Figure Technology Solutions (FIGR) Stock Price, News & Analysis

Company Overview

Figure Technology Solutions, Inc. is a financial technology company that develops and operates digital platforms for lending and other financial services. Its technology is designed to streamline the origination, underwriting, servicing and funding of loans through automated processes and data-driven tools.

The company’s offerings have included home equity financing, personal loans and related lending products, delivered directly to consumers and through institutional or other financial-services partners. Figure has also developed technology infrastructure intended to support loan marketplaces, asset servicing and the digitization of financial assets.

Founded in 2018 by Mike Cagney, Figure has been associated with the use of blockchain technology, including the Provenance blockchain, to improve efficiency and transparency in financial transactions. The company primarily serves the U.S. market, although the reach of individual products may vary. Cagney has served as the company’s chief executive officer.

Key Stats

• Today's Range: $31.44 to $33.24
• 50-Day Range: $24.91 to $41.14
• 52-Week Range: $24.11 to $78.00
• Volume: 4.99 million shs
• Average Volume: 4.38 million shs
• Market Capitalization: $5.92 billion
• P/E Ratio: 34.30
• Dividend Yield: N/A
• Price Target: $52.88
• Consensus Rating: Moderate Buy

Figure Technology Solutions Stock Analysis - MarketRank™

Figure Technology Solutions scored higher than 93% of companies evaluated by MarketBeat, and ranked 136th out of 851 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 4.4 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Figure Technology Solutions has received a consensus rating of Moderate Buy. The company's average rating score is 2.82, and is based on 2 strong buy ratings, 6 buy ratings, 2 hold ratings, and 1 sell rating.

Upside Potential

Figure Technology Solutions has a consensus price target of $52.88, representing about 65.8% upside from its current price of $31.90.

Amount of Analyst Coverage

Figure Technology Solutions has been the subject of 7 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 3.8 / 5
• Proj. Earnings Growth: 34.17%

Earnings Growth

Earnings for Figure Technology Solutions are expected to grow by 34.17% in the coming year, from $1.20 to $1.61 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Figure Technology Solutions is 34.30, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.94.

Price to Earnings Ratio vs. Sector

The P/E ratio of Figure Technology Solutions is 34.30, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 24.94.

Price to Earnings Growth Ratio

Figure Technology Solutions has a PEG Ratio of 0.54. PEG Ratios below 1 indicate that a company could be undervalued.

Price to Book Value per Share Ratio

Figure Technology Solutions has a P/B Ratio of 4.54. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

10.11% of the float of Figure Technology Solutions has been sold short.

Short Interest Ratio / Days to Cover

Figure Technology Solutions has a short interest ratio ("days to cover") of 3.26, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Figure Technology Solutions has recently increased by 21.11%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Figure Technology Solutions does not currently pay a dividend.

Dividend Growth

Figure Technology Solutions does not have a long track record of dividend growth.

News and Social Media

• Score: 2.3 / 5
• News Sentiment: 0.72

News Sentiment

Figure Technology Solutions has a news sentiment score of 0.72. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.

News Coverage This Week

MarketBeat has tracked 14 news articles for Figure Technology Solutions this week, compared to 7 articles on an average week.

Search Interest

Only 11 people have searched for FIGR on MarketBeat in the last 30 days. This is a decrease of -31% compared to the previous 30 days.

MarketBeat Follows

Only 4 people have added Figure Technology Solutions to their MarketBeat watchlist in the last 30 days. This is a decrease of 0% compared to the previous 30 days.

Company Ownership

• Score: 1.4 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Figure Technology Solutions insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $2,157,537.00 in company stock.

Percentage Held by Insiders

26.60% of the stock of Figure Technology Solutions is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

Figure Technology Solutions has minimal institutional ownership at this time.

Company Calendar

• Last Earnings: 8/13/2026
• Today: 9/25/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Financial Services
• Sub-Industry: Commercial & Residential Mortgage Finance
• Current Symbol: NASDAQ:FIGR
• CIK: 2064124
• Web: www.figure.com
• Phone: (917) 789-8049
• Fax: N/A
• Employees: 602
• Year Founded: 2018

Price Target and Rating

• Average Price Target for Figure Technology Solutions: $52.88
• High Price Target: $70.00
• Low Price Target: $40.00
• Potential Upside/Downside: +65.8%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.82
• Research Coverage: 11 Analysts

Profitability

• EPS (Trailing Twelve Months): $0.93
• Trailing P/E Ratio: 34.30
• Forward P/E Ratio: 26.58
• P/E Growth: 0.48
• Net Income: $133.86 million
• Net Margins: 33.45%
• Pretax Margin: 28.33%
• Return on Equity: 18.90%
• Return on Assets: 9.46%

Debt

• Debt-to-Equity Ratio: 0.22
• Current Ratio: 1.86
• Quick Ratio: 1.86

Sales & Book Value

• Annual Sales: $506.86 million
• Price / Sales: 11.69
• Cash Flow: $0.84 per share
• Price / Cash Flow: 38.06
• Book Value: $7.03 per share
• Price / Book: 4.54

Miscellaneous

• Outstanding Shares: 185,670,000
• Free Float: 136,283,000
• Market Cap: $5.92 billion
• Optionable: N/A
• Beta: N/A