Figure Technology Solutions (FIGR) Stock Price, News & Analysis

Company Overview

Figure Technology Solutions, Inc. is a financial technology company that develops blockchain- and artificial intelligence-enabled solutions for lending and financial services. The company’s technology is designed to support the origination, servicing, financing and trading of financial assets through more efficient digital processes.

Figure’s business activities have included home equity lending, personal lending, mortgage-related services and financial asset marketplaces. Its platform has also been used to facilitate the issuance and transfer of loans and other financial products, with blockchain technology intended to improve transparency, settlement and recordkeeping.

The company was founded by Mike Cagney, who previously co-founded Social Finance, Inc. (SoFi), and Figure has operated primarily in the United States. Figure Technology Solutions is the publicly traded successor to the Figure financial technology business and trades on the Nasdaq Stock Market under the symbol FIGR.

Key Stats

• Today's Range: $26.79 to $28.22
• 50-Day Range: $24.91 to $41.14
• 52-Week Range: $24.11 to $78.00
• Volume: 4.76 million shs
• Average Volume: 4.75 million shs
• Market Capitalization: $5.12 billion
• P/E Ratio: 29.68
• Dividend Yield: N/A
• Price Target: $53.57
• Consensus Rating: Moderate Buy

Figure Technology Solutions Stock Analysis - MarketRank™

Figure Technology Solutions scored higher than 93% of companies evaluated by MarketBeat, and ranked 112th out of 833 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 4.5 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Figure Technology Solutions has received a consensus rating of Moderate Buy. The company's average rating score is 2.90, and is based on 2 strong buy ratings, 6 buy ratings, 1 hold rating, and 1 sell rating.

Upside Potential

Figure Technology Solutions has a consensus price target of $53.57, representing about 94.1% upside from its current price of $27.60.

Amount of Analyst Coverage

Figure Technology Solutions has been the subject of 7 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 3.8 / 5
• Proj. Earnings Growth: 36.75%

Earnings Growth

Earnings for Figure Technology Solutions are expected to grow by 36.75% in the coming year, from $1.17 to $1.60 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Figure Technology Solutions is 29.68, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.89.

Price to Earnings Ratio vs. Sector

The P/E ratio of Figure Technology Solutions is 29.68, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 24.64.

Price to Earnings Growth Ratio

Figure Technology Solutions has a PEG Ratio of 0.42. PEG Ratios below 1 indicate that a company could be undervalued.

Price to Book Value per Share Ratio

Figure Technology Solutions has a P/B Ratio of 3.93. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

10.11% of the float of Figure Technology Solutions has been sold short.

Short Interest Ratio / Days to Cover

Figure Technology Solutions has a short interest ratio ("days to cover") of 3.26, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Figure Technology Solutions has recently increased by 21.11%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Figure Technology Solutions does not currently pay a dividend.

Dividend Growth

Figure Technology Solutions does not have a long track record of dividend growth.

News and Social Media

• Score: 2.2 / 5
• News Sentiment: 0.54

News Sentiment

Figure Technology Solutions has a news sentiment score of 0.54. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.

News Coverage This Week

MarketBeat has tracked 14 news articles for Figure Technology Solutions this week, compared to 7 articles on an average week.

Search Interest

Only 8 people have searched for FIGR on MarketBeat in the last 30 days. This is a decrease of -47% compared to the previous 30 days.

MarketBeat Follows

Only 5 people have added Figure Technology Solutions to their MarketBeat watchlist in the last 30 days. This is a decrease of -29% compared to the previous 30 days.

Company Ownership

• Score: 1.4 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Figure Technology Solutions insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $2,037,417.00 in company stock.

Percentage Held by Insiders

26.60% of the stock of Figure Technology Solutions is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

Figure Technology Solutions has minimal institutional ownership at this time.

Company Calendar

• Last Earnings: 8/13/2026
• Today: 10/09/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Financial Services
• Sub-Industry: Commercial & Residential Mortgage Finance
• Current Symbol: NASDAQ:FIGR
• CIK: 2064124
• Web: www.figure.com
• Phone: (917) 789-8049
• Fax: N/A
• Employees: 602
• Year Founded: 2018

Price Target and Rating

• Average Price Target for Figure Technology Solutions: $53.57
• High Price Target: $70.00
• Low Price Target: $41.00
• Potential Upside/Downside: +94.1%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.90
• Research Coverage: 10 Analysts

Profitability

• EPS (Trailing Twelve Months): $0.93
• Trailing P/E Ratio: 29.68
• Forward P/E Ratio: 23.59
• P/E Growth: 0.42
• Net Income: $133.86 million
• Net Margins: 33.45%
• Pretax Margin: 28.33%
• Return on Equity: 18.90%
• Return on Assets: 9.46%

Debt

• Debt-to-Equity Ratio: 0.22
• Current Ratio: 1.86
• Quick Ratio: 1.86

Sales & Book Value

• Annual Sales: $506.86 million
• Price / Sales: 10.11
• Cash Flow: $0.86 per share
• Price / Cash Flow: 32.25
• Book Value: $7.03 per share
• Price / Book: 3.93

Miscellaneous

• Outstanding Shares: 185,670,000
• Free Float: 136,283,000
• Market Cap: $5.12 billion
• Optionable: N/A
• Beta: N/A