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Affinity Bancshares (AFBI) Competitors

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$22.95 +0.01 (+0.04%)
Closing price 07/24/2026 04:00 PM Eastern
Extended Trading
$22.94 0.00 (-0.02%)
As of 07/24/2026 07:34 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

AFBI vs. BTBT, FBIZ, HKD, COFS, and OBT

Should you buy Affinity Bancshares stock or one of its competitors? MarketBeat compares Affinity Bancshares with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Affinity Bancshares include Bit Digital (BTBT), First Business Financial Services (FBIZ), AMTD Digital (HKD), ChoiceOne Financial Services (COFS), and Orange County Bancorp (OBT). These companies are all part of the "banking" industry.

How does Affinity Bancshares compare to Bit Digital?

Affinity Bancshares (NASDAQ:AFBI) and Bit Digital (NASDAQ:BTBT) are both small-cap banking companies, but which is the better stock? We will contrast the two companies based on the strength of their valuation, analyst recommendations, risk, earnings, media sentiment, institutional ownership, profitability and dividends.

Affinity Bancshares has a net margin of 16.50% compared to Bit Digital's net margin of -145.39%. Affinity Bancshares' return on equity of 7.51% beat Bit Digital's return on equity.

Company Net Margins Return on Equity Return on Assets
Affinity Bancshares16.50% 7.51% 1.04%
Bit Digital -145.39%-8.44%-6.24%

Bit Digital has a consensus price target of $5.13, suggesting a potential upside of 274.09%. Given Bit Digital's higher possible upside, analysts clearly believe Bit Digital is more favorable than Affinity Bancshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Affinity Bancshares
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
Bit Digital
1 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.40

In the previous week, Bit Digital had 1 more articles in the media than Affinity Bancshares. MarketBeat recorded 3 mentions for Bit Digital and 2 mentions for Affinity Bancshares. Affinity Bancshares' average media sentiment score of 0.93 beat Bit Digital's score of 0.37 indicating that Affinity Bancshares is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Affinity Bancshares
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Bit Digital
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Affinity Bancshares has a beta of 0.13, meaning that its stock price is 87% less volatile than the broader market. Comparatively, Bit Digital has a beta of 4.02, meaning that its stock price is 302% more volatile than the broader market.

39.3% of Affinity Bancshares shares are held by institutional investors. Comparatively, 47.7% of Bit Digital shares are held by institutional investors. 12.4% of Affinity Bancshares shares are held by company insiders. Comparatively, 2.0% of Bit Digital shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Affinity Bancshares has higher earnings, but lower revenue than Bit Digital. Bit Digital is trading at a lower price-to-earnings ratio than Affinity Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Affinity Bancshares$52.93M2.64$8.33M$1.3716.75
Bit Digital$113.56M4.21-$80.32M-$0.68N/A

Summary

Affinity Bancshares beats Bit Digital on 9 of the 16 factors compared between the two stocks.

How does Affinity Bancshares compare to First Business Financial Services?

Affinity Bancshares (NASDAQ:AFBI) and First Business Financial Services (NASDAQ:FBIZ) are both small-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their earnings, profitability, dividends, valuation, media sentiment, analyst recommendations, institutional ownership and risk.

In the previous week, First Business Financial Services had 3 more articles in the media than Affinity Bancshares. MarketBeat recorded 5 mentions for First Business Financial Services and 2 mentions for Affinity Bancshares. Affinity Bancshares' average media sentiment score of 0.93 beat First Business Financial Services' score of 0.55 indicating that Affinity Bancshares is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Affinity Bancshares
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
First Business Financial Services
0 Very Positive mention(s)
1 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Affinity Bancshares has a beta of 0.13, meaning that its share price is 87% less volatile than the broader market. Comparatively, First Business Financial Services has a beta of 0.66, meaning that its share price is 34% less volatile than the broader market.

First Business Financial Services has a consensus target price of $65.50, indicating a potential downside of 2.50%. Given First Business Financial Services' stronger consensus rating and higher possible upside, analysts clearly believe First Business Financial Services is more favorable than Affinity Bancshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Affinity Bancshares
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
First Business Financial Services
0 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
3.25

First Business Financial Services has a net margin of 18.16% compared to Affinity Bancshares' net margin of 16.50%. First Business Financial Services' return on equity of 14.60% beat Affinity Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
Affinity Bancshares16.50% 7.51% 1.04%
First Business Financial Services 18.16%14.60%1.25%

First Business Financial Services has higher revenue and earnings than Affinity Bancshares. First Business Financial Services is trading at a lower price-to-earnings ratio than Affinity Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Affinity Bancshares$52.93M2.64$8.33M$1.3716.75
First Business Financial Services$279.25M2.01$50.32M$6.0711.07

39.3% of Affinity Bancshares shares are owned by institutional investors. Comparatively, 60.1% of First Business Financial Services shares are owned by institutional investors. 12.4% of Affinity Bancshares shares are owned by company insiders. Comparatively, 5.0% of First Business Financial Services shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Summary

First Business Financial Services beats Affinity Bancshares on 13 of the 17 factors compared between the two stocks.

How does Affinity Bancshares compare to AMTD Digital?

Affinity Bancshares (NASDAQ:AFBI) and AMTD Digital (NYSE:HKD) are both small-cap banking companies, but which is the superior business? We will compare the two businesses based on the strength of their valuation, institutional ownership, dividends, risk, earnings, media sentiment, analyst recommendations and profitability.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Affinity Bancshares
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
AMTD Digital
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00

Affinity Bancshares has a net margin of 16.50% compared to AMTD Digital's net margin of 0.00%. Affinity Bancshares' return on equity of 7.51% beat AMTD Digital's return on equity.

Company Net Margins Return on Equity Return on Assets
Affinity Bancshares16.50% 7.51% 1.04%
AMTD Digital N/A N/A N/A

In the previous week, Affinity Bancshares had 2 more articles in the media than AMTD Digital. MarketBeat recorded 2 mentions for Affinity Bancshares and 0 mentions for AMTD Digital. Affinity Bancshares' average media sentiment score of 0.93 beat AMTD Digital's score of 0.00 indicating that Affinity Bancshares is being referred to more favorably in the media.

Company Overall Sentiment
Affinity Bancshares Positive
AMTD Digital Neutral

AMTD Digital has higher revenue and earnings than Affinity Bancshares.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Affinity Bancshares$52.93M2.64$8.33M$1.3716.75
AMTD Digital$136.10M3.74$54.71MN/AN/A

Affinity Bancshares has a beta of 0.13, indicating that its stock price is 87% less volatile than the broader market. Comparatively, AMTD Digital has a beta of 1.98, indicating that its stock price is 98% more volatile than the broader market.

39.3% of Affinity Bancshares shares are held by institutional investors. Comparatively, 5.8% of AMTD Digital shares are held by institutional investors. 12.4% of Affinity Bancshares shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Summary

Affinity Bancshares beats AMTD Digital on 9 of the 13 factors compared between the two stocks.

How does Affinity Bancshares compare to ChoiceOne Financial Services?

Affinity Bancshares (NASDAQ:AFBI) and ChoiceOne Financial Services (NASDAQ:COFS) are both small-cap finance companies, but which is the superior business? We will compare the two companies based on the strength of their media sentiment, analyst recommendations, profitability, risk, valuation, earnings, institutional ownership and dividends.

39.3% of Affinity Bancshares shares are owned by institutional investors. Comparatively, 19.9% of ChoiceOne Financial Services shares are owned by institutional investors. 12.4% of Affinity Bancshares shares are owned by company insiders. Comparatively, 6.5% of ChoiceOne Financial Services shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Affinity Bancshares has a beta of 0.13, indicating that its share price is 87% less volatile than the broader market. Comparatively, ChoiceOne Financial Services has a beta of 0.59, indicating that its share price is 41% less volatile than the broader market.

ChoiceOne Financial Services has higher revenue and earnings than Affinity Bancshares. ChoiceOne Financial Services is trading at a lower price-to-earnings ratio than Affinity Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Affinity Bancshares$52.93M2.64$8.33M$1.3716.75
ChoiceOne Financial Services$227.62M2.15$28.18M$3.708.84

ChoiceOne Financial Services has a net margin of 23.07% compared to Affinity Bancshares' net margin of 16.50%. ChoiceOne Financial Services' return on equity of 12.31% beat Affinity Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
Affinity Bancshares16.50% 7.51% 1.04%
ChoiceOne Financial Services 23.07%12.31%1.28%

In the previous week, ChoiceOne Financial Services had 3 more articles in the media than Affinity Bancshares. MarketBeat recorded 5 mentions for ChoiceOne Financial Services and 2 mentions for Affinity Bancshares. Affinity Bancshares' average media sentiment score of 0.93 beat ChoiceOne Financial Services' score of 0.18 indicating that Affinity Bancshares is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Affinity Bancshares
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
ChoiceOne Financial Services
2 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

ChoiceOne Financial Services has a consensus target price of $34.00, indicating a potential upside of 3.91%. Given ChoiceOne Financial Services' higher possible upside, analysts plainly believe ChoiceOne Financial Services is more favorable than Affinity Bancshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Affinity Bancshares
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
ChoiceOne Financial Services
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.50

Summary

ChoiceOne Financial Services beats Affinity Bancshares on 10 of the 16 factors compared between the two stocks.

How does Affinity Bancshares compare to Orange County Bancorp?

Orange County Bancorp (NASDAQ:OBT) and Affinity Bancshares (NASDAQ:AFBI) are both small-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their media sentiment, valuation, dividends, institutional ownership, profitability, analyst recommendations, earnings and risk.

42.6% of Orange County Bancorp shares are held by institutional investors. Comparatively, 39.3% of Affinity Bancshares shares are held by institutional investors. 8.2% of Orange County Bancorp shares are held by company insiders. Comparatively, 12.4% of Affinity Bancshares shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Orange County Bancorp has a net margin of 27.54% compared to Affinity Bancshares' net margin of 16.50%. Orange County Bancorp's return on equity of 16.09% beat Affinity Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
Orange County Bancorp27.54% 16.09% 1.67%
Affinity Bancshares 16.50%7.51%1.04%

Orange County Bancorp currently has a consensus price target of $37.00, suggesting a potential downside of 1.83%. Given Orange County Bancorp's higher probable upside, equities analysts plainly believe Orange County Bancorp is more favorable than Affinity Bancshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Orange County Bancorp
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.75
Affinity Bancshares
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

In the previous week, Orange County Bancorp had 2 more articles in the media than Affinity Bancshares. MarketBeat recorded 4 mentions for Orange County Bancorp and 2 mentions for Affinity Bancshares. Affinity Bancshares' average media sentiment score of 0.93 beat Orange County Bancorp's score of 0.87 indicating that Affinity Bancshares is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Orange County Bancorp
0 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Affinity Bancshares
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Orange County Bancorp has a beta of 0.41, meaning that its stock price is 59% less volatile than the broader market. Comparatively, Affinity Bancshares has a beta of 0.13, meaning that its stock price is 87% less volatile than the broader market.

Orange County Bancorp has higher revenue and earnings than Affinity Bancshares. Orange County Bancorp is trading at a lower price-to-earnings ratio than Affinity Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Orange County Bancorp$158.13M3.20$41.61M$3.4011.09
Affinity Bancshares$52.93M2.64$8.33M$1.3716.75

Summary

Orange County Bancorp beats Affinity Bancshares on 12 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding AFBI and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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AFBI vs. The Competition

MetricAffinity BancsharesBANKS IndustryFinance SectorNASDAQ Exchange
Market Cap$139.88M$2.02B$14.47B$12.20B
Dividend YieldN/A2.32%5.71%9.41%
P/E Ratio16.7517.1920.6623.63
Price / Sales2.642.7844.69111.98
Price / Cash14.2513.3419.2758.78
Price / Book1.111.332.256.01
Net Income$8.33M$146.81M$1.14B$331.99M
7 Day Performance0.92%1.43%-0.48%-0.63%
1 Month Performance1.55%3.16%0.41%-3.04%
1 Year Performance21.59%26.19%12.27%13.30%

Affinity Bancshares Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
AFBI
Affinity Bancshares
1.7341 of 5 stars
$22.95
+0.0%
N/A+21.6%$139.88M$52.93M16.75100
BTBT
Bit Digital
2.938 of 5 stars
$1.57
-5.2%
$5.13
+227.5%
-56.5%$546.48M$113.56MN/A10
FBIZ
First Business Financial Services
3.7854 of 5 stars
$64.09
+1.2%
$65.50
+2.2%
+38.3%$535.92M$172.08M10.56340
HKD
AMTD Digital
0.1401 of 5 stars
$1.64
+1.2%
N/A-12.5%$522.00M$136.10MN/A50
COFS
ChoiceOne Financial Services
3.814 of 5 stars
$33.60
+2.1%
$34.00
+1.2%
+7.8%$503.25M$227.62M9.08380

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This page (NASDAQ:AFBI) was last updated on 7/26/2026 by MarketBeat.com Staff.
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