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NASDAQ:TCBS

Texas Community Bancshares (TCBS) Stock Price, News & Analysis

Texas Community Bancshares logo
$17.48 -0.02 (-0.11%)
Closing price 03:51 PM Eastern
Extended Trading
$17.55 +0.07 (+0.40%)
As of 04:32 PM Eastern
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About Texas Community Bancshares Stock (NASDAQ:TCBS)

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Key Stats

Today's Range
$17.48
$17.60
50-Day Range
$16.40
$18.00
52-Week Range
$15.70
$20.00
Volume
2,006 shs
Average Volume
849 shs
Market Capitalization
$50.52 million
P/E Ratio
16.05
Dividend Yield
1.37%
Price Target
N/A
Consensus Rating
Hold

Company Overview

Texas Community Bancshares, Inc. (NASDAQ: TCBS) is the bank holding company for Texas Community Bank, a state-chartered commercial bank headquartered in Harlingen, Texas. Through its wholly owned banking subsidiary, the company delivers community banking services across the Rio Grande Valley region of South Texas, focusing on relationship-driven banking and locally empowered decision making.

The company’s core offerings include a broad range of deposit products—such as checking, savings and money market accounts—and consumer and commercial lending solutions. It provides residential mortgage origination, commercial real estate finance, construction loans and agricultural financing, as well as treasury management services. Digital banking capabilities, including online and mobile platforms, complement its traditional branch network, while trust and asset management services are offered through an affiliated trust services division.

Since its establishment in the early 2000s, Texas Community Bancshares has pursued measured growth by deepening its presence in Cameron, Hidalgo and Willacy counties via a network of branch offices and ATMs. This local footprint enables the company to maintain close ties with small businesses and individual customers, responding swiftly to regional economic needs.

The bank’s executive leadership is headed by Anthony J. Zaunbrecher, who serves as President and Chief Executive Officer. Under his stewardship, the company has emphasized conservative risk management, community engagement and strategic investments in technology, with the aim of fostering economic development throughout South Texas while delivering long‐term value to shareholders.

AI Generated. May Contain Errors.

Texas Community Bancshares Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
45th Percentile Overall Score

TCBS MarketRank™: 

Texas Community Bancshares scored higher than 45% of companies evaluated by MarketBeat, and ranked 620th out of 856 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    Texas Community Bancshares has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no strong buy ratings, no buy ratings, 1 hold rating, and no sell ratings.

  • Amount of Analyst Coverage

    Texas Community Bancshares has only been the subject of 1 research reports in the past 90 days.

  • Read more about Texas Community Bancshares' stock forecast and price target.
  • Price to Earnings Ratio vs. the Market

    The P/E ratio of Texas Community Bancshares is 16.06, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 39.95.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of Texas Community Bancshares is 16.06, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 28.40.

  • Price to Book Value per Share Ratio

    Texas Community Bancshares has a P/B Ratio of 0.95. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

  • Percentage of Shares Shorted

    0.14% of the float of Texas Community Bancshares has been sold short.
  • Short Interest Ratio / Days to Cover

    Texas Community Bancshares has a short interest ratio ("days to cover") of 2.68, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in Texas Community Bancshares has recently decreased by 26.38%, indicating that investor sentiment is improving significantly.
  • Dividend Yield

    Texas Community Bancshares pays a meaningful dividend of 1.37%, higher than the bottom 25% of all stocks that pay dividends.

  • Dividend Growth

    Texas Community Bancshares has only been increasing its dividend for 1 years.

  • Dividend Coverage

    The dividend payout ratio of Texas Community Bancshares is 22.02%. This payout ratio is at a healthy, sustainable level, below 75%.

  • Read more about Texas Community Bancshares' dividend.
  • News Sentiment

    Texas Community Bancshares has a news sentiment score of 0.93. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.80 average news sentiment score of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 1 news article for Texas Community Bancshares this week, compared to 1 article on an average week.
  • Insider Buying vs. Insider Selling

    In the past three months, Texas Community Bancshares insiders have not sold or bought any company stock.

  • Percentage Held by Insiders

    15.30% of the stock of Texas Community Bancshares is held by insiders. A high percentage of insider ownership can be a sign of company health.

  • Percentage Held by Institutions

    15.83% of the stock of Texas Community Bancshares is held by institutions.

  • Read more about Texas Community Bancshares' insider trading history.
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TCBS Stock News Headlines

Texas Community Bancshares, Inc.
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TCBS Stock Analysis - Frequently Asked Questions

Texas Community Bancshares' stock was trading at $17.97 at the beginning of 2026. Since then, TCBS stock has decreased by 2.7% and is now trading at $17.48.

Texas Community Bancshares, Inc. (NASDAQ:TCBS) issued its quarterly earnings data on Thursday, August, 7th. The company reported $0.23 EPS for the quarter. The company had revenue of $3.75 million for the quarter. Texas Community Bancshares had a net margin of 11.79% and a trailing twelve-month return on equity of 5.66%.

Texas Community Bancshares' Board of Directors approved a share repurchase plan on Tuesday, December 16th 2025, which allows the company to repurchase $140,000 in shares, according to EventVestor. This means that the company could repurchase up to 0.3% of its shares through open market purchases. Shares repurchase plans are generally a sign that the company's management believes its shares are undervalued.

Texas Community Bancshares (TCBS) raised $41 million in an initial public offering (IPO) on Wednesday, July 14th 2021. The company issued 4,140,000 shares at $10.00 per share.

Shares of TCBS stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that Texas Community Bancshares investors own include Dutch Bros (BROS), Nutriband (NTRB), TScan Therapeutics (TCRX), Annexon (ANNX), Aemetis (AMTX), Akari Therapeutics (AKTX) and a.k.a. Brands (AKA).

Company Calendar

Last Earnings
8/07/2025
Record date for 6/16 Dividend
6/02/2026
Ex-Dividend for 6/16 Dividend
6/02/2026
Dividend Payable
6/16/2026
Today
7/31/2026
Fiscal Year End
12/31/2026

Industry, Sector and Symbol

Stock Exchange
NASDAQ
Sector
Finance
Industry
Banks
Sub-Industry
Regional Banks
Current Symbol
NASDAQ:TCBS
CIK
1849466
Fax
N/A
Employees
60
Year Founded
N/A

Profitability

EPS (Trailing Twelve Months)
$1.09
Trailing P/E Ratio
16.05
Forward P/E Ratio
N/A
P/E Growth
N/A
Net Income
$2.84 million
Net Margins
11.79%
Pretax Margin
13.87%
Return on Equity
5.66%
Return on Assets
0.70%

Debt

Debt-to-Equity Ratio
0.77
Current Ratio
0.94
Quick Ratio
0.94

Sales & Book Value

Annual Sales
$25.57 million
Price / Sales
1.98
Cash Flow
$1.13 per share
Price / Cash Flow
15.52
Book Value
$18.44 per share
Price / Book
0.95

Miscellaneous

Outstanding Shares
2,890,000
Free Float
2,444,000
Market Cap
$50.52 million
Optionable
Not Optionable
Beta
-0.03
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This page (NASDAQ:TCBS) was last updated on 7/31/2026 by MarketBeat.com Staff.
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