First of Long Island (FLIC) Stock Price, News & Analysis

Company Overview

First of Long Island Corporation (NASDAQ: FLIC) is a bank holding company headquartered in Melville, New York, serving individuals, businesses and municipalities across Long Island and the New York metropolitan area. Through its subsidiary, First National Bank of Long Island, the company provides a comprehensive range of commercial and retail banking services, including deposit accounts, treasury management, and electronic banking solutions.

The company’s lending portfolio is diversified across consumer, residential real estate and commercial sectors. Products include mortgage loans, home equity lines of credit, small business loans, and commercial real estate financing. In addition to traditional lending, First of Long Island offers trust and wealth management services, retirement planning, fiduciary trust administration, and investment advisory services through its specialized trust department.

Founded in 1921, First of Long Island has grown steadily through organic expansion and strategic branch openings throughout Nassau and Suffolk counties. The bank has maintained a community-oriented focus, supporting local economic development initiatives and charitable endeavors. Its branch network, combined with digital banking platforms, provides customers with convenient access to financial services across its core Long Island footprint.

The company is governed by a board of directors and an executive management team with extensive experience in banking, finance and community development. First of Long Island’s leadership emphasizes prudent risk management, customer service excellence and long-term value creation as central pillars of its operating philosophy.

Key Stats

• Today's Range: $11.73 to $12.20
• 50-Day Range: $11.69 to $12.73
• 52-Week Range: $10.45 to $15.03
• Volume: 314,791 shs
• Average Volume: 94,837 shs
• Market Capitalization: $269.44 million
• P/E Ratio: 15.84
• Dividend Yield: 7.07%
• Price Target: $16.56
• Consensus Rating: Buy

First of Long Island Stock Analysis - MarketRank™

First of Long Island scored higher than 57% of companies evaluated by MarketBeat, and ranked 570th out of 933 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.5 / 5
• Analyst Rating: Buy

Consensus Rating

First of Long Island has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 1 buy rating, no hold ratings, and no sell ratings.

Amount of Analyst Coverage

First of Long Island has received no research coverage in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of First of Long Island is 15.84, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 26.51.

Price to Earnings Ratio vs. Sector

The P/E ratio of First of Long Island is 15.84, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.17.

Price to Book Value per Share Ratio

First of Long Island has a P/B Ratio of 0.71. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: N/A
• Short Interest Level: N/A

Short Interest

There is no current short interest data available for FLIC.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Leadership

First of Long Island is a leading dividend payer. It pays a dividend yield of 7.09%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

First of Long Island does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of First of Long Island is 116.67%. Payout ratios above 75% are not desirable because they may not be sustainable.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Short Interest

There is no current short interest data available for FLIC.

News and Social Media

• Score: 0.6 / 5
• News Sentiment: N/A

Search Interest

3 people have searched for FLIC on MarketBeat in the last 30 days. This is an increase of 200% compared to the previous 30 days.

Company Ownership

• Score: 0.8 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, First of Long Island insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 6.33% of the stock of First of Long Island is held by insiders.

Percentage Held by Institutions

48.33% of the stock of First of Long Island is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

FLIC Stock Analysis - Frequently Asked Questions

How were First of Long Island's earnings last quarter?

The First of Long Island Co. (NASDAQ:FLIC) posted its quarterly earnings data on Wednesday, April, 30th. The bank reported $0.17 earnings per share (EPS) for the quarter, missing analysts' consensus estimates of $0.21 by $0.04. The bank earned $21.54 million during the quarter, compared to analysts' expectations of $21.89 million. First of Long Island had a trailing twelve-month return on equity of 4.74% and a net margin of 9.52%.

When did First of Long Island's stock split?

Shares of First of Long Island split on the morning of Tuesday, November 29th 2016.The 3-2 split was announced on Thursday, October 27th 2016. The newly created shares were issued to shareholders after the market closes on Monday, November 28th 2016. An investor that had 100 shares of stock prior to the split would have 150 shares after the split.

What other stocks do shareholders of First of Long Island own?

Based on aggregate information from My MarketBeat watchlists, some other companies that First of Long Island investors own include American Water Works (AWK), Humana (HUM), Waste Connections (WCN), Voyager Therapeutics (VYGR), The RMR Group (RMR), AU Optronics (AUOTY) and DiamondRock Hospitality (DRH).

Company Calendar

• Last Earnings: 4/30/2025
• Today: 7/18/2025
• Next Earnings (Estimated): 7/24/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: National commercial banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:FLIC
• CIK: 740663
• Web: www.fnbli.com
• Phone: (516) 671-4900
• Fax: 516-676-7900
• Employees: 320
• Year Founded: 1927

Price Target and Rating

• Average Price Target for First of Long Island: $16.56
• High Price Target: $16.56
• Low Price Target: $16.56
• Potential Upside/Downside: +39.4%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 1 Analysts

Profitability

• EPS (Trailing Twelve Months): $0.72
• Trailing P/E Ratio: 15.84
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $17.08 million
• Net Margins: 9.52%
• Pretax Margin: 11.46%
• Return on Equity: 4.74%
• Return on Assets: 0.43%

Debt

• Debt-to-Equity Ratio: 1.15
• Current Ratio: 0.98
• Quick Ratio: 0.98

Sales & Book Value

• Annual Sales: $85.87 million
• Price / Sales: 3.14
• Cash Flow: $1.23 per share
• Price / Cash Flow: 9.68
• Book Value: $16.83 per share
• Price / Book: 0.71

Miscellaneous

• Outstanding Shares: 22,680,000
• Free Float: 21,119,000
• Market Cap: $269.44 million
• Optionable: Optionable
• Beta: 0.85