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ChoiceOne Financial Services (COFS) Competitors

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$31.78 +0.41 (+1.31%)
Closing price 04:00 PM Eastern
Extended Trading
$31.82 +0.04 (+0.14%)
As of 05:55 PM Eastern
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COFS vs. LC, WLTH, CASH, PWP, and LOB

Should you buy ChoiceOne Financial Services stock or one of its competitors? MarketBeat compares ChoiceOne Financial Services with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with ChoiceOne Financial Services include LendingClub (LC), Wealthfront (WLTH), Pathward Financial (CASH), Perella Weinberg Partners (PWP), and Live Oak Bancshares (LOB). These companies are all part of the "banking" industry.

How does ChoiceOne Financial Services compare to LendingClub?

ChoiceOne Financial Services (NASDAQ:COFS) and LendingClub (NYSE:LC) are both banking companies, but which is the superior stock? We will compare the two companies based on the strength of their valuation, dividends, profitability, earnings, risk, analyst recommendations, media sentiment and institutional ownership.

In the previous week, LendingClub had 14 more articles in the media than ChoiceOne Financial Services. MarketBeat recorded 15 mentions for LendingClub and 1 mentions for ChoiceOne Financial Services. ChoiceOne Financial Services' average media sentiment score of 0.00 beat LendingClub's score of -0.02 indicating that ChoiceOne Financial Services is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
ChoiceOne Financial Services
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
LendingClub
3 Very Positive mention(s)
0 Positive mention(s)
10 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral

ChoiceOne Financial Services has a net margin of 23.07% compared to LendingClub's net margin of 16.99%. ChoiceOne Financial Services' return on equity of 12.31% beat LendingClub's return on equity.

Company Net Margins Return on Equity Return on Assets
ChoiceOne Financial Services23.07% 12.31% 1.28%
LendingClub 16.99%11.92%1.55%

ChoiceOne Financial Services has a beta of 0.6, meaning that its share price is 40% less volatile than the broader market. Comparatively, LendingClub has a beta of 1.98, meaning that its share price is 98% more volatile than the broader market.

ChoiceOne Financial Services currently has a consensus target price of $34.00, suggesting a potential upside of 6.99%. LendingClub has a consensus target price of $23.07, suggesting a potential upside of 34.34%. Given LendingClub's stronger consensus rating and higher probable upside, analysts clearly believe LendingClub is more favorable than ChoiceOne Financial Services.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
ChoiceOne Financial Services
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.50
LendingClub
0 Sell rating(s)
3 Hold rating(s)
6 Buy rating(s)
1 Strong Buy rating(s)
2.80

19.9% of ChoiceOne Financial Services shares are held by institutional investors. Comparatively, 74.1% of LendingClub shares are held by institutional investors. 6.5% of ChoiceOne Financial Services shares are held by insiders. Comparatively, 3.2% of LendingClub shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

LendingClub has higher revenue and earnings than ChoiceOne Financial Services. ChoiceOne Financial Services is trading at a lower price-to-earnings ratio than LendingClub, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
ChoiceOne Financial Services$227.62M2.09$28.18M$3.708.59
LendingClub$998.85M1.98$135.68M$1.4911.53

Summary

LendingClub beats ChoiceOne Financial Services on 11 of the 17 factors compared between the two stocks.

How does ChoiceOne Financial Services compare to Wealthfront?

Wealthfront (NASDAQ:WLTH) and ChoiceOne Financial Services (NASDAQ:COFS) are both small-cap banking companies, but which is the better stock? We will compare the two companies based on the strength of their analyst recommendations, profitability, media sentiment, institutional ownership, risk, valuation, earnings and dividends.

19.9% of ChoiceOne Financial Services shares are held by institutional investors. 27.4% of Wealthfront shares are held by insiders. Comparatively, 6.5% of ChoiceOne Financial Services shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

ChoiceOne Financial Services has a net margin of 23.07% compared to Wealthfront's net margin of 0.00%. ChoiceOne Financial Services' return on equity of 12.31% beat Wealthfront's return on equity.

Company Net Margins Return on Equity Return on Assets
WealthfrontN/A N/A N/A
ChoiceOne Financial Services 23.07%12.31%1.28%

ChoiceOne Financial Services has lower revenue, but higher earnings than Wealthfront.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Wealthfront$364.99M4.03N/AN/AN/A
ChoiceOne Financial Services$227.62M2.09$28.18M$3.708.59

Wealthfront presently has a consensus target price of $12.75, suggesting a potential upside of 29.44%. ChoiceOne Financial Services has a consensus target price of $34.00, suggesting a potential upside of 6.99%. Given Wealthfront's higher probable upside, analysts clearly believe Wealthfront is more favorable than ChoiceOne Financial Services.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Wealthfront
1 Sell rating(s)
4 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.33
ChoiceOne Financial Services
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.50

In the previous week, Wealthfront had 11 more articles in the media than ChoiceOne Financial Services. MarketBeat recorded 12 mentions for Wealthfront and 1 mentions for ChoiceOne Financial Services. Wealthfront's average media sentiment score of 0.20 beat ChoiceOne Financial Services' score of 0.00 indicating that Wealthfront is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Wealthfront
3 Very Positive mention(s)
1 Positive mention(s)
4 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral
ChoiceOne Financial Services
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Summary

Wealthfront beats ChoiceOne Financial Services on 7 of the 12 factors compared between the two stocks.

How does ChoiceOne Financial Services compare to Pathward Financial?

Pathward Financial (NASDAQ:CASH) and ChoiceOne Financial Services (NASDAQ:COFS) are both small-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their analyst recommendations, profitability, institutional ownership, risk, dividends, media sentiment, valuation and earnings.

Pathward Financial pays an annual dividend of $0.20 per share and has a dividend yield of 0.3%. ChoiceOne Financial Services pays an annual dividend of $1.16 per share and has a dividend yield of 3.7%. Pathward Financial pays out 2.4% of its earnings in the form of a dividend. ChoiceOne Financial Services pays out 31.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. ChoiceOne Financial Services has raised its dividend for 13 consecutive years. ChoiceOne Financial Services is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

92.7% of Pathward Financial shares are held by institutional investors. Comparatively, 19.9% of ChoiceOne Financial Services shares are held by institutional investors. 1.4% of Pathward Financial shares are held by insiders. Comparatively, 6.5% of ChoiceOne Financial Services shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

ChoiceOne Financial Services has a net margin of 23.07% compared to Pathward Financial's net margin of 22.42%. Pathward Financial's return on equity of 22.35% beat ChoiceOne Financial Services' return on equity.

Company Net Margins Return on Equity Return on Assets
Pathward Financial22.42% 22.35% 2.60%
ChoiceOne Financial Services 23.07%12.31%1.28%

Pathward Financial currently has a consensus price target of $107.50, suggesting a potential upside of 34.56%. ChoiceOne Financial Services has a consensus price target of $34.00, suggesting a potential upside of 6.99%. Given Pathward Financial's stronger consensus rating and higher possible upside, equities analysts plainly believe Pathward Financial is more favorable than ChoiceOne Financial Services.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Pathward Financial
0 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
3.00
ChoiceOne Financial Services
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.50

Pathward Financial has a beta of 0.61, indicating that its share price is 39% less volatile than the broader market. Comparatively, ChoiceOne Financial Services has a beta of 0.6, indicating that its share price is 40% less volatile than the broader market.

Pathward Financial has higher revenue and earnings than ChoiceOne Financial Services. ChoiceOne Financial Services is trading at a lower price-to-earnings ratio than Pathward Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Pathward Financial$851.49M1.98$185.87M$8.429.49
ChoiceOne Financial Services$227.62M2.09$28.18M$3.708.59

In the previous week, Pathward Financial had 4 more articles in the media than ChoiceOne Financial Services. MarketBeat recorded 5 mentions for Pathward Financial and 1 mentions for ChoiceOne Financial Services. Pathward Financial's average media sentiment score of 0.68 beat ChoiceOne Financial Services' score of 0.00 indicating that Pathward Financial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Pathward Financial
3 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
ChoiceOne Financial Services
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Summary

Pathward Financial beats ChoiceOne Financial Services on 14 of the 19 factors compared between the two stocks.

How does ChoiceOne Financial Services compare to Perella Weinberg Partners?

Perella Weinberg Partners (NASDAQ:PWP) and ChoiceOne Financial Services (NASDAQ:COFS) are both small-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their analyst recommendations, valuation, profitability, dividends, institutional ownership, media sentiment, risk and earnings.

Perella Weinberg Partners pays an annual dividend of $0.28 per share and has a dividend yield of 1.8%. ChoiceOne Financial Services pays an annual dividend of $1.16 per share and has a dividend yield of 3.7%. Perella Weinberg Partners pays out 116.7% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. ChoiceOne Financial Services pays out 31.4% of its earnings in the form of a dividend. ChoiceOne Financial Services has increased its dividend for 13 consecutive years. ChoiceOne Financial Services is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

ChoiceOne Financial Services has a net margin of 23.07% compared to Perella Weinberg Partners' net margin of 2.82%. ChoiceOne Financial Services' return on equity of 12.31% beat Perella Weinberg Partners' return on equity.

Company Net Margins Return on Equity Return on Assets
Perella Weinberg Partners2.82% -19.90% 6.78%
ChoiceOne Financial Services 23.07%12.31%1.28%

41.1% of Perella Weinberg Partners shares are held by institutional investors. Comparatively, 19.9% of ChoiceOne Financial Services shares are held by institutional investors. 26.1% of Perella Weinberg Partners shares are held by insiders. Comparatively, 6.5% of ChoiceOne Financial Services shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Perella Weinberg Partners has a beta of 1.64, indicating that its share price is 64% more volatile than the broader market. Comparatively, ChoiceOne Financial Services has a beta of 0.6, indicating that its share price is 40% less volatile than the broader market.

Perella Weinberg Partners has higher revenue and earnings than ChoiceOne Financial Services. ChoiceOne Financial Services is trading at a lower price-to-earnings ratio than Perella Weinberg Partners, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Perella Weinberg Partners$750.90M1.92$35.48M$0.2464.50
ChoiceOne Financial Services$227.62M2.09$28.18M$3.708.59

In the previous week, ChoiceOne Financial Services had 1 more articles in the media than Perella Weinberg Partners. MarketBeat recorded 1 mentions for ChoiceOne Financial Services and 0 mentions for Perella Weinberg Partners. ChoiceOne Financial Services' average media sentiment score of 0.00 beat Perella Weinberg Partners' score of -0.18 indicating that ChoiceOne Financial Services is being referred to more favorably in the news media.

Company Overall Sentiment
Perella Weinberg Partners Neutral
ChoiceOne Financial Services Neutral

Perella Weinberg Partners presently has a consensus target price of $23.50, suggesting a potential upside of 51.81%. ChoiceOne Financial Services has a consensus target price of $34.00, suggesting a potential upside of 6.99%. Given Perella Weinberg Partners' higher possible upside, equities analysts clearly believe Perella Weinberg Partners is more favorable than ChoiceOne Financial Services.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Perella Weinberg Partners
1 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.25
ChoiceOne Financial Services
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.50

Summary

ChoiceOne Financial Services beats Perella Weinberg Partners on 10 of the 18 factors compared between the two stocks.

How does ChoiceOne Financial Services compare to Live Oak Bancshares?

ChoiceOne Financial Services (NASDAQ:COFS) and Live Oak Bancshares (NYSE:LOB) are both small-cap banking companies, but which is the superior business? We will contrast the two businesses based on the strength of their analyst recommendations, profitability, risk, institutional ownership, valuation, dividends, media sentiment and earnings.

ChoiceOne Financial Services has a net margin of 23.07% compared to Live Oak Bancshares' net margin of 11.79%. ChoiceOne Financial Services' return on equity of 12.31% beat Live Oak Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
ChoiceOne Financial Services23.07% 12.31% 1.28%
Live Oak Bancshares 11.79%11.18%0.86%

ChoiceOne Financial Services has a beta of 0.6, indicating that its share price is 40% less volatile than the broader market. Comparatively, Live Oak Bancshares has a beta of 1.89, indicating that its share price is 89% more volatile than the broader market.

19.9% of ChoiceOne Financial Services shares are owned by institutional investors. Comparatively, 64.0% of Live Oak Bancshares shares are owned by institutional investors. 6.5% of ChoiceOne Financial Services shares are owned by company insiders. Comparatively, 22.4% of Live Oak Bancshares shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

ChoiceOne Financial Services currently has a consensus price target of $34.00, suggesting a potential upside of 6.99%. Live Oak Bancshares has a consensus price target of $44.40, suggesting a potential upside of 18.77%. Given Live Oak Bancshares' higher probable upside, analysts plainly believe Live Oak Bancshares is more favorable than ChoiceOne Financial Services.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
ChoiceOne Financial Services
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.50
Live Oak Bancshares
0 Sell rating(s)
4 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.33

ChoiceOne Financial Services pays an annual dividend of $1.16 per share and has a dividend yield of 3.7%. Live Oak Bancshares pays an annual dividend of $0.12 per share and has a dividend yield of 0.3%. ChoiceOne Financial Services pays out 31.4% of its earnings in the form of a dividend. Live Oak Bancshares pays out 4.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. ChoiceOne Financial Services has raised its dividend for 13 consecutive years. ChoiceOne Financial Services is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Live Oak Bancshares has higher revenue and earnings than ChoiceOne Financial Services. ChoiceOne Financial Services is trading at a lower price-to-earnings ratio than Live Oak Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
ChoiceOne Financial Services$227.62M2.09$28.18M$3.708.59
Live Oak Bancshares$1.04B1.67$105.87M$2.6114.32

In the previous week, Live Oak Bancshares had 2 more articles in the media than ChoiceOne Financial Services. MarketBeat recorded 3 mentions for Live Oak Bancshares and 1 mentions for ChoiceOne Financial Services. Live Oak Bancshares' average media sentiment score of 0.86 beat ChoiceOne Financial Services' score of 0.00 indicating that Live Oak Bancshares is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
ChoiceOne Financial Services
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Live Oak Bancshares
0 Very Positive mention(s)
2 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Summary

Live Oak Bancshares beats ChoiceOne Financial Services on 10 of the 18 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding COFS and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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COFS vs. The Competition

MetricChoiceOne Financial ServicesFIN IndustryFinance SectorNASDAQ Exchange
Market Cap$469.77M$7.03B$13.63B$12.46B
Dividend Yield3.70%5.78%5.77%5.34%
P/E Ratio8.5917.6119.9123.64
Price / Sales2.0911.25137.93112.52
Price / Cash8.0860.0319.5457.17
Price / Book1.033.282.186.37
Net Income$28.18M$306.51M$1.13B$337.36M
7 Day Performance1.21%-3.73%-0.17%-3.07%
1 Month Performance3.01%-4.48%0.04%0.37%
1 Year Performance11.55%10.11%11.71%27.87%

ChoiceOne Financial Services Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
COFS
ChoiceOne Financial Services
3.9985 of 5 stars
$31.78
+1.3%
$34.00
+7.0%
+9.3%$469.77M$227.62M8.59380
LC
LendingClub
3.9928 of 5 stars
$16.16
+3.4%
$23.07
+42.8%
+69.2%$1.80B$998.85M10.851,075
WLTH
Wealthfront
4.1115 of 5 stars
$12.01
+2.1%
$12.33
+2.7%
N/A$1.76B$364.99MN/A359
CASH
Pathward Financial
4.0616 of 5 stars
$83.89
+1.4%
$107.50
+28.1%
+3.5%$1.75B$851.49M9.961,182
PWP
Perella Weinberg Partners
2.2388 of 5 stars
$18.97
+1.6%
$23.50
+23.9%
-11.3%$1.74B$750.90M79.04600

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This page (NASDAQ:COFS) was last updated on 6/5/2026 by MarketBeat.com Staff.
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