Affinity Bancshares (AFBI) Competitors

$22.42 -0.01 (-0.04%)

Closing price 05/5/2026 04:00 PM Eastern

Extended Trading

$22.42 -0.01 (-0.02%)

As of 05/5/2026 04:28 PM Eastern

AFBI vs. ACNB, LDI, HKD, UNTY, and BWB

Should you be buying Affinity Bancshares stock or one of its competitors? The main competitors of Affinity Bancshares include ACNB (ACNB), loanDepot (LDI), AMTD Digital (HKD), Unity Bancorp (UNTY), and Bridgewater Bancshares (BWB). These companies are all part of the "banking" industry.

How does Affinity Bancshares compare to ACNB?

Affinity Bancshares (NASDAQ:AFBI) and ACNB (NASDAQ:ACNB) are both small-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their institutional ownership, earnings, media sentiment, valuation, profitability, dividends, risk and analyst recommendations.

: ACNB has a net margin of 25.66% compared to Affinity Bancshares' net margin of 16.50%. ACNB's return on equity of 13.30% beat Affinity Bancshares' return on equity.
Company Net Margins Return on Equity Return on Assets
Affinity Bancshares 16.50% 7.57% 1.04%
ACNB 25.66% 13.30% 1.67%
: ACNB has higher revenue and earnings than Affinity Bancshares. ACNB is trading at a lower price-to-earnings ratio than Affinity Bancshares, indicating that it is currently the more affordable of the two stocks.
Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
Affinity Bancshares $33.36M 4.10 $8.33M $1.37 16.36
ACNB $191.82M 2.85 $37.05M $4.89 10.82
: 39.3% of Affinity Bancshares shares are held by institutional investors. Comparatively, 32.4% of ACNB shares are held by institutional investors. 12.4% of Affinity Bancshares shares are held by company insiders. Comparatively, 3.7% of ACNB shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.
: ACNB has a consensus price target of $58.00, indicating a potential upside of 9.62%. Given ACNB's higher possible upside, analysts plainly believe ACNB is more favorable than Affinity Bancshares.
Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Affinity Bancshares
0 Sell rating(s)
0 Hold rating(s)

1 Buy rating(s)

0 Strong Buy rating(s)
3.00
ACNB
0 Sell rating(s)

2 Hold rating(s)

2 Buy rating(s)

0 Strong Buy rating(s)
2.50
: Affinity Bancshares has a beta of 0.13, meaning that its share price is 87% less volatile than the S&P 500. Comparatively, ACNB has a beta of 0.87, meaning that its share price is 13% less volatile than the S&P 500.
: In the previous week, ACNB had 6 more articles in the media than Affinity Bancshares. MarketBeat recorded 6 mentions for ACNB and 0 mentions for Affinity Bancshares. Affinity Bancshares' average media sentiment score of 1.00 beat ACNB's score of 0.90 indicating that Affinity Bancshares is being referred to more favorably in the media.
Company Overall Sentiment
Affinity Bancshares Positive
ACNB Positive

Company	Net Margins	Return on Equity	Return on Assets
Affinity Bancshares	16.50%	7.57%	1.04%
ACNB	25.66%	13.30%	1.67%

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Affinity Bancshares	$33.36M	4.10	$8.33M	$1.37	16.36
ACNB	$191.82M	2.85	$37.05M	$4.89	10.82

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Affinity Bancshares	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00
ACNB	0 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.50

Company	Overall Sentiment
Affinity Bancshares	Positive
ACNB	Positive

Summary

ACNB beats Affinity Bancshares on 10 of the 16 factors compared between the two stocks.

How does Affinity Bancshares compare to loanDepot?

Affinity Bancshares (NASDAQ:AFBI) and loanDepot (NYSE:LDI) are both small-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their valuation, institutional ownership, earnings, media sentiment, risk, profitability, analyst recommendations and dividends.

: Affinity Bancshares has a beta of 0.13, meaning that its share price is 87% less volatile than the S&P 500. Comparatively, loanDepot has a beta of 3.41, meaning that its share price is 241% more volatile than the S&P 500.
: Affinity Bancshares has a net margin of 16.50% compared to loanDepot's net margin of -5.27%. Affinity Bancshares' return on equity of 7.57% beat loanDepot's return on equity.
Company Net Margins Return on Equity Return on Assets
Affinity Bancshares 16.50% 7.57% 1.04%
loanDepot -5.27% -18.29% -1.23%
: loanDepot has a consensus price target of $2.38, indicating a potential upside of 59.42%. Given loanDepot's higher probable upside, analysts plainly believe loanDepot is more favorable than Affinity Bancshares.
Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Affinity Bancshares
0 Sell rating(s)
0 Hold rating(s)

1 Buy rating(s)

0 Strong Buy rating(s)
3.00
loanDepot
3 Sell rating(s)

2 Hold rating(s)

0 Buy rating(s)

0 Strong Buy rating(s)
1.40
: 39.3% of Affinity Bancshares shares are owned by institutional investors. Comparatively, 39.4% of loanDepot shares are owned by institutional investors. 12.4% of Affinity Bancshares shares are owned by insiders. Comparatively, 83.0% of loanDepot shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.
: In the previous week, loanDepot had 6 more articles in the media than Affinity Bancshares. MarketBeat recorded 6 mentions for loanDepot and 0 mentions for Affinity Bancshares. Affinity Bancshares' average media sentiment score of 1.00 beat loanDepot's score of 0.25 indicating that Affinity Bancshares is being referred to more favorably in the media.
Company Overall Sentiment
Affinity Bancshares Positive
loanDepot Neutral
: Affinity Bancshares has higher earnings, but lower revenue than loanDepot. loanDepot is trading at a lower price-to-earnings ratio than Affinity Bancshares, indicating that it is currently the more affordable of the two stocks.
Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
Affinity Bancshares $33.36M 4.10 $8.33M $1.37 16.36
loanDepot $1.19B 0.42 -$62.65M -$0.29 N/A

Company	Net Margins	Return on Equity	Return on Assets
Affinity Bancshares	16.50%	7.57%	1.04%
loanDepot	-5.27%	-18.29%	-1.23%

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Affinity Bancshares	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00
loanDepot	3 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.40

Company	Overall Sentiment
Affinity Bancshares	Positive
loanDepot	Neutral

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Affinity Bancshares	$33.36M	4.10	$8.33M	$1.37	16.36
loanDepot	$1.19B	0.42	-$62.65M	-$0.29	N/A

Summary

Affinity Bancshares beats loanDepot on 10 of the 16 factors compared between the two stocks.

How does Affinity Bancshares compare to AMTD Digital?

AMTD Digital (NYSE:HKD) and Affinity Bancshares (NASDAQ:AFBI) are both small-cap banking companies, but which is the better investment? We will compare the two businesses based on the strength of their analyst recommendations, institutional ownership, profitability, risk, dividends, valuation, media sentiment and earnings.

: AMTD Digital has a beta of 1.94, meaning that its share price is 94% more volatile than the S&P 500. Comparatively, Affinity Bancshares has a beta of 0.13, meaning that its share price is 87% less volatile than the S&P 500.
: Affinity Bancshares has a net margin of 16.50% compared to AMTD Digital's net margin of 0.00%. Affinity Bancshares' return on equity of 7.57% beat AMTD Digital's return on equity.
Company Net Margins Return on Equity Return on Assets
AMTD Digital N/A N/A N/A
Affinity Bancshares 16.50% 7.57% 1.04%
: Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
AMTD Digital
1 Sell rating(s)
0 Hold rating(s)

0 Buy rating(s)

0 Strong Buy rating(s)
1.00
Affinity Bancshares
0 Sell rating(s)

0 Hold rating(s)

1 Buy rating(s)

0 Strong Buy rating(s)
3.00
: 5.8% of AMTD Digital shares are held by institutional investors. Comparatively, 39.3% of Affinity Bancshares shares are held by institutional investors. 12.4% of Affinity Bancshares shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.
: In the previous week, Affinity Bancshares' average media sentiment score of 1.00 beat AMTD Digital's score of 0.00 indicating that Affinity Bancshares is being referred to more favorably in the news media.
Company Overall Sentiment
AMTD Digital Neutral
Affinity Bancshares Positive
: AMTD Digital has higher revenue and earnings than Affinity Bancshares.
Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
AMTD Digital $59.04M 9.39 $54.71M N/A N/A
Affinity Bancshares $33.36M 4.10 $8.33M $1.37 16.36

Company	Net Margins	Return on Equity	Return on Assets
AMTD Digital	N/A	N/A	N/A
Affinity Bancshares	16.50%	7.57%	1.04%

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
AMTD Digital	1 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.00
Affinity Bancshares	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00

Company	Overall Sentiment
AMTD Digital	Neutral
Affinity Bancshares	Positive

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
AMTD Digital	$59.04M	9.39	$54.71M	N/A	N/A
Affinity Bancshares	$33.36M	4.10	$8.33M	$1.37	16.36

Summary

Affinity Bancshares beats AMTD Digital on 8 of the 12 factors compared between the two stocks.

How does Affinity Bancshares compare to Unity Bancorp?

Unity Bancorp (NASDAQ:UNTY) and Affinity Bancshares (NASDAQ:AFBI) are both small-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their analyst recommendations, institutional ownership, profitability, valuation, risk, dividends, media sentiment and earnings.

: Unity Bancorp has a beta of 0.6, meaning that its stock price is 40% less volatile than the S&P 500. Comparatively, Affinity Bancshares has a beta of 0.13, meaning that its stock price is 87% less volatile than the S&P 500.
: Unity Bancorp has higher revenue and earnings than Affinity Bancshares. Unity Bancorp is trading at a lower price-to-earnings ratio than Affinity Bancshares, indicating that it is currently the more affordable of the two stocks.
Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
Unity Bancorp $188.41M 2.84 $57.95M $5.94 8.99
Affinity Bancshares $33.36M 4.10 $8.33M $1.37 16.36
: 42.3% of Unity Bancorp shares are held by institutional investors. Comparatively, 39.3% of Affinity Bancshares shares are held by institutional investors. 28.9% of Unity Bancorp shares are held by company insiders. Comparatively, 12.4% of Affinity Bancshares shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.
: Unity Bancorp has a net margin of 31.33% compared to Affinity Bancshares' net margin of 16.50%. Unity Bancorp's return on equity of 16.36% beat Affinity Bancshares' return on equity.
Company Net Margins Return on Equity Return on Assets
Unity Bancorp 31.33% 16.36% 1.86%
Affinity Bancshares 16.50% 7.57% 1.04%
: Unity Bancorp presently has a consensus price target of $63.67, suggesting a potential upside of 19.18%. Given Unity Bancorp's higher possible upside, equities research analysts plainly believe Unity Bancorp is more favorable than Affinity Bancshares.
Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Unity Bancorp
0 Sell rating(s)
0 Hold rating(s)

4 Buy rating(s)

0 Strong Buy rating(s)
3.00
Affinity Bancshares
0 Sell rating(s)

0 Hold rating(s)

1 Buy rating(s)

0 Strong Buy rating(s)
3.00
: In the previous week, Unity Bancorp had 1 more articles in the media than Affinity Bancshares. MarketBeat recorded 1 mentions for Unity Bancorp and 0 mentions for Affinity Bancshares. Unity Bancorp's average media sentiment score of 1.11 beat Affinity Bancshares' score of 1.00 indicating that Unity Bancorp is being referred to more favorably in the media.
Company Overall Sentiment
Unity Bancorp Positive
Affinity Bancshares Positive

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Unity Bancorp	$188.41M	2.84	$57.95M	$5.94	8.99
Affinity Bancshares	$33.36M	4.10	$8.33M	$1.37	16.36

Company	Net Margins	Return on Equity	Return on Assets
Unity Bancorp	31.33%	16.36%	1.86%
Affinity Bancshares	16.50%	7.57%	1.04%

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Unity Bancorp	0 Sell rating(s)	0 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	3.00
Affinity Bancshares	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00

Company	Overall Sentiment
Unity Bancorp	Positive
Affinity Bancshares	Positive

Summary

Unity Bancorp beats Affinity Bancshares on 13 of the 15 factors compared between the two stocks.

How does Affinity Bancshares compare to Bridgewater Bancshares?

Bridgewater Bancshares (NASDAQ:BWB) and Affinity Bancshares (NASDAQ:AFBI) are both small-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their analyst recommendations, institutional ownership, profitability, valuation, risk, dividends, media sentiment and earnings.

: Bridgewater Bancshares has a beta of 0.58, meaning that its stock price is 42% less volatile than the S&P 500. Comparatively, Affinity Bancshares has a beta of 0.13, meaning that its stock price is 87% less volatile than the S&P 500.
: Bridgewater Bancshares has higher revenue and earnings than Affinity Bancshares. Bridgewater Bancshares is trading at a lower price-to-earnings ratio than Affinity Bancshares, indicating that it is currently the more affordable of the two stocks.
Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
Bridgewater Bancshares $292.76M 1.74 $46.09M $1.77 10.32
Affinity Bancshares $33.36M 4.10 $8.33M $1.37 16.36
: 65.8% of Bridgewater Bancshares shares are held by institutional investors. Comparatively, 39.3% of Affinity Bancshares shares are held by institutional investors. 23.1% of Bridgewater Bancshares shares are held by company insiders. Comparatively, 12.4% of Affinity Bancshares shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.
: Bridgewater Bancshares has a net margin of 17.69% compared to Affinity Bancshares' net margin of 16.50%. Bridgewater Bancshares' return on equity of 11.06% beat Affinity Bancshares' return on equity.
Company Net Margins Return on Equity Return on Assets
Bridgewater Bancshares 17.69% 11.06% 0.91%
Affinity Bancshares 16.50% 7.57% 1.04%
: Bridgewater Bancshares presently has a consensus price target of $21.67, suggesting a potential upside of 18.59%. Given Bridgewater Bancshares' higher possible upside, equities research analysts plainly believe Bridgewater Bancshares is more favorable than Affinity Bancshares.
Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Bridgewater Bancshares
0 Sell rating(s)
2 Hold rating(s)

3 Buy rating(s)

0 Strong Buy rating(s)
2.60
Affinity Bancshares
0 Sell rating(s)

0 Hold rating(s)

1 Buy rating(s)

0 Strong Buy rating(s)
3.00
: In the previous week, Bridgewater Bancshares had 5 more articles in the media than Affinity Bancshares. MarketBeat recorded 5 mentions for Bridgewater Bancshares and 0 mentions for Affinity Bancshares. Affinity Bancshares' average media sentiment score of 1.00 beat Bridgewater Bancshares' score of 0.67 indicating that Affinity Bancshares is being referred to more favorably in the news media.
Company Overall Sentiment
Bridgewater Bancshares Positive
Affinity Bancshares Positive

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Bridgewater Bancshares	$292.76M	1.74	$46.09M	$1.77	10.32
Affinity Bancshares	$33.36M	4.10	$8.33M	$1.37	16.36

Company	Net Margins	Return on Equity	Return on Assets
Bridgewater Bancshares	17.69%	11.06%	0.91%
Affinity Bancshares	16.50%	7.57%	1.04%

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Bridgewater Bancshares	0 Sell rating(s)	2 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.60
Affinity Bancshares	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00

Company	Overall Sentiment
Bridgewater Bancshares	Positive
Affinity Bancshares	Positive

Summary

Bridgewater Bancshares beats Affinity Bancshares on 11 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding AFBI and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.

Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.

AFBI vs. The Competition

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Metric	Affinity Bancshares	BANKS Industry	Finance Sector	NASDAQ Exchange
Market Cap	$136.71M	$1.83B	$13.34B	$11.77B
Dividend Yield	N/A	2.54%	5.80%	5.26%
P/E Ratio	16.36	13.94	23.27	27.07
Price / Sales	4.10	2.50	181.74	73.43
Price / Cash	13.93	12.10	20.24	53.90
Price / Book	1.09	1.23	3.43	6.69
Net Income	$8.33M	$146.81M	$1.11B	$332.64M
7 Day Performance	-0.09%	-0.88%	0.03%	2.01%
1 Month Performance	0.67%	3.89%	4.66%	9.19%
1 Year Performance	22.05%	24.05%	13.62%	39.59%

Affinity Bancshares Competitors List

Export

Company	MarketRank	Share Price	Analysts' Price Target	1Y Price Performance	Market Cap	Revenue	P/E Ratio	Employee Count	Indicator(s)
AFBI Affinity Bancshares	1.8967 of 5 stars	$22.42 0.0%	N/A	+22.0%	$136.71M	$33.36M	16.36	100	Positive News
ACNB ACNB	4.1873 of 5 stars	$52.63 +4.3%	$58.00 +10.2%	+24.5%	$542.76M	$158.21M	10.72	400	Dividend Increase
LDI loanDepot	1.3741 of 5 stars	$1.61 -3.3%	$2.38 +48.5%	+37.8%	$537.72M	$1.19B	N/A	5,660	News Coverage Earnings Report
HKD AMTD Digital	0.457 of 5 stars	$1.70 -3.4%	N/A	-14.7%	$536.20M	$136.10M	N/A	50	Gap Up
UNTY Unity Bancorp	4.4005 of 5 stars	$53.36 -1.0%	$63.67 +19.3%	+24.5%	$534.47M	$188.41M	8.98	230	Positive News

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This page (NASDAQ:AFBI) was last updated on 5/6/2026 by MarketBeat.com Staff.

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Affinity Bancshares (AFBI) Competitors

AFBI vs. ACNB, LDI, HKD, UNTY, and BWB

How does Affinity Bancshares compare to ACNB?

Summary

How does Affinity Bancshares compare to loanDepot?

Summary

How does Affinity Bancshares compare to AMTD Digital?

Summary

How does Affinity Bancshares compare to Unity Bancorp?

Summary

How does Affinity Bancshares compare to Bridgewater Bancshares?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

AFBI vs. The Competition

Affinity Bancshares Competitors List

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Affinity Bancshares (AFBI) Competitors

AFBI vs. ACNB, LDI, HKD, UNTY, and BWB

How does Affinity Bancshares compare to ACNB?

Summary

How does Affinity Bancshares compare to loanDepot?

Summary

How does Affinity Bancshares compare to AMTD Digital?

Summary

How does Affinity Bancshares compare to Unity Bancorp?

Summary

How does Affinity Bancshares compare to Bridgewater Bancshares?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

AFBI vs. The Competition

Affinity Bancshares Competitors List

Related Companies and Tools

MarketBeat All Access Features

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools