Bank of the James Financial Group, Inc. is a bank holding company for Bank of the James (Bank). The Bank is a Virginia banking corporation engaged in general retail and commercial banking business. The Company conducts two principal activities: general retail and commercial banking through the Bank and mortgage origination services through Bank of the James Mortgage, a division of the Bank. In addition, the Company provides securities brokerage services through BOTJ Investment, a division of the Bank and acts as an agent for insurance and annuity products through BOTJ Insurance, Inc. (BOTJ Insurance), a subsidiary of the Bank. Other services offered by the Bank include safe deposit boxes, traveler's checks, direct deposit of payroll and social security checks, automatic drafts for various accounts, treasury management services and credit card merchant services. It also provides brokerage and investment services through the Bank's Investment division.
Industry, Sector and Symbol:
- Sector: Finance
- Industry: Regional - Mid-Atlantic Banks
- Sub-Industry: N/A
- Symbol: NASDAQ:BOTJ
- CUSIP: N/A
- Web: www.bankofthejames.com
Capitalization:- Market Cap: $65.41 million
- Outstanding Shares: 4,378,000
Average Prices:- 50 Day Moving Avg: $14.93
- 200 Day Moving Avg: $14.95
- 52 Week Range: $11.69 - $18.50
P/E:- Trailing P/E Ratio: 20.75
- P/E Growth: 0.00
Sales & Book Value:- Annual Revenue: $22.53 million
- Price / Sales: 2.90
- Book Value: $11.46 per share
- Price / Book: 1.30
Dividend:- Annual Dividend: $0.24
- Dividend Yield: 1.6%
Profitability:- Net Margins: 12.46%
- Return on Equity: 6.53%
- Return on Assets: 0.60%
Debt:- Current Ratio: 0.96%
- Quick Ratio: 0.96%
Misc:- Average Volume: 2,370 shs.
- Beta: 0.58
- Short Ratio: 0.38
Frequently Asked Questions for Bank of the James Financial Group (NASDAQ:BOTJ)
What is Bank of the James Financial Group's stock symbol?
Bank of the James Financial Group trades on the NASDAQ under the ticker symbol "BOTJ."
How often does Bank of the James Financial Group pay dividends? What is the dividend yield for Bank of the James Financial Group?
Bank of the James Financial Group declared a quarterly dividend on Monday, April 24th. Stockholders of record on Friday, June 9th will be paid a dividend of $0.06 per share on Friday, June 23rd. This represents a $0.24 dividend on an annualized basis and a dividend yield of 1.61%. The ex-dividend date is Wednesday, June 7th. View Bank of the James Financial Group's Dividend History.
How were Bank of the James Financial Group's earnings last quarter?
Bank of the James Financial Group, Inc. (NASDAQ:BOTJ) released its quarterly earnings data on Friday, April, 21st. The company reported $0.17 earnings per share for the quarter. The business earned $5.72 million during the quarter. Bank of the James Financial Group had a return on equity of 6.53% and a net margin of 12.46%. View Bank of the James Financial Group's Earnings History.
When will Bank of the James Financial Group make its next earnings announcement?
Who are some of Bank of the James Financial Group's key competitors?
Some companies that are related to Bank of the James Financial Group include KCAP Financial (KCAP), FBR & Co (FBRC), Saratoga Investment Corp (SAR), Sussex Bancorp (SBBX), Atlantic Coast Financial Corp (ACFC), JMP Group (JMP), Condor Hospitality Trust (CDOR), Ashford (AINC), Consumer Portfolio Services (CPSS), Silvercrest Asset Management Group (SAMG), Five Oaks Investment Corp (OAKS), Sotherly Hotels (SOHO), American River Bankshares (AMRB), HopFed Bancorp (HFBC), Patriot National (PN), Guaranty Federal Bancshares (GFED), Real Industry (RELY) and Atlantic American (AAME).
How do I buy Bank of the James Financial Group stock?
Shares of Bank of the James Financial Group can be purchased through any online brokerage account. Popular online brokerages include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.
How much does a share of Bank of the James Financial Group stock cost?
One share of Bank of the James Financial Group stock can currently be purchased for approximately $14.94.
Consensus Ratings for Bank of the James Financial Group (NASDAQ:BOTJ) (?) The ratings breakdown includes the most recent rating from each analyst that has rated the stock within the last twelve months. The ratings score is a calculation of the average number of sell, hold, buy and strong buy ratings (0-1.5 = Sell, 1.5-2.5 = Hold, 2.5-3.5 = Buy, >3.5 = Strong Buy). The consensus price target is a mean average of the most recent price target set by each analyst that has set a price target for the stock in the last twelve months.| Ratings Breakdown: | No ratings tracked in the last 12 months. |
| Consensus Rating: | N/A (Score: NaN) |
| Consensus Price Target: | N/A |
Analysts' Ratings History for Bank of the James Financial Group (NASDAQ:BOTJ)
Show:
No equities research coverage for this company has been tracked by MarketBeat.com
Earnings History for Bank of the James Financial Group (NASDAQ:BOTJ)Earnings History by Quarter for Bank of the James Financial Group (NASDAQ:BOTJ)| Date | Quarter | Consensus Estimate | Actual EPS | Revenue Estimate | Actual Revenue | Release Link | Conference Call | Details |
|---|
| 7/20/2017 | | | | | | | | |
| 4/21/2017 | Q1 2017 | | $0.17 | | $5.72 million | View | N/A |  |
| 1/23/2017 | Q4 2016 | | $0.07 | | $6.12 million | View | N/A | |
| 10/21/2016 | Q316 | | $0.24 | | $6.15 million | View | N/A | |
| 7/22/2016 | Q216 | | $0.24 | | $6.06 million | View | N/A | |
| 4/22/2016 | Q116 | | $0.20 | | $5.70 million | View | N/A | |
| 7/24/2015 | Q215 | | $0.28 | | $5.40 million | View | N/A | |
| 4/27/2015 | Q115 | | $0.27 | | $5.14 million | View | N/A | |
| 1/23/2015 | Q414 | | $0.28 | | $5.26 million | View | N/A | |
| 1/28/2014 | Q4 | | $0.20 | | | View | N/A | |
| 1/25/2013 | Q412 | | $0.22 | | | View | N/A | |
(Data available from 1/1/2011 forward)
Earnings Estimates for Bank of the James Financial Group (NASDAQ:BOTJ)No earnings estimates for this company have been tracked by MarketBeat.com
Current Dividend Information for Bank of the James Financial Group (NASDAQ:BOTJ)| Next Dividend: | 6/23/2017 |
| Annual Dividend: | $0.24 |
| Dividend Yield: | 1.61% |
| Payout Ratio: | 32.00% (Trailing 12 Months of Earnings)
|
Dividend History by Quarter for Bank of the James Financial Group (NASDAQ:BOTJ)| Announced | Period | Amount | Yield | Ex-Dividend Date | Record Date | Payable Date |
|---|
| 4/24/2017 | quarterly | $0.06 | 1.57% | 6/7/2017 | 6/9/2017 | 6/23/2017 |
| 1/24/2017 | quarterly | $0.06 | 1.57% | 3/8/2017 | 3/10/2017 | 3/24/2017 |
| 10/24/2016 | Quarterly | $0.06 | | 11/30/2016 | 12/2/2016 | 12/16/2016 |
| 7/25/2016 | Quarterly | $0.06 | | 9/7/2016 | 9/9/2016 | 9/23/2016 |
| 4/29/2016 | Quarterly | $0.06 | | 6/8/2016 | 6/10/2016 | 6/24/2016 |
| 1/21/2016 | Quarterly | $0.06 | | 3/9/2016 | 3/11/2016 | 3/25/2016 |
| 10/22/2015 | Quarterly | $0.06 | | 12/2/2015 | 12/4/2015 | 12/18/2015 |
| 5/21/2015 | quarterly | $0.06 | 2.23% | 9/9/2015 | 9/11/2015 | 9/25/2015 |
| 4/29/2015 | quarterly | $0.05 | 1.82% | 6/10/2015 | 6/12/2015 | 6/26/2015 |
| 1/26/2015 | quarterly | $0.05 | 1.84% | 3/11/2015 | 3/13/2015 | 3/27/2015 |
| 10/27/2014 | quarterly | $0.05 | 2.16% | 12/10/2014 | 12/12/2014 | 12/26/2014 |
| 8/19/2014 | quarterly | $0.05 | 2.21% | 9/17/2014 | 9/19/2014 | 10/3/2014 |
| 5/20/2014 | quarterly | $0.05 | | 6/17/2014 | 6/19/2014 | 7/3/2014 |
(Data available from 1/1/2013 forward)
Insider Trading and Institutional Ownership History for Bank of the James Financial Group (NASDAQ:BOTJ)Insider Ownership Percentage: 9.33%
Institutional Ownership Percentage: 31.82%
Insider Trades by Quarter for Bank of the James Financial Group (NASDAQ:BOTJ)| Transaction Date | Insider Name | Title | Buy/Sell | Number of Shares | Average Share Price | Total Transaction | Details |
|---|
| 4/24/2017 | Lydia K Langley | Director | Buy | 694 | $14.75 | $10,236.50 | |
| 4/24/2017 | Robert R Chapman | President | Buy | 439 | $15.74 | $6,909.86 | |
| 1/24/2017 | Robert R Chapman | President | Buy | 141 | $15.60 | $2,199.60 | |
| 1/24/2017 | William C Bryant III | Director | Buy | 500 | $15.58 | $7,790.00 | |
| 11/23/2016 | Julie P Doyle | Director | Buy | 500 | $13.87 | $6,935.00 | |
| 10/24/2016 | Robert R Chapman | President | Buy | 176 | $12.50 | $2,200.00 | |
| 10/24/2016 | William C Bryant III | Director | Buy | 533 | $12.50 | $6,662.50 | |
| 8/17/2016 | John R Alford Jr | Director | Buy | 1,000 | $12.90 | $12,900.00 | |
| 8/11/2016 | Michael A Syrek | EVP | Buy | 1,000 | $12.90 | $12,900.00 | |
| 8/8/2016 | James F Daly | Director | Buy | 75,000 | $13.10 | $982,500.00 | |
| 7/22/2016 | Robert R Chapman | President | Buy | 171 | $12.99 | $2,221.29 | |
| 7/22/2016 | Watt R Foster Jr | Director | Buy | 357 | $13.00 | $4,641.00 | |
| 5/27/2016 | John R Alford Jr | Director | Buy | 500 | $12.20 | $6,100.00 | |
| 4/29/2016 | Lewis C Addison | Director | Buy | 500 | $12.00 | $6,000.00 | |
| 4/26/2016 | Watt R Foster Jr | Director | Buy | 387 | $12.00 | $4,644.00 | |
| 4/25/2016 | Robert R Chapman | President | Buy | 187 | $11.75 | $2,197.25 | |
| 2/22/2016 | Julie P Doyle | Director | Buy | 1,000 | $12.04 | $12,040.00 | |
| 2/19/2016 | Robert R Chapman | President | Buy | 420 | $12.00 | $5,040.00 | |
| 2/16/2016 | Robert R Chapman | President | Buy | 420 | $11.75 | $4,935.00 | |
| 2/1/2016 | Lydia K Langley | Director | Buy | 1,000 | $11.90 | $11,900.00 | |
| 1/29/2016 | Robert R Chapman | President | Buy | 515 | $12.00 | $6,180.00 | |
| 1/29/2016 | Watt R Foster Jr | Director | Buy | 770 | $12.00 | $9,240.00 | |
| 10/24/2014 | William C Bryant III | Director | Buy | 1,000 | $9.08 | $9,080.00 | |
| 5/22/2014 | William C Bryant III | Director | Buy | 1,000 | $8.89 | $8,890.00 | |
| 10/23/2013 | Michael A Syrek | EVP | Buy | 1,500 | $8.47 | $12,705.00 | |
| 8/9/2013 | Julie P Doyle | Director | Buy | 1,000 | $8.75 | $8,750.00 | |
| 5/23/2013 | Watt R Foster Jr | Director | Buy | 1,000 | $7.80 | $7,800.00 | |
| 4/29/2013 | Michael A Syrek | EVP | Buy | 1,000 | $7.25 | $7,250.00 | |
| 11/21/2012 | William C Bryant III | Director | Buy | 1,000 | $6.08 | $6,080.00 | |
| 11/6/2012 | John R Alford Jr | Director | Buy | 1,000 | $6.50 | $6,500.00 | |
| 10/31/2012 | Lewis C Addison | Director | Buy | 1,240 | $5.95 | $7,378.00 | |
| 10/31/2012 | Michael A Syrek | EVP | Buy | 1,490 | $6.00 | $8,940.00 | |
| 10/26/2012 | Thomas W Pettyjohn Jr | Director | Buy | 1,500 | $5.92 | $8,880.00 | |
| 8/13/2012 | Michael A Syrek | EVP | Buy | 1,000 | $5.70 | $5,700.00 | |
(Data available from 1/1/2013 forward)
Headline Trends for Bank of the James Financial Group (NASDAQ:BOTJ)
Latest Headlines for Bank of the James Financial Group (NASDAQ:BOTJ)
| Source: |
|
| Date | Headline |
|---|
 | Bank of the James Financial Group (BOTJ) Earning Favorable Media Coverage, Study Finds
www.americanbankingnews.com - April 28 at 10:24 AM |
| Bank of the James Financial Group, Inc. (BOTJ) Director Buys $10,236.50 in Stock
www.americanbankingnews.com - April 25 at 1:00 PM |
| Bank of the James Financial Group (BOTJ) Earns Daily Media Sentiment Score of 0.44
www.americanbankingnews.com - April 25 at 11:05 AM |
| Bank of the James Financial Group, Inc. (BOTJ) Plans Quarterly Dividend of $0.06
www.americanbankingnews.com - April 24 at 7:38 PM |
| Bank of the James Financial Group, Inc. (BOTJ) Posts Quarterly Earnings Results
www.americanbankingnews.com - April 24 at 1:06 PM |
 | Bank of the James Announces First Quarter 2017 Financial Results and Declaration of Dividend
www.nasdaq.com - April 21 at 9:08 PM |
 | Bank of the James Announces First Quarter 2017 Financial Results and Declaration of Dividend
finance.yahoo.com - April 21 at 4:08 PM |
| BANK OF THE JAMES FINANCIAL GROUP INC Files SEC form 10-K, Annual Report
biz.yahoo.com - March 21 at 4:20 PM |
| 7 Companies With Wide Margins of Safety and Rising Share Prices
finance.yahoo.com - February 9 at 4:14 PM |
| BANK OF THE JAMES FINANCIAL GROUP INC Files SEC form 8-K, Other Events, Financial Statements and Exhibits
biz.yahoo.com - February 8 at 4:12 PM |
| Bank of the James Announces Completion of Private Placement of Debt
finance.yahoo.com - February 3 at 4:11 PM |
 | Form 8-K BANK OF THE JAMES FINANC For: Jan 17
www.streetinsider.com - January 23 at 9:18 PM |
 | BRIEF-Bank of the James Financial Group Q4 shr $0.07
www.reuters.com - January 23 at 9:18 PM |
 | Bank of the James Financial Group declares $0.06 dividend
seekingalpha.com - January 23 at 9:18 PM |
| Bank of the James Announces Fourth Quarter, Full Year 2016 Financial Results and Declaration of Dividend
finance.yahoo.com - January 23 at 4:15 PM |
| BANK OF THE JAMES FINANCIAL GROUP INC Files SEC form 8-K, Results of Operations and Financial Condition, Material Imp
biz.yahoo.com - January 23 at 4:15 PM |
| Bank of the James Financial Group, Inc. (BOTJ) Ex-Dividend Date
www.nasdaq.com - November 30 at 5:43 AM |
| BANK OF THE JAMES FINANCIAL GROUP INC Financials
finance.yahoo.com - November 19 at 3:57 PM |
| Bank of the James Financial Group reports Q3 results
seekingalpha.com - October 22 at 8:11 AM |
| BANK OF THE JAMES FINANCIAL GROUP INC Files SEC form 8-K, Results of Operations and Financial Condition, Change in Di
biz.yahoo.com - October 22 at 8:11 AM |
| Bank of the James Announces Third Quarter, Nine Months of 2016 Financial Results and Declaration of Dividend
finance.yahoo.com - October 21 at 12:13 PM |
| Bank of the James Financial Group, Inc. Appoints Phillip C. Jamerson and A. Douglas Dalton III to Its Board of Directors
finance.yahoo.com - October 19 at 4:45 PM |
| Bank of the James Financial Group, Inc. to Present at the Raymond James 2016 U.S. Bank Conference
finance.yahoo.com - September 6 at 3:39 PM |
| BANK OF THE JAMES FINANCIAL GROUP INC Files SEC form 8-K, Regulation FD Disclosure, Other Events, Financial Statement
biz.yahoo.com - September 6 at 3:39 PM |
Bank of the James Financial Group (BOTJ) Chart for Saturday, May, 27, 2017
