Question 1

Do analysts prefer COFS or UCB?

Accepted Answer

ChoiceOne Financial Services presently has a consensus price target of $36.50, suggesting a potential upside of 9.48%. United Community Banks has a consensus price target of $39.60, suggesting a potential upside of 14.08%. Given United Community Banks' stronger consensus rating and higher probable upside, analysts clearly believe United Community Banks is more favorable than ChoiceOne Financial Services. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score ChoiceOne Financial Services 0 Sell rating(s) 1 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 2.67 United Community Banks 0 Sell rating(s) 3 Hold rating(s) 4 Buy rating(s) 1 Strong Buy rating(s) 2.75

Question 2

Is COFS or UCB a better dividend stock?

Accepted Answer

ChoiceOne Financial Services pays an annual dividend of $1.16 per share and has a dividend yield of 3.5%. United Community Banks pays an annual dividend of $1.04 per share and has a dividend yield of 3.0%. ChoiceOne Financial Services pays out 32.0% of its earnings in the form of a dividend. United Community Banks pays out 34.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. ChoiceOne Financial Services has raised its dividend for 13 consecutive years. ChoiceOne Financial Services is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Question 3

Which has higher valuation and earnings, COFS or UCB?

Accepted Answer

United Community Banks has higher revenue and earnings than ChoiceOne Financial Services. ChoiceOne Financial Services is trading at a lower price-to-earnings ratio than United Community Banks, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio ChoiceOne Financial Services $171.77M 2.90 $28.18M $3.63 9.18 United Community Banks $1.54B 2.72 $328.10M $3.04 11.42

Question 4

Do institutionals & insiders hold more shares of COFS or UCB?

Accepted Answer

19.9% of ChoiceOne Financial Services shares are held by institutional investors. Comparatively, 82.3% of United Community Banks shares are held by institutional investors. 6.5% of ChoiceOne Financial Services shares are held by company insiders. Comparatively, 0.5% of United Community Banks shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Question 5

Is COFS or UCB more profitable?

Accepted Answer

United Community Banks has a net margin of 24.43% compared to ChoiceOne Financial Services' net margin of 22.77%. ChoiceOne Financial Services' return on equity of 12.04% beat United Community Banks' return on equity. Company Net Margins Return on Equity Return on Assets ChoiceOne Financial Services 22.77% 12.04% 1.28% United Community Banks 24.43% 9.61% 1.24%

Question 6

Which has more volatility and risk, COFS or UCB?

Accepted Answer

ChoiceOne Financial Services has a beta of 0.59, indicating that its stock price is 41% less volatile than the broader market. Comparatively, United Community Banks has a beta of 0.81, indicating that its stock price is 19% less volatile than the broader market.

Question 7

Does the media refer more to COFS or UCB?

Accepted Answer

In the previous week, United Community Banks had 6 more articles in the media than ChoiceOne Financial Services. MarketBeat recorded 6 mentions for United Community Banks and 0 mentions for ChoiceOne Financial Services. United Community Banks' average media sentiment score of 0.97 beat ChoiceOne Financial Services' score of 0.63 indicating that United Community Banks is being referred to more favorably in the news media. Company Overall Sentiment ChoiceOne Financial Services Positive United Community Banks Positive

Question 8

Do analysts recommend COFS or CHCO?

Accepted Answer

ChoiceOne Financial Services currently has a consensus price target of $36.50, suggesting a potential upside of 9.48%. City has a consensus price target of $136.50, suggesting a potential downside of 4.69%. Given ChoiceOne Financial Services' stronger consensus rating and higher probable upside, analysts clearly believe ChoiceOne Financial Services is more favorable than City. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score ChoiceOne Financial Services 0 Sell rating(s) 1 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 2.67 City 0 Sell rating(s) 3 Hold rating(s) 0 Buy rating(s) 1 Strong Buy rating(s) 2.50

Question 9

Is COFS or CHCO a better dividend stock?

Accepted Answer

ChoiceOne Financial Services pays an annual dividend of $1.16 per share and has a dividend yield of 3.5%. City pays an annual dividend of $3.48 per share and has a dividend yield of 2.4%. ChoiceOne Financial Services pays out 32.0% of its earnings in the form of a dividend. City pays out 38.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. ChoiceOne Financial Services has increased its dividend for 13 consecutive years and City has increased its dividend for 6 consecutive years. ChoiceOne Financial Services is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Question 10

Which has preferable earnings and valuation, COFS or CHCO?

Accepted Answer

City has higher revenue and earnings than ChoiceOne Financial Services. ChoiceOne Financial Services is trading at a lower price-to-earnings ratio than City, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio ChoiceOne Financial Services $171.77M 2.90 $28.18M $3.63 9.18 City $398.98M 5.04 $130.49M $9.14 15.67

Question 11

Do insiders and institutionals hold more shares of COFS or CHCO?

Accepted Answer

19.9% of ChoiceOne Financial Services shares are held by institutional investors. Comparatively, 72.4% of City shares are held by institutional investors. 6.5% of ChoiceOne Financial Services shares are held by company insiders. Comparatively, 1.8% of City shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Question 12

Is COFS or CHCO more profitable?

Accepted Answer

City has a net margin of 32.58% compared to ChoiceOne Financial Services' net margin of 22.77%. City's return on equity of 16.34% beat ChoiceOne Financial Services' return on equity. Company Net Margins Return on Equity Return on Assets ChoiceOne Financial Services 22.77% 12.04% 1.28% City 32.58% 16.34% 1.95%

Question 13

Which has more risk and volatility, COFS or CHCO?

Accepted Answer

ChoiceOne Financial Services has a beta of 0.59, meaning that its share price is 41% less volatile than the broader market. Comparatively, City has a beta of 0.48, meaning that its share price is 52% less volatile than the broader market.

Question 14

Does the media prefer COFS or CHCO?

Accepted Answer

In the previous week, City had 2 more articles in the media than ChoiceOne Financial Services. MarketBeat recorded 2 mentions for City and 0 mentions for ChoiceOne Financial Services. City's average media sentiment score of 1.16 beat ChoiceOne Financial Services' score of 0.63 indicating that City is being referred to more favorably in the news media. Company Overall Sentiment ChoiceOne Financial Services Positive City Positive

Question 15

Do analysts rate BLX or COFS?

Accepted Answer

ChoiceOne Financial Services has a consensus price target of $36.50, suggesting a potential upside of 9.48%. Given ChoiceOne Financial Services' higher probable upside, analysts plainly believe ChoiceOne Financial Services is more favorable than Banco Latinoamericano de Comercio Exterior. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Banco Latinoamericano de Comercio Exterior 0 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 1 Strong Buy rating(s) 4.00 ChoiceOne Financial Services 0 Sell rating(s) 1 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 2.67

Question 16

Is BLX or COFS a better dividend stock?

Accepted Answer

Banco Latinoamericano de Comercio Exterior pays an annual dividend of $2.75 per share and has a dividend yield of 5.1%. ChoiceOne Financial Services pays an annual dividend of $1.16 per share and has a dividend yield of 3.5%. Banco Latinoamericano de Comercio Exterior pays out 45.4% of its earnings in the form of a dividend. ChoiceOne Financial Services pays out 32.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Banco Latinoamericano de Comercio Exterior has increased its dividend for 2 consecutive years and ChoiceOne Financial Services has increased its dividend for 13 consecutive years.

Question 17

Which has stronger valuation & earnings, BLX or COFS?

Accepted Answer

Banco Latinoamericano de Comercio Exterior has higher revenue and earnings than ChoiceOne Financial Services. Banco Latinoamericano de Comercio Exterior is trading at a lower price-to-earnings ratio than ChoiceOne Financial Services, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio Banco Latinoamericano de Comercio Exterior $329.77M 6.08 $226.88M $6.06 8.88 ChoiceOne Financial Services $171.77M 2.90 $28.18M $3.63 9.18

Question 18

Do institutionals and insiders hold more shares of BLX or COFS?

Accepted Answer

19.5% of Banco Latinoamericano de Comercio Exterior shares are owned by institutional investors. Comparatively, 19.9% of ChoiceOne Financial Services shares are owned by institutional investors. 0.2% of Banco Latinoamericano de Comercio Exterior shares are owned by company insiders. Comparatively, 6.5% of ChoiceOne Financial Services shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Question 19

Is BLX or COFS more profitable?

Accepted Answer

Banco Latinoamericano de Comercio Exterior has a net margin of 27.77% compared to ChoiceOne Financial Services' net margin of 22.77%. Banco Latinoamericano de Comercio Exterior's return on equity of 13.77% beat ChoiceOne Financial Services' return on equity. Company Net Margins Return on Equity Return on Assets Banco Latinoamericano de Comercio Exterior 27.77% 13.77% 1.75% ChoiceOne Financial Services 22.77% 12.04% 1.28%

Question 20

Which has more risk and volatility, BLX or COFS?

Accepted Answer

Banco Latinoamericano de Comercio Exterior has a beta of 0.78, meaning that its share price is 22% less volatile than the broader market. Comparatively, ChoiceOne Financial Services has a beta of 0.59, meaning that its share price is 41% less volatile than the broader market.

Question 21

Does the media prefer BLX or COFS?

Accepted Answer

In the previous week, Banco Latinoamericano de Comercio Exterior had 3 more articles in the media than ChoiceOne Financial Services. MarketBeat recorded 3 mentions for Banco Latinoamericano de Comercio Exterior and 0 mentions for ChoiceOne Financial Services. ChoiceOne Financial Services' average media sentiment score of 0.63 beat Banco Latinoamericano de Comercio Exterior's score of 0.00 indicating that ChoiceOne Financial Services is being referred to more favorably in the news media. Company Overall Sentiment Banco Latinoamericano de Comercio Exterior Neutral ChoiceOne Financial Services Positive

Question 22

Do analysts recommend RBCAA or COFS?

Accepted Answer

Republic Bancorp currently has a consensus price target of $98.00, suggesting a potential upside of 4.43%. ChoiceOne Financial Services has a consensus price target of $36.50, suggesting a potential upside of 9.48%. Given ChoiceOne Financial Services' stronger consensus rating and higher probable upside, analysts clearly believe ChoiceOne Financial Services is more favorable than Republic Bancorp. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Republic Bancorp 0 Sell rating(s) 3 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 2.25 ChoiceOne Financial Services 0 Sell rating(s) 1 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 2.67

Question 23

Is RBCAA or COFS a better dividend stock?

Accepted Answer

Republic Bancorp pays an annual dividend of $1.98 per share and has a dividend yield of 2.1%. ChoiceOne Financial Services pays an annual dividend of $1.16 per share and has a dividend yield of 3.5%. Republic Bancorp pays out 30.2% of its earnings in the form of a dividend. ChoiceOne Financial Services pays out 32.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Republic Bancorp has raised its dividend for 27 consecutive years and ChoiceOne Financial Services has raised its dividend for 13 consecutive years.

Question 24

Which has stronger valuation & earnings, RBCAA or COFS?

Accepted Answer

Republic Bancorp has higher revenue and earnings than ChoiceOne Financial Services. ChoiceOne Financial Services is trading at a lower price-to-earnings ratio than Republic Bancorp, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio Republic Bancorp $403.43M 4.57 $131.32M $6.55 14.33 ChoiceOne Financial Services $171.77M 2.90 $28.18M $3.63 9.18

Question 25

Do institutionals & insiders believe in RBCAA or COFS?

Accepted Answer

24.4% of Republic Bancorp shares are held by institutional investors. Comparatively, 19.9% of ChoiceOne Financial Services shares are held by institutional investors. 55.9% of Republic Bancorp shares are held by company insiders. Comparatively, 6.5% of ChoiceOne Financial Services shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Question 26

Is RBCAA or COFS more profitable?

Accepted Answer

Republic Bancorp has a net margin of 25.38% compared to ChoiceOne Financial Services' net margin of 22.77%. ChoiceOne Financial Services' return on equity of 12.04% beat Republic Bancorp's return on equity. Company Net Margins Return on Equity Return on Assets Republic Bancorp 25.38% 11.20% 1.77% ChoiceOne Financial Services 22.77% 12.04% 1.28%

Question 27

Which has more risk and volatility, RBCAA or COFS?

Accepted Answer

Republic Bancorp has a beta of 0.53, suggesting that its share price is 47% less volatile than the broader market. Comparatively, ChoiceOne Financial Services has a beta of 0.59, suggesting that its share price is 41% less volatile than the broader market.

Question 28

Does the media prefer RBCAA or COFS?

Accepted Answer

In the previous week, Republic Bancorp had 4 more articles in the media than ChoiceOne Financial Services. MarketBeat recorded 4 mentions for Republic Bancorp and 0 mentions for ChoiceOne Financial Services. ChoiceOne Financial Services' average media sentiment score of 0.63 beat Republic Bancorp's score of 0.47 indicating that ChoiceOne Financial Services is being referred to more favorably in the news media. Company Overall Sentiment Republic Bancorp Neutral ChoiceOne Financial Services Positive

Question 29

Do analysts recommend COFS or GABC?

Accepted Answer

ChoiceOne Financial Services presently has a consensus target price of $36.50, indicating a potential upside of 9.48%. German American Bancorp has a consensus target price of $53.33, indicating a potential upside of 8.56%. Given ChoiceOne Financial Services' stronger consensus rating and higher probable upside, equities research analysts clearly believe ChoiceOne Financial Services is more favorable than German American Bancorp. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score ChoiceOne Financial Services 0 Sell rating(s) 1 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 2.67 German American Bancorp 0 Sell rating(s) 2 Hold rating(s) 3 Buy rating(s) 0 Strong Buy rating(s) 2.60

Question 30

Is COFS or GABC a better dividend stock?

Accepted Answer

ChoiceOne Financial Services pays an annual dividend of $1.16 per share and has a dividend yield of 3.5%. German American Bancorp pays an annual dividend of $1.24 per share and has a dividend yield of 2.5%. ChoiceOne Financial Services pays out 32.0% of its earnings in the form of a dividend. German American Bancorp pays out 32.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. ChoiceOne Financial Services has raised its dividend for 13 consecutive years and German American Bancorp has raised its dividend for 13 consecutive years. ChoiceOne Financial Services is clearly the better dividend stock, given its higher yield and lower payout ratio.

Question 31

Which has higher valuation & earnings, COFS or GABC?

Accepted Answer

German American Bancorp has higher revenue and earnings than ChoiceOne Financial Services. ChoiceOne Financial Services is trading at a lower price-to-earnings ratio than German American Bancorp, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio ChoiceOne Financial Services $171.77M 2.90 $28.18M $3.63 9.18 German American Bancorp $487.40M 3.79 $112.64M $3.79 12.96

Question 32

Do institutionals and insiders believe in COFS or GABC?

Accepted Answer

19.9% of ChoiceOne Financial Services shares are owned by institutional investors. Comparatively, 46.9% of German American Bancorp shares are owned by institutional investors. 6.5% of ChoiceOne Financial Services shares are owned by insiders. Comparatively, 3.2% of German American Bancorp shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Question 33

Is COFS or GABC more profitable?

Accepted Answer

German American Bancorp has a net margin of 28.25% compared to ChoiceOne Financial Services' net margin of 22.77%. German American Bancorp's return on equity of 12.14% beat ChoiceOne Financial Services' return on equity. Company Net Margins Return on Equity Return on Assets ChoiceOne Financial Services 22.77% 12.04% 1.28% German American Bancorp 28.25% 12.14% 1.69%

Question 34

Which has more risk and volatility, COFS or GABC?

Accepted Answer

ChoiceOne Financial Services has a beta of 0.59, meaning that its share price is 41% less volatile than the broader market. Comparatively, German American Bancorp has a beta of 0.58, meaning that its share price is 42% less volatile than the broader market.

Question 35

Does the media refer more to COFS or GABC?

Accepted Answer

In the previous week, German American Bancorp had 7 more articles in the media than ChoiceOne Financial Services. MarketBeat recorded 7 mentions for German American Bancorp and 0 mentions for ChoiceOne Financial Services. German American Bancorp's average media sentiment score of 1.11 beat ChoiceOne Financial Services' score of 0.63 indicating that German American Bancorp is being referred to more favorably in the news media. Company Overall Sentiment ChoiceOne Financial Services Positive German American Bancorp Positive

Metric	ChoiceOne Financial Services	Banks Industry	Finance Sector	NASDAQ Exchange
Market Cap	$498.63M	$23.45B	$13.77B	$13.74B
Dividend Yield	3.43%	3.06%	5.94%	12.64%
P/E Ratio	9.18	27.01	25.29	25.48
Price / Sales	2.90	9.74	507.76	100.94
Price / Cash	8.60	15.89	39.40	51.20
Price / Book	1.08	1.37	2.73	6.33
Net Income	$28.18M	$2.58B	$1.31B	$358.24M
7 Day Performance	-2.09%	-0.71%	-0.61%	1.20%
1 Month Performance	-2.03%	-0.50%	-0.01%	-2.04%
1 Year Performance	9.89%	21.70%	7.81%	5.41%

Company	MarketRank	Share Price	Analysts' Price Target	1Y Price Performance	Market Cap	Revenue	P/E Ratio	Employee Count	Indicator(s)
COFS ChoiceOne Financial Services	3.3909 of 5 stars	$33.34 -0.2%	$36.50 +9.5%	+11.8%	$498.63M	$171.77M	9.18	598	Ex-Dividend High Trading Volume
UCB United Community Banks	4.4321 of 5 stars	$35.33 -0.1%	$39.40 +11.5%	+9.8%	$4.27B	$1.09B	11.62	3,070	Positive News Ex-Dividend Analyst Forecast
CHCO City	2.3863 of 5 stars	$145.16 +0.1%	$136.50 -6.0%	+15.3%	$2.04B	$398.98M	15.88	950	Positive News
BLX Banco Latinoamericano de Comercio Exterior	0.8156 of 5 stars	$54.10 -0.9%	N/A	+15.5%	$2.03B	$836.85M	8.93	175	News Coverage
RBCAA Republic Bancorp	3.4237 of 5 stars	$96.67 +0.2%	$98.00 +1.4%	+24.9%	$1.89B	$521.34M	14.76	983

ChoiceOne Financial Services (COFS) Competitors

COFS vs. UCB, CHCO, BLX, RBCAA, and GABC

How does ChoiceOne Financial Services compare to United Community Banks?

Summary

How does ChoiceOne Financial Services compare to City?

Summary

How does ChoiceOne Financial Services compare to Banco Latinoamericano de Comercio Exterior?

Summary

How does ChoiceOne Financial Services compare to Republic Bancorp?

Summary

How does ChoiceOne Financial Services compare to German American Bancorp?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

COFS vs. The Competition

ChoiceOne Financial Services Competitors List

Related Companies and Tools

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools

About MarketBeat

MarketBeat Products

Popular Tools

Financial Calendars

Terms & Info

ChoiceOne Financial Services (COFS) Competitors

COFS vs. UCB, CHCO, BLX, RBCAA, and GABC

How does ChoiceOne Financial Services compare to United Community Banks?

Which has more volatility and risk, COFS or UCB?

Do institutionals & insiders hold more shares of COFS or UCB?

Is COFS or UCB more profitable?

Which has higher valuation and earnings, COFS or UCB?

Does the media refer more to COFS or UCB?

Is COFS or UCB a better dividend stock?

Do analysts prefer COFS or UCB?

Summary

How does ChoiceOne Financial Services compare to City?

Is COFS or CHCO a better dividend stock?

Is COFS or CHCO more profitable?

Which has more risk and volatility, COFS or CHCO?

Does the media prefer COFS or CHCO?

Do analysts recommend COFS or CHCO?

Which has preferable earnings and valuation, COFS or CHCO?

Do insiders and institutionals hold more shares of COFS or CHCO?

Summary

How does ChoiceOne Financial Services compare to Banco Latinoamericano de Comercio Exterior?

Which has stronger valuation & earnings, BLX or COFS?

Is BLX or COFS a better dividend stock?

Is BLX or COFS more profitable?

Which has more risk and volatility, BLX or COFS?

Do institutionals and insiders hold more shares of BLX or COFS?

Does the media prefer BLX or COFS?

Do analysts rate BLX or COFS?

Summary

How does ChoiceOne Financial Services compare to Republic Bancorp?

Do analysts recommend RBCAA or COFS?

Do institutionals & insiders believe in RBCAA or COFS?

Which has more risk and volatility, RBCAA or COFS?

Is RBCAA or COFS a better dividend stock?

Is RBCAA or COFS more profitable?

Does the media prefer RBCAA or COFS?

Which has stronger valuation & earnings, RBCAA or COFS?

Summary

How does ChoiceOne Financial Services compare to German American Bancorp?

Do institutionals and insiders believe in COFS or GABC?

Which has more risk and volatility, COFS or GABC?

Do analysts recommend COFS or GABC?

Does the media refer more to COFS or GABC?

Which has higher valuation & earnings, COFS or GABC?

Is COFS or GABC more profitable?

Is COFS or GABC a better dividend stock?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

COFS vs. The Competition

ChoiceOne Financial Services Competitors List

Related Companies and Tools

MarketBeat All Access Features

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools