Ponce Financial Group (PDLB) Competitors

Codorus Valley Bancorp (NASDAQ:CVLY) and Ponce Financial Group (NASDAQ:PDLB) are both small-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their institutional ownership, analyst recommendations, profitability, valuation, community ranking, media sentiment, earnings, dividends and risk.

Does the MarketBeat Community prefer CVLY or PDLB?

Codorus Valley Bancorp received 58 more outperform votes than Ponce Financial Group when rated by MarketBeat users. Likewise, 57.83% of users gave Codorus Valley Bancorp an outperform vote while only 53.42% of users gave Ponce Financial Group an outperform vote.

Company	Underperform	Outperform
Codorus Valley Bancorp	Outperform Votes 144 57.83%	Underperform Votes 105 42.17%
Ponce Financial Group	Outperform Votes 86 53.42%	Underperform Votes 75 46.58%

Do insiders and institutionals have more ownership in CVLY or PDLB?

52.1% of Codorus Valley Bancorp shares are owned by institutional investors. Comparatively, 64.4% of Ponce Financial Group shares are owned by institutional investors. 4.0% of Codorus Valley Bancorp shares are owned by company insiders. Comparatively, 5.4% of Ponce Financial Group shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Which has more risk & volatility, CVLY or PDLB?

Codorus Valley Bancorp has a beta of 0.55, meaning that its stock price is 45% less volatile than the S&P 500. Comparatively, Ponce Financial Group has a beta of 0.55, meaning that its stock price is 45% less volatile than the S&P 500.

Is CVLY or PDLB more profitable?

Codorus Valley Bancorp has a net margin of 19.25% compared to Codorus Valley Bancorp's net margin of 2.46%. Ponce Financial Group's return on equity of 13.65% beat Codorus Valley Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Codorus Valley Bancorp	19.25%	13.65%	1.17%
Ponce Financial Group	2.46%	1.26%	0.13%

Does the media prefer CVLY or PDLB?

In the previous week, Codorus Valley Bancorp had 1 more articles in the media than Ponce Financial Group. MarketBeat recorded 1 mentions for Codorus Valley Bancorp and 0 mentions for Ponce Financial Group. Ponce Financial Group's average media sentiment score of 0.73 beat Codorus Valley Bancorp's score of 0.00 indicating that Codorus Valley Bancorp is being referred to more favorably in the media.

Company	Overall Sentiment
Codorus Valley Bancorp	Positive
Ponce Financial Group	Neutral

Do analysts recommend CVLY or PDLB?

Codorus Valley Bancorp currently has a consensus price target of $22.00, suggesting a potential downside of 1.52%. Given Ponce Financial Group's higher possible upside, equities research analysts clearly believe Codorus Valley Bancorp is more favorable than Ponce Financial Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Codorus Valley Bancorp	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00
Ponce Financial Group	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	N/A

Which has higher valuation & earnings, CVLY or PDLB?

Codorus Valley Bancorp has higher earnings, but lower revenue than Ponce Financial Group. Codorus Valley Bancorp is trading at a lower price-to-earnings ratio than Ponce Financial Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Codorus Valley Bancorp	$129.76M	1.66	$24.97M	$2.60	8.59
Ponce Financial Group	$136.09M	1.47	$3.35M	$0.15	55.93

Summary

Codorus Valley Bancorp beats Ponce Financial Group on 12 of the 16 factors compared between the two stocks.