NASDAQ:BOTJ Bank of the James Financial Group (BOTJ) Stock Price, News & Analysis $27.02 +0.03 (+0.09%) As of 11:10 AM Eastern This is a fair market value price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsInsider TradesNews and TrendsOwnershipSEC FilingsShort Interest About Bank of the James Financial Group Stock (NASDAQ:BOTJ) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get BOTJ alerts:Sign Up Key Stats Today's Range$26.95▼$27.0750-Day Range$26.50▼$28.1552-Week Range$14.44▼$29.79Volume30,291 shsAverage Volume20,488 shsMarket Capitalization$122.73 millionP/E Ratio10.68Dividend Yield1.48%Price TargetN/AConsensus RatingStrong Buy Company Overview Bank of the James Financial Group, Inc. (NASDAQ:BOTJ) is a bank holding company headquartered in Lynchburg, Virginia. Through its principal subsidiary, Bank of the James, the company operates as a community bank serving individuals, businesses and organizations in Central Virginia. Bank of the James provides traditional banking products and services, including checking and savings accounts, certificates of deposit, commercial and residential real estate lending, consumer loans and business financing. The bank also offers digital banking capabilities, treasury management and other cash-management services designed to support personal and commercial customers. Founded in 1999, Bank of the James has expanded its presence beyond Lynchburg to communities in the surrounding Central Virginia region, including the Charlottesville area. Its activities also include mortgage banking and wealth-management services, allowing the company to address a broader range of borrowing, investment and financial-planning needs.AI Generated. May Contain Errors. Read More Bank of the James Financial Group Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks48th Percentile Overall ScoreBOTJ MarketRank™: 2.418065023595 of 5 starsBank of the James Financial Group scored higher than 48% of companies evaluated by MarketBeat, and ranked 635th out of 847 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion0.2 / 5Analyst RatingStrong Buy Amount of Analyst CoverageBank of the James Financial Group has only been the subject of 1 research reports in the past 90 days.Read more about Bank of the James Financial Group's stock forecast and price target. Earnings and Valuation1.3 / 5Proj. Earnings GrowthN/A Price to Earnings Ratio vs. the MarketThe P/E ratio of Bank of the James Financial Group is 10.66, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.85.Price to Earnings Ratio vs. SectorThe P/E ratio of Bank of the James Financial Group is 10.66, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.78.Price to Book Value per Share RatioBank of the James Financial Group has a P/B Ratio of 1.53. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities. Short Interest5.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted0.36% of the float of Bank of the James Financial Group has been sold short.Short Interest Ratio / Days to CoverBank of the James Financial Group has a short interest ratio ("days to cover") of 0.31, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Bank of the James Financial Group has recently decreased by 19.00%, indicating that investor sentiment is improving significantly. Dividend2.5 / 5Dividend StrengthModerate Dividend YieldBank of the James Financial Group pays a meaningful dividend of 1.48%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthBank of the James Financial Group has been increasing its dividend for 5 years.Dividend CoverageThe dividend payout ratio of Bank of the James Financial Group is 15.81%. This payout ratio is at a healthy, sustainable level, below 75%.Read more about Bank of the James Financial Group's dividend. News and Social Media3.1 / 5News Sentiment0.89 News SentimentBank of the James Financial Group has a news sentiment score of 0.89. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.67 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 2 news articles for Bank of the James Financial Group this week, compared to 1 article on an average week. Company Ownership4.2 / 5Insider TradingAcquiring Shares Cluster Insider Buying3 insiders have purchased shares of Bank of the James Financial Group in the last three months. Multiple insiders buying is a strong bullish signal.Net Insider BuyingOver the last three months, insiders have purchased a net $32,040.00 in company stock, which represents 0.0261% of the company's market cap.Insider Buying vs. Insider SellingIn the past three months, Bank of the James Financial Group insiders have bought more of their company's stock than they have sold. Specifically, they have bought $32,040.00 in company stock and sold $0.00 in company stock.Percentage Held by Insiders11.93% of the stock of Bank of the James Financial Group is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions18.50% of the stock of Bank of the James Financial Group is held by institutions.Read more about Bank of the James Financial Group's insider trading history. 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Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. BOTJ Stock News HeadlinesCritical Review: Burke & Herbert Financial Services (NASDAQ:BHRB) versus Bank of the James Financial Group (NASDAQ:BOTJ)October 10, 2026 | americanbankingnews.comBank Of The James Financial Declares Quarterly Cash DividendJuly 30, 2026 | tipranks.comMelting The GodsChina has slashed its U.S. Treasury holdings by more than 45% from their peak, while building gold vaults and payment networks that bypass the dollar entirely. Since the Federal Reserve opened in 1913, the dollar has lost most of its purchasing power. Porter Stansberry argues a new monetary order is forming around AI infrastructure, chips and energy, pointing to stocks like Vertiv, GE Vernova and Arista Networks that have surged hundreds of percent in recent years.October 16 at 1:00 AM | Porter & Company (Ad)Bank of the James Announces Second Quarter of 2026 and First Half of 2026 Financial Results and Declaration of DividendJuly 30, 2026 | globenewswire.comBank of the James shareholders approve directors and auditorsMay 20, 2026 | tipranks.comBank of the James Announces First Quarter 2026 Financial Results and Declaration of DividendApril 30, 2026 | globenewswire.comBank of the James Announces Fourth Quarter, Full Year 2025 Financial ResultsFebruary 4, 2026 | globenewswire.comBank of the James Financial Group, Inc. Announces Retirement of Co-Founder and Director J. Todd ScruggsJanuary 9, 2026 | globenewswire.comSee More Headlines BOTJ Stock Analysis - Frequently Asked Questions How have BOTJ shares performed this year? Bank of the James Financial Group's stock was trading at $18.58 at the beginning of the year. Since then, BOTJ shares have increased by 45.3% and is now trading at $27.00. How were Bank of the James Financial Group's earnings last quarter? Bank of the James Financial Group, Inc. (NASDAQ:BOTJ) released its earnings results on Thursday, July, 30th. The financial services provider reported $0.71 earnings per share for the quarter. The financial services provider had revenue of $13.73 million for the quarter. Bank of the James Financial Group had a net margin of 17.72% and a trailing twelve-month return on equity of 14.30%. Who are Bank of the James Financial Group's major shareholders? Bank of the James Financial Group's top institutional investors include Daytona Street Capital LLC (1.95%) and Krilogy Financial LLC (0.27%). Insiders that own company stock include Watt R Foster Jr, Robert R Chapman, William C Bryant III, J Todd Scruggs, John R Alford Jr, Lewis C Addison, Phillip C Jamerson, Michael A Syrek and Harry P Umberger Jr. View institutional ownership trends. How do I buy shares of Bank of the James Financial Group? Shares of BOTJ stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Bank of the James Financial Group own? Based on aggregate information from My MarketBeat watchlists, some other companies that Bank of the James Financial Group investors own include Ardagh Group (ARD), Home BancShares (HOMB), SLB (SLB), Truist Financial (TFC), CLP (CLPHY), PepsiCo (PEP) and Acco Brands (ACCO). Company Calendar Last Earnings7/30/2026Record date for 9/4 Dividend8/21/2026Ex-Dividend for 9/4 Dividend8/21/2026Dividend Payable9/04/2026Today10/16/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (19m+) 1-Year History Oct 25 Jan 26 Apr 26 Jul 26 Oct 26 BOTJ's financial health is in the Green zone, according to TradeSmith. BOTJ has been in this zone for over 19 months. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry Banks Sub-IndustryRegional Banks Current SymbolNASDAQ:BOTJ CIK1275101 Webwww.bankofthejames.bank Phone(434) 846-2000Fax434-846-4450Employees175Year Founded1999Profitability EPS (Trailing Twelve Months)$2.53 Trailing P/E Ratio10.66 Forward P/E RatioN/A P/E GrowthN/ANet Income$9.02 million Net Margins17.72% Pretax Margin21.98% Return on Equity14.30% Return on Assets1.10% Debt Debt-to-Equity RatioN/A Current Ratio0.78 Quick Ratio0.77 Sales & Book Value Annual Sales$50.86 million Price / Sales2.41 Cash Flow$2.45 per share Price / Cash Flow11.04 Book Value$17.62 per share Price / Book1.53Miscellaneous Outstanding Shares4,543,000Free Float4,001,000Market Cap$122.66 million OptionableNot Optionable Beta0.19 Social Links Options Trading Made Easy - Download NowLearn the basics of options trading and how to use them to boost returns and manage risk with this free report from MarketBeat. Click the link below to get your free copy.Get This Free Report This page (NASDAQ:BOTJ) was last updated on 10/16/2026 by MarketBeat.com Staff. 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