ChoiceOne Financial Services (COFS) Competitors

ChoiceOne Financial Services logo
$32.88 +0.11 (+0.34%)
As of 02:03 PM Eastern
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COFS vs. QFIN, CMPO, TFIN, LOB, and CASH

Should you buy ChoiceOne Financial Services stock or one of its competitors? MarketBeat compares ChoiceOne Financial Services with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with ChoiceOne Financial Services include Qfin (QFIN), CompoSecure (CMPO), Triumph Financial (TFIN), Live Oak Bancshares (LOB), and Pathward Financial (CASH). These companies are all part of the "banking" industry.

How does ChoiceOne Financial Services compare to Qfin?

ChoiceOne Financial Services (NASDAQ:COFS) and Qfin (NASDAQ:QFIN) are both small-cap banking companies, but which is the better stock? We will contrast the two businesses based on the strength of their analyst recommendations, dividends, risk, media sentiment, valuation, earnings, profitability and institutional ownership.

ChoiceOne Financial Services has a beta of 0.6, indicating that its share price is 40% less volatile than the broader market. Comparatively, Qfin has a beta of 0.61, indicating that its share price is 39% less volatile than the broader market.

Qfin has higher revenue and earnings than ChoiceOne Financial Services. Qfin is trading at a lower price-to-earnings ratio than ChoiceOne Financial Services, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
ChoiceOne Financial Services$227.62M2.16$28.18M$3.708.89
Qfin$2.75B0.69$856.52M$5.462.85

19.9% of ChoiceOne Financial Services shares are owned by institutional investors. Comparatively, 74.8% of Qfin shares are owned by institutional investors. 6.5% of ChoiceOne Financial Services shares are owned by company insiders. Comparatively, 17.1% of Qfin shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

ChoiceOne Financial Services presently has a consensus price target of $34.00, indicating a potential upside of 3.40%. Qfin has a consensus price target of $19.91, indicating a potential upside of 27.80%. Given Qfin's higher probable upside, analysts plainly believe Qfin is more favorable than ChoiceOne Financial Services.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
ChoiceOne Financial Services
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.50
Qfin
1 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.00

ChoiceOne Financial Services pays an annual dividend of $1.16 per share and has a dividend yield of 3.5%. Qfin pays an annual dividend of $1.54 per share and has a dividend yield of 9.9%. ChoiceOne Financial Services pays out 31.4% of its earnings in the form of a dividend. Qfin pays out 28.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. ChoiceOne Financial Services has raised its dividend for 13 consecutive years. Qfin is clearly the better dividend stock, given its higher yield and lower payout ratio.

Qfin has a net margin of 27.48% compared to ChoiceOne Financial Services' net margin of 23.07%. Qfin's return on equity of 20.85% beat ChoiceOne Financial Services' return on equity.

Company Net Margins Return on Equity Return on Assets
ChoiceOne Financial Services23.07% 12.31% 1.28%
Qfin 27.48%20.85%8.71%

In the previous week, Qfin had 1 more articles in the media than ChoiceOne Financial Services. MarketBeat recorded 2 mentions for Qfin and 1 mentions for ChoiceOne Financial Services. ChoiceOne Financial Services' average media sentiment score of 1.89 beat Qfin's score of 1.87 indicating that ChoiceOne Financial Services is being referred to more favorably in the media.

Company Overall Sentiment
ChoiceOne Financial Services Very Positive
Qfin Very Positive

Summary

Qfin beats ChoiceOne Financial Services on 13 of the 19 factors compared between the two stocks.

How does ChoiceOne Financial Services compare to CompoSecure?

CompoSecure (NASDAQ:CMPO) and ChoiceOne Financial Services (NASDAQ:COFS) are both small-cap banking companies, but which is the better investment? We will contrast the two companies based on the strength of their risk, dividends, profitability, media sentiment, valuation, institutional ownership, analyst recommendations and earnings.

37.6% of CompoSecure shares are owned by institutional investors. Comparatively, 19.9% of ChoiceOne Financial Services shares are owned by institutional investors. 52.1% of CompoSecure shares are owned by company insiders. Comparatively, 6.5% of ChoiceOne Financial Services shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

CompoSecure has a beta of 0.98, indicating that its stock price is 2% less volatile than the broader market. Comparatively, ChoiceOne Financial Services has a beta of 0.6, indicating that its stock price is 40% less volatile than the broader market.

In the previous week, ChoiceOne Financial Services had 1 more articles in the media than CompoSecure. MarketBeat recorded 1 mentions for ChoiceOne Financial Services and 0 mentions for CompoSecure. ChoiceOne Financial Services' average media sentiment score of 1.89 beat CompoSecure's score of 0.00 indicating that ChoiceOne Financial Services is being referred to more favorably in the news media.

Company Overall Sentiment
CompoSecure Neutral
ChoiceOne Financial Services Very Positive

ChoiceOne Financial Services has a net margin of 23.07% compared to CompoSecure's net margin of -24.53%. ChoiceOne Financial Services' return on equity of 12.31% beat CompoSecure's return on equity.

Company Net Margins Return on Equity Return on Assets
CompoSecure-24.53% -65.50% 26.83%
ChoiceOne Financial Services 23.07%12.31%1.28%

ChoiceOne Financial Services has higher revenue and earnings than CompoSecure. CompoSecure is trading at a lower price-to-earnings ratio than ChoiceOne Financial Services, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
CompoSecure$160.68M11.39-$53.72M-$2.16N/A
ChoiceOne Financial Services$227.62M2.16$28.18M$3.708.89

CompoSecure presently has a consensus target price of $25.50, suggesting a potential upside of 76.10%. ChoiceOne Financial Services has a consensus target price of $34.00, suggesting a potential upside of 3.40%. Given CompoSecure's stronger consensus rating and higher possible upside, research analysts plainly believe CompoSecure is more favorable than ChoiceOne Financial Services.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
CompoSecure
0 Sell rating(s)
0 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
3.00
ChoiceOne Financial Services
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.50

Summary

CompoSecure and ChoiceOne Financial Services tied by winning 8 of the 16 factors compared between the two stocks.

How does ChoiceOne Financial Services compare to Triumph Financial?

Triumph Financial (NYSE:TFIN) and ChoiceOne Financial Services (NASDAQ:COFS) are both small-cap banking companies, but which is the better stock? We will contrast the two businesses based on the strength of their profitability, institutional ownership, valuation, analyst recommendations, media sentiment, dividends, earnings and risk.

Triumph Financial currently has a consensus price target of $64.75, suggesting a potential downside of 15.21%. ChoiceOne Financial Services has a consensus price target of $34.00, suggesting a potential upside of 3.40%. Given ChoiceOne Financial Services' stronger consensus rating and higher possible upside, analysts clearly believe ChoiceOne Financial Services is more favorable than Triumph Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Triumph Financial
0 Sell rating(s)
5 Hold rating(s)
0 Buy rating(s)
1 Strong Buy rating(s)
2.33
ChoiceOne Financial Services
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.50

In the previous week, Triumph Financial had 1 more articles in the media than ChoiceOne Financial Services. MarketBeat recorded 2 mentions for Triumph Financial and 1 mentions for ChoiceOne Financial Services. ChoiceOne Financial Services' average media sentiment score of 1.89 beat Triumph Financial's score of 1.00 indicating that ChoiceOne Financial Services is being referred to more favorably in the news media.

Company Overall Sentiment
Triumph Financial Positive
ChoiceOne Financial Services Very Positive

ChoiceOne Financial Services has a net margin of 23.07% compared to Triumph Financial's net margin of 6.07%. ChoiceOne Financial Services' return on equity of 12.31% beat Triumph Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Triumph Financial6.07% 3.97% 0.54%
ChoiceOne Financial Services 23.07%12.31%1.28%

Triumph Financial has a beta of 1.39, indicating that its share price is 39% more volatile than the broader market. Comparatively, ChoiceOne Financial Services has a beta of 0.6, indicating that its share price is 40% less volatile than the broader market.

ChoiceOne Financial Services has lower revenue, but higher earnings than Triumph Financial. ChoiceOne Financial Services is trading at a lower price-to-earnings ratio than Triumph Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Triumph Financial$427.97M4.25$25.36M$1.1964.17
ChoiceOne Financial Services$227.62M2.16$28.18M$3.708.89

91.1% of Triumph Financial shares are owned by institutional investors. Comparatively, 19.9% of ChoiceOne Financial Services shares are owned by institutional investors. 5.5% of Triumph Financial shares are owned by insiders. Comparatively, 6.5% of ChoiceOne Financial Services shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Summary

ChoiceOne Financial Services beats Triumph Financial on 10 of the 17 factors compared between the two stocks.

How does ChoiceOne Financial Services compare to Live Oak Bancshares?

ChoiceOne Financial Services (NASDAQ:COFS) and Live Oak Bancshares (NYSE:LOB) are both small-cap banking companies, but which is the better stock? We will contrast the two businesses based on the strength of their valuation, risk, earnings, institutional ownership, media sentiment, analyst recommendations, profitability and dividends.

19.9% of ChoiceOne Financial Services shares are owned by institutional investors. Comparatively, 64.0% of Live Oak Bancshares shares are owned by institutional investors. 6.5% of ChoiceOne Financial Services shares are owned by company insiders. Comparatively, 22.4% of Live Oak Bancshares shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

ChoiceOne Financial Services presently has a consensus target price of $34.00, suggesting a potential upside of 3.40%. Live Oak Bancshares has a consensus target price of $44.40, suggesting a potential upside of 8.88%. Given Live Oak Bancshares' higher probable upside, analysts clearly believe Live Oak Bancshares is more favorable than ChoiceOne Financial Services.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
ChoiceOne Financial Services
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.50
Live Oak Bancshares
0 Sell rating(s)
4 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.33

ChoiceOne Financial Services pays an annual dividend of $1.16 per share and has a dividend yield of 3.5%. Live Oak Bancshares pays an annual dividend of $0.12 per share and has a dividend yield of 0.3%. ChoiceOne Financial Services pays out 31.4% of its earnings in the form of a dividend. Live Oak Bancshares pays out 4.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. ChoiceOne Financial Services has increased its dividend for 13 consecutive years. ChoiceOne Financial Services is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Live Oak Bancshares has higher revenue and earnings than ChoiceOne Financial Services. ChoiceOne Financial Services is trading at a lower price-to-earnings ratio than Live Oak Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
ChoiceOne Financial Services$227.62M2.16$28.18M$3.708.89
Live Oak Bancshares$1.04B1.82$105.87M$2.6115.62

In the previous week, Live Oak Bancshares had 2 more articles in the media than ChoiceOne Financial Services. MarketBeat recorded 3 mentions for Live Oak Bancshares and 1 mentions for ChoiceOne Financial Services. ChoiceOne Financial Services' average media sentiment score of 1.89 beat Live Oak Bancshares' score of -0.10 indicating that ChoiceOne Financial Services is being referred to more favorably in the media.

Company Overall Sentiment
ChoiceOne Financial Services Very Positive
Live Oak Bancshares Neutral

ChoiceOne Financial Services has a net margin of 23.07% compared to Live Oak Bancshares' net margin of 11.79%. ChoiceOne Financial Services' return on equity of 12.31% beat Live Oak Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
ChoiceOne Financial Services23.07% 12.31% 1.28%
Live Oak Bancshares 11.79%11.18%0.86%

ChoiceOne Financial Services has a beta of 0.6, meaning that its share price is 40% less volatile than the broader market. Comparatively, Live Oak Bancshares has a beta of 1.89, meaning that its share price is 89% more volatile than the broader market.

Summary

ChoiceOne Financial Services and Live Oak Bancshares tied by winning 9 of the 18 factors compared between the two stocks.

How does ChoiceOne Financial Services compare to Pathward Financial?

ChoiceOne Financial Services (NASDAQ:COFS) and Pathward Financial (NASDAQ:CASH) are both small-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their media sentiment, risk, analyst recommendations, valuation, institutional ownership, profitability, earnings and dividends.

In the previous week, Pathward Financial had 1 more articles in the media than ChoiceOne Financial Services. MarketBeat recorded 2 mentions for Pathward Financial and 1 mentions for ChoiceOne Financial Services. ChoiceOne Financial Services' average media sentiment score of 1.89 beat Pathward Financial's score of 1.23 indicating that ChoiceOne Financial Services is being referred to more favorably in the media.

Company Overall Sentiment
ChoiceOne Financial Services Very Positive
Pathward Financial Positive

19.9% of ChoiceOne Financial Services shares are owned by institutional investors. Comparatively, 92.7% of Pathward Financial shares are owned by institutional investors. 6.5% of ChoiceOne Financial Services shares are owned by company insiders. Comparatively, 1.4% of Pathward Financial shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

ChoiceOne Financial Services has a net margin of 23.07% compared to Pathward Financial's net margin of 22.42%. Pathward Financial's return on equity of 22.35% beat ChoiceOne Financial Services' return on equity.

Company Net Margins Return on Equity Return on Assets
ChoiceOne Financial Services23.07% 12.31% 1.28%
Pathward Financial 22.42%22.35%2.60%

ChoiceOne Financial Services pays an annual dividend of $1.16 per share and has a dividend yield of 3.5%. Pathward Financial pays an annual dividend of $0.20 per share and has a dividend yield of 0.2%. ChoiceOne Financial Services pays out 31.4% of its earnings in the form of a dividend. Pathward Financial pays out 2.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. ChoiceOne Financial Services has increased its dividend for 13 consecutive years. ChoiceOne Financial Services is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Pathward Financial has higher revenue and earnings than ChoiceOne Financial Services. ChoiceOne Financial Services is trading at a lower price-to-earnings ratio than Pathward Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
ChoiceOne Financial Services$227.62M2.16$28.18M$3.708.89
Pathward Financial$685.48M2.69$185.87M$8.4210.36

ChoiceOne Financial Services presently has a consensus price target of $34.00, suggesting a potential upside of 3.40%. Pathward Financial has a consensus price target of $107.50, suggesting a potential upside of 23.23%. Given Pathward Financial's stronger consensus rating and higher probable upside, analysts plainly believe Pathward Financial is more favorable than ChoiceOne Financial Services.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
ChoiceOne Financial Services
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.50
Pathward Financial
0 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
3.00

ChoiceOne Financial Services has a beta of 0.6, indicating that its stock price is 40% less volatile than the broader market. Comparatively, Pathward Financial has a beta of 0.61, indicating that its stock price is 39% less volatile than the broader market.

Summary

Pathward Financial beats ChoiceOne Financial Services on 14 of the 19 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding COFS and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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COFS vs. The Competition

MetricChoiceOne Financial ServicesFIN IndustryFinance SectorNASDAQ Exchange
Market Cap$492.68M$7.10B$13.85B$12.22B
Dividend Yield3.51%5.04%5.73%5.90%
P/E Ratio8.8917.8620.3324.07
Price / Sales2.168.77132.5199.97
Price / Cash8.5351.6519.3453.91
Price / Book1.063.372.256.33
Net Income$28.18M$305.88M$1.14B$337.69M
7 Day Performance3.18%-2.89%0.48%-0.71%
1 Month Performance3.18%-3.27%0.93%-0.10%
1 Year Performance12.73%6.42%14.67%26.23%

ChoiceOne Financial Services Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
COFS
ChoiceOne Financial Services
3.934 of 5 stars
$32.88
+0.3%
$34.00
+3.4%
+13.7%$492.68M$227.62M8.89380
QFIN
Qfin
4.8919 of 5 stars
$15.07
-3.3%
$19.91
+32.1%
-66.8%$1.90B$2.75B2.763,557
CMPO
CompoSecure
N/A$14.57
+13.8%
$25.50
+75.0%
-0.2%$1.84B$160.68MN/A1,007
TFIN
Triumph Financial
1.9319 of 5 stars
$74.06
-1.0%
$64.75
-12.6%
N/A$1.78B$427.97M62.231,450
LOB
Live Oak Bancshares
3.7671 of 5 stars
$38.48
+0.4%
$44.40
+15.4%
N/A$1.77B$1.04B14.741,077

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This page (NASDAQ:COFS) was last updated on 6/26/2026 by MarketBeat.com Staff.
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