1st Constitution Bancorp operates as the bank holding company for 1st Constitution Bank that provides commercial and retail banking services in the central and northeastern New Jersey areas. The company offers deposit products, including interest bearing demand deposits, such as interest-bearing checking accounts, money market accounts, and NOW accounts; and non-interest bearing demand, savings, and time deposits, as well as certificates of deposit. It also provides commercial loans, including term loans, lines of credit, and loans secured by equipment and receivables; secured and unsecured short-to-medium term commercial loans to businesses for working capital, business expansion, and the purchase of equipment and machinery; and construction loans to real estate developers for the acquisition, development, and construction of residential and commercial properties. In addition, the company offers residential first mortgage loans secured by owner-occupied property; construction loans; reverse mortgages; second mortgage home improvement loans; home equity lines of credit; and non-residential consumer loans for automobiles, recreation vehicles, and boats, as well as secured and unsecured personal loans, and deposit account secured loans. It serves corporations, individuals, partnerships, and other community organizations, as well as small businesses and not-for-profit organizations. As of December 31, 2017, the company operated through 17 branch offices, as well as 2 residential mortgage loan production offices in New Jersey. 1st Constitution Bancorp was founded in 1989 and is based in Cranbury, New Jersey.
Industry, Sector and Symbol
Industry Federal savings institutions
Sub-IndustryN/A
SectorFinance
Phone609-655-4500
Debt
Price-To-Earnings
Sales & Book Value
Annual Sales$49.90 million
Profitability
Miscellaneous
Employees183
OptionableNot Optionable
1st Constitution Bancorp (NASDAQ:FCCY) Frequently Asked Questions
What is 1st Constitution Bancorp's stock symbol?
1st Constitution Bancorp trades on the NASDAQ under the ticker symbol "FCCY."
How often does 1st Constitution Bancorp pay dividends? What is the dividend yield for 1st Constitution Bancorp?
1st Constitution Bancorp declared a quarterly dividend on Monday, October 22nd. Shareholders of record on Friday, November 9th will be paid a dividend of $0.075 per share on Thursday, November 22nd. This represents a $0.30 annualized dividend and a yield of 1.54%. The ex-dividend date is Thursday, November 8th. This is a positive change from 1st Constitution Bancorp's previous quarterly dividend of $0.06. View 1st Constitution Bancorp's Dividend History.
How were 1st Constitution Bancorp's earnings last quarter?
1st Constitution Bancorp (NASDAQ:FCCY) posted its quarterly earnings results on Friday, October, 19th. The financial services provider reported $0.46 EPS for the quarter, topping the Zacks' consensus estimate of $0.39 by $0.07. The financial services provider had revenue of $13.55 million for the quarter, compared to analyst estimates of $13.28 million. 1st Constitution Bancorp had a return on equity of 10.76% and a net margin of 16.34%. View 1st Constitution Bancorp's Earnings History.
When is 1st Constitution Bancorp's next earnings date?
Has 1st Constitution Bancorp been receiving favorable news coverage?
Media headlines about FCCY stock have been trending somewhat positive on Sunday, according to InfoTrie Sentiment Analysis. The research firm ranks the sentiment of media coverage by reviewing more than six thousand blog and news sources in real time. The firm ranks coverage of public companies on a scale of negative five to five, with scores nearest to five being the most favorable. 1st Constitution Bancorp earned a news impact score of 1.8 on InfoTrie's scale. They also gave news articles about the financial services provider a news buzz of 2.0 out of 10, meaning that recent media coverage is very unlikely to have an impact on the company's share price in the near future.
Who are some of 1st Constitution Bancorp's key competitors?
Some companies that are related to 1st Constitution Bancorp include BBX Capital (BBXTB), First Defiance Financial (FDEF), Access National (ANCX), Hometrust Bancshares (HTBI), Waterstone Financial (WSBF), Sterling Bancorp (SBT), NASB Financial (NASB), Farmers & Merchants Bancorp, Inc. (OH) (FMAO), Western New England Bancorp (WNEB), Territorial Bancorp (TBNK), BankFinancial (BFIN), Northrim BanCorp (NRIM), PDL Community Bancorp (PDLB), Provident Bancorp (PVBC) and Codorus Valley Bancorp (CVLY).
Who are 1st Constitution Bancorp's key executives?
1st Constitution Bancorp's management team includes the folowing people:
- Mr. Robert F. Mangano, Pres, CEO & Director (Age 73)
- Mr. Stephen J. Gilhooly, Sr. VP, CFO & Treasurer (Age 67)
- Mr. John T. Andreacio, Exec. VP and Chief Lending & Credit Officer (Age 56)
- Mr. William M. Rue CPCU, Corp. Sec. & Director (Age 71)
- Mr. Naqi A. Naqvi, Sr. VP & Chief Accounting Officer (Age 62)
How do I buy shares of 1st Constitution Bancorp?
Shares of FCCY can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.
What is 1st Constitution Bancorp's stock price today?
One share of FCCY stock can currently be purchased for approximately $19.43.
How big of a company is 1st Constitution Bancorp?
1st Constitution Bancorp has a market capitalization of $163.30 million and generates $49.90 million in revenue each year. The financial services provider earns $6.92 million in net income (profit) each year or $1.06 on an earnings per share basis. 1st Constitution Bancorp employs 183 workers across the globe.
What is 1st Constitution Bancorp's official website?
How can I contact 1st Constitution Bancorp?
1st Constitution Bancorp's mailing address is 2650 ROUTE 130 BOX 634, CRANBURY NJ, 08512. The financial services provider can be reached via phone at 609-655-4500.
MarketBeat Community Rating for 1st Constitution Bancorp (NASDAQ FCCY)
MarketBeat's community ratings are surveys of what our community members think about 1st Constitution Bancorp and other stocks. Vote "Outperform" if you believe FCCY will outperform the S&P 500 over the long term. Vote "Underperform" if you believe FCCY will underperform the S&P 500 over the long term. You may vote once every thirty days.
