Go Pro

Affinity Bancshares (AFBI) Competitors

Affinity Bancshares logo
$23.00 0.00 (0.00%)
As of 09/3/2026

AFBI vs. HBCP, BWFG, BSRR, OBT, and COFS

Should you buy Affinity Bancshares stock or one of its competitors? Affinity Bancshares's main competitors and comparable companies include Home Bancorp (HBCP), Bankwell Financial Group (BWFG), Sierra Bancorp (BSRR), Orange County Bancorp (OBT), and ChoiceOne Financial Services (COFS). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "regional banks" industry.

How does Affinity Bancshares compare to Home Bancorp?

Home Bancorp (NASDAQ:HBCP) and Affinity Bancshares (NASDAQ:AFBI) are both small-cap finance companies, but which is the superior business? We will compare the two companies based on the strength of their earnings, profitability, media sentiment, analyst recommendations, institutional ownership, risk, valuation and dividends.

49.4% of Home Bancorp shares are held by institutional investors. Comparatively, 39.3% of Affinity Bancshares shares are held by institutional investors. 6.2% of Home Bancorp shares are held by insiders. Comparatively, 12.4% of Affinity Bancshares shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Home Bancorp has a net margin of 22.23% compared to Affinity Bancshares' net margin of 16.50%. Home Bancorp's return on equity of 10.65% beat Affinity Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
Home Bancorp22.23% 10.65% 1.32%
Affinity Bancshares 16.50%7.51%1.04%

Home Bancorp currently has a consensus price target of $69.50, indicating a potential downside of 1.22%. Given Home Bancorp's higher probable upside, equities analysts plainly believe Home Bancorp is more favorable than Affinity Bancshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Home Bancorp
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
2.60
Affinity Bancshares
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

In the previous week, Home Bancorp had 1 more articles in the media than Affinity Bancshares. MarketBeat recorded 1 mentions for Home Bancorp and 0 mentions for Affinity Bancshares. Home Bancorp's average media sentiment score of 0.79 beat Affinity Bancshares' score of 0.00 indicating that Home Bancorp is being referred to more favorably in the media.

Company Overall Sentiment
Home Bancorp Positive
Affinity Bancshares Neutral

Home Bancorp has a beta of 0.49, indicating that its share price is 51% less volatile than the broader market. Comparatively, Affinity Bancshares has a beta of 0.13, indicating that its share price is 87% less volatile than the broader market.

Home Bancorp has higher revenue and earnings than Affinity Bancshares. Home Bancorp is trading at a lower price-to-earnings ratio than Affinity Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Home Bancorp$209.23M2.64$46.06M$5.9811.77
Affinity Bancshares$33.36M4.20$8.33M$1.3716.79

Summary

Home Bancorp beats Affinity Bancshares on 12 of the 16 factors compared between the two stocks.

How does Affinity Bancshares compare to Bankwell Financial Group?

Bankwell Financial Group (NASDAQ:BWFG) and Affinity Bancshares (NASDAQ:AFBI) are both small-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their profitability, analyst recommendations, dividends, media sentiment, institutional ownership, earnings, risk and valuation.

Bankwell Financial Group has higher revenue and earnings than Affinity Bancshares. Bankwell Financial Group is trading at a lower price-to-earnings ratio than Affinity Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Bankwell Financial Group$121.82M4.41$35.20M$5.3512.60
Affinity Bancshares$33.36M4.20$8.33M$1.3716.79

Bankwell Financial Group presently has a consensus price target of $67.50, indicating a potential upside of 0.16%. Given Bankwell Financial Group's higher possible upside, analysts clearly believe Bankwell Financial Group is more favorable than Affinity Bancshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Bankwell Financial Group
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
3.00
Affinity Bancshares
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

35.8% of Bankwell Financial Group shares are held by institutional investors. Comparatively, 39.3% of Affinity Bancshares shares are held by institutional investors. 21.0% of Bankwell Financial Group shares are held by insiders. Comparatively, 12.4% of Affinity Bancshares shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Bankwell Financial Group has a beta of 0.58, meaning that its share price is 42% less volatile than the broader market. Comparatively, Affinity Bancshares has a beta of 0.13, meaning that its share price is 87% less volatile than the broader market.

Bankwell Financial Group has a net margin of 19.80% compared to Affinity Bancshares' net margin of 16.50%. Bankwell Financial Group's return on equity of 13.94% beat Affinity Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
Bankwell Financial Group19.80% 13.94% 1.27%
Affinity Bancshares 16.50%7.51%1.04%

In the previous week, Bankwell Financial Group had 3 more articles in the media than Affinity Bancshares. MarketBeat recorded 3 mentions for Bankwell Financial Group and 0 mentions for Affinity Bancshares. Bankwell Financial Group's average media sentiment score of 1.76 beat Affinity Bancshares' score of 0.00 indicating that Bankwell Financial Group is being referred to more favorably in the media.

Company Overall Sentiment
Bankwell Financial Group Very Positive
Affinity Bancshares Neutral

Summary

Bankwell Financial Group beats Affinity Bancshares on 14 of the 16 factors compared between the two stocks.

How does Affinity Bancshares compare to Sierra Bancorp?

Affinity Bancshares (NASDAQ:AFBI) and Sierra Bancorp (NASDAQ:BSRR) are both small-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their earnings, dividends, valuation, profitability, risk, analyst recommendations, media sentiment and institutional ownership.

In the previous week, Sierra Bancorp had 5 more articles in the media than Affinity Bancshares. MarketBeat recorded 5 mentions for Sierra Bancorp and 0 mentions for Affinity Bancshares. Sierra Bancorp's average media sentiment score of 1.69 beat Affinity Bancshares' score of 0.00 indicating that Sierra Bancorp is being referred to more favorably in the news media.

Company Overall Sentiment
Affinity Bancshares Neutral
Sierra Bancorp Very Positive

39.3% of Affinity Bancshares shares are held by institutional investors. Comparatively, 55.4% of Sierra Bancorp shares are held by institutional investors. 12.4% of Affinity Bancshares shares are held by insiders. Comparatively, 11.8% of Sierra Bancorp shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Sierra Bancorp has higher revenue and earnings than Affinity Bancshares. Sierra Bancorp is trading at a lower price-to-earnings ratio than Affinity Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Affinity Bancshares$33.36M4.20$8.33M$1.3716.79
Sierra Bancorp$201.98M2.64$42.33M$3.4212.01

Affinity Bancshares has a beta of 0.13, suggesting that its share price is 87% less volatile than the broader market. Comparatively, Sierra Bancorp has a beta of 0.76, suggesting that its share price is 24% less volatile than the broader market.

Sierra Bancorp has a consensus target price of $38.67, suggesting a potential downside of 5.87%. Given Sierra Bancorp's higher possible upside, analysts plainly believe Sierra Bancorp is more favorable than Affinity Bancshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Affinity Bancshares
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
Sierra Bancorp
0 Sell rating(s)
3 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.40

Sierra Bancorp has a net margin of 22.37% compared to Affinity Bancshares' net margin of 16.50%. Sierra Bancorp's return on equity of 12.38% beat Affinity Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
Affinity Bancshares16.50% 7.51% 1.04%
Sierra Bancorp 22.37%12.38%1.20%

Summary

Sierra Bancorp beats Affinity Bancshares on 12 of the 16 factors compared between the two stocks.

How does Affinity Bancshares compare to Orange County Bancorp?

Orange County Bancorp (NASDAQ:OBT) and Affinity Bancshares (NASDAQ:AFBI) are both small-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their valuation, institutional ownership, risk, earnings, analyst recommendations, dividends, media sentiment and profitability.

Orange County Bancorp has higher revenue and earnings than Affinity Bancshares. Orange County Bancorp is trading at a lower price-to-earnings ratio than Affinity Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Orange County Bancorp$158.13M3.28$41.61M$3.5510.91
Affinity Bancshares$33.36M4.20$8.33M$1.3716.79

Orange County Bancorp currently has a consensus price target of $43.25, suggesting a potential upside of 11.70%. Given Orange County Bancorp's higher probable upside, equities analysts plainly believe Orange County Bancorp is more favorable than Affinity Bancshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Orange County Bancorp
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
3.00
Affinity Bancshares
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

42.6% of Orange County Bancorp shares are held by institutional investors. Comparatively, 39.3% of Affinity Bancshares shares are held by institutional investors. 8.2% of Orange County Bancorp shares are held by company insiders. Comparatively, 12.4% of Affinity Bancshares shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Orange County Bancorp has a net margin of 30.80% compared to Affinity Bancshares' net margin of 16.50%. Orange County Bancorp's return on equity of 16.44% beat Affinity Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
Orange County Bancorp30.80% 16.44% 1.75%
Affinity Bancshares 16.50%7.51%1.04%

In the previous week, Orange County Bancorp had 6 more articles in the media than Affinity Bancshares. MarketBeat recorded 6 mentions for Orange County Bancorp and 0 mentions for Affinity Bancshares. Orange County Bancorp's average media sentiment score of 1.48 beat Affinity Bancshares' score of 0.00 indicating that Orange County Bancorp is being referred to more favorably in the media.

Company Overall Sentiment
Orange County Bancorp Positive
Affinity Bancshares Neutral

Orange County Bancorp has a beta of 0.41, indicating that its stock price is 59% less volatile than the broader market. Comparatively, Affinity Bancshares has a beta of 0.13, indicating that its stock price is 87% less volatile than the broader market.

Summary

Orange County Bancorp beats Affinity Bancshares on 13 of the 16 factors compared between the two stocks.

How does Affinity Bancshares compare to ChoiceOne Financial Services?

Affinity Bancshares (NASDAQ:AFBI) and ChoiceOne Financial Services (NASDAQ:COFS) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their media sentiment, analyst recommendations, profitability, earnings, dividends, valuation, risk and institutional ownership.

ChoiceOne Financial Services has a consensus price target of $36.50, indicating a potential upside of 6.41%. Given ChoiceOne Financial Services' higher probable upside, analysts clearly believe ChoiceOne Financial Services is more favorable than Affinity Bancshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Affinity Bancshares
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
ChoiceOne Financial Services
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.67

ChoiceOne Financial Services has higher revenue and earnings than Affinity Bancshares. ChoiceOne Financial Services is trading at a lower price-to-earnings ratio than Affinity Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Affinity Bancshares$33.36M4.20$8.33M$1.3716.79
ChoiceOne Financial Services$227.62M2.25$28.18M$3.639.45

In the previous week, ChoiceOne Financial Services had 3 more articles in the media than Affinity Bancshares. MarketBeat recorded 3 mentions for ChoiceOne Financial Services and 0 mentions for Affinity Bancshares. ChoiceOne Financial Services' average media sentiment score of 1.60 beat Affinity Bancshares' score of 0.00 indicating that ChoiceOne Financial Services is being referred to more favorably in the news media.

Company Overall Sentiment
Affinity Bancshares Neutral
ChoiceOne Financial Services Very Positive

ChoiceOne Financial Services has a net margin of 22.77% compared to Affinity Bancshares' net margin of 16.50%. ChoiceOne Financial Services' return on equity of 12.04% beat Affinity Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
Affinity Bancshares16.50% 7.51% 1.04%
ChoiceOne Financial Services 22.77%12.04%1.28%

Affinity Bancshares has a beta of 0.13, suggesting that its share price is 87% less volatile than the broader market. Comparatively, ChoiceOne Financial Services has a beta of 0.59, suggesting that its share price is 41% less volatile than the broader market.

39.3% of Affinity Bancshares shares are held by institutional investors. Comparatively, 19.9% of ChoiceOne Financial Services shares are held by institutional investors. 12.4% of Affinity Bancshares shares are held by company insiders. Comparatively, 6.5% of ChoiceOne Financial Services shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Summary

ChoiceOne Financial Services beats Affinity Bancshares on 11 of the 16 factors compared between the two stocks.

Get Affinity Bancshares News Delivered to You Automatically

Sign up to receive the latest news and ratings for AFBI and its competitors with MarketBeat's FREE daily newsletter.

Subscribe Now
SMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding AFBI and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip Chart

Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Skip Chart

AFBI vs. The Competition

MetricAffinity BancsharesBanks IndustryFinance SectorNASDAQ Exchange
Market Cap$140.19M$24.28B$14.35B$12.91B
Dividend YieldN/A3.15%5.88%8.90%
P/E Ratio16.7927.3426.1725.42
Price / Sales4.209.64517.5375.77
Price / CashN/A16.2039.5952.28
Price / Book1.121.392.136.17
Net Income$8.33M$2.58B$1.32B$349.50M
7 Day PerformanceN/A1.39%3.83%-0.15%
1 Month PerformanceN/A1.02%1.60%1.02%
1 Year Performance17.59%24.37%11.96%14.50%

Affinity Bancshares Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
AFBI
Affinity Bancshares
1.3246 of 5 stars
$23.00
flat
N/AN/A$140.19M$33.36M16.79100
HBCP
Home Bancorp
3.4503 of 5 stars
$69.23
+0.3%
$69.50
+0.4%
+24.1%$542.73M$209.23M11.58440
BWFG
Bankwell Financial Group
3.7617 of 5 stars
$66.16
+0.6%
$67.50
+2.0%
+58.0%$527.30M$207.71M12.37140
BSRR
Sierra Bancorp
2.4261 of 5 stars
$39.17
-0.7%
$38.67
-1.3%
+33.9%$507.58M$201.98M11.45490
OBT
Orange County Bancorp
3.3338 of 5 stars
$37.85
+0.1%
$39.25
+3.7%
+43.7%$507.49M$158.13M10.66210

Related Companies and Tools


This page (NASDAQ:AFBI) was last updated on 9/5/2026 by MarketBeat.com Staff.
From Our Partners