Fidelity D&D Bancorp, Inc. (NASDAQ:FDBC) is the bank holding company for D&D Bank, a New York-based community bank offering a full range of financial services to individuals and businesses. Through its subsidiary, the company extends a suite of deposit products—including checking, savings, money market accounts, certificates of deposit and retirement accounts—alongside personal and commercial lending solutions. Its lending portfolio covers one- to four-family residential mortgages, construction and land development loans, commercial real estate financing, owner-occupied commercial lending, small-business lines of credit and consumer installment loans.
In addition to traditional banking services, Fidelity D&D Bancorp provides treasury management and cash management services such as ACH origination, wire transfers, merchant card processing and remote deposit capture. The company also offers digital banking options, including online and mobile banking platforms that allow clients to manage accounts, pay bills, transfer funds and access e-statements. These digital offerings are complemented by relationship-based service through branch offices and dedicated commercial lending teams.
Headquartered in Rochester, New York, the company serves the Finger Lakes region, Greater Rochester area and adjacent counties through a network of full-service branches and lending offices. Fidelity D&D Bancorp focuses on cultivating long-term relationships within local communities, supporting small and mid-sized businesses, professionals and individuals by tailoring financial solutions to meet their evolving needs. Its community involvement includes participation in development initiatives, sponsorship of local events and partnerships with nonprofit organizations.
Fidelity D&D Bancorp was formed in mid-2020 as part of a restructuring that established the holding company to support D&D Bank’s growth and capitalize on market opportunities. Drawing on decades of regional banking experience, the company is governed by a board of directors and led by a senior management team with extensive backgrounds in community banking, commercial lending and financial services. The leadership group is committed to balancing credit quality, prudent risk management and customer-centric service as it pursues measured expansion and operational efficiency.
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