Enterprise Bancorp (EBTC) Competitors

OFG Bancorp (NYSE:OFG) and Enterprise Bancorp (NASDAQ:EBTC) are both small-cap finance companies, but which is the superior business? We will compare the two companies based on the strength of their analyst recommendations, community ranking, profitability, institutional ownership, valuation, dividends, risk, media sentiment and earnings.

Is OFG or EBTC a better dividend stock?

OFG Bancorp pays an annual dividend of $1.20 per share and has a dividend yield of 2.9%. Enterprise Bancorp pays an annual dividend of $1.00 per share and has a dividend yield of 2.6%. OFG Bancorp pays out 28.8% of its earnings in the form of a dividend. Enterprise Bancorp pays out 30.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. OFG Bancorp is clearly the better dividend stock, given its higher yield and lower payout ratio.

Do analysts prefer OFG or EBTC?

OFG Bancorp currently has a consensus target price of $45.50, indicating a potential upside of 11.04%. Given OFG Bancorp's stronger consensus rating and higher possible upside, equities research analysts clearly believe OFG Bancorp is more favorable than Enterprise Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
OFG Bancorp	0 Sell rating(s)	1 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.75
Enterprise Bancorp	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Does the media refer more to OFG or EBTC?

In the previous week, OFG Bancorp had 6 more articles in the media than Enterprise Bancorp. MarketBeat recorded 11 mentions for OFG Bancorp and 5 mentions for Enterprise Bancorp. OFG Bancorp's average media sentiment score of 0.86 beat Enterprise Bancorp's score of 0.80 indicating that OFG Bancorp is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
OFG Bancorp	4 Very Positive mention(s)	1 Positive mention(s)	3 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Positive
Enterprise Bancorp	1 Very Positive mention(s)	1 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has more volatility and risk, OFG or EBTC?

OFG Bancorp has a beta of 0.74, meaning that its stock price is 26% less volatile than the S&P 500. Comparatively, Enterprise Bancorp has a beta of 0.56, meaning that its stock price is 44% less volatile than the S&P 500.

Which has better valuation & earnings, OFG or EBTC?

OFG Bancorp has higher revenue and earnings than Enterprise Bancorp. OFG Bancorp is trading at a lower price-to-earnings ratio than Enterprise Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
OFG Bancorp	$677.55M	2.75	$198.17M	$4.17	9.83
Enterprise Bancorp	$173.94M	2.74	$38.73M	$3.27	11.68

Is OFG or EBTC more profitable?

OFG Bancorp has a net margin of 22.71% compared to Enterprise Bancorp's net margin of 15.30%. OFG Bancorp's return on equity of 15.80% beat Enterprise Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
OFG Bancorp	22.71%	15.80%	1.75%
Enterprise Bancorp	15.30%	11.15%	0.82%

Do insiders and institutionals have more ownership in OFG or EBTC?

92.7% of OFG Bancorp shares are held by institutional investors. Comparatively, 38.9% of Enterprise Bancorp shares are held by institutional investors. 2.2% of OFG Bancorp shares are held by insiders. Comparatively, 21.6% of Enterprise Bancorp shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Does the MarketBeat Community favor OFG or EBTC?

OFG Bancorp received 57 more outperform votes than Enterprise Bancorp when rated by MarketBeat users. Likewise, 65.93% of users gave OFG Bancorp an outperform vote while only 64.61% of users gave Enterprise Bancorp an outperform vote.

Company	Underperform	Outperform
OFG Bancorp	Outperform Votes 298 65.93%	Underperform Votes 154 34.07%
Enterprise Bancorp	Outperform Votes 241 64.61%	Underperform Votes 132 35.39%

Summary

OFG Bancorp beats Enterprise Bancorp on 18 of the 20 factors compared between the two stocks.