Do analysts rate BOTJ or FMAO?

Farmers & Merchants Bancorp has a consensus target price of $32.25, indicating a potential downside of 7.67%. Given Farmers & Merchants Bancorp's higher probable upside, analysts clearly believe Farmers & Merchants Bancorp is more favorable than Bank of the James Financial Group. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Bank of the James Financial Group 0 Sell rating(s) 0 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 3.00 Farmers & Merchants Bancorp 0 Sell rating(s) 2 Hold rating(s) 1 Buy rating(s) 1 Strong Buy rating(s) 2.75

Do analysts prefer CZNC or BOTJ?

Citizens & Northern presently has a consensus target price of $23.50, suggesting a potential downside of 8.56%. Given Citizens & Northern's higher possible upside, research analysts plainly believe Citizens & Northern is more favorable than Bank of the James Financial Group. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Citizens & Northern 0 Sell rating(s) 3 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 2.25 Bank of the James Financial Group 0 Sell rating(s) 0 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 3.00

Does the media favor CZNC or BOTJ?

In the previous week, Citizens & Northern had 2 more articles in the media than Bank of the James Financial Group. MarketBeat recorded 4 mentions for Citizens & Northern and 2 mentions for Bank of the James Financial Group. Citizens & Northern's average media sentiment score of 0.99 beat Bank of the James Financial Group's score of 0.97 indicating that Citizens & Northern is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Citizens & Northern 1 Very Positive mention(s) 1 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Bank of the James Financial Group 1 Very Positive mention(s) 0 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive

Do analysts rate BOTJ or RBB?

RBB Bancorp has a consensus target price of $25.50, indicating a potential downside of 4.06%. Given RBB Bancorp's higher possible upside, analysts plainly believe RBB Bancorp is more favorable than Bank of the James Financial Group. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Bank of the James Financial Group 0 Sell rating(s) 0 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 3.00 RBB Bancorp 0 Sell rating(s) 3 Hold rating(s) 3 Buy rating(s) 0 Strong Buy rating(s) 2.50

Does the media favor BOTJ or RBB?

In the previous week, RBB Bancorp had 2 more articles in the media than Bank of the James Financial Group. MarketBeat recorded 4 mentions for RBB Bancorp and 2 mentions for Bank of the James Financial Group. Bank of the James Financial Group's average media sentiment score of 0.97 beat RBB Bancorp's score of 0.78 indicating that Bank of the James Financial Group is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Bank of the James Financial Group 1 Very Positive mention(s) 0 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive RBB Bancorp 1 Very Positive mention(s) 0 Positive mention(s) 2 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive

Do analysts prefer CBK or BOTJ?

Commercial Bancgroup currently has a consensus price target of $39.50, indicating a potential upside of 23.09%. Given Commercial Bancgroup's higher possible upside, equities research analysts plainly believe Commercial Bancgroup is more favorable than Bank of the James Financial Group. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Commercial Bancgroup 1 Sell rating(s) 0 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 2.00 Bank of the James Financial Group 0 Sell rating(s) 0 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 3.00

Do analysts rate PBFS or BOTJ?

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Pioneer Bancorp 0 Sell rating(s) 0 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 3.00 Bank of the James Financial Group 0 Sell rating(s) 0 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 3.00

Bank of the James Financial Group (BOTJ) Competitors

$26.75 +0.06 (+0.22%)

Closing price 04:00 PM Eastern

Extended Trading

$26.86 +0.11 (+0.43%)

As of 04:10 PM Eastern

Compare

BOTJ vs. FMAO, CZNC, RBB, CBK, and PBFS

Should you buy Bank of the James Financial Group stock or one of its competitors? Bank of the James Financial Group's main competitors and comparable companies include Farmers & Merchants Bancorp (FMAO), Citizens & Northern (CZNC), RBB Bancorp (RBB), Commercial Bancgroup (CBK), and Pioneer Bancorp (PBFS). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "regional banks" industry.

How does Bank of the James Financial Group compare to Farmers & Merchants Bancorp?

Bank of the James Financial Group (NASDAQ:BOTJ) and Farmers & Merchants Bancorp (NASDAQ:FMAO) are both small-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their valuation, earnings, analyst recommendations, institutional ownership, dividends, profitability, media sentiment and risk.

Farmers & Merchants Bancorp has a net margin of 20.27% compared to Bank of the James Financial Group's net margin of 17.72%. Bank of the James Financial Group's return on equity of 14.30% beat Farmers & Merchants Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Bank of the James Financial Group	17.72%	14.30%	1.10%
Farmers & Merchants Bancorp	20.27%	10.72%	1.16%

Farmers & Merchants Bancorp has a consensus target price of $32.25, indicating a potential downside of 7.67%. Given Farmers & Merchants Bancorp's higher probable upside, analysts clearly believe Farmers & Merchants Bancorp is more favorable than Bank of the James Financial Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Bank of the James Financial Group	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00
Farmers & Merchants Bancorp	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	1 Strong Buy rating(s)	2.75

Farmers & Merchants Bancorp has higher revenue and earnings than Bank of the James Financial Group. Bank of the James Financial Group is trading at a lower price-to-earnings ratio than Farmers & Merchants Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Bank of the James Financial Group	$62.51M	1.94	$9.02M	$2.53	10.57
Farmers & Merchants Bancorp	$190.68M	2.52	$33.31M	$2.91	12.00

18.5% of Bank of the James Financial Group shares are owned by institutional investors. Comparatively, 24.0% of Farmers & Merchants Bancorp shares are owned by institutional investors. 11.9% of Bank of the James Financial Group shares are owned by insiders. Comparatively, 7.3% of Farmers & Merchants Bancorp shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Bank of the James Financial Group has a beta of 0.18, suggesting that its stock price is 82% less volatile than the broader market. Comparatively, Farmers & Merchants Bancorp has a beta of 0.8, suggesting that its stock price is 20% less volatile than the broader market.

In the previous week, Bank of the James Financial Group had 1 more articles in the media than Farmers & Merchants Bancorp. MarketBeat recorded 2 mentions for Bank of the James Financial Group and 1 mentions for Farmers & Merchants Bancorp. Farmers & Merchants Bancorp's average media sentiment score of 1.79 beat Bank of the James Financial Group's score of 0.97 indicating that Farmers & Merchants Bancorp is being referred to more favorably in the news media.

Company	Overall Sentiment
Bank of the James Financial Group	Positive
Farmers & Merchants Bancorp	Very Positive

Bank of the James Financial Group pays an annual dividend of $0.40 per share and has a dividend yield of 1.5%. Farmers & Merchants Bancorp pays an annual dividend of $0.92 per share and has a dividend yield of 2.6%. Bank of the James Financial Group pays out 15.8% of its earnings in the form of a dividend. Farmers & Merchants Bancorp pays out 31.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Bank of the James Financial Group has increased its dividend for 5 consecutive years and Farmers & Merchants Bancorp has increased its dividend for 19 consecutive years. Farmers & Merchants Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Summary

Farmers & Merchants Bancorp beats Bank of the James Financial Group on 14 of the 19 factors compared between the two stocks.

How does Bank of the James Financial Group compare to Citizens & Northern?

Citizens & Northern (NASDAQ:CZNC) and Bank of the James Financial Group (NASDAQ:BOTJ) are both small-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their institutional ownership, valuation, dividends, analyst recommendations, risk, media sentiment, profitability and earnings.

Bank of the James Financial Group has a net margin of 17.72% compared to Citizens & Northern's net margin of 13.28%. Bank of the James Financial Group's return on equity of 14.30% beat Citizens & Northern's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Citizens & Northern	13.28%	9.54%	1.04%
Bank of the James Financial Group	17.72%	14.30%	1.10%

Citizens & Northern presently has a consensus target price of $23.50, suggesting a potential downside of 8.56%. Given Citizens & Northern's higher possible upside, research analysts plainly believe Citizens & Northern is more favorable than Bank of the James Financial Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Citizens & Northern	0 Sell rating(s)	3 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.25
Bank of the James Financial Group	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00

Citizens & Northern has higher revenue and earnings than Bank of the James Financial Group. Bank of the James Financial Group is trading at a lower price-to-earnings ratio than Citizens & Northern, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Citizens & Northern	$170.03M	2.71	$23.43M	$1.48	17.36
Bank of the James Financial Group	$62.51M	1.94	$9.02M	$2.53	10.57

Citizens & Northern pays an annual dividend of $1.12 per share and has a dividend yield of 4.4%. Bank of the James Financial Group pays an annual dividend of $0.40 per share and has a dividend yield of 1.5%. Citizens & Northern pays out 75.7% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Bank of the James Financial Group pays out 15.8% of its earnings in the form of a dividend. Bank of the James Financial Group has raised its dividend for 5 consecutive years.

30.8% of Citizens & Northern shares are owned by institutional investors. Comparatively, 18.5% of Bank of the James Financial Group shares are owned by institutional investors. 4.7% of Citizens & Northern shares are owned by insiders. Comparatively, 11.9% of Bank of the James Financial Group shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Citizens & Northern has a beta of 0.4, suggesting that its share price is 60% less volatile than the broader market. Comparatively, Bank of the James Financial Group has a beta of 0.18, suggesting that its share price is 82% less volatile than the broader market.

In the previous week, Citizens & Northern had 2 more articles in the media than Bank of the James Financial Group. MarketBeat recorded 4 mentions for Citizens & Northern and 2 mentions for Bank of the James Financial Group. Citizens & Northern's average media sentiment score of 0.99 beat Bank of the James Financial Group's score of 0.97 indicating that Citizens & Northern is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Citizens & Northern	1 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Bank of the James Financial Group	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Summary

Citizens & Northern beats Bank of the James Financial Group on 10 of the 18 factors compared between the two stocks.

How does Bank of the James Financial Group compare to RBB Bancorp?

Bank of the James Financial Group (NASDAQ:BOTJ) and RBB Bancorp (NASDAQ:RBB) are both small-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their dividends, institutional ownership, valuation, media sentiment, analyst recommendations, risk, profitability and earnings.

In the previous week, RBB Bancorp had 2 more articles in the media than Bank of the James Financial Group. MarketBeat recorded 4 mentions for RBB Bancorp and 2 mentions for Bank of the James Financial Group. Bank of the James Financial Group's average media sentiment score of 0.97 beat RBB Bancorp's score of 0.78 indicating that Bank of the James Financial Group is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Bank of the James Financial Group	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
RBB Bancorp	1 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

RBB Bancorp has higher revenue and earnings than Bank of the James Financial Group. Bank of the James Financial Group is trading at a lower price-to-earnings ratio than RBB Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Bank of the James Financial Group	$62.51M	1.94	$9.02M	$2.53	10.57
RBB Bancorp	$238M	1.89	$31.95M	$2.43	10.94

Bank of the James Financial Group has a beta of 0.18, meaning that its stock price is 82% less volatile than the broader market. Comparatively, RBB Bancorp has a beta of 1.02, meaning that its stock price is 2% more volatile than the broader market.

Bank of the James Financial Group pays an annual dividend of $0.40 per share and has a dividend yield of 1.5%. RBB Bancorp pays an annual dividend of $0.64 per share and has a dividend yield of 2.4%. Bank of the James Financial Group pays out 15.8% of its earnings in the form of a dividend. RBB Bancorp pays out 26.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Bank of the James Financial Group has raised its dividend for 5 consecutive years.

18.5% of Bank of the James Financial Group shares are owned by institutional investors. Comparatively, 40.1% of RBB Bancorp shares are owned by institutional investors. 11.9% of Bank of the James Financial Group shares are owned by insiders. Comparatively, 6.8% of RBB Bancorp shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

RBB Bancorp has a consensus target price of $25.50, indicating a potential downside of 4.06%. Given RBB Bancorp's higher possible upside, analysts plainly believe RBB Bancorp is more favorable than Bank of the James Financial Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Bank of the James Financial Group	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00
RBB Bancorp	0 Sell rating(s)	3 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.50

Bank of the James Financial Group has a net margin of 17.72% compared to RBB Bancorp's net margin of 17.26%. Bank of the James Financial Group's return on equity of 14.30% beat RBB Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Bank of the James Financial Group	17.72%	14.30%	1.10%
RBB Bancorp	17.26%	7.94%	0.99%

Summary

Bank of the James Financial Group beats RBB Bancorp on 10 of the 19 factors compared between the two stocks.

How does Bank of the James Financial Group compare to Commercial Bancgroup?

Commercial Bancgroup (NASDAQ:CBK) and Bank of the James Financial Group (NASDAQ:BOTJ) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their profitability, risk, media sentiment, valuation, earnings, institutional ownership, analyst recommendations and dividends.

Commercial Bancgroup pays an annual dividend of $0.48 per share and has a dividend yield of 1.5%. Bank of the James Financial Group pays an annual dividend of $0.40 per share and has a dividend yield of 1.5%. Commercial Bancgroup pays out 16.4% of its earnings in the form of a dividend. Bank of the James Financial Group pays out 15.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Bank of the James Financial Group has raised its dividend for 5 consecutive years.

18.5% of Bank of the James Financial Group shares are held by institutional investors. 36.2% of Commercial Bancgroup shares are held by insiders. Comparatively, 11.9% of Bank of the James Financial Group shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Commercial Bancgroup has a net margin of 30.07% compared to Bank of the James Financial Group's net margin of 17.72%. Bank of the James Financial Group's return on equity of 14.30% beat Commercial Bancgroup's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Commercial Bancgroup	30.07%	14.06%	1.72%
Bank of the James Financial Group	17.72%	14.30%	1.10%

Commercial Bancgroup has higher revenue and earnings than Bank of the James Financial Group. Bank of the James Financial Group is trading at a lower price-to-earnings ratio than Commercial Bancgroup, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Commercial Bancgroup	$131.53M	3.34	$37.20M	$2.92	10.99
Bank of the James Financial Group	$62.51M	1.94	$9.02M	$2.53	10.57

In the previous week, Bank of the James Financial Group had 1 more articles in the media than Commercial Bancgroup. MarketBeat recorded 2 mentions for Bank of the James Financial Group and 1 mentions for Commercial Bancgroup. Commercial Bancgroup's average media sentiment score of 1.79 beat Bank of the James Financial Group's score of 0.97 indicating that Commercial Bancgroup is being referred to more favorably in the media.

Company	Overall Sentiment
Commercial Bancgroup	Very Positive
Bank of the James Financial Group	Positive

Commercial Bancgroup currently has a consensus price target of $39.50, indicating a potential upside of 23.09%. Given Commercial Bancgroup's higher possible upside, equities research analysts plainly believe Commercial Bancgroup is more favorable than Bank of the James Financial Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Commercial Bancgroup	1 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.00
Bank of the James Financial Group	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00

Summary

Commercial Bancgroup beats Bank of the James Financial Group on 11 of the 17 factors compared between the two stocks.

How does Bank of the James Financial Group compare to Pioneer Bancorp?

Pioneer Bancorp (NASDAQ:PBFS) and Bank of the James Financial Group (NASDAQ:BOTJ) are both small-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their risk, valuation, media sentiment, analyst recommendations, profitability, earnings, dividends and institutional ownership.

Bank of the James Financial Group has a net margin of 17.72% compared to Pioneer Bancorp's net margin of 0.00%. Bank of the James Financial Group's return on equity of 14.30% beat Pioneer Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Pioneer Bancorp	N/A	4.05%	0.58%
Bank of the James Financial Group	17.72%	14.30%	1.10%

Pioneer Bancorp has a beta of 0.4, suggesting that its stock price is 60% less volatile than the broader market. Comparatively, Bank of the James Financial Group has a beta of 0.18, suggesting that its stock price is 82% less volatile than the broader market.

18.5% of Bank of the James Financial Group shares are owned by institutional investors. 2.8% of Pioneer Bancorp shares are owned by insiders. Comparatively, 11.9% of Bank of the James Financial Group shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Pioneer Bancorp has higher revenue and earnings than Bank of the James Financial Group. Bank of the James Financial Group is trading at a lower price-to-earnings ratio than Pioneer Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Pioneer Bancorp	$104.65M	4.19	$13.41M	$0.54	32.72
Bank of the James Financial Group	$62.51M	1.94	$9.02M	$2.53	10.57

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Pioneer Bancorp	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00
Bank of the James Financial Group	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00

In the previous week, Pioneer Bancorp had 2 more articles in the media than Bank of the James Financial Group. MarketBeat recorded 4 mentions for Pioneer Bancorp and 2 mentions for Bank of the James Financial Group. Bank of the James Financial Group's average media sentiment score of 0.97 beat Pioneer Bancorp's score of 0.46 indicating that Bank of the James Financial Group is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Pioneer Bancorp	0 Very Positive mention(s)	0 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
Bank of the James Financial Group	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Summary

Bank of the James Financial Group beats Pioneer Bancorp on 7 of the 13 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding BOTJ and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.

Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.

BOTJ vs. The Competition

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Metric	Bank of the James Financial Group	Banks Industry	Finance Sector	NASDAQ Exchange
Market Cap	$121.45M	$23.43B	$13.65B	$13.16B
Dividend Yield	1.50%	3.09%	5.95%	12.62%
P/E Ratio	10.57	26.89	24.94	25.77
Price / Sales	1.94	9.35	503.46	110.87
Price / Cash	10.90	15.44	46.12	52.76
Price / Book	1.52	1.36	2.71	6.30
Net Income	$9.02M	$2.58B	$1.32B	$359.77M
7 Day Performance	-1.83%	-0.63%	-0.50%	-0.17%
1 Month Performance	-0.19%	-0.52%	-1.90%	-4.06%
1 Year Performance	73.26%	22.23%	9.34%	6.09%

Bank of the James Financial Group Competitors List

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Company	MarketRank	Share Price	Analysts' Price Target	1Y Price Performance	Market Cap	Revenue	P/E Ratio	Employee Count	Indicator(s)
BOTJ Bank of the James Financial Group	3.168 of 5 stars	$26.75 +0.2%	N/A	+74.3%	$121.45M	$62.51M	10.57	175	News Coverage High Trading Volume
FMAO Farmers & Merchants Bancorp	3.8795 of 5 stars	$35.78 +0.0%	$32.25 -9.9%	+35.8%	$492.69M	$190.68M	12.30	477	Positive News
CZNC Citizens & Northern	3.7258 of 5 stars	$25.96 -0.7%	$23.50 -9.5%	+27.8%	$465.46M	$170.03M	17.54	460
RBB RBB Bancorp	2.6373 of 5 stars	$26.64 -0.4%	$25.50 -4.3%	+36.9%	$450.75M	$238M	10.96	369
CBK Commercial Bancgroup	3.7052 of 5 stars	$32.89 -1.3%	$39.50 +20.1%	N/A	$450.59M	$131.53M	11.26	298	Positive News

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This page (NASDAQ:BOTJ) was last updated on 9/25/2026 by MarketBeat.com Staff.

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Bank of the James Financial Group (BOTJ) Competitors

BOTJ vs. FMAO, CZNC, RBB, CBK, and PBFS

How does Bank of the James Financial Group compare to Farmers & Merchants Bancorp?

Summary

How does Bank of the James Financial Group compare to Citizens & Northern?

Summary

How does Bank of the James Financial Group compare to RBB Bancorp?

Summary

How does Bank of the James Financial Group compare to Commercial Bancgroup?

Summary

How does Bank of the James Financial Group compare to Pioneer Bancorp?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

BOTJ vs. The Competition

Bank of the James Financial Group Competitors List

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Bank of the James Financial Group (BOTJ) Competitors

BOTJ vs. FMAO, CZNC, RBB, CBK, and PBFS

How does Bank of the James Financial Group compare to Farmers & Merchants Bancorp?

Is BOTJ or FMAO more profitable?

Do analysts rate BOTJ or FMAO?

Which has stronger valuation & earnings, BOTJ or FMAO?

Do institutionals & insiders believe in BOTJ or FMAO?

Which has more volatility & risk, BOTJ or FMAO?

Does the media favor BOTJ or FMAO?

Is BOTJ or FMAO a better dividend stock?

Summary

How does Bank of the James Financial Group compare to Citizens & Northern?

Is CZNC or BOTJ more profitable?

Do analysts prefer CZNC or BOTJ?

Which has stronger earnings & valuation, CZNC or BOTJ?

Is CZNC or BOTJ a better dividend stock?

Do institutionals and insiders believe in CZNC or BOTJ?

Which has more volatility & risk, CZNC or BOTJ?

Does the media favor CZNC or BOTJ?

Summary

How does Bank of the James Financial Group compare to RBB Bancorp?

Does the media favor BOTJ or RBB?

Which has better earnings and valuation, BOTJ or RBB?

Which has more risk and volatility, BOTJ or RBB?

Is BOTJ or RBB a better dividend stock?

Do insiders & institutionals have more ownership in BOTJ or RBB?

Do analysts rate BOTJ or RBB?

Is BOTJ or RBB more profitable?

Summary

How does Bank of the James Financial Group compare to Commercial Bancgroup?

Is CBK or BOTJ a better dividend stock?

Do institutionals and insiders hold more shares of CBK or BOTJ?

Is CBK or BOTJ more profitable?

Which has preferable earnings and valuation, CBK or BOTJ?

Does the media refer more to CBK or BOTJ?

Do analysts prefer CBK or BOTJ?

Summary

How does Bank of the James Financial Group compare to Pioneer Bancorp?

Is PBFS or BOTJ more profitable?

Which has more volatility and risk, PBFS or BOTJ?

Do insiders and institutionals believe in PBFS or BOTJ?

Which has higher valuation & earnings, PBFS or BOTJ?

Do analysts rate PBFS or BOTJ?

Does the media refer more to PBFS or BOTJ?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

BOTJ vs. The Competition

Bank of the James Financial Group Competitors List

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