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ECB Bancorp (ECBK) Competitors

ECB Bancorp logo
$19.91 -0.32 (-1.58%)
Closing price 07/24/2026 04:00 PM Eastern
Extended Trading
$19.96 +0.05 (+0.28%)
As of 07/24/2026 04:10 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

ECBK vs. VEL, PFIS, VBNK, BCAL, and TCBX

Should you buy ECB Bancorp stock or one of its competitors? MarketBeat compares ECB Bancorp with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with ECB Bancorp include Velocity Financial (VEL), Peoples Financial Services (PFIS), VersaBank (VBNK), California BanCorp (BCAL), and Third Coast Bancshares (TCBX). These companies are all part of the "banking" industry.

How does ECB Bancorp compare to Velocity Financial?

Velocity Financial (NYSE:VEL) and ECB Bancorp (NASDAQ:ECBK) are both small-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their profitability, risk, dividends, earnings, institutional ownership, analyst recommendations, valuation and media sentiment.

In the previous week, ECB Bancorp had 2 more articles in the media than Velocity Financial. MarketBeat recorded 3 mentions for ECB Bancorp and 1 mentions for Velocity Financial. ECB Bancorp's average media sentiment score of 1.08 beat Velocity Financial's score of 0.00 indicating that ECB Bancorp is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Velocity Financial
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
ECB Bancorp
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Velocity Financial has higher revenue and earnings than ECB Bancorp. Velocity Financial is trading at a lower price-to-earnings ratio than ECB Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Velocity Financial$185.78M3.68$105.05M$2.806.22
ECB Bancorp$79.51M2.19$7.77M$1.3714.53

97.5% of Velocity Financial shares are held by institutional investors. Comparatively, 30.3% of ECB Bancorp shares are held by institutional investors. 4.7% of Velocity Financial shares are held by insiders. Comparatively, 10.4% of ECB Bancorp shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Velocity Financial presently has a consensus target price of $22.75, indicating a potential upside of 30.61%. Given Velocity Financial's higher probable upside, research analysts clearly believe Velocity Financial is more favorable than ECB Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Velocity Financial
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.75
ECB Bancorp
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

Velocity Financial has a net margin of 56.47% compared to ECB Bancorp's net margin of 13.19%. Velocity Financial's return on equity of 18.01% beat ECB Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Velocity Financial56.47% 18.01% 1.66%
ECB Bancorp 13.19%6.62%0.71%

Velocity Financial has a beta of 0.7, meaning that its share price is 30% less volatile than the broader market. Comparatively, ECB Bancorp has a beta of 0.46, meaning that its share price is 54% less volatile than the broader market.

Summary

Velocity Financial beats ECB Bancorp on 11 of the 16 factors compared between the two stocks.

How does ECB Bancorp compare to Peoples Financial Services?

Peoples Financial Services (NASDAQ:PFIS) and ECB Bancorp (NASDAQ:ECBK) are both small-cap finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their analyst recommendations, earnings, dividends, institutional ownership, risk, profitability, valuation and media sentiment.

Peoples Financial Services has higher revenue and earnings than ECB Bancorp. Peoples Financial Services is trading at a lower price-to-earnings ratio than ECB Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Peoples Financial Services$283.67M2.45$59.19M$9.037.69
ECB Bancorp$79.51M2.19$7.77M$1.3714.53

Peoples Financial Services has a net margin of 21.29% compared to ECB Bancorp's net margin of 13.19%. Peoples Financial Services' return on equity of 18.06% beat ECB Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Peoples Financial Services21.29% 18.06% 1.76%
ECB Bancorp 13.19%6.62%0.71%

31.7% of Peoples Financial Services shares are owned by institutional investors. Comparatively, 30.3% of ECB Bancorp shares are owned by institutional investors. 8.2% of Peoples Financial Services shares are owned by company insiders. Comparatively, 10.4% of ECB Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

In the previous week, Peoples Financial Services had 1 more articles in the media than ECB Bancorp. MarketBeat recorded 4 mentions for Peoples Financial Services and 3 mentions for ECB Bancorp. Peoples Financial Services' average media sentiment score of 1.24 beat ECB Bancorp's score of 1.08 indicating that Peoples Financial Services is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Peoples Financial Services
0 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
ECB Bancorp
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Peoples Financial Services has a beta of 0.76, indicating that its stock price is 24% less volatile than the broader market. Comparatively, ECB Bancorp has a beta of 0.46, indicating that its stock price is 54% less volatile than the broader market.

Peoples Financial Services presently has a consensus price target of $58.50, suggesting a potential downside of 15.75%. Given Peoples Financial Services' higher probable upside, research analysts clearly believe Peoples Financial Services is more favorable than ECB Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Peoples Financial Services
0 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.33
ECB Bancorp
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

Summary

Peoples Financial Services beats ECB Bancorp on 12 of the 15 factors compared between the two stocks.

How does ECB Bancorp compare to VersaBank?

ECB Bancorp (NASDAQ:ECBK) and VersaBank (NASDAQ:VBNK) are both small-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their media sentiment, profitability, risk, dividends, institutional ownership, earnings, valuation and analyst recommendations.

In the previous week, VersaBank had 5 more articles in the media than ECB Bancorp. MarketBeat recorded 8 mentions for VersaBank and 3 mentions for ECB Bancorp. ECB Bancorp's average media sentiment score of 1.08 beat VersaBank's score of 0.70 indicating that ECB Bancorp is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
ECB Bancorp
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
VersaBank
2 Very Positive mention(s)
0 Positive mention(s)
4 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

ECB Bancorp has a beta of 0.46, suggesting that its share price is 54% less volatile than the broader market. Comparatively, VersaBank has a beta of 1.04, suggesting that its share price is 4% more volatile than the broader market.

VersaBank has higher revenue and earnings than ECB Bancorp. ECB Bancorp is trading at a lower price-to-earnings ratio than VersaBank, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
ECB Bancorp$79.51M2.19$7.77M$1.3714.53
VersaBank$217.14M2.94$20.32M$0.6928.77

ECB Bancorp has a net margin of 13.19% compared to VersaBank's net margin of 9.34%. VersaBank's return on equity of 8.32% beat ECB Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
ECB Bancorp13.19% 6.62% 0.71%
VersaBank 9.34%8.32%0.75%

VersaBank has a consensus price target of $25.00, suggesting a potential upside of 25.94%. Given VersaBank's higher probable upside, analysts clearly believe VersaBank is more favorable than ECB Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
ECB Bancorp
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
VersaBank
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
3.00

30.3% of ECB Bancorp shares are held by institutional investors. Comparatively, 56.9% of VersaBank shares are held by institutional investors. 10.4% of ECB Bancorp shares are held by insiders. Comparatively, 5.3% of VersaBank shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Summary

VersaBank beats ECB Bancorp on 11 of the 15 factors compared between the two stocks.

How does ECB Bancorp compare to California BanCorp?

California BanCorp (NASDAQ:BCAL) and ECB Bancorp (NASDAQ:ECBK) are both small-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their profitability, valuation, risk, institutional ownership, media sentiment, earnings, analyst recommendations and dividends.

In the previous week, California BanCorp and California BanCorp both had 3 articles in the media. ECB Bancorp's average media sentiment score of 1.08 beat California BanCorp's score of 0.62 indicating that ECB Bancorp is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
California BanCorp
0 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
ECB Bancorp
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

California BanCorp has a beta of 0.93, suggesting that its stock price is 7% less volatile than the broader market. Comparatively, ECB Bancorp has a beta of 0.46, suggesting that its stock price is 54% less volatile than the broader market.

California BanCorp presently has a consensus target price of $20.67, suggesting a potential downside of 1.68%. Given California BanCorp's stronger consensus rating and higher possible upside, analysts clearly believe California BanCorp is more favorable than ECB Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
California BanCorp
0 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
2 Strong Buy rating(s)
3.40
ECB Bancorp
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

California BanCorp has a net margin of 25.68% compared to ECB Bancorp's net margin of 13.19%. California BanCorp's return on equity of 10.59% beat ECB Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
California BanCorp25.68% 10.59% 1.49%
ECB Bancorp 13.19%6.62%0.71%

55.4% of California BanCorp shares are held by institutional investors. Comparatively, 30.3% of ECB Bancorp shares are held by institutional investors. 8.1% of California BanCorp shares are held by company insiders. Comparatively, 10.4% of ECB Bancorp shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

California BanCorp has higher revenue and earnings than ECB Bancorp. California BanCorp is trading at a lower price-to-earnings ratio than ECB Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
California BanCorp$237.07M2.85$63.06M$1.8311.49
ECB Bancorp$79.51M2.19$7.77M$1.3714.53

Summary

California BanCorp beats ECB Bancorp on 13 of the 16 factors compared between the two stocks.

How does ECB Bancorp compare to Third Coast Bancshares?

Third Coast Bancshares (NASDAQ:TCBX) and ECB Bancorp (NASDAQ:ECBK) are both small-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their profitability, media sentiment, risk, institutional ownership, valuation, dividends, earnings and analyst recommendations.

Third Coast Bancshares has a net margin of 16.30% compared to ECB Bancorp's net margin of 13.19%. Third Coast Bancshares' return on equity of 12.05% beat ECB Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Third Coast Bancshares16.30% 12.05% 1.17%
ECB Bancorp 13.19%6.62%0.71%

Third Coast Bancshares currently has a consensus price target of $45.00, suggesting a potential upside of 5.52%. Given Third Coast Bancshares' higher probable upside, analysts plainly believe Third Coast Bancshares is more favorable than ECB Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Third Coast Bancshares
0 Sell rating(s)
2 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.60
ECB Bancorp
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

In the previous week, Third Coast Bancshares had 4 more articles in the media than ECB Bancorp. MarketBeat recorded 7 mentions for Third Coast Bancshares and 3 mentions for ECB Bancorp. ECB Bancorp's average media sentiment score of 1.08 beat Third Coast Bancshares' score of 0.59 indicating that ECB Bancorp is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Third Coast Bancshares
2 Very Positive mention(s)
1 Positive mention(s)
4 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
ECB Bancorp
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

36.9% of Third Coast Bancshares shares are held by institutional investors. Comparatively, 30.3% of ECB Bancorp shares are held by institutional investors. 10.5% of Third Coast Bancshares shares are held by insiders. Comparatively, 10.4% of ECB Bancorp shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Third Coast Bancshares has a beta of 0.33, suggesting that its stock price is 67% less volatile than the broader market. Comparatively, ECB Bancorp has a beta of 0.46, suggesting that its stock price is 54% less volatile than the broader market.

Third Coast Bancshares has higher revenue and earnings than ECB Bancorp. Third Coast Bancshares is trading at a lower price-to-earnings ratio than ECB Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Third Coast Bancshares$234.99M3.01$47.67M$4.0110.63
ECB Bancorp$79.51M2.19$7.77M$1.3714.53

Summary

Third Coast Bancshares beats ECB Bancorp on 12 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding ECBK and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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ECBK vs. The Competition

MetricECB BancorpBANKS IndustryFinance SectorNASDAQ Exchange
Market Cap$174.29M$1.22B$14.47B$12.20B
Dividend YieldN/A2.46%5.71%9.41%
P/E Ratio14.5322.8420.6623.63
Price / Sales2.192.5844.69111.98
Price / Cash21.4324.9419.2758.78
Price / Book1.021.302.256.01
Net Income$7.77M$75.93M$1.14B$331.99M
7 Day Performance-0.70%0.19%-0.48%-0.63%
1 Month Performance3.54%1.34%0.41%-3.04%
1 Year Performance24.05%28.85%12.27%13.30%

ECB Bancorp Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
ECBK
ECB Bancorp
1.7202 of 5 stars
$19.91
-1.6%
N/A+24.0%$174.29M$79.51M14.5350
VEL
Velocity Financial
2.6084 of 5 stars
$17.51
-1.2%
$22.75
+30.0%
-0.3%$687.25M$185.78M6.25220
PFIS
Peoples Financial Services
2.8852 of 5 stars
$68.27
-2.6%
$58.50
-14.3%
+39.2%$683.33M$283.67M7.56400
VBNK
VersaBank
4.4542 of 5 stars
$21.21
-1.3%
$25.00
+17.9%
+71.6%$682.99M$217.14M30.74100
BCAL
California BanCorp
3.5013 of 5 stars
$21.22
-1.7%
$20.67
-2.6%
+31.0%$682.52M$237.07M11.59204

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This page (NASDAQ:ECBK) was last updated on 7/26/2026 by MarketBeat.com Staff.
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