How have BOTJ shares performed in 2023?

Bank of the James Financial Group's stock was trading at $11.91 at the start of the year. Since then, BOTJ stock has decreased by 16.8% and is now trading at $9.91. View the best growth stocks for 2023 here .

When is Bank of the James Financial Group's next earnings date?

The company is scheduled to release its next quarterly earnings announcement on Monday, February 5th 2024. View our BOTJ earnings forecast .

How were Bank of the James Financial Group's earnings last quarter?

Bank of the James Financial Group, Inc. (NASDAQ:BOTJ) posted its quarterly earnings data on Friday, October, 20th. The financial services provider reported $0.46 earnings per share for the quarter. The financial services provider had revenue of $10.57 million for the quarter. Bank of the James Financial Group had a net margin of 17.04% and a trailing twelve-month return on equity of 16.67%.

How often does Bank of the James Financial Group pay dividends? What is the dividend yield for Bank of the James Financial Group?

Bank of the James Financial Group announced a quarterly dividend on Tuesday, October 17th. Shareholders of record on Friday, November 24th will be given a dividend of $0.08 per share on Friday, December 8th. This represents a $0.32 dividend on an annualized basis and a yield of 3.23%. The ex-dividend date is Wednesday, November 22nd. Read our dividend analysis for BOTJ .

Is Bank of the James Financial Group a good dividend stock?

Bank of the James Financial Group (NASDAQ:BOTJ) pays an annual dividend of $0.32 per share and currently has a dividend yield of 3.20%. The company has been increasing its dividend for 3 consecutive year(s), indicating that it does not yet have a strong track record of dividend growth. The dividend payout ratio is 17.11%. This payout ratio is at a healthy, sustainable level, below 75%. Read our dividend analysis for BOTJ .

What is Robert R. Chapman III's approval rating as Bank of the James Financial Group's CEO?

6 employees have rated Bank of the James Financial Group Chief Executive Officer Robert R. Chapman III on Glassdoor.com . Robert R. Chapman III has an approval rating of 73% among the company's employees. 67.0% of employees surveyed would recommend working at Bank of the James Financial Group to a friend.

What other stocks do shareholders of Bank of the James Financial Group own?

Based on aggregate information from My MarketBeat watchlists, some companies that other Bank of the James Financial Group investors own include Intelsat (I) , Bank of America (BAC) , Fossil Group (FOSL) , Associated British Foods (ABF) , AMC Entertainment (AMC) , Chaarat Gold (CGH) , Apollo Global Management (APO) , China Unicom (Hong Kong) (CHU) , Ciena (CIEN) and First Data (FDC) .

Bank of the James Financial Group Stock Price, News & Analysis (NASDAQ:BOTJ)

$9.91

-0.09 (-0.90%)

(As of 11/27/2023 ET)

Compare

Today's Range: $9.91
▼
$10.00
50-Day Range: $9.60
▼
$10.79
52-Week Range: $8.12
▼
$13.50

Volume: 2,941 shs
Average Volume: 3,087 shs
Market Capitalization: $45.29 million

P/E Ratio: 5.30
Dividend Yield: 3.23%
Price Target: N/A

Bank of the James Financial Group MarketRank™ Stock Analysis

Analyst Rating: N/A
Upside/Downside: N/A
Short Interest: Healthy
0.19% of Float Sold Short
Dividend Strength: Weak
Based on Four Factors
Sustainability: N/A
News Sentiment: N/A
Insider Trading: Acquiring Shares
$21,995 Bought Last Quarter
Proj. Earnings Growth: N/A

Overall MarketRank^™

MarketRank is calculated as an average of available category scores, with extra weight given to analysis and valuation.

2.28 out of 5 stars

Finance Sector

378th out of 847 stocks

State Commercial Banks Industry

79th out of 178 stocks

N/A

Analyst's Opinion

Consensus Rating
There is not enough analysis data for Bank of the James Financial Group.

3.0

Short Interest

Percentage of Shares Shorted
0.19% of the float of Bank of the James Financial Group has been sold short.
Short Interest Ratio / Days to Cover
Bank of the James Financial Group has a short interest ratio ("days to cover") of 2.6, which is generally considered an acceptable ratio of short interest to trading volume.
Change versus previous month
Short interest in Bank of the James Financial Group has recently increased by 155.17%, indicating that investor sentiment is decreasing significantly.

1.7

Dividend Strength

Dividend Yield
Bank of the James Financial Group pays a meaningful dividend of 3.20%, higher than the bottom 25% of all stocks that pay dividends.
Dividend Growth
Bank of the James Financial Group has only been increasing its dividend for 3 years.
Dividend Coverage
The dividend payout ratio of Bank of the James Financial Group is 17.11%. This payout ratio is at a healthy, sustainable level, below 75%.

N/A

Sustainability and ESG

Overall ESG (Environmental, Social, and Governance) Score
There is no current Upright™ data available for BOTJ.

2.7

News and Social Media Coverage

News Sentiment
Bank of the James Financial Group has a news sentiment score of 0.93. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.78 average news sentiment score of Finance companies.
News Coverage This Week
MarketBeat has tracked 1 news article for Bank of the James Financial Group this week, compared to 0 articles on an average week.

2.5

Company Ownership

Insider Buying vs. Insider Selling
In the past three months, Bank of the James Financial Group insiders have bought more of their company's stock than they have sold. Specifically, they have bought $21,995.00 in company stock and sold $0.00 in company stock.
Percentage Held by Insiders
14.45% of the stock of Bank of the James Financial Group is held by insiders. A high percentage of insider ownership can be a sign of company health.
Percentage Held by Institutions
Only 18.31% of the stock of Bank of the James Financial Group is held by institutions.

1.9

Earnings and Valuation

Price to Earnings Ratio vs. the Market
The P/E ratio of Bank of the James Financial Group is 5.30, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 111.72.
Price to Earnings Ratio vs. Sector
The P/E ratio of Bank of the James Financial Group is 5.30, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 45.16.
Price to Book Value per Share Ratio
Bank of the James Financial Group has a P/B Ratio of 0.91. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

See Top Rated MarketRank™ Stocks Here

About Bank of the James Financial Group Stock (NASDAQ:BOTJ)

Bank of the James Financial Group, Inc. operates as the bank holding company for Bank of the James that provides general retail and commercial banking services to individuals, businesses, associations and organizations, and governmental authorities in Virginia, the United States. It offers checking, savings, individual retirement, and health care saving accounts, as well as other time deposits, including money market accounts and certificates of deposit. The company also offers loans to small- and medium-sized businesses for the purchases of equipment, facilities upgrades, inventory acquisition, and various working capital purposes; commercial and residential construction and development loans; commercial real estate mortgage loans; residential mortgage loans; and secured and unsecured consumer loans, such as lines of credit and overdraft lines of credit, as well as personal, automobile, installment, demand, and home equity loans for personal, family, or household purposes. In addition, it provides other banking services, including safe deposit boxes, traveler's checks, direct deposit of payroll and social security checks, automatic drafts for various accounts, treasury management, and credit card merchant services. Further, the company offers securities brokerage and investment services; and telephone and internet banking services comprising online bill pay, as well as acts as an agent for insurance and annuity products. The company was founded in 1998 and is headquartered in Lynchburg, Virginia.

BOTJ Stock Price History

30 days | 90 days | 365 days | Advanced Chart

BOTJ Stock News Headlines

November 21, 2023 | msn.com

Equity Bank Kenya Profits Drop as DRC, Tanzania Subsidiaries Record Over 100% Net Profit Growth

November 19, 2023 | msn.com

How cheap is the Lloyds share price?

November 28, 2023 | Autonomix (Ad)

[Investor Alert] Potential Breakthrough Medical Tech Investment Opportunity

Autonomix has patented technology that can detect and target nerve signals at an accuracy never seen before, a $100B opportunity. Now the team with almost $600M in exits is planning to list Autonomix on the Nasdaq. And you can invest in Autonomix ahead of their intended Nasdaq listing.* *Disclosure: This is a paid advertisement for Autonomix’s Regulation A+ Offering. Please read the offering circular at invest.autonomix.com

November 17, 2023 | msn.com

How The Founders Of Buena Papa Colombian-Inspired French Fry Restaurants Went From $18 In The Bank To A Million-Dollar 'Shark Tank' Triumph

November 17, 2023 | finance.yahoo.com

Should You Buy Bank of the James Financial Group, Inc. (NASDAQ:BOTJ) For Its Upcoming Dividend?

October 26, 2023 | msn.com

Who is Morgan Stanley’s new CEO Ted Pick? The bank veteran will succeed James Gorman at the start of 2024

September 21, 2023 | msn.com

FTSE 100 Live: ‘Bank of England has been bold’ as it keeps interest rates at 5.25%, Rupert Murdoch steps down

September 7, 2023 | afr.com

Deal of the decade: the Irish banker who took out Credit Suisse

November 28, 2023 | Edge On The Street (Ad)

Americans Now Favor Gold Over Stocks as an Investment Vehicle

Americans now consider gold a better long-term investment than stocks for the first time since 2013. But physical gold requires storage and insurance, and gold mining stocks come with significant risks. Fortunately, investors have found a little-known way to benefit from gold that avoids many of these challenges.

August 25, 2023 | bizjournals.com

2023 CIO of the Year: James Stock, SVP/CTO at USF Federal Credit Union

July 25, 2023 | benzinga.com

Goldstone Financial Group in Nashville Have Announced Their Retirement Planning Service That Focuses on Individual Retirement Accounts

July 25, 2023 | finance.yahoo.com

Bank of the James Financial Group (NASDAQ:BOTJ) Will Pay A Dividend Of $0.08

June 7, 2023 | msn.com

Raymond James Upgrades Community Bank System (CBU)

June 1, 2023 | finance.yahoo.com

BOTJ - Bank of the James Financial Group, Inc.

April 27, 2023 | finance.yahoo.com

Bank of the James Financial Group (NASDAQ:BOTJ) Is Due To Pay A Dividend Of $0.08

April 25, 2023 | msn.com

Bank of James Financial Group (BOTJ) Declares $0.08 Dividend

April 21, 2023 | finance.yahoo.com

Bank of the James Announces First Quarter of 2023 Financial Results and Declaration of Dividend

March 24, 2023 | finance.yahoo.com

Here's Why Bank of the James Financial Group (NASDAQ:BOTJ) Has Caught The Eye Of Investors

March 15, 2023 | marketwatch.com

Raymond James Financial Inc. stock underperforms Wednesday when compared to competitors

February 25, 2023 | finance.yahoo.com

Is It Smart To Buy Bank of the James Financial Group, Inc. (NASDAQ:BOTJ) Before It Goes Ex-Dividend?

February 8, 2023 | finance.yahoo.com

Bank of the James Financial Group Full Year 2022 Earnings: EPS: US$1.91 (vs US$1.60 in FY 2021)

February 6, 2023 | msn.com

Bank of the James Financial Group declares $0.08 dividend

February 6, 2023 | finance.yahoo.com

Bank of the James Announces Fourth Quarter, Full Year of 2022 Financial Results and Declaration of Dividend

February 4, 2023 | yahoo.com

Trustmark settles Stanford Financial lawsuit for $100M

January 27, 2023 | finance.yahoo.com

Bank of the James Financial Group (NASDAQ:BOTJ) Is Paying Out A Dividend Of $0.08

January 23, 2023 | reuters.com

BOTJ.OQ - | Stock Price & Latest News | Reuters

January 17, 2023 | reuters.com

BOTJ.A - | Stock Price & Latest News | Reuters

See More Headlines

Receive BOTJ Stock News and Ratings via Email

Sign-up to receive the latest news and ratings for Bank of the James Financial Group and its competitors with MarketBeat's FREE daily newsletter.

Company Calendar

Ex-Dividend for 9/15 Dividend: 8/31/2023
Dividend Payable: 9/15/2023
Last Earnings: 10/20/2023
Ex-Dividend for 12/8 Dividend: 11/22/2023
Today: 11/28/2023
Dividend Payable: 12/08/2023
Fiscal Year End: 12/31/2023
Next Earnings (Estimated): 2/05/2024

Get Stock Alerts

Industry, Sector and Symbol

Stock Exchange: NASDAQ
Industry: State commercial banks
Sub-Industry: N/A
Sector: Finance
Current Symbol: NASDAQ:BOTJ
CUSIP: N/A
CIK: 1275101
Web: www.bankofthejames.com
Phone: (434) 846-2000
Fax: 434-846-4450
Employees: 163
Year Founded: N/A

Profitability

EPS (Most Recent Fiscal Year): $1.87
Trailing P/E Ratio: 5.30
Forward P/E Ratio: N/A
P/E Growth: N/A
Net Income: $8.96 million
Net Margins: 17.04%
Pretax Margin: 21.17%
Return on Equity: 16.67%
Return on Assets: 0.90%

Debt

Debt-to-Equity Ratio: N/A
Current Ratio: 0.79
Quick Ratio: 0.79

Sales & Book Value

Annual Sales: $45.10 million
Price / Sales: 1.00
Cash Flow: $2.59 per share
Price / Cash Flow: 3.83
Book Value: $10.85 per share
Price / Book: 0.91

Miscellaneous

Outstanding Shares: 4,570,000
Free Float: 3,914,000
Market Cap: $45.29 million
Optionable: Not Optionable
Beta: 0.73

12 Stocks Corporate Insiders are Abandoning

If a company's CEO, COO, and CFO were all selling shares of their stock, would you want to know?

Get This Free Report

Key Executives

Mr. Robert R. Chapman III (Age 60)
President & Director
Comp: $617.41k
Mr. J. Todd Scruggs (Age 55)
Secretary, Treasurer & Director
Comp: $495.51k
Mr. Michael A. Syrek (Age 51)
President of Bank of the James
Comp: $491.49k
Mr. Brandon P. Farmer (Age 43)
Executive VP & Chief Operations Officer
Mr. Brian E. Cash
President of Bank of the James Mortgage
Mr. Bradford K. Harris
Market President - Roanoke Valley

Key Competitors

View All Competitors

Insiders

View All Insider Transactions

BOTJ Stock Analysis - Frequently Asked Questions

How have BOTJ shares performed in 2023?: Bank of the James Financial Group's stock was trading at $11.91 at the start of the year. Since then, BOTJ stock has decreased by 16.8% and is now trading at $9.91.
View the best growth stocks for 2023 here.
When is Bank of the James Financial Group's next earnings date?: The company is scheduled to release its next quarterly earnings announcement on Monday, February 5th 2024.
View our BOTJ earnings forecast.
How were Bank of the James Financial Group's earnings last quarter?: Bank of the James Financial Group, Inc. (NASDAQ:BOTJ) posted its quarterly earnings data on Friday, October, 20th. The financial services provider reported $0.46 earnings per share for the quarter. The financial services provider had revenue of $10.57 million for the quarter. Bank of the James Financial Group had a net margin of 17.04% and a trailing twelve-month return on equity of 16.67%.
How often does Bank of the James Financial Group pay dividends? What is the dividend yield for Bank of the James Financial Group?: Bank of the James Financial Group announced a quarterly dividend on Tuesday, October 17th. Shareholders of record on Friday, November 24th will be given a dividend of $0.08 per share on Friday, December 8th. This represents a $0.32 dividend on an annualized basis and a yield of 3.23%. The ex-dividend date is Wednesday, November 22nd.
Read our dividend analysis for BOTJ.

Is Bank of the James Financial Group a good dividend stock?: Bank of the James Financial Group (NASDAQ:BOTJ) pays an annual dividend of $0.32 per share and currently has a dividend yield of 3.20%. The company has been increasing its dividend for 3 consecutive year(s), indicating that it does not yet have a strong track record of dividend growth. The dividend payout ratio is 17.11%. This payout ratio is at a healthy, sustainable level, below 75%.
Read our dividend analysis for BOTJ.
What is Robert R. Chapman III's approval rating as Bank of the James Financial Group's CEO?: 6 employees have rated Bank of the James Financial Group Chief Executive Officer Robert R. Chapman III on Glassdoor.com. Robert R. Chapman III has an approval rating of 73% among the company's employees. 67.0% of employees surveyed would recommend working at Bank of the James Financial Group to a friend.
What other stocks do shareholders of Bank of the James Financial Group own?: Based on aggregate information from My MarketBeat watchlists, some companies that other Bank of the James Financial Group investors own include Intelsat (I), Bank of America (BAC), Fossil Group (FOSL), Associated British Foods (ABF), AMC Entertainment (AMC), Chaarat Gold (CGH), Apollo Global Management (APO), China Unicom (Hong Kong) (CHU), Ciena (CIEN) and First Data (FDC).
How do I buy shares of Bank of the James Financial Group?: Shares of BOTJ stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include WeBull, Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab.
Compare Top Brokerages Here.

This page (NASDAQ:BOTJ) was last updated on 11/28/2023 by MarketBeat.com Staff

Get 30 Days of MarketBeat All Access Free

Best-in-Class Portfolio Monitoring
View the latest news, buy/sell ratings, SEC filings and insider transactions for your stocks. Compare your portfolio performance to leading indices and get personalized stock ideas based on your portfolio.
Stock Ideas and Recommendations
Get daily stock ideas from top-performing Wall Street analysts. Get short term trading ideas from the MarketBeat Idea Engine. View which stocks are hot on social media with MarketBeat's trending stocks report.
Advanced Stock Screeners and Research Tools
Identify stocks that meet your criteria using seven unique stock screeners. See what's happening in the market right now with MarketBeat's real-time news feed. Export data to Excel for your own analysis.

Start Your 30-Day Free Trial