Affinity Bancshares (AFBI) Competitors

Bogota Financial (NASDAQ:BSBK) and Affinity Bancshares (NASDAQ:AFBI) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their dividends, community ranking, valuation, analyst recommendations, risk, media sentiment, institutional ownership, earnings and profitability.

Which has more risk & volatility, BSBK or AFBI?

Bogota Financial has a beta of 0.52, indicating that its stock price is 48% less volatile than the S&P 500. Comparatively, Affinity Bancshares has a beta of 0.45, indicating that its stock price is 55% less volatile than the S&P 500.

Which has higher earnings and valuation, BSBK or AFBI?

Affinity Bancshares has higher revenue and earnings than Bogota Financial. Affinity Bancshares is trading at a lower price-to-earnings ratio than Bogota Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Bogota Financial	$38.42M	2.31	$640K	$0.06	111.69
Affinity Bancshares	$45.17M	2.38	$6.45M	$0.98	17.09

Do institutionals & insiders have more ownership in BSBK or AFBI?

11.6% of Bogota Financial shares are owned by institutional investors. Comparatively, 39.3% of Affinity Bancshares shares are owned by institutional investors. 3.6% of Bogota Financial shares are owned by company insiders. Comparatively, 8.6% of Affinity Bancshares shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Does the media refer more to BSBK or AFBI?

In the previous week, Affinity Bancshares had 1 more articles in the media than Bogota Financial. MarketBeat recorded 3 mentions for Affinity Bancshares and 2 mentions for Bogota Financial. Affinity Bancshares' average media sentiment score of 0.96 beat Bogota Financial's score of 0.62 indicating that Bogota Financial is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Bogota Financial	1 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Affinity Bancshares	1 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Positive

Does the MarketBeat Community favor BSBK or AFBI?

Bogota Financial received 7 more outperform votes than Affinity Bancshares when rated by MarketBeat users. Likewise, 26.92% of users gave Bogota Financial an outperform vote while only 0.00% of users gave Affinity Bancshares an outperform vote.

Company	Underperform	Outperform
Bogota Financial	Outperform Votes 7 26.92%	Underperform Votes 19 73.08%
Affinity Bancshares	Outperform Votes No Votes	Underperform Votes 3 100.00%

Do analysts rate BSBK or AFBI?

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Bogota Financial	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	N/A
Affinity Bancshares	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	N/A

Is BSBK or AFBI more profitable?

Affinity Bancshares has a net margin of 14.28% compared to Affinity Bancshares' net margin of 1.67%. Bogota Financial's return on equity of 5.42% beat Affinity Bancshares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Bogota Financial	1.67%	0.47%	0.07%
Affinity Bancshares	14.28%	5.42%	0.74%

Summary

Affinity Bancshares beats Bogota Financial on 10 of the 15 factors compared between the two stocks.