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Live Oak Bancshares (LOB) Competitors

Live Oak Bancshares logo
$41.22 +0.85 (+2.12%)
Closing price 07/9/2026 03:59 PM Eastern
Extended Trading
$41.16 -0.07 (-0.17%)
As of 04:10 AM Eastern
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LOB vs. ABCB, CATY, FFBC, HOPE, and HWC

Should you buy Live Oak Bancshares stock or one of its competitors? MarketBeat compares Live Oak Bancshares with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Live Oak Bancshares include Ameris Bancorp (ABCB), Cathay General Bancorp (CATY), First Financial Bancorp. (FFBC), Hope Bancorp (HOPE), and Hancock Whitney (HWC).

How does Live Oak Bancshares compare to Ameris Bancorp?

Ameris Bancorp (NASDAQ:ABCB) and Live Oak Bancshares (NYSE:LOB) are related companies, but which is the superior stock? We will compare the two businesses based on the strength of their earnings, risk, valuation, profitability, dividends, analyst recommendations, media sentiment and institutional ownership.

In the previous week, Live Oak Bancshares had 3 more articles in the media than Ameris Bancorp. MarketBeat recorded 6 mentions for Live Oak Bancshares and 3 mentions for Ameris Bancorp. Live Oak Bancshares' average media sentiment score of 0.64 beat Ameris Bancorp's score of 0.06 indicating that Live Oak Bancshares is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Ameris Bancorp
1 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral
Live Oak Bancshares
3 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Ameris Bancorp has a beta of 0.91, meaning that its share price is 9% less volatile than the broader market. Comparatively, Live Oak Bancshares has a beta of 1.88, meaning that its share price is 88% more volatile than the broader market.

Ameris Bancorp pays an annual dividend of $0.80 per share and has a dividend yield of 0.9%. Live Oak Bancshares pays an annual dividend of $0.12 per share and has a dividend yield of 0.3%. Ameris Bancorp pays out 12.6% of its earnings in the form of a dividend. Live Oak Bancshares pays out 4.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Ameris Bancorp currently has a consensus target price of $92.17, suggesting a potential upside of 2.65%. Live Oak Bancshares has a consensus target price of $44.40, suggesting a potential upside of 7.70%. Given Live Oak Bancshares' higher possible upside, analysts clearly believe Live Oak Bancshares is more favorable than Ameris Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Ameris Bancorp
0 Sell rating(s)
3 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.57
Live Oak Bancshares
0 Sell rating(s)
4 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.33

Ameris Bancorp has higher revenue and earnings than Live Oak Bancshares. Ameris Bancorp is trading at a lower price-to-earnings ratio than Live Oak Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Ameris Bancorp$1.20B5.02$358.68M$6.3614.12
Live Oak Bancshares$1.04B1.84$105.87M$2.6115.79

91.6% of Ameris Bancorp shares are held by institutional investors. Comparatively, 64.0% of Live Oak Bancshares shares are held by institutional investors. 5.7% of Ameris Bancorp shares are held by insiders. Comparatively, 22.4% of Live Oak Bancshares shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Ameris Bancorp has a net margin of 21.46% compared to Live Oak Bancshares' net margin of 11.79%. Live Oak Bancshares' return on equity of 11.18% beat Ameris Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Ameris Bancorp21.46% 9.57% 1.32%
Live Oak Bancshares 11.79%11.18%0.86%

Summary

Ameris Bancorp beats Live Oak Bancshares on 11 of the 18 factors compared between the two stocks.

How does Live Oak Bancshares compare to Cathay General Bancorp?

Cathay General Bancorp (NASDAQ:CATY) and Live Oak Bancshares (NYSE:LOB) are related companies, but which is the superior business? We will compare the two companies based on the strength of their analyst recommendations, profitability, valuation, institutional ownership, earnings, dividends, risk and media sentiment.

Cathay General Bancorp has higher revenue and earnings than Live Oak Bancshares. Cathay General Bancorp is trading at a lower price-to-earnings ratio than Live Oak Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Cathay General Bancorp$1.38B2.98$315.12M$4.8512.67
Live Oak Bancshares$1.04B1.84$105.87M$2.6115.79

Cathay General Bancorp pays an annual dividend of $1.52 per share and has a dividend yield of 2.5%. Live Oak Bancshares pays an annual dividend of $0.12 per share and has a dividend yield of 0.3%. Cathay General Bancorp pays out 31.3% of its earnings in the form of a dividend. Live Oak Bancshares pays out 4.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

75.0% of Cathay General Bancorp shares are held by institutional investors. Comparatively, 64.0% of Live Oak Bancshares shares are held by institutional investors. 4.5% of Cathay General Bancorp shares are held by insiders. Comparatively, 22.4% of Live Oak Bancshares shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Cathay General Bancorp has a net margin of 23.79% compared to Live Oak Bancshares' net margin of 11.79%. Cathay General Bancorp's return on equity of 11.37% beat Live Oak Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
Cathay General Bancorp23.79% 11.37% 1.38%
Live Oak Bancshares 11.79%11.18%0.86%

In the previous week, Cathay General Bancorp had 2 more articles in the media than Live Oak Bancshares. MarketBeat recorded 8 mentions for Cathay General Bancorp and 6 mentions for Live Oak Bancshares. Cathay General Bancorp's average media sentiment score of 1.26 beat Live Oak Bancshares' score of 0.64 indicating that Cathay General Bancorp is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Cathay General Bancorp
6 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
1 Very Negative mention(s)
Positive
Live Oak Bancshares
3 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Cathay General Bancorp has a beta of 0.86, suggesting that its stock price is 14% less volatile than the broader market. Comparatively, Live Oak Bancshares has a beta of 1.88, suggesting that its stock price is 88% more volatile than the broader market.

Cathay General Bancorp currently has a consensus price target of $51.75, indicating a potential downside of 15.79%. Live Oak Bancshares has a consensus price target of $44.40, indicating a potential upside of 7.70%. Given Live Oak Bancshares' higher possible upside, analysts clearly believe Live Oak Bancshares is more favorable than Cathay General Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Cathay General Bancorp
1 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
2.33
Live Oak Bancshares
0 Sell rating(s)
4 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.33

Summary

Cathay General Bancorp beats Live Oak Bancshares on 12 of the 18 factors compared between the two stocks.

How does Live Oak Bancshares compare to First Financial Bancorp.?

Live Oak Bancshares (NYSE:LOB) and First Financial Bancorp. (NASDAQ:FFBC) are related companies, but which is the superior investment? We will compare the two businesses based on the strength of their institutional ownership, dividends, media sentiment, risk, earnings, profitability, analyst recommendations and valuation.

Live Oak Bancshares presently has a consensus price target of $44.40, suggesting a potential upside of 7.70%. First Financial Bancorp. has a consensus price target of $33.33, suggesting a potential downside of 1.99%. Given Live Oak Bancshares' higher probable upside, equities analysts clearly believe Live Oak Bancshares is more favorable than First Financial Bancorp..

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Live Oak Bancshares
0 Sell rating(s)
4 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.33
First Financial Bancorp.
0 Sell rating(s)
4 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.50

Live Oak Bancshares has a beta of 1.88, suggesting that its share price is 88% more volatile than the broader market. Comparatively, First Financial Bancorp. has a beta of 0.92, suggesting that its share price is 8% less volatile than the broader market.

First Financial Bancorp. has higher revenue and earnings than Live Oak Bancshares. First Financial Bancorp. is trading at a lower price-to-earnings ratio than Live Oak Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Live Oak Bancshares$1.04B1.84$105.87M$2.6115.79
First Financial Bancorp.$1.26B2.83$255.60M$2.8312.02

Live Oak Bancshares pays an annual dividend of $0.12 per share and has a dividend yield of 0.3%. First Financial Bancorp. pays an annual dividend of $1.00 per share and has a dividend yield of 2.9%. Live Oak Bancshares pays out 4.6% of its earnings in the form of a dividend. First Financial Bancorp. pays out 35.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Financial Bancorp. has raised its dividend for 1 consecutive years. First Financial Bancorp. is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

First Financial Bancorp. has a net margin of 20.92% compared to Live Oak Bancshares' net margin of 11.79%. Live Oak Bancshares' return on equity of 11.18% beat First Financial Bancorp.'s return on equity.

Company Net Margins Return on Equity Return on Assets
Live Oak Bancshares11.79% 11.18% 0.86%
First Financial Bancorp. 20.92%11.09%1.49%

64.0% of Live Oak Bancshares shares are owned by institutional investors. Comparatively, 77.2% of First Financial Bancorp. shares are owned by institutional investors. 22.4% of Live Oak Bancshares shares are owned by company insiders. Comparatively, 1.1% of First Financial Bancorp. shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

In the previous week, Live Oak Bancshares had 3 more articles in the media than First Financial Bancorp.. MarketBeat recorded 6 mentions for Live Oak Bancshares and 3 mentions for First Financial Bancorp.. First Financial Bancorp.'s average media sentiment score of 1.77 beat Live Oak Bancshares' score of 0.64 indicating that First Financial Bancorp. is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Live Oak Bancshares
3 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
First Financial Bancorp.
3 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive

Summary

First Financial Bancorp. beats Live Oak Bancshares on 12 of the 19 factors compared between the two stocks.

How does Live Oak Bancshares compare to Hope Bancorp?

Live Oak Bancshares (NYSE:LOB) and Hope Bancorp (NASDAQ:HOPE) are related small-cap companies, but which is the better investment? We will contrast the two businesses based on the strength of their profitability, valuation, analyst recommendations, media sentiment, dividends, risk, institutional ownership and earnings.

Live Oak Bancshares has higher revenue and earnings than Hope Bancorp. Live Oak Bancshares is trading at a lower price-to-earnings ratio than Hope Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Live Oak Bancshares$1.04B1.84$105.87M$2.6115.79
Hope Bancorp$967.63M1.77$61.59M$0.5225.71

64.0% of Live Oak Bancshares shares are owned by institutional investors. Comparatively, 84.0% of Hope Bancorp shares are owned by institutional investors. 22.4% of Live Oak Bancshares shares are owned by company insiders. Comparatively, 2.3% of Hope Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Live Oak Bancshares has a net margin of 11.79% compared to Hope Bancorp's net margin of 6.56%. Live Oak Bancshares' return on equity of 11.18% beat Hope Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Live Oak Bancshares11.79% 11.18% 0.86%
Hope Bancorp 6.56%5.32%0.65%

In the previous week, Live Oak Bancshares had 5 more articles in the media than Hope Bancorp. MarketBeat recorded 6 mentions for Live Oak Bancshares and 1 mentions for Hope Bancorp. Live Oak Bancshares' average media sentiment score of 0.64 beat Hope Bancorp's score of 0.00 indicating that Live Oak Bancshares is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Live Oak Bancshares
3 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Hope Bancorp
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Live Oak Bancshares pays an annual dividend of $0.12 per share and has a dividend yield of 0.3%. Hope Bancorp pays an annual dividend of $0.56 per share and has a dividend yield of 4.2%. Live Oak Bancshares pays out 4.6% of its earnings in the form of a dividend. Hope Bancorp pays out 107.7% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future.

Live Oak Bancshares has a beta of 1.88, meaning that its stock price is 88% more volatile than the broader market. Comparatively, Hope Bancorp has a beta of 0.83, meaning that its stock price is 17% less volatile than the broader market.

Live Oak Bancshares presently has a consensus price target of $44.40, indicating a potential upside of 7.70%. Hope Bancorp has a consensus price target of $14.50, indicating a potential upside of 8.45%. Given Hope Bancorp's stronger consensus rating and higher probable upside, analysts clearly believe Hope Bancorp is more favorable than Live Oak Bancshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Live Oak Bancshares
0 Sell rating(s)
4 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.33
Hope Bancorp
0 Sell rating(s)
3 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.40

Summary

Live Oak Bancshares beats Hope Bancorp on 12 of the 17 factors compared between the two stocks.

How does Live Oak Bancshares compare to Hancock Whitney?

Live Oak Bancshares (NYSE:LOB) and Hancock Whitney (NASDAQ:HWC) are both banking companies, but which is the better stock? We will compare the two companies based on the strength of their institutional ownership, risk, valuation, profitability, media sentiment, earnings, analyst recommendations and dividends.

Hancock Whitney has higher revenue and earnings than Live Oak Bancshares. Hancock Whitney is trading at a lower price-to-earnings ratio than Live Oak Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Live Oak Bancshares$1.04B1.84$105.87M$2.6115.79
Hancock Whitney$2.02B3.01$486.07M$4.8715.39

Live Oak Bancshares has a beta of 1.88, meaning that its share price is 88% more volatile than the broader market. Comparatively, Hancock Whitney has a beta of 0.95, meaning that its share price is 5% less volatile than the broader market.

Hancock Whitney has a net margin of 21.34% compared to Live Oak Bancshares' net margin of 11.79%. Hancock Whitney's return on equity of 11.20% beat Live Oak Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
Live Oak Bancshares11.79% 11.18% 0.86%
Hancock Whitney 21.34%11.20%1.40%

In the previous week, Live Oak Bancshares had 2 more articles in the media than Hancock Whitney. MarketBeat recorded 6 mentions for Live Oak Bancshares and 4 mentions for Hancock Whitney. Hancock Whitney's average media sentiment score of 1.08 beat Live Oak Bancshares' score of 0.64 indicating that Hancock Whitney is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Live Oak Bancshares
3 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Hancock Whitney
1 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Live Oak Bancshares pays an annual dividend of $0.12 per share and has a dividend yield of 0.3%. Hancock Whitney pays an annual dividend of $2.00 per share and has a dividend yield of 2.7%. Live Oak Bancshares pays out 4.6% of its earnings in the form of a dividend. Hancock Whitney pays out 41.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Hancock Whitney has raised its dividend for 3 consecutive years. Hancock Whitney is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Live Oak Bancshares currently has a consensus target price of $44.40, suggesting a potential upside of 7.70%. Hancock Whitney has a consensus target price of $80.50, suggesting a potential upside of 7.42%. Given Live Oak Bancshares' higher probable upside, research analysts clearly believe Live Oak Bancshares is more favorable than Hancock Whitney.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Live Oak Bancshares
0 Sell rating(s)
4 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.33
Hancock Whitney
0 Sell rating(s)
3 Hold rating(s)
4 Buy rating(s)
3 Strong Buy rating(s)
3.00

64.0% of Live Oak Bancshares shares are held by institutional investors. Comparatively, 81.2% of Hancock Whitney shares are held by institutional investors. 22.4% of Live Oak Bancshares shares are held by insiders. Comparatively, 0.9% of Hancock Whitney shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Summary

Hancock Whitney beats Live Oak Bancshares on 14 of the 20 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding LOB and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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LOB vs. The Competition

MetricLive Oak BancsharesState Commercial Banks – Fed Reserve System IndustryFinancial SectorNYSE Exchange
Market Cap$1.87B$2.85B$6.16B$23.37B
Dividend Yield0.30%3.30%5.23%4.04%
P/E Ratio15.7923.9229.4531.18
Price / Sales1.843.081,222.5820.95
Price / Cash13.6514.6488.9124.85
Price / Book1.631.406.584.77
Net Income$105.87M$176.97M$1.13B$1.07B
7 Day Performance0.64%-1.30%-0.16%-0.54%
1 Month Performance7.86%2.83%1.44%2.03%
1 Year PerformanceN/AN/A15.51%15.88%

Live Oak Bancshares Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
LOB
Live Oak Bancshares
3.9966 of 5 stars
$41.22
+2.1%
$44.40
+7.7%
N/A$1.87B$1.04B15.791,077
ABCB
Ameris Bancorp
3.452 of 5 stars
$90.92
-0.1%
$92.17
+1.4%
+33.4%$6.12B$1.20B17.452,850
CATY
Cathay General Bancorp
3.2699 of 5 stars
$62.05
flat
$51.75
-16.6%
+27.3%$4.16B$844.88M12.791,268
FFBC
First Financial Bancorp.
3.5193 of 5 stars
$33.78
flat
$33.00
-2.3%
+32.2%$3.54B$1.26B11.942,199
HOPE
Hope Bancorp
3.6847 of 5 stars
$13.59
flat
$14.50
+6.7%
+15.3%$1.74B$967.63M26.141,434

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This page (NYSE:LOB) was last updated on 7/10/2026 by MarketBeat.com Staff.
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