Eagle Bancorp Montana (EBMT) Stock Price, News & Analysis

Company Overview

Eagle Bancorp Montana, Inc. is a bank holding company headquartered in Helena, Montana. Through its banking subsidiary, Opportunity Bank of Montana, the company provides community banking services to individuals, families, farmers, and businesses throughout Montana.

Opportunity Bank offers a range of deposit products, including checking and savings accounts, money market accounts, certificates of deposit, and individual retirement accounts. Its lending activities include residential mortgages, home equity loans, consumer loans, commercial and commercial real estate financing, and agricultural loans. The bank also provides online and mobile banking services and other financial services designed to support personal and business customers.

The institution traces its history to the savings and loan industry in Montana and has operated as a community-focused financial institution for decades. Eagle Bancorp Montana became a publicly traded company in 2010. Its business strategy has centered on relationship banking and serving communities across western and central Montana.

Key Stats

• Today's Range: $21.08 to $21.72
• 50-Day Range: $21.06 to $24.05
• 52-Week Range: $15.80 to $24.66
• Volume: 23,677 shs
• Average Volume: 27,035 shs
• Market Capitalization: $169.36 million
• P/E Ratio: 10.42
• Dividend Yield: 2.78%
• Price Target: $23.50
• Consensus Rating: Moderate Buy

Eagle Bancorp Montana Stock Analysis - MarketRank™

Eagle Bancorp Montana scored higher than 70% of companies evaluated by MarketBeat, and ranked 419th out of 839 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.3 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Eagle Bancorp Montana has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on 1 strong buy rating, no buy ratings, 3 hold ratings, and no sell ratings.

Upside Potential

Eagle Bancorp Montana has a consensus price target of $23.50, representing about 10.6% upside from its current price of $21.25.

Amount of Analyst Coverage

Eagle Bancorp Montana has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 6.40%

Earnings Growth

Earnings for Eagle Bancorp Montana are expected to grow by 6.40% in the coming year, from $2.03 to $2.16 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Eagle Bancorp Montana is 10.42, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.94.

Price to Earnings Ratio vs. Sector

The P/E ratio of Eagle Bancorp Montana is 10.42, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.50.

Price to Book Value per Share Ratio

Eagle Bancorp Montana has a P/B Ratio of 0.88. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

2.96% of the float of Eagle Bancorp Montana has been sold short.

Short Interest Ratio / Days to Cover

Eagle Bancorp Montana has a short interest ratio ("days to cover") of 7.6.

Change versus previous month

Short interest in Eagle Bancorp Montana has recently increased by 4.92%, indicating that investor sentiment is decreasing.

Dividend

• Score: 4.2 / 5
• Dividend Strength: Strong

Dividend Yield

Eagle Bancorp Montana pays a meaningful dividend of 2.77%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Eagle Bancorp Montana has been increasing its dividend for 14 years.

Dividend Coverage

The dividend payout ratio of Eagle Bancorp Montana is 28.92%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Eagle Bancorp Montana will have a dividend payout ratio of 27.31% next year. This indicates that Eagle Bancorp Montana will be able to sustain or increase its dividend.

News and Social Media

• Score: 2.4 / 5
• News Sentiment: 0.76

News Sentiment

Eagle Bancorp Montana has a news sentiment score of 0.76. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.63 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for Eagle Bancorp Montana this week, compared to 2 articles on an average week.

Company Ownership

• Score: 0.6 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Eagle Bancorp Montana insiders have not sold or bought any company stock.

Percentage Held by Insiders

5.80% of the stock of Eagle Bancorp Montana is held by insiders.

Percentage Held by Institutions

35.66% of the stock of Eagle Bancorp Montana is held by institutions.

Company Calendar

• Last Earnings: 7/28/2026
• Record date for 9/4 Dividend: 8/14/2026
• Ex-Dividend for 9/4 Dividend: 8/14/2026
• Dividend Payable: 9/04/2026
• Today: 10/03/2026
• Next Earnings (Estimated): 10/27/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:EBMT
• CIK: 1478454
• Web: www.opportunitybank.com
• Phone: (406) 442-3080
• Fax: 406-457-4035
• Employees: 385
• Year Founded: 1922

Price Target and Rating

• Average Price Target for Eagle Bancorp Montana: $23.50
• High Price Target: $24.00
• Low Price Target: $23.00
• Potential Upside/Downside: +10.6%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.50
• Research Coverage: 4 Analysts

Profitability

• EPS (Trailing Twelve Months): $2.04
• Trailing P/E Ratio: 10.42
• Forward P/E Ratio: 10.47
• P/E Growth: N/A
• Net Income: $14.84 million
• Net Margins: 12.57%
• Pretax Margin: 16.40%
• Return on Equity: 8.36%
• Return on Assets: 0.76%

Debt

• Debt-to-Equity Ratio: 0.49
• Current Ratio: 0.87
• Quick Ratio: 0.86

Sales & Book Value

• Annual Sales: $94.01 million
• Price / Sales: 1.80
• Cash Flow: $3.08 per share
• Price / Cash Flow: 6.91
• Book Value: $24.12 per share
• Price / Book: 0.88

Miscellaneous

• Outstanding Shares: 7,965,000
• Free Float: 7,503,000
• Market Cap: $169.26 million
• Optionable: Not Optionable
• Beta: 0.37