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Bank of the James Financial Group (BOTJ) Competitors

Bank of the James Financial Group logo
$24.62 -0.14 (-0.57%)
Closing price 04:00 PM Eastern
Extended Trading
$24.66 +0.04 (+0.16%)
As of 04:10 PM Eastern
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BOTJ vs. BETR, BWFG, BSVN, CBAN, and CBK

Should you buy Bank of the James Financial Group stock or one of its competitors? MarketBeat compares Bank of the James Financial Group with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Bank of the James Financial Group include Better Home & Finance (BETR), Bankwell Financial Group (BWFG), Bank7 (BSVN), Colony Bankcorp (CBAN), and Commercial Bancgroup (CBK). These companies are all part of the "banking" industry.

How does Bank of the James Financial Group compare to Better Home & Finance?

Bank of the James Financial Group (NASDAQ:BOTJ) and Better Home & Finance (NASDAQ:BETR) are both small-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their risk, analyst recommendations, earnings, institutional ownership, valuation, dividends, profitability and media sentiment.

In the previous week, Better Home & Finance had 4 more articles in the media than Bank of the James Financial Group. MarketBeat recorded 5 mentions for Better Home & Finance and 1 mentions for Bank of the James Financial Group. Bank of the James Financial Group's average media sentiment score of 1.89 beat Better Home & Finance's score of 1.33 indicating that Bank of the James Financial Group is being referred to more favorably in the media.

Company Overall Sentiment
Bank of the James Financial Group Very Positive
Better Home & Finance Positive

Bank of the James Financial Group has a beta of 0.18, meaning that its share price is 82% less volatile than the broader market. Comparatively, Better Home & Finance has a beta of 1.69, meaning that its share price is 69% more volatile than the broader market.

Bank of the James Financial Group has higher earnings, but lower revenue than Better Home & Finance. Better Home & Finance is trading at a lower price-to-earnings ratio than Bank of the James Financial Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Bank of the James Financial Group$62.51M1.79$9.02M$2.4210.17
Better Home & Finance$164.87M3.30-$165.87M-$11.77N/A

18.5% of Bank of the James Financial Group shares are held by institutional investors. Comparatively, 20.9% of Better Home & Finance shares are held by institutional investors. 11.9% of Bank of the James Financial Group shares are held by company insiders. Comparatively, 27.7% of Better Home & Finance shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Bank of the James Financial Group has a net margin of 17.17% compared to Better Home & Finance's net margin of -103.23%. Bank of the James Financial Group's return on equity of 14.13% beat Better Home & Finance's return on equity.

Company Net Margins Return on Equity Return on Assets
Bank of the James Financial Group17.17% 14.13% 1.06%
Better Home & Finance -103.23%-358.04%-10.33%

Better Home & Finance has a consensus target price of $42.67, suggesting a potential upside of 47.99%. Given Better Home & Finance's stronger consensus rating and higher probable upside, analysts plainly believe Better Home & Finance is more favorable than Bank of the James Financial Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Bank of the James Financial Group
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
Better Home & Finance
1 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
2.60

Summary

Better Home & Finance beats Bank of the James Financial Group on 10 of the 17 factors compared between the two stocks.

How does Bank of the James Financial Group compare to Bankwell Financial Group?

Bank of the James Financial Group (NASDAQ:BOTJ) and Bankwell Financial Group (NASDAQ:BWFG) are both small-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their valuation, institutional ownership, dividends, risk, earnings, media sentiment, analyst recommendations and profitability.

Bankwell Financial Group has higher revenue and earnings than Bank of the James Financial Group. Bank of the James Financial Group is trading at a lower price-to-earnings ratio than Bankwell Financial Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Bank of the James Financial Group$62.51M1.79$9.02M$2.4210.17
Bankwell Financial Group$207.71M2.12$35.20M$4.9811.10

In the previous week, Bankwell Financial Group had 7 more articles in the media than Bank of the James Financial Group. MarketBeat recorded 8 mentions for Bankwell Financial Group and 1 mentions for Bank of the James Financial Group. Bank of the James Financial Group's average media sentiment score of 1.89 beat Bankwell Financial Group's score of 0.95 indicating that Bank of the James Financial Group is being referred to more favorably in the media.

Company Overall Sentiment
Bank of the James Financial Group Very Positive
Bankwell Financial Group Positive

Bank of the James Financial Group pays an annual dividend of $0.40 per share and has a dividend yield of 1.6%. Bankwell Financial Group pays an annual dividend of $0.80 per share and has a dividend yield of 1.4%. Bank of the James Financial Group pays out 16.5% of its earnings in the form of a dividend. Bankwell Financial Group pays out 16.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Bank of the James Financial Group has raised its dividend for 5 consecutive years. Bank of the James Financial Group is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Bank of the James Financial Group has a beta of 0.18, indicating that its share price is 82% less volatile than the broader market. Comparatively, Bankwell Financial Group has a beta of 0.62, indicating that its share price is 38% less volatile than the broader market.

Bankwell Financial Group has a consensus price target of $52.00, suggesting a potential downside of 5.95%. Given Bankwell Financial Group's stronger consensus rating and higher possible upside, analysts plainly believe Bankwell Financial Group is more favorable than Bank of the James Financial Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Bank of the James Financial Group
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
Bankwell Financial Group
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.50

18.5% of Bank of the James Financial Group shares are held by institutional investors. Comparatively, 35.8% of Bankwell Financial Group shares are held by institutional investors. 11.9% of Bank of the James Financial Group shares are held by company insiders. Comparatively, 21.0% of Bankwell Financial Group shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Bankwell Financial Group has a net margin of 18.71% compared to Bank of the James Financial Group's net margin of 17.17%. Bank of the James Financial Group's return on equity of 14.13% beat Bankwell Financial Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Bank of the James Financial Group17.17% 14.13% 1.06%
Bankwell Financial Group 18.71%13.31%1.20%

Summary

Bankwell Financial Group beats Bank of the James Financial Group on 15 of the 19 factors compared between the two stocks.

How does Bank of the James Financial Group compare to Bank7?

Bank7 (NASDAQ:BSVN) and Bank of the James Financial Group (NASDAQ:BOTJ) are both small-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their risk, valuation, institutional ownership, analyst recommendations, earnings, profitability, media sentiment and dividends.

23.5% of Bank7 shares are held by institutional investors. Comparatively, 18.5% of Bank of the James Financial Group shares are held by institutional investors. 25.7% of Bank7 shares are held by company insiders. Comparatively, 11.9% of Bank of the James Financial Group shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Bank7 has a beta of 0.92, suggesting that its share price is 8% less volatile than the broader market. Comparatively, Bank of the James Financial Group has a beta of 0.18, suggesting that its share price is 82% less volatile than the broader market.

Bank7 has higher revenue and earnings than Bank of the James Financial Group. Bank7 is trading at a lower price-to-earnings ratio than Bank of the James Financial Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Bank7$137.26M3.17$43.07M$4.669.80
Bank of the James Financial Group$62.51M1.79$9.02M$2.4210.17

Bank7 pays an annual dividend of $1.08 per share and has a dividend yield of 2.4%. Bank of the James Financial Group pays an annual dividend of $0.40 per share and has a dividend yield of 1.6%. Bank7 pays out 23.2% of its earnings in the form of a dividend. Bank of the James Financial Group pays out 16.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Bank7 has raised its dividend for 5 consecutive years and Bank of the James Financial Group has raised its dividend for 5 consecutive years.

Bank7 has a net margin of 31.77% compared to Bank of the James Financial Group's net margin of 17.17%. Bank7's return on equity of 18.18% beat Bank of the James Financial Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Bank731.77% 18.18% 2.34%
Bank of the James Financial Group 17.17%14.13%1.06%

In the previous week, Bank7 had 1 more articles in the media than Bank of the James Financial Group. MarketBeat recorded 2 mentions for Bank7 and 1 mentions for Bank of the James Financial Group. Bank of the James Financial Group's average media sentiment score of 1.89 beat Bank7's score of 1.40 indicating that Bank of the James Financial Group is being referred to more favorably in the news media.

Company Overall Sentiment
Bank7 Positive
Bank of the James Financial Group Very Positive

Bank7 presently has a consensus target price of $54.50, suggesting a potential upside of 19.28%. Given Bank7's stronger consensus rating and higher possible upside, analysts clearly believe Bank7 is more favorable than Bank of the James Financial Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Bank7
0 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
3.25
Bank of the James Financial Group
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

Summary

Bank7 beats Bank of the James Financial Group on 16 of the 19 factors compared between the two stocks.

How does Bank of the James Financial Group compare to Colony Bankcorp?

Bank of the James Financial Group (NASDAQ:BOTJ) and Colony Bankcorp (NYSE:CBAN) are both small-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their institutional ownership, risk, dividends, earnings, valuation, media sentiment, profitability and analyst recommendations.

Bank of the James Financial Group pays an annual dividend of $0.40 per share and has a dividend yield of 1.6%. Colony Bankcorp pays an annual dividend of $0.48 per share and has a dividend yield of 2.3%. Bank of the James Financial Group pays out 16.5% of its earnings in the form of a dividend. Colony Bankcorp pays out 30.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Bank of the James Financial Group has raised its dividend for 5 consecutive years and Colony Bankcorp has raised its dividend for 7 consecutive years. Colony Bankcorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Bank of the James Financial Group has a net margin of 17.17% compared to Colony Bankcorp's net margin of 14.83%. Bank of the James Financial Group's return on equity of 14.13% beat Colony Bankcorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Bank of the James Financial Group17.17% 14.13% 1.06%
Colony Bankcorp 14.83%10.23%1.01%

18.5% of Bank of the James Financial Group shares are held by institutional investors. Comparatively, 50.4% of Colony Bankcorp shares are held by institutional investors. 11.9% of Bank of the James Financial Group shares are held by company insiders. Comparatively, 3.9% of Colony Bankcorp shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Bank of the James Financial Group has a beta of 0.18, indicating that its share price is 82% less volatile than the broader market. Comparatively, Colony Bankcorp has a beta of 0.56, indicating that its share price is 44% less volatile than the broader market.

Colony Bankcorp has higher revenue and earnings than Bank of the James Financial Group. Bank of the James Financial Group is trading at a lower price-to-earnings ratio than Colony Bankcorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Bank of the James Financial Group$62.51M1.79$9.02M$2.4210.17
Colony Bankcorp$190.23M2.31$28.25M$1.6012.98

In the previous week, Bank of the James Financial Group had 1 more articles in the media than Colony Bankcorp. MarketBeat recorded 1 mentions for Bank of the James Financial Group and 0 mentions for Colony Bankcorp. Bank of the James Financial Group's average media sentiment score of 1.89 beat Colony Bankcorp's score of 0.00 indicating that Bank of the James Financial Group is being referred to more favorably in the media.

Company Overall Sentiment
Bank of the James Financial Group Very Positive
Colony Bankcorp Neutral

Colony Bankcorp has a consensus price target of $23.00, suggesting a potential upside of 10.76%. Given Colony Bankcorp's stronger consensus rating and higher probable upside, analysts clearly believe Colony Bankcorp is more favorable than Bank of the James Financial Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Bank of the James Financial Group
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
Colony Bankcorp
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.75

Summary

Colony Bankcorp beats Bank of the James Financial Group on 11 of the 19 factors compared between the two stocks.

How does Bank of the James Financial Group compare to Commercial Bancgroup?

Commercial Bancgroup (NASDAQ:CBK) and Bank of the James Financial Group (NASDAQ:BOTJ) are both small-cap banking companies, but which is the better investment? We will contrast the two companies based on the strength of their valuation, dividends, institutional ownership, risk, media sentiment, earnings, profitability and analyst recommendations.

Commercial Bancgroup pays an annual dividend of $0.40 per share and has a dividend yield of 1.3%. Bank of the James Financial Group pays an annual dividend of $0.40 per share and has a dividend yield of 1.6%. Commercial Bancgroup pays out 18.0% of its earnings in the form of a dividend. Bank of the James Financial Group pays out 16.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Bank of the James Financial Group has increased its dividend for 5 consecutive years. Bank of the James Financial Group is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Commercial Bancgroup
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
1 Strong Buy rating(s)
2.50
Bank of the James Financial Group
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

Commercial Bancgroup has higher revenue and earnings than Bank of the James Financial Group. Bank of the James Financial Group is trading at a lower price-to-earnings ratio than Commercial Bancgroup, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Commercial Bancgroup$131.53M3.20$37.20M$2.2213.85
Bank of the James Financial Group$62.51M1.79$9.02M$2.4210.17

18.5% of Bank of the James Financial Group shares are owned by institutional investors. 36.2% of Commercial Bancgroup shares are owned by insiders. Comparatively, 11.9% of Bank of the James Financial Group shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Bank of the James Financial Group has a net margin of 17.17% compared to Commercial Bancgroup's net margin of 0.00%. Bank of the James Financial Group's return on equity of 14.13% beat Commercial Bancgroup's return on equity.

Company Net Margins Return on Equity Return on Assets
Commercial BancgroupN/A N/A N/A
Bank of the James Financial Group 17.17%14.13%1.06%

In the previous week, Commercial Bancgroup and Commercial Bancgroup both had 1 articles in the media. Commercial Bancgroup's average media sentiment score of 1.89 equaled Bank of the James Financial Group'saverage media sentiment score.

Company Overall Sentiment
Commercial Bancgroup Very Positive
Bank of the James Financial Group Very Positive

Summary

Bank of the James Financial Group beats Commercial Bancgroup on 8 of the 15 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding BOTJ and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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BOTJ vs. The Competition

MetricBank of the James Financial GroupBANKS IndustryFinance SectorNASDAQ Exchange
Market Cap$112.49M$1.93B$13.88B$12.07B
Dividend Yield1.62%2.42%5.75%5.66%
P/E Ratio10.1716.4920.1224.57
Price / Sales1.792.57148.62141.49
Price / Cash10.1112.7619.5037.92
Price / Book1.401.262.256.78
Net Income$9.02M$146.81M$1.14B$337.32M
7 Day Performance1.44%1.13%1.15%1.96%
1 Month Performance7.70%5.01%2.00%3.81%
1 Year Performance75.42%28.27%12.45%32.19%

Bank of the James Financial Group Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
BOTJ
Bank of the James Financial Group
2.9331 of 5 stars
$24.62
-0.6%
N/A+76.4%$112.49M$62.51M10.17160
BETR
Better Home & Finance
4.2834 of 5 stars
$23.73
-5.2%
$46.50
+96.0%
+92.0%$447.79M$164.87MN/A1,329
BWFG
Bankwell Financial Group
2.9494 of 5 stars
$55.75
+0.8%
$52.00
-6.7%
+59.8%$444.33M$207.71M11.19140
BSVN
Bank7
4.7142 of 5 stars
$45.87
+0.6%
$54.50
+18.8%
+19.6%$436.68M$137.26M9.84120
CBAN
Colony Bankcorp
4.6265 of 5 stars
$20.63
+0.6%
$23.00
+11.5%
+38.5%$436.43M$190.23M12.89520

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This page (NASDAQ:BOTJ) was last updated on 6/15/2026 by MarketBeat.com Staff.
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