First Business Financial Services Company Profile (NASDAQ:FBIZ)

About First Business Financial Services

First Business Financial Services, Inc. (FBFS) is a bank holding company. The Company engages in the commercial banking business through its bank subsidiaries, which include First Business Bank (FBB), First Business Bank-Milwaukee (FBB-Milwaukee) and Alterra Bank (Alterra) (FBB and FBB-Milwaukee and, together with FBB, the Banks). The operations of FBFS are conducted through the Banks and certain subsidiaries of FBB. The Banks operate as business banks focusing on delivering a line of commercial banking products, including commercial loans and commercial real estate loans, and services to meet the needs of small- and medium-sized businesses, business owners, executives, professionals and high net worth individuals. Its business lines include commercial lending, asset-based financing, equipment financing, small business administration (SBA) lending, treasury management services, and trust and investment services. Its investments include short-term investments and securities.

Industry, Sector and Symbol:

Sector: Finance
Industry: Regional - Midwest Banks
Sub-Industry: N/A
Exchange: NASDAQ
Symbol: FBIZ
CUSIP:

Key Metrics:

Previous Close: $23.49
50 Day Moving Average: $22.83
200 Day Moving Average: $23.54
52-Week Range: $20.06 - $27.35
Trailing P/E Ratio: 12.23
Foreward P/E Ratio: 10.78
P/E Growth: 1.50
Market Cap: $204.43M
Outstanding Shares: 8,703,000
Beta: 0.52

Profitability:

Net Margins: 17.59%
Return on Equity: 10.93%
Return on Assets: 0.94%

Debt:

Debt-to-Equity Ratio: 0.28%
Current Ratio: 0.99%
Quick Ratio: 0.98%

Additional Links:

Companies Related to First Business Financial Services:

Consensus Ratings for First Business Financial Services (NASDAQ:FBIZ) (?)

Ratings Breakdown:	2 Hold Ratings, 1 Buy Rating
Consensus Rating:	Hold (Score: 2.33)
Consensus Price Target:	$26.00 (10.69% upside)

Analysts' Ratings History for First Business Financial Services (NASDAQ:FBIZ)

Show:

Date	Firm	Action	Rating	Price Target
8/1/2016	Keefe, Bruyette & Woods	Lower Price Target	Outperform	$28.00 -> $27.00
8/1/2016	Sandler O'Neill	Downgrade	Buy -> Hold	$25.00
10/27/2015	FIG Partners	Downgrade	Outperform -> Market Perform

(Data available from 9/28/2014 forward)

Earnings History for First Business Financial Services (NASDAQ:FBIZ)

Date	Quarter	Consensus Estimate	Actual EPS	Release Link	Conference Call
11/7/2016
7/28/2016	Q2	$0.51	$0.43	View	N/A
4/28/2016	Q1	$0.46	$0.52	View	N/A
1/28/2016	Q415	$0.50	$0.47	View	N/A
10/22/2015	Q3	$0.47	$0.50	View	N/A
7/23/2015	Q2	$1.01	$0.89	View	N/A
4/24/2015		$0.91	$0.97	View	N/A
1/29/2015		$0.82	$0.98	View	N/A
10/23/2014	Q3	$0.93	$0.89	View	N/A
7/28/2014		$0.90	$0.88	View	N/A
4/24/2014		$0.90	$0.84	View	N/A
1/30/2014	Q4	$0.87	$0.95	View	N/A

(Data available from 1/1/2011 forward)

Earnings Estimates for First Business Financial Services (NASDAQ:FBIZ)

Current Year EPS Consensus Estimate: $1.93 EPS
Next Year EPS Consensus Estimate: $2.18 EPS

Quarter	Number of Estimates	Low Estimate	High Estimate	Average Estimate
Q1 2016	2	$0.44	$0.47	$0.46
Q2 2016	3	$0.48	$0.52	$0.50
Q3 2016	1	$0.47	$0.47	$0.47
Q4 2016	1	$0.49	$0.49	$0.49
Q1 2017	1	$0.50	$0.50	$0.50
Q2 2017	1	$0.53	$0.53	$0.53
Q3 2017	1	$0.56	$0.56	$0.56
Q4 2017	1	$0.58	$0.58	$0.58

(Data provided by Zacks Investment Research)

Current Dividend Information for First Business Financial Services (NASDAQ:FBIZ)

Annual Dividend:	$0.48
Dividend Yield:	2.04%
Payout Ratio:	25.00% (Based on Trailing 12 Months of Earnings) 24.87% (Based on Current Year Consensus EPS Estimate) 22.02% (Based on Next Year Consensus EPS Estimate)

Dividend History for First Business Financial Services (NASDAQ:FBIZ)

Announced	Period	Amount	Yield	Ex-Dividend Date	Record Date	Payable Date
8/1/2016	Quarterly	$0.12		8/9/2016	8/11/2016	8/25/2016
5/2/2016	Quarterly	$0.12		5/11/2016	5/13/2016	5/27/2016
2/1/2016	Quarterly	$0.12		2/10/2016	2/12/2016	2/26/2016
10/30/2015	Quarterly	$0.11		11/9/2015	11/12/2015	11/23/2015
8/7/2015		$0.22		8/14/2015	8/18/2015	8/28/2015
5/5/2015	quarterly	$0.22	1.95%	5/13/2015	5/15/2015	5/29/2015
2/3/2015	quarterly	$0.22	1.99%	2/11/2015	2/13/2015	2/27/2015
11/3/2014	quarterly	$0.21	1.8%	11/10/2014	11/13/2014	11/24/2014
8/1/2014	quarterly	$0.21	1.91%	8/7/2014	8/11/2014	8/25/2014
5/2/2014	quarterly	$0.21	1.86%	5/8/2014	5/12/2014	5/27/2014
2/3/2014	quarterly	$0.21	2.08%	2/7/2014	2/11/2014	2/21/2014
1/24/2014		$0.21		2/7/2014	2/11/2014	2/21/2014
10/29/2013	quarterly	$0.14	1.6%	11/13/2013	11/15/2013	11/30/2013
9/13/2013	quarterly	$0.14	1.71%	9/27/2013	10/1/2013	10/15/2013
6/18/2013	quarterly	$0.14	1.94%	6/27/2013	7/1/2013	7/15/2013
3/14/2013	quarterly	$0.14	2.17%	3/27/2013	4/1/2013	4/15/2013
12/21/2012	quarterly	$0.07	1.22%	12/27/2012	1/1/2013	1/15/2013

(Data available from 1/1/2013 forward)

Insider Trading History for First Business Financial Services (NASDAQ:FBIZ)

Insider Ownership Percentage: 8.30%
Institutional Ownership Percentage: 57.91%

Transaction Date	Insider Name	Title	Buy/Sell	Number of Shares	Average Share Price	Total Transaction
6/8/2016	Corey A Chambas	CEO	Sell	13,605	$24.50	$333,322.50
5/24/2016	Jerome J Smith	Director	Sell	6,000	$24.45	$146,700.00
5/17/2016	David J Vetta	CEO	Sell	5,500	$24.10	$132,550.00
5/5/2016	Joan A Burke	Insider	Sell	6,924	$24.55	$169,984.20
5/4/2016	Mark D Bugher	Director	Buy	119	$25.00	$2,975.00
5/3/2016	Jerome J Smith	Director	Sell	2,500	$25.04	$62,600.00
3/24/2016	David J Vetta	CEO	Sell	4,000	$21.80	$87,200.00
2/16/2016	Mark D Bugher	Director	Buy	139	$21.42	$2,977.38
2/12/2016	John J. Harris	Director	Buy	1,000	$21.48	$21,480.00
12/4/2015	Jerome J Smith	Director	Sell	9,000	$26.05	$234,450.00
12/4/2015	Pamela R Berneking	CEO	Sell	3,444	$25.64	$88,304.16
11/20/2015	Michael J Losenegger	Insider	Sell	5,000	$25.68	$128,400.00
11/18/2015	David J Vetta	CEO	Sell	7,000	$25.51	$178,570.00
11/17/2015	Joan A Burke	Insider	Sell	2,000	$25.53	$51,060.00
11/17/2015	Mark J. Meloy	CEO	Sell	4,700	$25.53	$119,991.00
11/3/2015	Jerome J Smith	Director	Sell	5,000	$25.02	$125,100.00
2/10/2015	John M Silseth	Director	Buy	1,207	$44.89	$54,182.23
12/9/2014	Jerome J Smith	Director	Sell	5,500	$43.62	$239,910.00
6/23/2014	Charles H Batson	CEO	Sell	1,500	$47.80	$71,700.00
11/4/2013	John J Harris	Director	Buy	1,000	$35.50	$35,500.00
8/12/2013	Jerome J Smith	Director	Sell	8,274	$32.75	$270,973.50
6/21/2013	Charles H Batson	CEO	Sell	5,127	$28.94	$148,375.38
3/21/2013	Gerald L Kilcoyne	Director	Buy	1,000	$27.00	$27,000.00
3/19/2013	John J Harris	Director	Buy	1,000	$26.05	$26,050.00

(Data available from 1/1/2013 forward)

Latest Headlines for First Business Financial Services (NASDAQ:FBIZ)

Date	Headline
	First Presidential Debate's Financial Fallout (NASDAQ:FBIZ) www.foxbusiness.com - September 27 at 9:35 AM
	First Business Financial Services: Five local charities win at 2016 First Business Invitational for Charity (NASDAQ:FBIZ) www.wisbusiness.com - September 23 at 9:57 AM
	First Business Financial Services: Appoints Carol P. Sanders to board of directors (NASDAQ:FBIZ) www.wisbusiness.com - September 21 at 5:30 PM
	First Business Financial Services: Adidas President, Mark King, speaks at Manufacturing First Expo and Conference (NASDAQ:FBIZ) www.wisbusiness.com - September 21 at 9:12 AM
	Sanders Appointed to First Business Board of Directors (NASDAQ:FBIZ) finance.yahoo.com - September 21 at 9:12 AM
	FIRST BUSINESS FINANCIAL SERVICES, INC. Files SEC form 8-K, Change in Directors or Principal Officers (NASDAQ:FBIZ) biz.yahoo.com - September 21 at 9:12 AM
	First Business Invited to Present at the Raymond James 2016 U.S. Bank Conference (NASDAQ:FBIZ) finance.yahoo.com - September 2 at 4:52 PM
	First Command Adds Two Retired NCOs to Military Advisory Board (NASDAQ:FBIZ) www.businesswire.com - August 30 at 5:02 PM
	First Business: Promotes Spencer Brink (NASDAQ:FBIZ) www.wisbusiness.com - August 30 at 5:02 PM
	First Business Financial Services: Promotes Evren Dogan and David Flickinger (NASDAQ:FBIZ) www.wisbusiness.com - August 18 at 4:58 PM
	Nebraska Book Holdings, Inc. Reports Fiscal First Quarter Financial Results (NASDAQ:FBIZ) www.businesswire.com - August 17 at 5:08 PM
	First Business: Hires Arian Deliz and Nolan Bowar (NASDAQ:FBIZ) www.wisbusiness.com - August 15 at 5:05 PM
	First Business Financial Services (FBIZ): Moving Average Crossover Alert (NASDAQ:FBIZ) finance.yahoo.com - August 15 at 12:13 PM
	FIRST BUSINESS FINANCIAL SERVICES, INC. Files SEC form 8-K, Regulation FD Disclosure, Financial Statements and Exhibi (NASDAQ:FBIZ) biz.yahoo.com - August 14 at 4:53 PM
	Community First announces joint venture with Raymond James Financial Services (NASDAQ:FBIZ) columbiadailyherald.com - August 14 at 9:40 AM
	First Business: Hires Tyler Brault and Haley Grow (NASDAQ:FBIZ) www.wisbusiness.com - August 11 at 5:06 PM
	First Business Financial Services, Inc. :FBIZ-US: Earnings Analysis: Q2, 2016 By the Numbers : August 5, 2016 (NASDAQ:FBIZ) www.capitalcube.com - August 5 at 5:01 PM
	FIRST BUSINESS FINANCIAL SERVICES, INC. Financials (NASDAQ:FBIZ) finance.yahoo.com - August 5 at 5:01 PM
	PennyMac Financial Services, Inc. Reports Second Quarter 2016 Results; Record Quarterly Earnings (NASDAQ:FBIZ) www.businesswire.com - August 3 at 5:15 PM
	First Business Financial Services (FBIZ) Declares $0.12 Quarterly Dividend; 2% Yield (NASDAQ:FBIZ) www.streetinsider.com - August 2 at 9:48 AM
	First Business Announces Quarterly Dividend of $0.12 (NASDAQ:FBIZ) www.nasdaq.com - August 2 at 9:48 AM
	Financial Markets (NASDAQ:FBIZ) www.groundreport.com - July 30 at 6:01 AM
	FIRST BUSINESS FINANCIAL SERVICES, INC. Files SEC form 10-Q, Quarterly Report (NASDAQ:FBIZ) biz.yahoo.com - July 29 at 4:08 PM
	First Business Invited to Present at the KBW 2016 Community Bank Investor Conference (NASDAQ:FBIZ) globenewswire.com - July 28 at 9:28 PM
	First Business Financial Services posts 2Q profit (NASDAQ:FBIZ) sg.finance.yahoo.com - July 28 at 7:22 PM
	First Business Financial Services, Inc.: Hires Adam Nieves (NASDAQ:FBIZ) www.wisbusiness.com - July 27 at 7:41 AM
	China's UCAR Listed on NEEQ, the First Chauffeured Car Service Listed in China (NASDAQ:FBIZ) www.prnewswire.com - July 25 at 10:27 PM
	Celestica Inc upgraded to buy on improving growth (NASDAQ:FBIZ) business.financialpost.com - July 23 at 9:01 AM
	Kingsway Financial Services reports operating loss of US$1.1 million for Q2 2016, slight operating income for underwriting segment (NASDAQ:FBIZ) www.canadianunderwriter.ca - July 23 at 9:01 AM
	ETF’s with exposure to First Business Financial Services, Inc. : July 21, 2016 (NASDAQ:FBIZ) www.capitalcube.com - July 21 at 2:01 PM
	First Insurance Funding and eServices Announce Co-Sponsorship of 2016 Risk Management Summit (NASDAQ:FBIZ) www.tmcnet.com - July 19 at 10:13 PM
	Monica Schlicht Joins First Business (NASDAQ:FBIZ) host.madison.com - July 17 at 9:28 AM
	Why fintech giant World First is bullish on Austin (NASDAQ:FBIZ) www.bizjournals.com - July 16 at 4:49 PM
	First quarter results to hurt India Inc (NASDAQ:FBIZ) www.rediff.com - July 11 at 9:45 AM
	Another financial crisis? Soaring global debt since 2008 raises risk as world economy sputters (NASDAQ:FBIZ) www.latimes.com - July 10 at 4:43 PM
	First look: 609 Main's rooftop garden, executive suites and more (NASDAQ:FBIZ) www.bizjournals.com - July 8 at 6:46 AM
	Acorn International Reports Financial Results for the First Quarter of 2016 (NASDAQ:FBIZ) www.prnewswire.com - July 8 at 6:46 AM
	NFP Acquires First West Brokerage Services (NASDAQ:FBIZ) www.businesswire.com - July 1 at 9:59 PM
	Jack Henry & Associates Inc.: ProfitStars Introduces Financial Performance Suite for 24/7 Access to Integrated Profitability and Loan Pricing (NASDAQ:FBIZ) www.twst.com - June 30 at 10:26 PM
	Nazpay Inc. Explains why Financial Planning is Important for Business… (NASDAQ:FBIZ) virtual-strategy.com - June 29 at 7:01 AM
	Nazpay Inc. Explains why Financial Planning is Important for Business Owners (NASDAQ:FBIZ) www.busbyway.com - June 28 at 9:57 PM
	First Command Reports: Cuts to Compensation Leave Military Families Feeling Financially Stressed (NASDAQ:FBIZ) www.businesswire.com - June 23 at 10:02 PM
	First Business: Promotes Brian Hagen (NASDAQ:FBIZ) www.wisbusiness.com - June 22 at 5:05 PM
	First Business Ranked as 6th Fastest Growing Wisconsin-Based Public Company (NASDAQ:FBIZ) www.publicnow.com - June 9 at 12:49 PM
	Target Check and Stock Performance Recap First Business Financial Services, Inc. (NASDAQ:FBIZ) - Wall Street Hints and News (NASDAQ:FBIZ) hintsnewsnetwork.com - May 26 at 10:53 AM
	A Director at First Business Financial (NASDAQ: FBIZ) is Selling Shares - Analyst Ratings (NASDAQ:FBIZ) www.analystratings.com - May 26 at 10:53 AM
	First Business Announces Quarterly Dividend (NASDAQ:FBIZ) www.publicnow.com - May 13 at 12:28 PM
	Winners Announced for the 13th Annual Wisconsin Family Business of the Year Awards (NASDAQ:FBIZ) www.publicnow.com - May 13 at 12:28 PM
	First Business Presents the 2016 Enterprising NONPROFITS Event (NASDAQ:FBIZ) www.publicnow.com - May 13 at 12:28 PM
	First Business Financial Services, Inc. :FBIZ-US: Earnings Analysis: Q1, 2016 By the Numbers (NASDAQ:FBIZ) www.capitalcube.com - May 5 at 1:20 PM