Bank of the James Financial Group, Inc. (NASDAQ: BOTJ) is the bank holding company for Bank of the James, a community-oriented financial institution based in central Virginia. The Company provides a broad range of banking and financial services to individuals, small and medium-sized businesses, and nonprofit organizations. Its offerings include deposit products such as checking, savings, money market and certificates of deposit, as well as comprehensive lending solutions spanning commercial real estate, construction, agriculture, home mortgages and consumer loans.
Since its founding in 1970 as Bank of the James, the organization has pursued a growth strategy built upon local decision-making and personalized service. Over the decades, it has expanded its branch network across the Richmond metropolitan area, Roanoke Valley and Southside Virginia, adding locations in cities such as Charlottesville, Lynchburg and Fredericksburg. This regional footprint enables the Company to serve both urban and rural communities, fostering long-standing relationships with customers rooted in trust and responsiveness.
In addition to traditional banking services, Bank of the James Financial Group offers treasury management, merchant services, online and mobile banking platforms, and wealth management through its subsidiary, Bank of the James Wealth Advisors. The wealth management team provides financial planning, retirement and investment advisory services tailored to individuals and families, while treasury management solutions help businesses optimize cash flow, manage receivables and streamline payables through automated tools.
Leadership at Bank of the James Financial Group is anchored by its President and Chief Executive Officer, who works in collaboration with an experienced executive team overseeing retail banking, commercial lending, risk management and technology. The Company’s board of directors comprises community leaders and financial experts committed to upholding high standards of governance and supporting local economic development. Through a combination of regional focus, personalized service and prudent management, Bank of the James Financial Group continues to pursue sustainable growth in its core markets.
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