First Business Financial Services, Inc. is a bank holding company headquartered in Fitchburg, Wisconsin, offering a comprehensive suite of commercial banking and financial services to small and mid-sized businesses. As the parent company of First Business Bank, it specializes in relationship-driven banking, providing customized loan and deposit solutions designed to support commercial real estate, agribusiness, manufacturing, professional service firms and other key industry sectors. The company’s product offerings include commercial real estate financing, equipment leasing and finance, agribusiness lending, treasury and payment services, and trade finance, backed by local decision-making authority and senior-level attention to each client’s needs.
In addition to its core lending and deposit services, First Business Financial Services delivers a range of specialty banking products, such as cash management, merchant services, online banking, and private banking solutions. Its equipment leasing division offers structured lease and loan arrangements to help businesses preserve capital and manage technology and machinery upgrades. The bank also provides industry-specific advisory services, leveraging sector expertise in real estate development, agriculture, healthcare and technology to guide clients through complex transactions and growth strategies.
Founded in the 1960s, the organization established its bank holding company structure in the early 1980s to facilitate strategic growth and acquisitions. Over the decades, First Business has expanded its footprint beyond Wisconsin through both de novo branch openings and targeted acquisitions in Minnesota and Arizona, while maintaining its commitment to community banking. The company emphasizes a culture of local engagement, with branch teams empowered to make timely credit decisions and deliver personalized service.
Governed by an experienced board of directors and senior management team, First Business Financial Services adheres to a disciplined risk management framework and strong corporate governance practices. The company’s leadership prioritizes sustainable growth, community involvement and philanthropic initiatives, supporting regional economic development through outreach programs and partnerships with local organizations. With its focus on tailored financial solutions and hands-on relationship management, First Business Financial Services continues to support the evolving needs of business clients across its service areas.
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