Group (ACGL), Adobe (ADBE), Analog Devices (ADI), Alnylam Pharmaceuticals (ALNY), Amgen (AMGN) and AstraZeneca (AZN).

Company Calendar

• Last Earnings: 8/12/2025
• Today: 9/02/2025
• Fiscal Year End: 3/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - MIDWEST
• Sub-Industry: Banking
• Current Symbol: NASDAQ:CPBI
• Previous Symbol: NASDAQ:CPBI
• CIK: 1979332
• Web: www.homefederalne.bank
• Phone: 308-382-4000
• Fax: N/A
• Employees: 67
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): $0.99
• Trailing P/E Ratio: 15.92
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $3.65 million
• Net Margins: 13.34%
• Pretax Margin: 16.56%
• Return on Equity: 4.52%
• Return on Assets: 0.76%

Debt

• Debt-to-Equity Ratio: 0.10
• Current Ratio: 1.03
• Quick Ratio: 1.03

Sales & Book Value

• Annual Sales: $27.31 million
• Price / Sales: 2.44
• Cash Flow: $0.98 per share
• Price / Cash Flow: 16.08
• Book Value: $19.64 per share
• Price / Book: 0.80

Miscellaneous

• Outstanding Shares: 4,220,000
• Free Float: 3,856,000
• Market Cap: $66.51 million
• Optionable: Not Optionable
• Beta: 0.14