First Citizens BancShares, Inc. is a bank holding company headquartered in Raleigh, North Carolina, and the parent company of First Citizens Bank & Trust Company. Through its banking subsidiary, it provides a range of financial services to individuals, small businesses, middle-market companies and institutions.
Founded in 1898 in Smithfield, North Carolina, First Citizens has grown over more than a century through organic expansion and strategic acquisitions. The company operates branch networks primarily throughout the southeastern and mid-Atlantic United States, with additional locations in key metropolitan markets. Its growth strategy has combined community banking with targeted regional footprint expansion.
The company’s offerings span retail and commercial banking products, including checking and savings accounts, personal and mortgage lending, credit cards, and treasury management services. It also provides wealth management, trust and estate planning services through a dedicated division, and supports larger corporate and institutional clients with commercial lending, treasury and investment banking solutions.
First Citizens BancShares remains led by the Holding family, with Frank B. Holding Jr. serving as Chairman and Chief Executive Officer. The company emphasizes relationship-driven service and local decision-making, positioning itself as a prominent regional banking franchise focused on long-term client partnerships.
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