Enterprise Bancorp (EBTC) Competitors

Enterprise Bancorp (NASDAQ:EBTC) and OFG Bancorp (NYSE:OFG) are both small-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their institutional ownership, media sentiment, dividends, valuation, risk, community ranking, profitability, earnings and analyst recommendations.

Is EBTC or OFG more profitable?

OFG Bancorp has a net margin of 22.71% compared to Enterprise Bancorp's net margin of 15.30%. OFG Bancorp's return on equity of 15.80% beat Enterprise Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Enterprise Bancorp	15.30%	11.15%	0.82%
OFG Bancorp	22.71%	15.80%	1.75%

Is EBTC or OFG a better dividend stock?

Enterprise Bancorp pays an annual dividend of $1.00 per share and has a dividend yield of 2.5%. OFG Bancorp pays an annual dividend of $1.20 per share and has a dividend yield of 2.9%. Enterprise Bancorp pays out 30.6% of its earnings in the form of a dividend. OFG Bancorp pays out 28.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Enterprise Bancorp has raised its dividend for 7 consecutive years and OFG Bancorp has raised its dividend for 5 consecutive years. OFG Bancorp is clearly the better dividend stock, given its higher yield and lower payout ratio.

Does the media refer more to EBTC or OFG?

In the previous week, OFG Bancorp had 1 more articles in the media than Enterprise Bancorp. MarketBeat recorded 2 mentions for OFG Bancorp and 1 mentions for Enterprise Bancorp. Enterprise Bancorp's average media sentiment score of 1.69 beat OFG Bancorp's score of 0.87 indicating that Enterprise Bancorp is being referred to more favorably in the media.

Company	Overall Sentiment
Enterprise Bancorp	Very Positive
OFG Bancorp	Positive

Do institutionals and insiders believe in EBTC or OFG?

38.9% of Enterprise Bancorp shares are owned by institutional investors. Comparatively, 92.7% of OFG Bancorp shares are owned by institutional investors. 21.7% of Enterprise Bancorp shares are owned by company insiders. Comparatively, 3.1% of OFG Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Do analysts prefer EBTC or OFG?

OFG Bancorp has a consensus target price of $45.50, suggesting a potential upside of 11.17%. Given OFG Bancorp's stronger consensus rating and higher probable upside, analysts plainly believe OFG Bancorp is more favorable than Enterprise Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Enterprise Bancorp	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
OFG Bancorp	0 Sell rating(s)	1 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.75

Does the MarketBeat Community favor EBTC or OFG?

OFG Bancorp received 57 more outperform votes than Enterprise Bancorp when rated by MarketBeat users. Likewise, 65.78% of users gave OFG Bancorp an outperform vote while only 64.10% of users gave Enterprise Bancorp an outperform vote.

Company	Underperform	Outperform
Enterprise Bancorp	Outperform Votes 241 64.10%	Underperform Votes 135 35.90%
OFG Bancorp	Outperform Votes 298 65.78%	Underperform Votes 155 34.22%

Which has more volatility & risk, EBTC or OFG?

Enterprise Bancorp has a beta of 0.75, suggesting that its share price is 25% less volatile than the S&P 500. Comparatively, OFG Bancorp has a beta of 0.75, suggesting that its share price is 25% less volatile than the S&P 500.

Which has better valuation and earnings, EBTC or OFG?

OFG Bancorp has higher revenue and earnings than Enterprise Bancorp. OFG Bancorp is trading at a lower price-to-earnings ratio than Enterprise Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Enterprise Bancorp	$173.94M	2.86	$38.73M	$3.27	12.17
OFG Bancorp	$665.65M	2.76	$198.17M	$4.17	9.82

Summary

OFG Bancorp beats Enterprise Bancorp on 15 of the 20 factors compared between the two stocks.