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ChoiceOne Financial Services (COFS) Competitors

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$34.36 +0.20 (+0.59%)
Closing price 04:00 PM Eastern
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$34.36 0.00 (0.00%)
As of 06:14 PM Eastern
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COFS vs. LOB, CASH, TFIN, CMPO, and BY

Should you buy ChoiceOne Financial Services stock or one of its competitors? MarketBeat compares ChoiceOne Financial Services with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with ChoiceOne Financial Services include Live Oak Bancshares (LOB), Pathward Financial (CASH), Triumph Financial (TFIN), CompoSecure (CMPO), and Byline Bancorp (BY).

How does ChoiceOne Financial Services compare to Live Oak Bancshares?

ChoiceOne Financial Services (NASDAQ:COFS) and Live Oak Bancshares (NYSE:LOB) are both finance companies, but which is the better stock? We will compare the two businesses based on the strength of their profitability, media sentiment, earnings, analyst recommendations, valuation, risk, dividends and institutional ownership.

ChoiceOne Financial Services pays an annual dividend of $1.16 per share and has a dividend yield of 3.4%. Live Oak Bancshares pays an annual dividend of $0.12 per share and has a dividend yield of 0.3%. ChoiceOne Financial Services pays out 32.0% of its earnings in the form of a dividend. Live Oak Bancshares pays out 4.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. ChoiceOne Financial Services has raised its dividend for 13 consecutive years. ChoiceOne Financial Services is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

19.9% of ChoiceOne Financial Services shares are held by institutional investors. Comparatively, 64.0% of Live Oak Bancshares shares are held by institutional investors. 6.5% of ChoiceOne Financial Services shares are held by company insiders. Comparatively, 22.4% of Live Oak Bancshares shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

In the previous week, Live Oak Bancshares had 8 more articles in the media than ChoiceOne Financial Services. MarketBeat recorded 8 mentions for Live Oak Bancshares and 0 mentions for ChoiceOne Financial Services. ChoiceOne Financial Services' average media sentiment score of 1.28 beat Live Oak Bancshares' score of 0.38 indicating that ChoiceOne Financial Services is being referred to more favorably in the media.

Company Overall Sentiment
ChoiceOne Financial Services Positive
Live Oak Bancshares Neutral

ChoiceOne Financial Services currently has a consensus target price of $36.50, indicating a potential upside of 6.23%. Live Oak Bancshares has a consensus target price of $46.20, indicating a potential upside of 8.81%. Given Live Oak Bancshares' stronger consensus rating and higher possible upside, analysts clearly believe Live Oak Bancshares is more favorable than ChoiceOne Financial Services.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
ChoiceOne Financial Services
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.50
Live Oak Bancshares
0 Sell rating(s)
2 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
2.83

ChoiceOne Financial Services has a beta of 0.6, indicating that its share price is 40% less volatile than the broader market. Comparatively, Live Oak Bancshares has a beta of 1.87, indicating that its share price is 87% more volatile than the broader market.

Live Oak Bancshares has higher revenue and earnings than ChoiceOne Financial Services. ChoiceOne Financial Services is trading at a lower price-to-earnings ratio than Live Oak Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
ChoiceOne Financial Services$227.62M2.26$28.18M$3.639.47
Live Oak Bancshares$574.29M3.42$105.87M$2.8414.95

ChoiceOne Financial Services has a net margin of 22.77% compared to Live Oak Bancshares' net margin of 12.68%. ChoiceOne Financial Services' return on equity of 12.18% beat Live Oak Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
ChoiceOne Financial Services22.77% 12.18% 1.29%
Live Oak Bancshares 12.68%11.77%0.90%

Summary

Live Oak Bancshares beats ChoiceOne Financial Services on 13 of the 20 factors compared between the two stocks.

How does ChoiceOne Financial Services compare to Pathward Financial?

Pathward Financial (NASDAQ:CASH) and ChoiceOne Financial Services (NASDAQ:COFS) are both small-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their media sentiment, risk, institutional ownership, analyst recommendations, dividends, valuation, earnings and profitability.

ChoiceOne Financial Services has a net margin of 22.77% compared to Pathward Financial's net margin of 21.03%. Pathward Financial's return on equity of 20.61% beat ChoiceOne Financial Services' return on equity.

Company Net Margins Return on Equity Return on Assets
Pathward Financial21.03% 20.61% 2.41%
ChoiceOne Financial Services 22.77%12.18%1.29%

Pathward Financial pays an annual dividend of $0.20 per share and has a dividend yield of 0.2%. ChoiceOne Financial Services pays an annual dividend of $1.16 per share and has a dividend yield of 3.4%. Pathward Financial pays out 2.5% of its earnings in the form of a dividend. ChoiceOne Financial Services pays out 32.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. ChoiceOne Financial Services has raised its dividend for 13 consecutive years. ChoiceOne Financial Services is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Pathward Financial currently has a consensus price target of $101.00, suggesting a potential upside of 13.96%. ChoiceOne Financial Services has a consensus price target of $36.50, suggesting a potential upside of 6.23%. Given Pathward Financial's stronger consensus rating and higher possible upside, analysts plainly believe Pathward Financial is more favorable than ChoiceOne Financial Services.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Pathward Financial
0 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
3.00
ChoiceOne Financial Services
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.50

In the previous week, Pathward Financial had 7 more articles in the media than ChoiceOne Financial Services. MarketBeat recorded 7 mentions for Pathward Financial and 0 mentions for ChoiceOne Financial Services. ChoiceOne Financial Services' average media sentiment score of 1.28 beat Pathward Financial's score of 0.75 indicating that ChoiceOne Financial Services is being referred to more favorably in the news media.

Company Overall Sentiment
Pathward Financial Positive
ChoiceOne Financial Services Positive

Pathward Financial has higher revenue and earnings than ChoiceOne Financial Services. ChoiceOne Financial Services is trading at a lower price-to-earnings ratio than Pathward Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Pathward Financial$851.49M2.20$185.87M$7.9811.11
ChoiceOne Financial Services$227.62M2.26$28.18M$3.639.47

92.7% of Pathward Financial shares are held by institutional investors. Comparatively, 19.9% of ChoiceOne Financial Services shares are held by institutional investors. 1.4% of Pathward Financial shares are held by company insiders. Comparatively, 6.5% of ChoiceOne Financial Services shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Pathward Financial has a beta of 0.61, meaning that its stock price is 39% less volatile than the broader market. Comparatively, ChoiceOne Financial Services has a beta of 0.6, meaning that its stock price is 40% less volatile than the broader market.

Summary

Pathward Financial beats ChoiceOne Financial Services on 13 of the 19 factors compared between the two stocks.

How does ChoiceOne Financial Services compare to Triumph Financial?

Triumph Financial (NYSE:TFIN) and ChoiceOne Financial Services (NASDAQ:COFS) are both small-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their valuation, profitability, institutional ownership, risk, earnings, dividends, media sentiment and analyst recommendations.

ChoiceOne Financial Services has a net margin of 22.77% compared to Triumph Financial's net margin of 7.17%. ChoiceOne Financial Services' return on equity of 12.18% beat Triumph Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Triumph Financial7.17% 4.69% 0.62%
ChoiceOne Financial Services 22.77%12.18%1.29%

Triumph Financial currently has a consensus target price of $85.00, suggesting a potential upside of 12.12%. ChoiceOne Financial Services has a consensus target price of $36.50, suggesting a potential upside of 6.23%. Given Triumph Financial's higher possible upside, research analysts clearly believe Triumph Financial is more favorable than ChoiceOne Financial Services.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Triumph Financial
0 Sell rating(s)
6 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
ChoiceOne Financial Services
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.50

91.1% of Triumph Financial shares are owned by institutional investors. Comparatively, 19.9% of ChoiceOne Financial Services shares are owned by institutional investors. 5.5% of Triumph Financial shares are owned by insiders. Comparatively, 6.5% of ChoiceOne Financial Services shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Triumph Financial has a beta of 1.39, meaning that its stock price is 39% more volatile than the broader market. Comparatively, ChoiceOne Financial Services has a beta of 0.6, meaning that its stock price is 40% less volatile than the broader market.

ChoiceOne Financial Services has lower revenue, but higher earnings than Triumph Financial. ChoiceOne Financial Services is trading at a lower price-to-earnings ratio than Triumph Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Triumph Financial$518.88M3.49$25.36M$1.4851.22
ChoiceOne Financial Services$227.62M2.26$28.18M$3.639.47

In the previous week, Triumph Financial had 5 more articles in the media than ChoiceOne Financial Services. MarketBeat recorded 5 mentions for Triumph Financial and 0 mentions for ChoiceOne Financial Services. ChoiceOne Financial Services' average media sentiment score of 1.28 beat Triumph Financial's score of -0.02 indicating that ChoiceOne Financial Services is being referred to more favorably in the news media.

Company Overall Sentiment
Triumph Financial Neutral
ChoiceOne Financial Services Positive

Summary

ChoiceOne Financial Services beats Triumph Financial on 9 of the 16 factors compared between the two stocks.

How does ChoiceOne Financial Services compare to CompoSecure?

CompoSecure (NASDAQ:CMPO) and ChoiceOne Financial Services (NASDAQ:COFS) are related small-cap companies, but which is the better investment? We will compare the two companies based on the strength of their earnings, analyst recommendations, institutional ownership, risk, media sentiment, valuation, dividends and profitability.

In the previous week, CompoSecure had 5 more articles in the media than ChoiceOne Financial Services. MarketBeat recorded 5 mentions for CompoSecure and 0 mentions for ChoiceOne Financial Services. ChoiceOne Financial Services' average media sentiment score of 1.28 beat CompoSecure's score of 0.18 indicating that ChoiceOne Financial Services is being referred to more favorably in the news media.

Company Overall Sentiment
CompoSecure Neutral
ChoiceOne Financial Services Positive

CompoSecure currently has a consensus price target of $25.50, suggesting a potential upside of 67.54%. ChoiceOne Financial Services has a consensus price target of $36.50, suggesting a potential upside of 6.23%. Given CompoSecure's stronger consensus rating and higher probable upside, equities analysts clearly believe CompoSecure is more favorable than ChoiceOne Financial Services.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
CompoSecure
0 Sell rating(s)
0 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
3.00
ChoiceOne Financial Services
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.50

37.6% of CompoSecure shares are held by institutional investors. Comparatively, 19.9% of ChoiceOne Financial Services shares are held by institutional investors. 52.1% of CompoSecure shares are held by company insiders. Comparatively, 6.5% of ChoiceOne Financial Services shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

ChoiceOne Financial Services has higher revenue and earnings than CompoSecure. CompoSecure is trading at a lower price-to-earnings ratio than ChoiceOne Financial Services, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
CompoSecure$160.68M11.97-$53.72M-$2.16N/A
ChoiceOne Financial Services$227.62M2.26$28.18M$3.639.47

CompoSecure has a beta of 0.98, suggesting that its stock price is 2% less volatile than the broader market. Comparatively, ChoiceOne Financial Services has a beta of 0.6, suggesting that its stock price is 40% less volatile than the broader market.

ChoiceOne Financial Services has a net margin of 22.77% compared to CompoSecure's net margin of -24.53%. ChoiceOne Financial Services' return on equity of 12.18% beat CompoSecure's return on equity.

Company Net Margins Return on Equity Return on Assets
CompoSecure-24.53% -65.50% 26.83%
ChoiceOne Financial Services 22.77%12.18%1.29%

Summary

CompoSecure beats ChoiceOne Financial Services on 9 of the 16 factors compared between the two stocks.

How does ChoiceOne Financial Services compare to Byline Bancorp?

Byline Bancorp (NYSE:BY) and ChoiceOne Financial Services (NASDAQ:COFS) are both small-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their valuation, earnings, analyst recommendations, media sentiment, institutional ownership, dividends, risk and profitability.

Byline Bancorp presently has a consensus target price of $43.00, suggesting a potential upside of 9.45%. ChoiceOne Financial Services has a consensus target price of $36.50, suggesting a potential upside of 6.23%. Given Byline Bancorp's higher possible upside, equities research analysts plainly believe Byline Bancorp is more favorable than ChoiceOne Financial Services.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Byline Bancorp
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50
ChoiceOne Financial Services
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.50

In the previous week, Byline Bancorp had 5 more articles in the media than ChoiceOne Financial Services. MarketBeat recorded 5 mentions for Byline Bancorp and 0 mentions for ChoiceOne Financial Services. ChoiceOne Financial Services' average media sentiment score of 1.28 beat Byline Bancorp's score of 0.71 indicating that ChoiceOne Financial Services is being referred to more favorably in the news media.

Company Overall Sentiment
Byline Bancorp Positive
ChoiceOne Financial Services Positive

Byline Bancorp has a beta of 0.71, meaning that its share price is 29% less volatile than the broader market. Comparatively, ChoiceOne Financial Services has a beta of 0.6, meaning that its share price is 40% less volatile than the broader market.

Byline Bancorp has higher revenue and earnings than ChoiceOne Financial Services. ChoiceOne Financial Services is trading at a lower price-to-earnings ratio than Byline Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Byline Bancorp$633.15M2.82$130.05M$3.3111.87
ChoiceOne Financial Services$227.62M2.26$28.18M$3.639.47

Byline Bancorp pays an annual dividend of $0.56 per share and has a dividend yield of 1.4%. ChoiceOne Financial Services pays an annual dividend of $1.16 per share and has a dividend yield of 3.4%. Byline Bancorp pays out 16.9% of its earnings in the form of a dividend. ChoiceOne Financial Services pays out 32.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Byline Bancorp has increased its dividend for 1 consecutive years and ChoiceOne Financial Services has increased its dividend for 13 consecutive years. ChoiceOne Financial Services is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Byline Bancorp has a net margin of 23.36% compared to ChoiceOne Financial Services' net margin of 22.77%. ChoiceOne Financial Services' return on equity of 12.18% beat Byline Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Byline Bancorp23.36% 11.94% 1.54%
ChoiceOne Financial Services 22.77%12.18%1.29%

67.7% of Byline Bancorp shares are held by institutional investors. Comparatively, 19.9% of ChoiceOne Financial Services shares are held by institutional investors. 29.1% of Byline Bancorp shares are held by company insiders. Comparatively, 6.5% of ChoiceOne Financial Services shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Summary

Byline Bancorp beats ChoiceOne Financial Services on 13 of the 18 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding COFS and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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COFS vs. The Competition

MetricChoiceOne Financial ServicesBanks IndustryFinance SectorNASDAQ Exchange
Market Cap$511.55M$23.64B$14.07B$12.87B
Dividend Yield3.40%3.17%5.92%9.94%
P/E Ratio9.4728.1229.3125.30
Price / Sales2.269.61512.7482.63
Price / Cash8.8016.3039.2550.37
Price / Book1.111.383.726.13
Net Income$28.18M$2.57B$1.31B$342.95M
7 Day Performance1.57%1.00%1.13%3.03%
1 Month Performance3.00%2.80%0.48%-3.04%
1 Year Performance19.35%30.61%13.19%20.65%

ChoiceOne Financial Services Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
COFS
ChoiceOne Financial Services
4.0372 of 5 stars
$34.36
+0.6%
$36.50
+6.2%
+19.3%$511.55M$227.62M9.47380
LOB
Live Oak Bancshares
4.0472 of 5 stars
$42.90
+1.7%
$46.20
+7.7%
+38.6%$1.95B$1.04B15.101,077
CASH
Pathward Financial
4.0096 of 5 stars
$88.64
+2.9%
$101.00
+13.9%
+20.0%$1.82B$851.49M11.111,182
TFIN
Triumph Financial
3.1267 of 5 stars
$76.99
+2.1%
$79.50
+3.3%
N/A$1.80B$518.88M52.021,450
CMPO
CompoSecure
2.121 of 5 stars
$14.20
+1.3%
$25.50
+79.6%
+10.5%$1.80B$160.68MN/A1,007

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This page (NASDAQ:COFS) was last updated on 8/6/2026 by MarketBeat.com Staff.
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