ECB Bancorp (ECBK) Stock Price, News & Analysis

Company Overview

ECB Bancorp, Inc. operating as a holding company for Everett Co-operative Bank that provides various banking products and services. The company accepts various deposit products, including certificate of deposit accounts, IRAs, money market accounts, savings accounts, demand deposit accounts, and interest-bearing and noninterest-bearing checking accounts. It also offers one- to four-family residential real estate, commercial real estate and multifamily real estate, construction and land, commercial, and consumer loans, as well as home equity loans and lines of credit. In addition, the company invests in securities, consisting primarily of U.S. government and federal agency obligations, mortgage-backed securities, and corporate bonds. ECB Bancorp, Inc. was founded in 1890 and is based in Everett, Massachusetts.

Key Stats

• Today's Range: $18.49 to $18.67
• 50-Day Range: $16.06 to $18.67
• 52-Week Range: $14.82 to $20.05
• Volume: 3,711 shs
• Average Volume: 11,682 shs
• Market Capitalization: $163.92 million
• P/E Ratio: 20.08
• Dividend Yield: N/A
• Price Target: N/A
• Consensus Rating: Buy

ECB Bancorp Stock Analysis - MarketRank™

ECB Bancorp scored higher than 51% of companies evaluated by MarketBeat, and ranked 627th out of 876 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.7 / 5
• Analyst Rating: Buy

Consensus Rating

ECB Bancorp has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on no strong buy ratings, 1 buy rating, no hold ratings, and no sell ratings.

Amount of Analyst Coverage

ECB Bancorp has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of ECB Bancorp is 20.08, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.09.

Price to Earnings Ratio vs. Sector

The P/E ratio of ECB Bancorp is 20.08, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 22.71.

Price to Book Value per Share Ratio

ECB Bancorp has a P/B Ratio of 0.95. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

2.34% of the float of ECB Bancorp has been sold short.

Short Interest Ratio / Days to Cover

ECB Bancorp has a short interest ratio ("days to cover") of 12.3, which indicates bearish sentiment.

Change versus previous month

Short interest in ECB Bancorp has recently decreased by 4.67%, indicating that investor sentiment is improving.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

ECB Bancorp does not currently pay a dividend.

Dividend Growth

ECB Bancorp does not have a long track record of dividend growth.

News and Social Media

• Score: 3.0 / 5
• News Sentiment: 0.83

News Sentiment

ECB Bancorp has a news sentiment score of 0.83. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.68 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 4 news articles for ECB Bancorp this week, compared to 1 article on an average week.

Company Ownership

• Score: 4.3 / 5
• Insider Trading: Acquiring Shares

Cluster Insider Buying

2 insiders have purchased shares of ECB Bancorp in the last three months. Multiple insiders buying is a strong bullish signal.

Net Insider Buying

Over the last three months, insiders have purchased a net $41,416.00 in company stock, which represents 0.0253% of the company's market cap.

Insider Buying vs. Insider Selling

In the past three months, ECB Bancorp insiders have bought more of their company's stock than they have sold. Specifically, they have bought $41,416.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

10.40% of the stock of ECB Bancorp is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

30.27% of the stock of ECB Bancorp is held by institutions.

Company Calendar

• Last Earnings: 5/08/2026
• Today: 5/09/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - NORTHEAST
• Sub-Industry: Banking
• Current Symbol: NASDAQ:ECBK
• CIK: 1914605
• Web: www.everettbank.com
• Phone: 617-387-1110
• Fax: N/A
• Employees: 50
• Year Founded: 2022

Profitability

• EPS (Trailing Twelve Months): $0.93
• Trailing P/E Ratio: 20.08
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $7.77 million
• Net Margins: 9.78%
• Pretax Margin: 13.05%
• Return on Equity: 4.59%
• Return on Assets: 0.51%

Debt

• Debt-to-Equity Ratio: 1.66
• Current Ratio: 1.30
• Quick Ratio: 1.30

Sales & Book Value

• Annual Sales: $79.51 million
• Price / Sales: 2.06
• Cash Flow: $0.93 per share
• Price / Cash Flow: 20.04
• Book Value: $19.55 per share
• Price / Book: 0.95

Miscellaneous

• Outstanding Shares: 8,780,000
• Free Float: 7,865,000
• Market Cap: $163.92 million
• Optionable: Not Optionable
• Beta: 0.49