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Affinity Bancshares (AFBI) Competitors

Affinity Bancshares logo
$23.00 0.00 (0.00%)
As of 08/14/2026
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AFBI vs. BWFG, BSRR, OBT, COFS, and PDLB

Should you buy Affinity Bancshares stock or one of its competitors? Affinity Bancshares's main competitors and comparable companies include Bankwell Financial Group (BWFG), Sierra Bancorp (BSRR), Orange County Bancorp (OBT), ChoiceOne Financial Services (COFS), and Ponce Financial Group (PDLB). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "regional banks" industry.

How does Affinity Bancshares compare to Bankwell Financial Group?

Bankwell Financial Group (NASDAQ:BWFG) and Affinity Bancshares (NASDAQ:AFBI) are both small-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their valuation, analyst recommendations, earnings, media sentiment, dividends, profitability, risk and institutional ownership.

Bankwell Financial Group has a beta of 0.59, meaning that its share price is 41% less volatile than the broader market. Comparatively, Affinity Bancshares has a beta of 0.13, meaning that its share price is 87% less volatile than the broader market.

Bankwell Financial Group has higher revenue and earnings than Affinity Bancshares. Bankwell Financial Group is trading at a lower price-to-earnings ratio than Affinity Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Bankwell Financial Group$207.71M2.61$35.20M$5.3512.73
Affinity Bancshares$33.36M4.20$8.33M$1.3716.79

35.8% of Bankwell Financial Group shares are owned by institutional investors. Comparatively, 39.3% of Affinity Bancshares shares are owned by institutional investors. 21.0% of Bankwell Financial Group shares are owned by company insiders. Comparatively, 12.4% of Affinity Bancshares shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Bankwell Financial Group presently has a consensus target price of $67.50, indicating a potential downside of 0.92%. Given Bankwell Financial Group's higher possible upside, research analysts clearly believe Bankwell Financial Group is more favorable than Affinity Bancshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Bankwell Financial Group
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
3.00
Affinity Bancshares
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

Bankwell Financial Group has a net margin of 19.80% compared to Affinity Bancshares' net margin of 16.50%. Bankwell Financial Group's return on equity of 13.94% beat Affinity Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
Bankwell Financial Group19.80% 13.94% 1.27%
Affinity Bancshares 16.50%7.51%1.04%

In the previous week, Bankwell Financial Group had 6 more articles in the media than Affinity Bancshares. MarketBeat recorded 7 mentions for Bankwell Financial Group and 1 mentions for Affinity Bancshares. Affinity Bancshares' average media sentiment score of 1.89 beat Bankwell Financial Group's score of 1.49 indicating that Affinity Bancshares is being referred to more favorably in the news media.

Company Overall Sentiment
Bankwell Financial Group Positive
Affinity Bancshares Very Positive

Summary

Bankwell Financial Group beats Affinity Bancshares on 12 of the 16 factors compared between the two stocks.

How does Affinity Bancshares compare to Sierra Bancorp?

Sierra Bancorp (NASDAQ:BSRR) and Affinity Bancshares (NASDAQ:AFBI) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their earnings, risk, institutional ownership, valuation, media sentiment, analyst recommendations, dividends and profitability.

55.4% of Sierra Bancorp shares are held by institutional investors. Comparatively, 39.3% of Affinity Bancshares shares are held by institutional investors. 11.8% of Sierra Bancorp shares are held by company insiders. Comparatively, 12.4% of Affinity Bancshares shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Sierra Bancorp has a beta of 0.77, meaning that its stock price is 23% less volatile than the broader market. Comparatively, Affinity Bancshares has a beta of 0.13, meaning that its stock price is 87% less volatile than the broader market.

In the previous week, Sierra Bancorp had 1 more articles in the media than Affinity Bancshares. MarketBeat recorded 2 mentions for Sierra Bancorp and 1 mentions for Affinity Bancshares. Affinity Bancshares' average media sentiment score of 1.89 beat Sierra Bancorp's score of 1.00 indicating that Affinity Bancshares is being referred to more favorably in the news media.

Company Overall Sentiment
Sierra Bancorp Positive
Affinity Bancshares Very Positive

Sierra Bancorp has a net margin of 22.37% compared to Affinity Bancshares' net margin of 16.50%. Sierra Bancorp's return on equity of 12.38% beat Affinity Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
Sierra Bancorp22.37% 12.38% 1.20%
Affinity Bancshares 16.50%7.51%1.04%

Sierra Bancorp has higher revenue and earnings than Affinity Bancshares. Sierra Bancorp is trading at a lower price-to-earnings ratio than Affinity Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Sierra Bancorp$148.29M3.58$42.33M$3.4211.99
Affinity Bancshares$33.36M4.20$8.33M$1.3716.79

Sierra Bancorp presently has a consensus target price of $38.67, suggesting a potential downside of 5.71%. Given Sierra Bancorp's higher possible upside, analysts clearly believe Sierra Bancorp is more favorable than Affinity Bancshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Sierra Bancorp
0 Sell rating(s)
3 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.40
Affinity Bancshares
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

Summary

Sierra Bancorp beats Affinity Bancshares on 11 of the 16 factors compared between the two stocks.

How does Affinity Bancshares compare to Orange County Bancorp?

Orange County Bancorp (NASDAQ:OBT) and Affinity Bancshares (NASDAQ:AFBI) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their earnings, analyst recommendations, profitability, institutional ownership, valuation, risk, dividends and media sentiment.

Orange County Bancorp has a beta of 0.41, suggesting that its stock price is 59% less volatile than the broader market. Comparatively, Affinity Bancshares has a beta of 0.13, suggesting that its stock price is 87% less volatile than the broader market.

42.5% of Orange County Bancorp shares are owned by institutional investors. Comparatively, 39.3% of Affinity Bancshares shares are owned by institutional investors. 8.2% of Orange County Bancorp shares are owned by company insiders. Comparatively, 12.4% of Affinity Bancshares shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

In the previous week, Orange County Bancorp had 1 more articles in the media than Affinity Bancshares. MarketBeat recorded 2 mentions for Orange County Bancorp and 1 mentions for Affinity Bancshares. Affinity Bancshares' average media sentiment score of 1.89 beat Orange County Bancorp's score of 1.77 indicating that Affinity Bancshares is being referred to more favorably in the news media.

Company Overall Sentiment
Orange County Bancorp Very Positive
Affinity Bancshares Very Positive

Orange County Bancorp has a net margin of 30.80% compared to Affinity Bancshares' net margin of 16.50%. Orange County Bancorp's return on equity of 16.44% beat Affinity Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
Orange County Bancorp30.80% 16.44% 1.75%
Affinity Bancshares 16.50%7.51%1.04%

Orange County Bancorp currently has a consensus target price of $39.25, suggesting a potential upside of 0.15%. Given Orange County Bancorp's higher probable upside, analysts clearly believe Orange County Bancorp is more favorable than Affinity Bancshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Orange County Bancorp
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.75
Affinity Bancshares
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

Orange County Bancorp has higher revenue and earnings than Affinity Bancshares. Orange County Bancorp is trading at a lower price-to-earnings ratio than Affinity Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Orange County Bancorp$126.56M4.15$41.61M$3.5511.04
Affinity Bancshares$33.36M4.20$8.33M$1.3716.79

Summary

Orange County Bancorp beats Affinity Bancshares on 11 of the 16 factors compared between the two stocks.

How does Affinity Bancshares compare to ChoiceOne Financial Services?

Affinity Bancshares (NASDAQ:AFBI) and ChoiceOne Financial Services (NASDAQ:COFS) are both small-cap finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their dividends, institutional ownership, earnings, valuation, media sentiment, profitability, analyst recommendations and risk.

ChoiceOne Financial Services has a net margin of 22.77% compared to Affinity Bancshares' net margin of 16.50%. ChoiceOne Financial Services' return on equity of 12.04% beat Affinity Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
Affinity Bancshares16.50% 7.51% 1.04%
ChoiceOne Financial Services 22.77%12.04%1.28%

Affinity Bancshares has a beta of 0.13, indicating that its stock price is 87% less volatile than the broader market. Comparatively, ChoiceOne Financial Services has a beta of 0.6, indicating that its stock price is 40% less volatile than the broader market.

ChoiceOne Financial Services has higher revenue and earnings than Affinity Bancshares. ChoiceOne Financial Services is trading at a lower price-to-earnings ratio than Affinity Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Affinity Bancshares$33.36M4.20$8.33M$1.3716.79
ChoiceOne Financial Services$227.62M2.26$28.18M$3.639.47

ChoiceOne Financial Services has a consensus target price of $36.50, indicating a potential upside of 6.17%. Given ChoiceOne Financial Services' higher possible upside, analysts plainly believe ChoiceOne Financial Services is more favorable than Affinity Bancshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Affinity Bancshares
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
ChoiceOne Financial Services
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.50

In the previous week, ChoiceOne Financial Services had 1 more articles in the media than Affinity Bancshares. MarketBeat recorded 2 mentions for ChoiceOne Financial Services and 1 mentions for Affinity Bancshares. Affinity Bancshares' average media sentiment score of 1.89 beat ChoiceOne Financial Services' score of 1.77 indicating that Affinity Bancshares is being referred to more favorably in the media.

Company Overall Sentiment
Affinity Bancshares Very Positive
ChoiceOne Financial Services Very Positive

39.3% of Affinity Bancshares shares are held by institutional investors. Comparatively, 19.9% of ChoiceOne Financial Services shares are held by institutional investors. 12.4% of Affinity Bancshares shares are held by insiders. Comparatively, 6.5% of ChoiceOne Financial Services shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Summary

ChoiceOne Financial Services beats Affinity Bancshares on 10 of the 16 factors compared between the two stocks.

How does Affinity Bancshares compare to Ponce Financial Group?

Ponce Financial Group (NASDAQ:PDLB) and Affinity Bancshares (NASDAQ:AFBI) are both small-cap finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their risk, institutional ownership, dividends, profitability, media sentiment, analyst recommendations, earnings and valuation.

In the previous week, Ponce Financial Group had 1 more articles in the media than Affinity Bancshares. MarketBeat recorded 2 mentions for Ponce Financial Group and 1 mentions for Affinity Bancshares. Affinity Bancshares' average media sentiment score of 1.89 beat Ponce Financial Group's score of 1.09 indicating that Affinity Bancshares is being referred to more favorably in the news media.

Company Overall Sentiment
Ponce Financial Group Positive
Affinity Bancshares Very Positive

Ponce Financial Group has higher revenue and earnings than Affinity Bancshares. Ponce Financial Group is trading at a lower price-to-earnings ratio than Affinity Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Ponce Financial Group$194.94M2.58$28.70M$1.4014.83
Affinity Bancshares$33.36M4.20$8.33M$1.3716.79

Ponce Financial Group has a net margin of 16.51% compared to Affinity Bancshares' net margin of 16.50%. Ponce Financial Group's return on equity of 10.52% beat Affinity Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
Ponce Financial Group16.51% 10.52% 1.02%
Affinity Bancshares 16.50%7.51%1.04%

Ponce Financial Group has a beta of 0.69, meaning that its stock price is 31% less volatile than the broader market. Comparatively, Affinity Bancshares has a beta of 0.13, meaning that its stock price is 87% less volatile than the broader market.

Ponce Financial Group presently has a consensus price target of $24.00, indicating a potential upside of 15.61%. Given Ponce Financial Group's higher probable upside, equities analysts plainly believe Ponce Financial Group is more favorable than Affinity Bancshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Ponce Financial Group
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
3.00
Affinity Bancshares
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

64.4% of Ponce Financial Group shares are owned by institutional investors. Comparatively, 39.3% of Affinity Bancshares shares are owned by institutional investors. 7.2% of Ponce Financial Group shares are owned by insiders. Comparatively, 12.4% of Affinity Bancshares shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Summary

Ponce Financial Group beats Affinity Bancshares on 10 of the 15 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding AFBI and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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AFBI vs. The Competition

Export
MetricAffinity BancsharesBanks IndustryFinance SectorNASDAQ Exchange
Market Cap$140.19M$23.93B$14.17B$13.07B
Dividend YieldN/A3.14%5.87%10.65%
P/E Ratio16.7928.2929.4025.40
Price / Sales4.209.61515.47105.59
Price / CashN/A16.3337.2653.27
Price / Book1.121.382.816.21
Net Income$8.33M$2.57B$1.31B$347.71M
7 Day PerformanceN/A1.05%0.77%1.08%
1 Month Performance1.32%2.31%1.43%1.87%
1 Year Performance20.42%27.82%12.06%20.79%

Affinity Bancshares Competitors List

Export
CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
AFBI
Affinity Bancshares
1.645 of 5 stars		$23.00
flat		N/AN/A$140.19M$33.36M16.79100
BWFG
Bankwell Financial Group
4.0082 of 5 stars		$66.95
-0.7%		$67.50
+0.8%		+69.2%$533.55M$207.71M12.51140
BSRR
Sierra Bancorp
2.6517 of 5 stars		$40.78
+0.7%		$38.67
-5.2%		+41.8%$528.46M$201.98M11.92490
OBT
Orange County Bancorp
2.4258 of 5 stars		$38.81
+0.0%		$39.25
+1.1%		+60.3%$521.65M$158.13M10.96210
COFS
ChoiceOne Financial Services
3.7749 of 5 stars		$34.22
-0.8%		$36.50
+6.7%		+14.7%$511.60M$227.62M9.41380

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This page (NASDAQ:AFBI) was last updated on 8/16/2026 by MarketBeat.com Staff.
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