Southern Missouri Bancorp (NASDAQ:SMBC) and First Northwest Bancorp (NASDAQ:FNWB) are both small-cap finance companies, but which is the better stock? We will compare the two businesses based on the strength of their earnings, valuation, profitability, analyst recommendations, institutional ownership, risk and dividends.
Insider and Institutional Ownership
49.3% of Southern Missouri Bancorp shares are owned by institutional investors. Comparatively, 51.7% of First Northwest Bancorp shares are owned by institutional investors. 15.1% of Southern Missouri Bancorp shares are owned by company insiders. Comparatively, 0.6% of First Northwest Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.
Dividends
Southern Missouri Bancorp pays an annual dividend of $0.64 per share and has a dividend yield of 1.6%. First Northwest Bancorp pays an annual dividend of $0.24 per share and has a dividend yield of 1.5%. Southern Missouri Bancorp pays out 21.3% of its earnings in the form of a dividend. Southern Missouri Bancorp has raised its dividend for 1 consecutive years and First Northwest Bancorp has raised its dividend for 2 consecutive years.
Risk and Volatility
Southern Missouri Bancorp has a beta of 0.91, indicating that its share price is 9% less volatile than the S&P 500. Comparatively, First Northwest Bancorp has a beta of 0.99, indicating that its share price is 1% less volatile than the S&P 500.
Analyst Ratings
This is a breakdown of recent recommendations for Southern Missouri Bancorp and First Northwest Bancorp, as provided by MarketBeat.
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score |
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Southern Missouri Bancorp | 0 | 0 | 1 | 0 | 3.00 |
First Northwest Bancorp | 0 | 0 | 0 | 0 | N/A |
Southern Missouri Bancorp presently has a consensus price target of $29.00, indicating a potential downside of 26.21%. Given Southern Missouri Bancorp's higher possible upside, equities research analysts plainly believe Southern Missouri Bancorp is more favorable than First Northwest Bancorp.
Profitability
This table compares Southern Missouri Bancorp and First Northwest Bancorp's net margins, return on equity and return on assets.
| Net Margins | Return on Equity | Return on Assets |
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Southern Missouri Bancorp | 23.68% | 11.67% | 1.22% |
First Northwest Bancorp | 13.86% | 4.99% | 0.61% |
Valuation & Earnings
This table compares Southern Missouri Bancorp and First Northwest Bancorp's revenue, earnings per share and valuation.
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio |
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Southern Missouri Bancorp | $124.41 million | 2.84 | $27.55 million | $3.00 | 13.10 |
First Northwest Bancorp | $56.33 million | 2.92 | $9.01 million | N/A | N/A |
Southern Missouri Bancorp has higher revenue and earnings than First Northwest Bancorp.
Summary
Southern Missouri Bancorp beats First Northwest Bancorp on 9 of the 15 factors compared between the two stocks.