Greene County Bancorp (NASDAQ:GCBC) and Southern Missouri Bancorp (NASDAQ:SMBC) are both small-cap finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their profitability, dividends, analyst recommendations, earnings, institutional ownership, risk and valuation.
Risk & Volatility
Greene County Bancorp has a beta of 0.49, suggesting that its stock price is 51% less volatile than the S&P 500. Comparatively, Southern Missouri Bancorp has a beta of 0.91, suggesting that its stock price is 9% less volatile than the S&P 500.
Dividends
Greene County Bancorp pays an annual dividend of $0.48 per share and has a dividend yield of 1.9%. Southern Missouri Bancorp pays an annual dividend of $0.64 per share and has a dividend yield of 1.6%. Southern Missouri Bancorp pays out 21.3% of its earnings in the form of a dividend. Greene County Bancorp has raised its dividend for 7 consecutive years and Southern Missouri Bancorp has raised its dividend for 1 consecutive years. Greene County Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.
Profitability
This table compares Greene County Bancorp and Southern Missouri Bancorp's net margins, return on equity and return on assets.
| Net Margins | Return on Equity | Return on Assets |
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Greene County Bancorp | 29.98% | 14.80% | 1.15% |
Southern Missouri Bancorp | 23.68% | 11.67% | 1.22% |
Institutional and Insider Ownership
5.8% of Greene County Bancorp shares are owned by institutional investors. Comparatively, 49.3% of Southern Missouri Bancorp shares are owned by institutional investors. 7.9% of Greene County Bancorp shares are owned by insiders. Comparatively, 15.1% of Southern Missouri Bancorp shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.
Analyst Recommendations
This is a summary of current ratings and price targets for Greene County Bancorp and Southern Missouri Bancorp, as reported by MarketBeat.
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score |
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Greene County Bancorp | 0 | 0 | 0 | 0 | N/A |
Southern Missouri Bancorp | 0 | 0 | 1 | 0 | 3.00 |
Southern Missouri Bancorp has a consensus price target of $29.00, suggesting a potential downside of 26.26%. Given Southern Missouri Bancorp's higher probable upside, analysts plainly believe Southern Missouri Bancorp is more favorable than Greene County Bancorp.
Valuation & Earnings
This table compares Greene County Bancorp and Southern Missouri Bancorp's top-line revenue, earnings per share and valuation.
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio |
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Greene County Bancorp | $61.96 million | 3.44 | $18.73 million | N/A | N/A |
Southern Missouri Bancorp | $124.41 million | 2.85 | $27.55 million | $3.00 | 13.11 |
Southern Missouri Bancorp has higher revenue and earnings than Greene County Bancorp.
Summary
Southern Missouri Bancorp beats Greene County Bancorp on 9 of the 15 factors compared between the two stocks.