NASDAQ:BOTJ

Bank of the James Financial Group (BOTJ) Stock Forecast, Price & News

$10.25

-0.25 (-2.38%)

(As of 09/29/2023 ET)

Compare

Today's Range: $10.25
▼
$10.50
50-Day Range: $10.25
▼
$11.14
52-Week Range: $8.12
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$13.50

Volume: 1,244 shs
Average Volume: 3,336 shs
Market Capitalization: $46.84 million

P/E Ratio: 5.23
Dividend Yield: 3.12%
Price Target: N/A

Bank of the James Financial Group MarketRank™ Forecast

Analyst Rating: N/A
Upside/Downside: N/A
Short Interest: Healthy
0.13% of Float Sold Short
Dividend Strength: Weak
Based on Four Factors
Sustainability: N/A
News Sentiment: 1.07
Based on 3 Articles This Week
Insider Trading: N/A
Proj. Earnings Growth: N/A

Overall MarketRank^™

MarketRank is calculated as an average of available category scores, with extra weight given to analysis and valuation.

2.01 out of 5 stars

Finance Sector

678th out of 880 stocks

State Commercial Banks Industry

164th out of 183 stocks

N/A

Analyst's Opinion

Consensus Rating
There is not enough analysis data for Bank of the James Financial Group.

3.0

Short Interest

Percentage of Shares Shorted
0.13% of the float of Bank of the James Financial Group has been sold short.
Short Interest Ratio / Days to Cover
Bank of the James Financial Group has a short interest ratio ("days to cover") of 1, which is generally considered an acceptable ratio of short interest to trading volume.
Change versus previous month
Short interest in Bank of the James Financial Group has recently increased by 50.00%, indicating that investor sentiment is decreasing significantly.

1.7

Dividend Strength

Dividend Yield
Bank of the James Financial Group pays a meaningful dividend of 3.08%, higher than the bottom 25% of all stocks that pay dividends.
Dividend Growth
Bank of the James Financial Group has only been increasing its dividend for 3 years.
Dividend Coverage
The dividend payout ratio of Bank of the James Financial Group is 16.33%. This payout ratio is at a healthy, sustainable level, below 75%.

N/A

Sustainability and ESG

Overall ESG (Environmental, Social, and Governance) Score
There is no current Upright™ data available for BOTJ.

2.8

News and Social Media Coverage

News Sentiment
Bank of the James Financial Group has a news sentiment score of 1.07. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.70 average news sentiment score of Finance companies.
News Coverage This Week
MarketBeat has tracked 3 news articles for Bank of the James Financial Group this week, compared to 0 articles on an average week.

0.8

Company Ownership

Insider Buying vs. Insider Selling
In the past three months, Bank of the James Financial Group insiders have not sold or bought any company stock.
Percentage Held by Insiders
13.22% of the stock of Bank of the James Financial Group is held by insiders. A high percentage of insider ownership can be a sign of company health.
Percentage Held by Institutions
Only 18.31% of the stock of Bank of the James Financial Group is held by institutions.

1.9

Earnings and Valuation

Price to Earnings Ratio vs. the Market
The P/E ratio of Bank of the James Financial Group is 5.23, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 111.42.
Price to Earnings Ratio vs. Sector
The P/E ratio of Bank of the James Financial Group is 5.23, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 70.75.
Price to Book Value per Share Ratio
Bank of the James Financial Group has a P/B Ratio of 0.94. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

See Top Rated MarketRank™ Stocks Here

About Bank of the James Financial Group (NASDAQ:BOTJ) Stock

Bank of the James Financial Group, Inc. operates as the bank holding company for Bank of the James that provides general retail and commercial banking services to individuals, businesses, associations and organizations, and governmental authorities in Virginia, the United States. It offers checking, savings, individual retirement, and health care saving accounts, as well as other time deposits, including money market accounts and certificates of deposit. The company also offers loans to small- and medium-sized businesses for the purchases of equipment, facilities upgrades, inventory acquisition, and various working capital purposes; commercial and residential construction and development loans; commercial real estate mortgage loans; residential mortgage loans; and secured and unsecured consumer loans, such as lines of credit and overdraft lines of credit, as well as personal, automobile, installment, demand, and home equity loans for personal, family, or household purposes. In addition, it provides other banking services, including safe deposit boxes, traveler's checks, direct deposit of payroll and social security checks, automatic drafts for various accounts, treasury management, and credit card merchant services. Further, the company offers securities brokerage and investment services; and telephone and internet banking services comprising online bill pay, as well as acts as an agent for insurance and annuity products. The company was founded in 1998 and is headquartered in Lynchburg, Virginia.

BOTJ Price History

30 days | 90 days | 365 days | Advanced Chart

BOTJ Stock News Headlines

September 28, 2023 | americanbankingnews.com

Bank of the James Financial Group (NASDAQ:BOTJ) Shares Cross Above 200-Day Moving Average of $10.11

September 28, 2023 | americanbankingnews.com

Bank of the James Financial Group (NASDAQ:BOTJ) Shares Cross Above 200 Day Moving Average of $10.11

September 30, 2023 | Behind the Markets (Ad)

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September 21, 2023 | msn.com

FTSE 100 Live: ‘Bank of England has been bold’ as it keeps interest rates at 5.25%, Rupert Murdoch steps down

September 7, 2023 | afr.com

Deal of the decade: the Irish banker who took out Credit Suisse

August 25, 2023 | bizjournals.com

2023 CIO of the Year: James Stock, SVP/CTO at USF Federal Credit Union

July 25, 2023 | benzinga.com

Goldstone Financial Group in Nashville Have Announced Their Retirement Planning Service That Focuses on Individual Retirement Accounts

July 25, 2023 | finance.yahoo.com

Bank of the James Financial Group (NASDAQ:BOTJ) Will Pay A Dividend Of $0.08

September 30, 2023 | Behind the Markets (Ad)

The single greatest medical breakthrough of all time?

June 7, 2023 | msn.com

Raymond James Upgrades Community Bank System (CBU)

June 1, 2023 | finance.yahoo.com

BOTJ - Bank of the James Financial Group, Inc.

April 27, 2023 | finance.yahoo.com

Bank of the James Financial Group (NASDAQ:BOTJ) Is Due To Pay A Dividend Of $0.08

April 25, 2023 | msn.com

Bank of James Financial Group (BOTJ) Declares $0.08 Dividend

April 21, 2023 | finance.yahoo.com

Bank of the James Announces First Quarter of 2023 Financial Results and Declaration of Dividend

March 24, 2023 | finance.yahoo.com

Here's Why Bank of the James Financial Group (NASDAQ:BOTJ) Has Caught The Eye Of Investors

March 15, 2023 | marketwatch.com

Raymond James Financial Inc. stock underperforms Wednesday when compared to competitors

February 25, 2023 | finance.yahoo.com

Is It Smart To Buy Bank of the James Financial Group, Inc. (NASDAQ:BOTJ) Before It Goes Ex-Dividend?

February 8, 2023 | finance.yahoo.com

Bank of the James Financial Group Full Year 2022 Earnings: EPS: US$1.91 (vs US$1.60 in FY 2021)

February 6, 2023 | msn.com

Bank of the James Financial Group declares $0.08 dividend

February 6, 2023 | finance.yahoo.com

Bank of the James Announces Fourth Quarter, Full Year of 2022 Financial Results and Declaration of Dividend

February 4, 2023 | yahoo.com

Trustmark settles Stanford Financial lawsuit for $100M

January 27, 2023 | finance.yahoo.com

Bank of the James Financial Group (NASDAQ:BOTJ) Is Paying Out A Dividend Of $0.08

January 23, 2023 | reuters.com

BOTJ.OQ - | Stock Price & Latest News | Reuters

January 17, 2023 | reuters.com

BOTJ.A - | Stock Price & Latest News | Reuters

January 14, 2023 | fool.co.uk

With the Lloyds share price approaching 50p, should I buy more of the stock?

January 13, 2023 | chicago.suntimes.com

Illinois Gaming Board OKs gaming license for clout-heavy lawyer James J. Banks in an about-face

January 12, 2023 | afr.com

The amateur sleuths who helped bring down Sam Bankman-Fried

See More Headlines

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BOTJ Company Calendar

Last Earnings: 7/21/2023
Ex-Dividend for 9/15 Dividend: 8/31/2023
Dividend Payable: 9/15/2023
Today: 9/30/2023
Next Earnings (Estimated): 10/20/2023
Fiscal Year End: 12/31/2023

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Industry, Sector and Symbol

Stock Exchange: NASDAQ
Industry: State commercial banks
Sub-Industry: N/A
Sector: Finance
Current Symbol: NASDAQ:BOTJ
CUSIP: N/A
CIK: 1275101
Web: www.bankofthejames.com
Phone: (434) 846-2000
Fax: 434-846-4450
Employees: 163
Year Founded: N/A

Profitability

EPS (Most Recent Fiscal Year): $1.96
Trailing P/E Ratio: 5.23
Forward P/E Ratio: N/A
P/E Growth: N/A
Net Income: $8.96 million
Net Margins: 18.43%
Pretax Margin: 22.83%
Return on Equity: 17.80%
Return on Assets: 0.95%

Debt

Debt-to-Equity Ratio: N/A
Current Ratio: 0.79
Quick Ratio: 0.78

Sales & Book Value

Annual Sales: $45.10 million
Price / Sales: 1.04
Cash Flow: $2.55 per share
Price / Cash Flow: 4.02
Book Value: $10.85 per share
Price / Book: 0.94

Miscellaneous

Outstanding Shares: 4,570,000
Free Float: 3,970,000
Market Cap: $46.84 million
Optionable: Not Optionable
Beta: 0.74

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Key Executives

Mr. Robert R. Chapman III (Age 60)
Pres & Director
Comp: $617.41k

Mr. J. Todd Scruggs (Age 55)
Sec., Treasurer & Director
Comp: $495.51k

Mr. Michael A. Syrek (Age 51)
Pres of Bank of the James
Comp: $491.49k

Mr. Brandon P. Farmer (Age 43)
Exec. VP & Chief Operations Officer

Mr. Brian E. Cash
Pres of Bank of the James Mortgage

Mr. Bradford K. Harris
Market Pres - Roanoke Valley

Key Competitors

View All Competitors

Insiders & Institutions

View All Insider Transactions
View All Institutional Transactions

BOTJ Stock - Frequently Asked Questions

How have BOTJ shares performed in 2023?: Bank of the James Financial Group's stock was trading at $11.91 on January 1st, 2023. Since then, BOTJ shares have decreased by 13.9% and is now trading at $10.25.
View the best growth stocks for 2023 here.
When is Bank of the James Financial Group's next earnings date?: The company is scheduled to release its next quarterly earnings announcement on Friday, October 20th 2023.
View our BOTJ earnings forecast.
How were Bank of the James Financial Group's earnings last quarter?: Bank of the James Financial Group, Inc. (NASDAQ:BOTJ) issued its quarterly earnings results on Friday, July, 21st. The financial services provider reported $0.56 EPS for the quarter. The financial services provider had revenue of $10.79 million for the quarter. Bank of the James Financial Group had a net margin of 18.43% and a trailing twelve-month return on equity of 17.80%.
How often does Bank of the James Financial Group pay dividends? What is the dividend yield for Bank of the James Financial Group?: Bank of the James Financial Group announced a quarterly dividend on Tuesday, July 18th. Investors of record on Friday, September 1st will be paid a dividend of $0.08 per share on Friday, September 15th. This represents a $0.32 dividend on an annualized basis and a yield of 3.12%. The ex-dividend date is Thursday, August 31st.
Read our dividend analysis for BOTJ.
Is Bank of the James Financial Group a good dividend stock?: Bank of the James Financial Group (NASDAQ:BOTJ) pays an annual dividend of $0.32 per share and currently has a dividend yield of 3.05%. The company has been increasing its dividend for 3 consecutive year(s), indicating that it does not yet have a strong track record of dividend growth. The dividend payout ratio is 16.33%. This payout ratio is at a healthy, sustainable level, below 75%.
Read our dividend analysis for BOTJ.
What is Robert R. Chapman III's approval rating as Bank of the James Financial Group's CEO?: 6 employees have rated Bank of the James Financial Group Chief Executive Officer Robert R. Chapman III on Glassdoor.com. Robert R. Chapman III has an approval rating of 73% among the company's employees. 67.0% of employees surveyed would recommend working at Bank of the James Financial Group to a friend.

What other stocks do shareholders of Bank of the James Financial Group own?: Based on aggregate information from My MarketBeat watchlists, some companies that other Bank of the James Financial Group investors own include Intelsat (I), Bank of America (BAC), Fossil Group (FOSL), Associated British Foods (ABF), AMC Entertainment (AMC), Chaarat Gold (CGH), Apollo Global Management (APO), China Unicom (Hong Kong) (CHU), Ciena (CIEN) and First Data (FDC).
What is Bank of the James Financial Group's stock symbol?: Bank of the James Financial Group trades on the NASDAQ under the ticker symbol "BOTJ."
How do I buy shares of Bank of the James Financial Group?: Shares of BOTJ stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include WeBull, Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab.
Compare Top Brokerages Here.
What is Bank of the James Financial Group's stock price today?: One share of BOTJ stock can currently be purchased for approximately $10.25.
How much money does Bank of the James Financial Group make?: Bank of the James Financial Group (NASDAQ:BOTJ) has a market capitalization of $46.84 million and generates $45.10 million in revenue each year. The financial services provider earns $8.96 million in net income (profit) each year or $1.96 on an earnings per share basis.
How many employees does Bank of the James Financial Group have?: The company employs 163 workers across the globe.
How can I contact Bank of the James Financial Group?: Bank of the James Financial Group's mailing address is 828 MAIN STREET, LYNCHBURG VA, 24504. The official website for the company is www.bankofthejames.com. The financial services provider can be reached via phone at (434) 846-2000, via email at tscruggs@bankofthejames.com, or via fax at 434-846-4450.

This page (NASDAQ:BOTJ) was last updated on 9/30/2023 by MarketBeat.com Staff

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