COFS vs. MBCN, CALB, BWFG, FVCB, CBAN, CHMG, NWFL, CWBC, PKBK, and OVLY
Should you be buying ChoiceOne Financial Services stock or one of its competitors? The main competitors of ChoiceOne Financial Services include Middlefield Banc (MBCN), California BanCorp (CALB), Bankwell Financial Group (BWFG), FVCBankcorp (FVCB), Colony Bankcorp (CBAN), Chemung Financial (CHMG), Norwood Financial (NWFL), Community West Bancshares (CWBC), Parke Bancorp (PKBK), and Oak Valley Bancorp (OVLY). These companies are all part of the "state commercial banks" industry.
Middlefield Banc (NASDAQ:MBCN) and ChoiceOne Financial Services (NASDAQ:COFS) are both small-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their analyst recommendations, valuation, profitability, dividends, institutional ownership, media sentiment, risk, community ranking and earnings.
Middlefield Banc has a beta of 0.62, suggesting that its stock price is 38% less volatile than the S&P 500. Comparatively, ChoiceOne Financial Services has a beta of 0.65, suggesting that its stock price is 35% less volatile than the S&P 500.
In the previous week, Middlefield Banc had 1 more articles in the media than ChoiceOne Financial Services. MarketBeat recorded 3 mentions for Middlefield Banc and 2 mentions for ChoiceOne Financial Services. Middlefield Banc's average media sentiment score of 0.88 beat ChoiceOne Financial Services' score of 0.36 indicating that ChoiceOne Financial Services is being referred to more favorably in the news media.
Middlefield Banc presently has a consensus target price of $25.00, indicating a potential upside of 8.84%. ChoiceOne Financial Services has a consensus target price of $24.00, indicating a potential downside of 1.03%. Given ChoiceOne Financial Services' higher possible upside, equities research analysts clearly believe Middlefield Banc is more favorable than ChoiceOne Financial Services.
Middlefield Banc received 193 more outperform votes than ChoiceOne Financial Services when rated by MarketBeat users. Likewise, 60.50% of users gave Middlefield Banc an outperform vote while only 0.00% of users gave ChoiceOne Financial Services an outperform vote.
Middlefield Banc pays an annual dividend of $0.80 per share and has a dividend yield of 3.5%. ChoiceOne Financial Services pays an annual dividend of $1.08 per share and has a dividend yield of 4.5%. Middlefield Banc pays out 37.4% of its earnings in the form of a dividend. ChoiceOne Financial Services pays out 38.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. ChoiceOne Financial Services has raised its dividend for 12 consecutive years. ChoiceOne Financial Services is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.
31.7% of Middlefield Banc shares are owned by institutional investors. Comparatively, 19.9% of ChoiceOne Financial Services shares are owned by institutional investors. 3.8% of Middlefield Banc shares are owned by insiders. Comparatively, 7.9% of ChoiceOne Financial Services shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.
ChoiceOne Financial Services has higher revenue and earnings than Middlefield Banc. ChoiceOne Financial Services is trading at a lower price-to-earnings ratio than Middlefield Banc, indicating that it is currently the more affordable of the two stocks.
ChoiceOne Financial Services has a net margin of 18.67% compared to ChoiceOne Financial Services' net margin of 17.91%. Middlefield Banc's return on equity of 11.73% beat ChoiceOne Financial Services' return on equity.
Summary
ChoiceOne Financial Services beats Middlefield Banc on 10 of the 19 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding COFS and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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