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Live Oak Bancshares (LOB) Competitors

Live Oak Bancshares logo
$34.48 -0.09 (-0.27%)
Closing price 10/9/2026 03:59 PM Eastern
Extended Trading
$34.48 +0.00 (+0.01%)
As of 10/9/2026 07:30 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

LOB vs. CATY, FFBC, HOPE, HWC, and SFNC

Should you buy Live Oak Bancshares stock or one of its competitors? Live Oak Bancshares's main competitors and comparable companies include Cathay General Bancorp (CATY), First Financial Bancorp. (FFBC), Hope Bancorp (HOPE), Hancock Whitney (HWC), and Simmons First National (SFNC). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "regional banks" industry.

How does Live Oak Bancshares compare to Cathay General Bancorp?

Live Oak Bancshares (NYSE:LOB) and Cathay General Bancorp (NASDAQ:CATY) are both finance companies, but which is the better business? We will compare the two companies based on the strength of their analyst recommendations, institutional ownership, risk, media sentiment, profitability, valuation, dividends and earnings.

Live Oak Bancshares has a beta of 1.94, indicating that its stock price is 94% more volatile than the broader market. Comparatively, Cathay General Bancorp has a beta of 0.89, indicating that its stock price is 11% less volatile than the broader market.

In the previous week, Live Oak Bancshares had 1 more articles in the media than Cathay General Bancorp. MarketBeat recorded 5 mentions for Live Oak Bancshares and 4 mentions for Cathay General Bancorp. Cathay General Bancorp's average media sentiment score of 0.22 beat Live Oak Bancshares' score of -0.20 indicating that Cathay General Bancorp is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Live Oak Bancshares
0 Very Positive mention(s)
0 Positive mention(s)
4 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Cathay General Bancorp
1 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Cathay General Bancorp has higher revenue and earnings than Live Oak Bancshares. Cathay General Bancorp is trading at a lower price-to-earnings ratio than Live Oak Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Live Oak Bancshares$574.29M2.78$105.87M$2.8412.14
Cathay General Bancorp$1.38B2.85$315.12M$5.1211.55

Cathay General Bancorp has a net margin of 24.66% compared to Live Oak Bancshares' net margin of 12.68%. Live Oak Bancshares' return on equity of 11.77% beat Cathay General Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Live Oak Bancshares12.68% 11.77% 0.90%
Cathay General Bancorp 24.66%11.71%1.43%

Live Oak Bancshares presently has a consensus target price of $43.50, indicating a potential upside of 26.17%. Cathay General Bancorp has a consensus target price of $62.25, indicating a potential upside of 5.29%. Given Live Oak Bancshares' stronger consensus rating and higher probable upside, analysts plainly believe Live Oak Bancshares is more favorable than Cathay General Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Live Oak Bancshares
0 Sell rating(s)
4 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.33
Cathay General Bancorp
1 Sell rating(s)
5 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.00

Live Oak Bancshares pays an annual dividend of $0.12 per share and has a dividend yield of 0.3%. Cathay General Bancorp pays an annual dividend of $1.52 per share and has a dividend yield of 2.6%. Live Oak Bancshares pays out 4.2% of its earnings in the form of a dividend. Cathay General Bancorp pays out 29.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

64.0% of Live Oak Bancshares shares are owned by institutional investors. Comparatively, 75.0% of Cathay General Bancorp shares are owned by institutional investors. 22.4% of Live Oak Bancshares shares are owned by company insiders. Comparatively, 4.5% of Cathay General Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Summary

Live Oak Bancshares and Cathay General Bancorp tied by winning 9 of the 18 factors compared between the two stocks.

How does Live Oak Bancshares compare to First Financial Bancorp.?

Live Oak Bancshares (NYSE:LOB) and First Financial Bancorp. (NASDAQ:FFBC) are both finance companies, but which is the superior investment? We will compare the two companies based on the strength of their valuation, risk, dividends, analyst recommendations, institutional ownership, media sentiment, profitability and earnings.

In the previous week, Live Oak Bancshares had 3 more articles in the media than First Financial Bancorp.. MarketBeat recorded 5 mentions for Live Oak Bancshares and 2 mentions for First Financial Bancorp.. First Financial Bancorp.'s average media sentiment score of 0.51 beat Live Oak Bancshares' score of -0.20 indicating that First Financial Bancorp. is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Live Oak Bancshares
0 Very Positive mention(s)
0 Positive mention(s)
4 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
First Financial Bancorp.
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Live Oak Bancshares currently has a consensus price target of $43.50, indicating a potential upside of 26.17%. First Financial Bancorp. has a consensus price target of $34.00, indicating a potential upside of 10.03%. Given Live Oak Bancshares' higher probable upside, equities analysts plainly believe Live Oak Bancshares is more favorable than First Financial Bancorp..

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Live Oak Bancshares
0 Sell rating(s)
4 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.33
First Financial Bancorp.
0 Sell rating(s)
3 Hold rating(s)
5 Buy rating(s)
0 Strong Buy rating(s)
2.63

Live Oak Bancshares pays an annual dividend of $0.12 per share and has a dividend yield of 0.3%. First Financial Bancorp. pays an annual dividend of $1.04 per share and has a dividend yield of 3.4%. Live Oak Bancshares pays out 4.2% of its earnings in the form of a dividend. First Financial Bancorp. pays out 36.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Financial Bancorp. has increased its dividend for 1 consecutive years. First Financial Bancorp. is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

First Financial Bancorp. has a net margin of 20.77% compared to Live Oak Bancshares' net margin of 12.68%. Live Oak Bancshares' return on equity of 11.77% beat First Financial Bancorp.'s return on equity.

Company Net Margins Return on Equity Return on Assets
Live Oak Bancshares12.68% 11.77% 0.90%
First Financial Bancorp. 20.77%11.13%1.49%

First Financial Bancorp. has higher revenue and earnings than Live Oak Bancshares. First Financial Bancorp. is trading at a lower price-to-earnings ratio than Live Oak Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Live Oak Bancshares$574.29M2.78$105.87M$2.8412.14
First Financial Bancorp.$1.26B2.58$255.60M$2.8310.92

64.0% of Live Oak Bancshares shares are held by institutional investors. Comparatively, 77.2% of First Financial Bancorp. shares are held by institutional investors. 22.4% of Live Oak Bancshares shares are held by insiders. Comparatively, 1.1% of First Financial Bancorp. shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Live Oak Bancshares has a beta of 1.94, suggesting that its share price is 94% more volatile than the broader market. Comparatively, First Financial Bancorp. has a beta of 0.93, suggesting that its share price is 7% less volatile than the broader market.

Summary

First Financial Bancorp. beats Live Oak Bancshares on 10 of the 19 factors compared between the two stocks.

How does Live Oak Bancshares compare to Hope Bancorp?

Hope Bancorp (NASDAQ:HOPE) and Live Oak Bancshares (NYSE:LOB) are both small-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their media sentiment, valuation, analyst recommendations, institutional ownership, dividends, profitability, earnings and risk.

84.0% of Hope Bancorp shares are owned by institutional investors. Comparatively, 64.0% of Live Oak Bancshares shares are owned by institutional investors. 2.3% of Hope Bancorp shares are owned by insiders. Comparatively, 22.4% of Live Oak Bancshares shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Hope Bancorp presently has a consensus target price of $15.50, indicating a potential upside of 16.72%. Live Oak Bancshares has a consensus target price of $43.50, indicating a potential upside of 26.17%. Given Live Oak Bancshares' higher possible upside, analysts clearly believe Live Oak Bancshares is more favorable than Hope Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Hope Bancorp
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50
Live Oak Bancshares
0 Sell rating(s)
4 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.33

In the previous week, Live Oak Bancshares had 2 more articles in the media than Hope Bancorp. MarketBeat recorded 5 mentions for Live Oak Bancshares and 3 mentions for Hope Bancorp. Hope Bancorp's average media sentiment score of 0.82 beat Live Oak Bancshares' score of -0.20 indicating that Hope Bancorp is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Hope Bancorp
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Live Oak Bancshares
0 Very Positive mention(s)
0 Positive mention(s)
4 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Live Oak Bancshares has lower revenue, but higher earnings than Hope Bancorp. Live Oak Bancshares is trading at a lower price-to-earnings ratio than Hope Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Hope Bancorp$967.63M1.75$61.59M$1.0013.28
Live Oak Bancshares$574.29M2.78$105.87M$2.8412.14

Hope Bancorp has a beta of 0.87, suggesting that its share price is 13% less volatile than the broader market. Comparatively, Live Oak Bancshares has a beta of 1.94, suggesting that its share price is 94% more volatile than the broader market.

Live Oak Bancshares has a net margin of 12.68% compared to Hope Bancorp's net margin of 12.53%. Live Oak Bancshares' return on equity of 11.77% beat Hope Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Hope Bancorp12.53% 5.71% 0.70%
Live Oak Bancshares 12.68%11.77%0.90%

Hope Bancorp pays an annual dividend of $0.56 per share and has a dividend yield of 4.2%. Live Oak Bancshares pays an annual dividend of $0.12 per share and has a dividend yield of 0.3%. Hope Bancorp pays out 56.0% of its earnings in the form of a dividend. Live Oak Bancshares pays out 4.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Summary

Live Oak Bancshares beats Hope Bancorp on 11 of the 18 factors compared between the two stocks.

How does Live Oak Bancshares compare to Hancock Whitney?

Live Oak Bancshares (NYSE:LOB) and Hancock Whitney (NASDAQ:HWC) are both finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their analyst recommendations, valuation, earnings, media sentiment, profitability, dividends, risk and institutional ownership.

In the previous week, Hancock Whitney had 5 more articles in the media than Live Oak Bancshares. MarketBeat recorded 10 mentions for Hancock Whitney and 5 mentions for Live Oak Bancshares. Hancock Whitney's average media sentiment score of 0.56 beat Live Oak Bancshares' score of -0.20 indicating that Hancock Whitney is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Live Oak Bancshares
0 Very Positive mention(s)
0 Positive mention(s)
4 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Hancock Whitney
3 Very Positive mention(s)
0 Positive mention(s)
5 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Hancock Whitney has higher revenue and earnings than Live Oak Bancshares. Live Oak Bancshares is trading at a lower price-to-earnings ratio than Hancock Whitney, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Live Oak Bancshares$574.29M2.78$105.87M$2.8412.14
Hancock Whitney$2.02B2.87$486.07M$5.1014.20

64.0% of Live Oak Bancshares shares are held by institutional investors. Comparatively, 81.2% of Hancock Whitney shares are held by institutional investors. 22.4% of Live Oak Bancshares shares are held by company insiders. Comparatively, 0.9% of Hancock Whitney shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Hancock Whitney has a net margin of 21.81% compared to Live Oak Bancshares' net margin of 12.68%. Live Oak Bancshares' return on equity of 11.77% beat Hancock Whitney's return on equity.

Company Net Margins Return on Equity Return on Assets
Live Oak Bancshares12.68% 11.77% 0.90%
Hancock Whitney 21.81%11.36%1.41%

Live Oak Bancshares has a beta of 1.94, meaning that its share price is 94% more volatile than the broader market. Comparatively, Hancock Whitney has a beta of 0.97, meaning that its share price is 3% less volatile than the broader market.

Live Oak Bancshares currently has a consensus target price of $43.50, suggesting a potential upside of 26.17%. Hancock Whitney has a consensus target price of $84.56, suggesting a potential upside of 16.79%. Given Live Oak Bancshares' higher probable upside, equities research analysts clearly believe Live Oak Bancshares is more favorable than Hancock Whitney.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Live Oak Bancshares
0 Sell rating(s)
4 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.33
Hancock Whitney
0 Sell rating(s)
3 Hold rating(s)
7 Buy rating(s)
1 Strong Buy rating(s)
2.82

Live Oak Bancshares pays an annual dividend of $0.12 per share and has a dividend yield of 0.3%. Hancock Whitney pays an annual dividend of $2.00 per share and has a dividend yield of 2.8%. Live Oak Bancshares pays out 4.2% of its earnings in the form of a dividend. Hancock Whitney pays out 39.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Hancock Whitney has increased its dividend for 3 consecutive years. Hancock Whitney is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Summary

Hancock Whitney beats Live Oak Bancshares on 15 of the 20 factors compared between the two stocks.

How does Live Oak Bancshares compare to Simmons First National?

Simmons First National (NASDAQ:SFNC) and Live Oak Bancshares (NYSE:LOB) are both finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their media sentiment, risk, institutional ownership, valuation, profitability, earnings, analyst recommendations and dividends.

27.6% of Simmons First National shares are held by institutional investors. Comparatively, 64.0% of Live Oak Bancshares shares are held by institutional investors. 0.8% of Simmons First National shares are held by insiders. Comparatively, 22.4% of Live Oak Bancshares shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Simmons First National has a beta of 0.92, suggesting that its share price is 8% less volatile than the broader market. Comparatively, Live Oak Bancshares has a beta of 1.94, suggesting that its share price is 94% more volatile than the broader market.

Live Oak Bancshares has lower revenue, but higher earnings than Simmons First National. Simmons First National is trading at a lower price-to-earnings ratio than Live Oak Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Simmons First National$1.43B2.24-$397.55M-$2.53N/A
Live Oak Bancshares$574.29M2.78$105.87M$2.8412.14

In the previous week, Simmons First National and Simmons First National both had 5 articles in the media. Simmons First National's average media sentiment score of 0.42 beat Live Oak Bancshares' score of -0.20 indicating that Simmons First National is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Simmons First National
0 Very Positive mention(s)
2 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Live Oak Bancshares
0 Very Positive mention(s)
0 Positive mention(s)
4 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Live Oak Bancshares has a net margin of 12.68% compared to Simmons First National's net margin of -24.64%. Live Oak Bancshares' return on equity of 11.77% beat Simmons First National's return on equity.

Company Net Margins Return on Equity Return on Assets
Simmons First National-24.64% 8.32% 1.16%
Live Oak Bancshares 12.68%11.77%0.90%

Simmons First National pays an annual dividend of $0.86 per share and has a dividend yield of 3.9%. Live Oak Bancshares pays an annual dividend of $0.12 per share and has a dividend yield of 0.3%. Simmons First National pays out -34.0% of its earnings in the form of a dividend. Live Oak Bancshares pays out 4.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Simmons First National has raised its dividend for 14 consecutive years. Simmons First National is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Simmons First National presently has a consensus target price of $25.50, suggesting a potential upside of 14.97%. Live Oak Bancshares has a consensus target price of $43.50, suggesting a potential upside of 26.17%. Given Live Oak Bancshares' higher possible upside, analysts plainly believe Live Oak Bancshares is more favorable than Simmons First National.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Simmons First National
1 Sell rating(s)
3 Hold rating(s)
4 Buy rating(s)
1 Strong Buy rating(s)
2.56
Live Oak Bancshares
0 Sell rating(s)
4 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.33

Summary

Live Oak Bancshares beats Simmons First National on 10 of the 19 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding LOB and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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LOB vs. The Competition

MetricLive Oak BancsharesBanks IndustryFinance SectorNYSE Exchange
Market Cap$1.60B$21.53B$13.08B$22.94B
Dividend Yield0.35%3.15%6.08%3.72%
P/E Ratio12.1425.6224.7228.60
Price / Sales2.788.99476.5014.92
Price / Cash11.6914.7345.1337.72
Price / Book1.371.322.714.72
Net Income$105.87M$2.60B$1.32B$1.07B
7 Day Performance-6.17%-1.16%-0.51%0.35%
1 Month Performance-11.76%-3.26%-2.40%-2.93%
1 Year Performance-1.04%21.84%10.29%9.25%

Live Oak Bancshares Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
LOB
Live Oak Bancshares
4.4396 of 5 stars
$34.48
-0.3%
$43.50
+26.2%
-3.7%$1.60B$574.29M12.141,077
CATY
Cathay General Bancorp
3.1315 of 5 stars
$60.53
-0.5%
$62.25
+2.8%
+20.6%$4.04B$1.38B11.831,268
FFBC
First Financial Bancorp.
3.4122 of 5 stars
$31.54
-1.0%
$34.00
+7.8%
+21.2%$3.31B$1.26B11.152,199
HOPE
Hope Bancorp
4.7041 of 5 stars
$13.64
-0.3%
$15.50
+13.7%
+21.4%$1.74B$967.63M13.641,434
HWC
Hancock Whitney
4.1933 of 5 stars
$72.88
-0.3%
$84.22
+15.6%
+17.2%$5.85B$2.02B14.303,627

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This page (NYSE:LOB) was last updated on 10/10/2026 by MarketBeat.com Staff.
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