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Bank of the James Financial Group (BOTJ) Competitors

Bank of the James Financial Group logo
$27.77 +0.01 (+0.04%)
Closing price 08/14/2026 04:00 PM Eastern
Extended Trading
$27.61 -0.16 (-0.57%)
As of 08/14/2026 06:42 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

BOTJ vs. CBK, WTBA, BSVN, BMRC, and FMAO

Should you buy Bank of the James Financial Group stock or one of its competitors? Bank of the James Financial Group's main competitors and comparable companies include Commercial Bancgroup (CBK), West Bancorporation (WTBA), Bank7 (BSVN), Bank of Marin Bancorp (BMRC), and Farmers & Merchants Bancorp (FMAO). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "regional banks" industry.

How does Bank of the James Financial Group compare to Commercial Bancgroup?

Bank of the James Financial Group (NASDAQ:BOTJ) and Commercial Bancgroup (NASDAQ:CBK) are both small-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their profitability, analyst recommendations, valuation, media sentiment, institutional ownership, risk, earnings and dividends.

Commercial Bancgroup has a consensus target price of $39.50, suggesting a potential upside of 11.90%. Given Commercial Bancgroup's higher possible upside, analysts plainly believe Commercial Bancgroup is more favorable than Bank of the James Financial Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Bank of the James Financial Group
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
Commercial Bancgroup
1 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.00

Bank of the James Financial Group pays an annual dividend of $0.40 per share and has a dividend yield of 1.4%. Commercial Bancgroup pays an annual dividend of $0.40 per share and has a dividend yield of 1.1%. Bank of the James Financial Group pays out 15.8% of its earnings in the form of a dividend. Commercial Bancgroup pays out 13.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Bank of the James Financial Group has raised its dividend for 5 consecutive years. Bank of the James Financial Group is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

18.5% of Bank of the James Financial Group shares are owned by institutional investors. 11.9% of Bank of the James Financial Group shares are owned by insiders. Comparatively, 36.2% of Commercial Bancgroup shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Commercial Bancgroup has a net margin of 30.07% compared to Bank of the James Financial Group's net margin of 17.72%. Bank of the James Financial Group's return on equity of 14.30% beat Commercial Bancgroup's return on equity.

Company Net Margins Return on Equity Return on Assets
Bank of the James Financial Group17.72% 14.30% 1.10%
Commercial Bancgroup 30.07%14.06%1.72%

In the previous week, Bank of the James Financial Group had 8 more articles in the media than Commercial Bancgroup. MarketBeat recorded 9 mentions for Bank of the James Financial Group and 1 mentions for Commercial Bancgroup. Commercial Bancgroup's average media sentiment score of 1.87 beat Bank of the James Financial Group's score of 1.18 indicating that Commercial Bancgroup is being referred to more favorably in the news media.

Company Overall Sentiment
Bank of the James Financial Group Positive
Commercial Bancgroup Very Positive

Commercial Bancgroup has higher revenue and earnings than Bank of the James Financial Group. Bank of the James Financial Group is trading at a lower price-to-earnings ratio than Commercial Bancgroup, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Bank of the James Financial Group$62.51M2.02$9.02M$2.5310.98
Commercial Bancgroup$131.53M3.68$37.20M$2.9212.09

Summary

Commercial Bancgroup beats Bank of the James Financial Group on 12 of the 17 factors compared between the two stocks.

How does Bank of the James Financial Group compare to West Bancorporation?

Bank of the James Financial Group (NASDAQ:BOTJ) and West Bancorporation (NASDAQ:WTBA) are both small-cap finance companies, but which is the better stock? We will compare the two businesses based on the strength of their profitability, media sentiment, analyst recommendations, dividends, valuation, risk, institutional ownership and earnings.

West Bancorporation has higher revenue and earnings than Bank of the James Financial Group. Bank of the James Financial Group is trading at a lower price-to-earnings ratio than West Bancorporation, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Bank of the James Financial Group$62.51M2.02$9.02M$2.5310.98
West Bancorporation$202.45M2.51$32.56M$2.2313.38

18.5% of Bank of the James Financial Group shares are held by institutional investors. Comparatively, 44.3% of West Bancorporation shares are held by institutional investors. 11.9% of Bank of the James Financial Group shares are held by insiders. Comparatively, 4.6% of West Bancorporation shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Bank of the James Financial Group has a beta of 0.16, meaning that its stock price is 84% less volatile than the broader market. Comparatively, West Bancorporation has a beta of 0.71, meaning that its stock price is 29% less volatile than the broader market.

In the previous week, Bank of the James Financial Group had 5 more articles in the media than West Bancorporation. MarketBeat recorded 9 mentions for Bank of the James Financial Group and 4 mentions for West Bancorporation. Bank of the James Financial Group's average media sentiment score of 1.18 beat West Bancorporation's score of 0.97 indicating that Bank of the James Financial Group is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Bank of the James Financial Group
3 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive
West Bancorporation
1 Very Positive mention(s)
2 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

West Bancorporation has a net margin of 18.75% compared to Bank of the James Financial Group's net margin of 17.72%. West Bancorporation's return on equity of 15.48% beat Bank of the James Financial Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Bank of the James Financial Group17.72% 14.30% 1.10%
West Bancorporation 18.75%15.48%1.03%

West Bancorporation has a consensus price target of $29.00, suggesting a potential downside of 2.78%. Given West Bancorporation's stronger consensus rating and higher probable upside, analysts plainly believe West Bancorporation is more favorable than Bank of the James Financial Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Bank of the James Financial Group
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
West Bancorporation
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.25

Bank of the James Financial Group pays an annual dividend of $0.40 per share and has a dividend yield of 1.4%. West Bancorporation pays an annual dividend of $1.04 per share and has a dividend yield of 3.5%. Bank of the James Financial Group pays out 15.8% of its earnings in the form of a dividend. West Bancorporation pays out 46.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Bank of the James Financial Group has increased its dividend for 5 consecutive years.

Summary

West Bancorporation beats Bank of the James Financial Group on 12 of the 19 factors compared between the two stocks.

How does Bank of the James Financial Group compare to Bank7?

Bank7 (NASDAQ:BSVN) and Bank of the James Financial Group (NASDAQ:BOTJ) are both small-cap finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their analyst recommendations, risk, earnings, media sentiment, profitability, dividends, valuation and institutional ownership.

Bank7 presently has a consensus target price of $58.50, indicating a potential upside of 11.88%. Given Bank7's stronger consensus rating and higher probable upside, equities analysts clearly believe Bank7 is more favorable than Bank of the James Financial Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Bank7
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.75
Bank of the James Financial Group
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

23.5% of Bank7 shares are held by institutional investors. Comparatively, 18.5% of Bank of the James Financial Group shares are held by institutional investors. 25.7% of Bank7 shares are held by insiders. Comparatively, 11.9% of Bank of the James Financial Group shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Bank7 pays an annual dividend of $1.08 per share and has a dividend yield of 2.1%. Bank of the James Financial Group pays an annual dividend of $0.40 per share and has a dividend yield of 1.4%. Bank7 pays out 24.7% of its earnings in the form of a dividend. Bank of the James Financial Group pays out 15.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Bank7 has increased its dividend for 5 consecutive years and Bank of the James Financial Group has increased its dividend for 5 consecutive years.

In the previous week, Bank of the James Financial Group had 7 more articles in the media than Bank7. MarketBeat recorded 9 mentions for Bank of the James Financial Group and 2 mentions for Bank7. Bank of the James Financial Group's average media sentiment score of 1.18 beat Bank7's score of 1.08 indicating that Bank of the James Financial Group is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Bank7
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Bank of the James Financial Group
3 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive

Bank7 has a net margin of 30.36% compared to Bank of the James Financial Group's net margin of 17.72%. Bank7's return on equity of 16.48% beat Bank of the James Financial Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Bank730.36% 16.48% 2.18%
Bank of the James Financial Group 17.72%14.30%1.10%

Bank7 has higher revenue and earnings than Bank of the James Financial Group. Bank of the James Financial Group is trading at a lower price-to-earnings ratio than Bank7, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Bank7$137.26M3.63$43.07M$4.3711.97
Bank of the James Financial Group$62.51M2.02$9.02M$2.5310.98

Bank7 has a beta of 0.9, suggesting that its share price is 10% less volatile than the broader market. Comparatively, Bank of the James Financial Group has a beta of 0.16, suggesting that its share price is 84% less volatile than the broader market.

Summary

Bank7 beats Bank of the James Financial Group on 15 of the 18 factors compared between the two stocks.

How does Bank of the James Financial Group compare to Bank of Marin Bancorp?

Bank of the James Financial Group (NASDAQ:BOTJ) and Bank of Marin Bancorp (NASDAQ:BMRC) are both small-cap finance companies, but which is the superior business? We will compare the two companies based on the strength of their dividends, risk, analyst recommendations, profitability, earnings, media sentiment, institutional ownership and valuation.

Bank of Marin Bancorp has a consensus price target of $31.50, indicating a potential upside of 11.35%. Given Bank of Marin Bancorp's stronger consensus rating and higher possible upside, analysts clearly believe Bank of Marin Bancorp is more favorable than Bank of the James Financial Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Bank of the James Financial Group
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
Bank of Marin Bancorp
0 Sell rating(s)
5 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.29

Bank of the James Financial Group has higher earnings, but lower revenue than Bank of Marin Bancorp. Bank of Marin Bancorp is trading at a lower price-to-earnings ratio than Bank of the James Financial Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Bank of the James Financial Group$62.51M2.02$9.02M$2.5310.98
Bank of Marin Bancorp$163.98M2.79-$35.67M-$0.91N/A

Bank of the James Financial Group pays an annual dividend of $0.40 per share and has a dividend yield of 1.4%. Bank of Marin Bancorp pays an annual dividend of $1.00 per share and has a dividend yield of 3.5%. Bank of the James Financial Group pays out 15.8% of its earnings in the form of a dividend. Bank of Marin Bancorp pays out -109.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Bank of the James Financial Group has increased its dividend for 5 consecutive years. Bank of Marin Bancorp is clearly the better dividend stock, given its higher yield and lower payout ratio.

Bank of the James Financial Group has a beta of 0.16, meaning that its stock price is 84% less volatile than the broader market. Comparatively, Bank of Marin Bancorp has a beta of 0.79, meaning that its stock price is 21% less volatile than the broader market.

18.5% of Bank of the James Financial Group shares are owned by institutional investors. Comparatively, 52.3% of Bank of Marin Bancorp shares are owned by institutional investors. 11.9% of Bank of the James Financial Group shares are owned by company insiders. Comparatively, 4.9% of Bank of Marin Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

In the previous week, Bank of the James Financial Group had 8 more articles in the media than Bank of Marin Bancorp. MarketBeat recorded 9 mentions for Bank of the James Financial Group and 1 mentions for Bank of Marin Bancorp. Bank of Marin Bancorp's average media sentiment score of 1.89 beat Bank of the James Financial Group's score of 1.18 indicating that Bank of Marin Bancorp is being referred to more favorably in the news media.

Company Overall Sentiment
Bank of the James Financial Group Positive
Bank of Marin Bancorp Very Positive

Bank of the James Financial Group has a net margin of 17.72% compared to Bank of Marin Bancorp's net margin of -7.98%. Bank of the James Financial Group's return on equity of 14.30% beat Bank of Marin Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Bank of the James Financial Group17.72% 14.30% 1.10%
Bank of Marin Bancorp -7.98%8.51%0.89%

Summary

Bank of Marin Bancorp beats Bank of the James Financial Group on 10 of the 19 factors compared between the two stocks.

How does Bank of the James Financial Group compare to Farmers & Merchants Bancorp?

Farmers & Merchants Bancorp (NASDAQ:FMAO) and Bank of the James Financial Group (NASDAQ:BOTJ) are both small-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their analyst recommendations, dividends, profitability, risk, earnings, valuation, institutional ownership and media sentiment.

Farmers & Merchants Bancorp has a net margin of 20.27% compared to Bank of the James Financial Group's net margin of 17.72%. Bank of the James Financial Group's return on equity of 14.30% beat Farmers & Merchants Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Farmers & Merchants Bancorp20.27% 10.72% 1.16%
Bank of the James Financial Group 17.72%14.30%1.10%

Farmers & Merchants Bancorp pays an annual dividend of $0.92 per share and has a dividend yield of 2.6%. Bank of the James Financial Group pays an annual dividend of $0.40 per share and has a dividend yield of 1.4%. Farmers & Merchants Bancorp pays out 31.6% of its earnings in the form of a dividend. Bank of the James Financial Group pays out 15.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Farmers & Merchants Bancorp has increased its dividend for 19 consecutive years and Bank of the James Financial Group has increased its dividend for 5 consecutive years. Farmers & Merchants Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Farmers & Merchants Bancorp has higher revenue and earnings than Bank of the James Financial Group. Bank of the James Financial Group is trading at a lower price-to-earnings ratio than Farmers & Merchants Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Farmers & Merchants Bancorp$190.68M2.54$33.31M$2.9112.07
Bank of the James Financial Group$62.51M2.02$9.02M$2.5310.98

Farmers & Merchants Bancorp has a beta of 0.8, suggesting that its stock price is 20% less volatile than the broader market. Comparatively, Bank of the James Financial Group has a beta of 0.16, suggesting that its stock price is 84% less volatile than the broader market.

24.0% of Farmers & Merchants Bancorp shares are owned by institutional investors. Comparatively, 18.5% of Bank of the James Financial Group shares are owned by institutional investors. 7.3% of Farmers & Merchants Bancorp shares are owned by company insiders. Comparatively, 11.9% of Bank of the James Financial Group shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Farmers & Merchants Bancorp currently has a consensus target price of $32.25, indicating a potential downside of 8.15%. Given Farmers & Merchants Bancorp's stronger consensus rating and higher possible upside, equities analysts clearly believe Farmers & Merchants Bancorp is more favorable than Bank of the James Financial Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Farmers & Merchants Bancorp
0 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
2.75
Bank of the James Financial Group
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

In the previous week, Bank of the James Financial Group had 1 more articles in the media than Farmers & Merchants Bancorp. MarketBeat recorded 9 mentions for Bank of the James Financial Group and 8 mentions for Farmers & Merchants Bancorp. Bank of the James Financial Group's average media sentiment score of 1.18 beat Farmers & Merchants Bancorp's score of 0.40 indicating that Bank of the James Financial Group is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Farmers & Merchants Bancorp
4 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Bank of the James Financial Group
3 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive

Summary

Farmers & Merchants Bancorp beats Bank of the James Financial Group on 15 of the 20 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding BOTJ and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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BOTJ vs. The Competition

MetricBank of the James Financial GroupBanks IndustryFinance SectorNASDAQ Exchange
Market Cap$126.17M$23.93B$14.16B$13.07B
Dividend Yield1.44%3.14%5.87%10.45%
P/E Ratio10.9828.2929.3425.38
Price / Sales2.029.82514.3179.38
Price / Cash11.3416.3337.4950.90
Price / Book1.521.383.716.25
Net Income$9.02M$2.57B$1.31B$347.82M
7 Day Performance1.91%1.05%0.77%1.08%
1 Month Performance5.91%3.26%1.56%0.82%
1 Year Performance98.78%27.82%12.52%20.99%

Bank of the James Financial Group Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
BOTJ
Bank of the James Financial Group
3.263 of 5 stars
$27.77
+0.0%
N/A+97.9%$126.17M$62.51M10.98160
CBK
Commercial Bancgroup
3.1648 of 5 stars
$35.44
+1.1%
$39.50
+11.5%
N/A$485.53M$131.53M12.14298
WTBA
West Bancorporation
3.4943 of 5 stars
$28.27
-1.2%
$29.00
+2.6%
+58.4%$481.83M$102.53M12.68180
BSVN
Bank7
4.2078 of 5 stars
$50.10
-1.8%
$58.50
+16.8%
+13.7%$476.95M$137.26M11.46120
BMRC
Bank of Marin Bancorp
3.8712 of 5 stars
$29.14
-1.2%
$31.50
+8.1%
+21.7%$471.78M$163.98MN/A310

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This page (NASDAQ:BOTJ) was last updated on 8/15/2026 by MarketBeat.com Staff.
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